Gujarat State Financial Corporation
Gujarat State Financial Corporation (GUJSTATFIN) share price was ₹8.50 at the 27 Oct 2026 close; sector Financial Services. The share price fell 36.1% over the year to 27 Oct 2026 (adjusted for splits and bonuses). In the Jun 2026 quarter, revenue was under ₹1 Cr in both quarters and net profit was −₹20 Cr, against −₹31 Cr a year earlier (compared with Jun 2025). Promoters held 83.95% of Gujarat State Financial Corporation in Sep 2026, unchanged from Jun 2026.
Peer Comparison
Financial Services › Finance › Financial Institution
| ₹322.15 | 4.08 | 1,06,313 Cr | 0.74 | 1.24% | 19.39% | 9.59% | 1,14,711 Cr | 33,642 Cr | |
| ₹75.20 | 13.33 | 98,275 Cr | 1.62 | 1.54% | 12.35% | 5.48% | 30,364 Cr | 7,371 Cr | |
| ₹297.10 | 4.88 | 78,233 Cr | 0.82 | 2.71% | 19.17% | 9.64% | 59,122 Cr | 16,035 Cr | |
| ₹148.59 | 6.99 | 29,746 Cr | 1.45 | 0.87% | 18.36% | 7.54% | 14,119 Cr | 4,255 Cr | |
| ₹101.10 | 14.44 | 28,401 Cr | 1.98 | 1.35% | 13.59% | 8.03% | 8,879 Cr | 1,970 Cr | |
| ₹58.26 | 91.03 | 15,697 Cr | 1.75 | 0.00% | 2.80% | 4.69% | 2,048 Cr | 432 Cr | |
| ₹157.86 | 47.41 | 7,309 Cr | 5.56 | 0.39% | 9.11% | 10.32% | 243 Cr | 154 Cr | |
| ₹8.18 | — | 73 Cr | — | 0.00% | 3.99% | -0.55% | 17 Cr | -116 Cr | |
| Gujarat State Financial Corporation (this company) | ₹8.18 | — | — | — | — | — | — | — | — |
| Median 9 companies | ₹101.10 | 13.33 | 29,074 Cr | 1.62 | 1.06% | 12.97% | 7.79% | 11,499 Cr | 3,113 Cr |
Comparable companies in the same industry. Market cap, P/E and P/B use the live price; other metrics are as reported in filings. A dash means the figure is not published for that company.
Tapetide Score
Data-driven rating, 0–100. How it works →
No Tapetide Score has been computed for this stock yet.
Key Insights
Weaknesses
3- Company has low interest coverage ratio.
- Earnings include an other income of Rs.11.8 Cr.
- Company's cost of borrowing seems high
Technical Indicators
Oscillators
Bearish
Overall
Bearish
Moving Averages
Bearish
Growth Rate
change over 1 year
Quarterly Results
| Particulars | Jun 2023 | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 3 | 1 | 0 | 1 | 1 | 0 | -1 | 0 | 0 | 0 | 0 | 4 | 0 |
| Expenses | 1 | 3 | -1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 0 |
| Financing Profit | -32 | -36 | -34 | -34 | -35 | -36 | -37 | -35 | -36 | -36 | -36 | -32 | -24 |
| Fin. Margin % | -1046% | -3736% | -168750% | -5524% | -6558% | -10462% | 3813% | -14056% | -39456% | -72320% | — | -776% | — |
| Other Income | 3 | 5 | 3 | 5 | 4 | 4 | 5 | 4 | 4 | 4 | 4 | -1 | 4 |
| Interest | 34 | 35 | 35 | 34 | 35 | 35 | 35 | 35 | 35 | 36 | 36 | 35 | 23 |
| Depreciation | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| PBT | -28 | -31 | -30 | -30 | -31 | -31 | -32 | -31 | -31 | -32 | -32 | -32 | -20 |
| Tax % | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% |
| Net Profit | -28 | -31 | -30 | -30 | -31 | -31 | -32 | -31 | -31 | -32 | -32 | -32 | -20 |
| EPS (₹) | -3.18 | -3.47 | -3.41 | -3.32 | -3.5 | -3.53 | -3.55 | -3.48 | -3.48 | -3.59 | -3.58 | -3.63 | -2.21 |
| Gross NPA % | 100% | 100% | 100% | 100% | 100% | 100% | 100% | 100% | 100% | 100% | 100% | — | 100% |
| Net NPA % | 100% | 100% | 100% | 100% | 100% | 100% | 100% | 100% | 100% | 100% | 100% | — | 100% |
Profit & Loss
| Particulars | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 29 | 34 | 12 | 15 | 12 | 13 | 11 | 10 | 10 | 18 | 15 | 16 | 4 |
| Expenses | 45 | 19 | 11 | 7 | 8 | 6 | 5 | 5 | 4 | 3 | 3 | 2 | 2 |
| Financing Profit | -134 | -106 | -122 | -118 | -124 | -123 | -126 | -128 | -129 | -123 | -127 | -127 | -128 |
