Housing & Urban Development Corporation Ltd
HUDCO NSE
Housing & Urban Development Corporation Ltd
Financial Services F&ONSE: HUDCO BSE: 540530 Financial Institution
Key Fundamentals
MidcapFinancial InstitutionFinancial ServicesMarket Cap
₹32,381 Cr
Volatility
Moderate
P/E Ratio
12.1
Book Value
₹90.09
52W High
₹444.1
52W Low
₹329.9
Technical Indicators
Key Insights
Strengths
1- Company has been maintaining a healthy dividend payout of 38.4%
Weaknesses
4- Company has low interest coverage ratio.
- The company has delivered a poor sales growth of 6.45% over past five years.
- Company has a low return on equity of 13.5% over last 3 years.
- Company might be capitalizing the interest cost
Growth Rate
Revenue Growth
17.05% ↘
Net Income Growth
4.00% →
Cash Flow Change
-
ROE
16.00% ↗
ROCE
-
EBITDA Margin (Avg.)
-
Quarterly Results
| Dec 2022 | Mar 2023 | Jun 2023 | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Depreciation | 3 | 3 | 2 | 2 | 2 | 2 | 2 | 3 | 3 | 4 | 3 | 3 | 3 |
| EPS in Rs | 1.27 | 3.19 | 2.23 | 2.26 | 2.59 | 3.5 | 2.79 | 3.44 | 3.67 | 3.64 | 3.15 | 3.55 | 3.56 |
| Expenses | 245 | -155 | 60 | 55 | 12 | 8 | 47 | -138 | 73 | -28 | 109 | 147 | 320 |
| Fin. Margin % | 19% | 46% | 32% | 32% | 34% | 40% | 31% | 39% | 33% | 36% | 29% | 29% | 21% |
| Financing Profit | 333 | 857 | 592 | 593 | 688 | 817 | 678 | 994 | 924 | 1,014 | 852 | 926 | 717 |
| Interest | 1,132 | 1,150 | 1,191 | 1,217 | 1,313 | 1,240 | 1,464 | 1,662 | 1,762 | 1,859 | 1,976 | 2,147 | 2,394 |
| Net Profit | 254 | 639 | 446 | 452 | 519 | 700 | 558 | 689 | 735 | 728 | 630 | 710 | 713 |
| Other Income | 10 | 10 | 9 | 16 | 10 | 129 | 9 | 8 | 10 | 10 | 8 | 32 | 74 |
| PBT | 340 | 864 | 598 | 606 | 696 | 943 | 685 | 1,000 | 932 | 1,020 | 857 | 955 | 788 |
| Revenue | 1,710 | 1,852 | 1,843 | 1,865 | 2,013 | 2,065 | 2,188 | 2,518 | 2,760 | 2,845 | 2,937 | 3,219 | 3,431 |
| Tax % | 25% | 26% | 25% | 26% | 25% | 26% | 19% | 31% | 21% | 29% | 26% | 26% | 10% |
Profit & Loss
| Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | TTM | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Depreciation | 4 | 5 | 5 | 5 | 5 | 5 | 6 | 7 | 8 | 11 | 10 | 11 | 12 |
| Div. Payout % | 14% | 13% | 13% | 13% | 11% | 14% | 36% | 28% | 41% | 45% | 39% | 31% | — |
| EPS in Rs | 367 | 384 | 3.91 | 4.21 | 5.04 | 5.89 | 8.53 | 7.89 | 8.57 | 8.5 | 10.57 | 13.53 | 13.9 |
| Expenses | 192 | 477 | 319 | 468 | 526 | 652 | 544 | 277 | 111 | 279 | 134 | -46 | 547 |
| Fin. Margin % | 36% | 33% | 32% | 31% | 33% | 33% | 29% | 31% | 34% | 32% | 35% | 35% | 28% |
| Financing Profit | 1,084 | 1,131 | 1,044 | 1,082 | 1,408 | 1,861 | 2