| Fin. Margin % | -465% | -309% | -1001% | -802% | -1049% | -937% | -1149% | -1246% | -1272% | -696% | -829% | -776% | -3092% |
| Other Income | 40 | 1 | 6 | 3 | 10 | 6 | 3 | 1 | 4 | 4 | 2 | 0 | 12 |
| Interest | 118 | 121 | 124 | 126 | 128 | 130 | 132 | 134 | 136 | 137 | 139 | 141 | 129 |
| Depreciation | 0 | 0 | 1 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| PBT | -95 | -105 | -117 | -116 | -115 | -117 | -123 | -128 | -125 | -119 | -125 | -127 | -116 |
| Tax % | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | — |
| Net Profit | -95 | -105 | -117 | -116 | -115 | -117 | -123 | -128 | -125 | -119 | -125 | -127 | -116 |
| EPS (₹) | -10.64 | -11.78 | -13.15 | -12.96 | -12.89 | -13.18 | -13.79 | -14.34 | -14.04 | -13.38 | -14.07 | -14.28 | -13.01 |
| Div. Payout % | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | — |
Balance Sheet
| Particulars | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Equity Capital | 94 | 94 | 94 | 94 | 94 | 94 | 94 | 94 | 94 | 94 | 94 | 94 |
| Reserves | -1,961 | -2,066 | -2,184 | -2,299 | -2,414 | -2,531 | -2,654 | -2,782 | -2,907 | -3,029 | -3,154 | -3,282 |
| Borrowing | 662 | 662 | 662 | 662 | 662 | 662 | 662 | 662 | 662 | 662 | 662 | 662 |
| Other Liabilities | 1,314 | 1,434 | 1,558 | 1,683 | 1,812 | 1,941 | 2,073 | 2,207 | 2,342 | 2,479 | 2,619 | 2,760 |
| Total Liabilities | 108 | 123 | 129 | 139 | 153 | 165 | 174 | 180 | 190 | 206 | 220 | 234 |
| Fixed Assets | 4 | 4 | 4 | 4 | 4 | 3 | 3 | 3 | 2 | 2 | 2 | 2 |
| CWIP | 1 | 1 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Investments | 3 | 2 | 2 | 126 | 141 | 153 | 163 | 170 | 179 | 194 | 206 | 221 |
| Other Assets | 101 | 116 | 123 | 10 | 8 | 9 | 8 | 7 | 9 | 10 | 12 | 11 |
| Total Assets | 108 | 123 | 129 | 139 | 153 | 165 | 174 | 180 | 190 | 206 | 220 | 234 |
Cash Flow
| Particulars | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Operating | -2 | 1 | -2 | 3 | 5 | 2 | -1 | -14 | -8 | -12 | -14 | -17 |
| Investing | 25 | 11 | 9 | -2 | -7 | -2 | 1 | 9 | 9 | 11 | 14 | 16 |
| Financing | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Net Cash Flow | 23 | 12 | 7 | 1 | -2 | 0 | 0 | -4 | 1 | -1 | 1 | -1 |
| Free Cash Flow | 1 | 1 | -2 | 3 | 5 | 2 | -1 | -14 | -8 | -12 | -14 | -17 |
| CFO/OP | 12 | 7 | -141 | 38 | 123 | 26 | -21 | -258 | -125 | -79 | -111 | -122 |
Insights
BetaAI-extracted from concalls & annual reports · figures as reported, with sources
Log in to view Gujarat State Financial Corporation insights
28 extracted metrics + investor summaries across FY15–FY27.
Documents
Frequently Asked Questions about Gujarat State Financial Corporation
What does Gujarat State Financial Corporation do?
Where is Gujarat State Financial Corporation (GUJSTATFIN) listed?
Which sector does Gujarat State Financial Corporation belong to?
Company Information
Incorporated in 1960, Gujarat State Financial Corporation is a term lending development financial institution mandated to provide finance to small and medium scale enterprises.
For AI agents and developers
Reading this as an AI agent, LLM or automated pipeline? Every page on Tapetide is also published as clean Markdown — no navigation, no scripts, just the data. Fetch https://tapetide.com/stocks/GUJSTATFIN.md for Gujarat State Financial Corporation: company profile, latest price, key fundamentals, the Tapetide Score, growth rates, quarterly and annual financial statements, shareholding pattern, technical indicators, analyst ratings and exchange filings.
Append .md to any Tapetide URL for the
same treatment. A full index of what we publish is at /llms.txt and /llms-full.txt. For
live, structured queries instead of documents, use our Indian stock market MCP server.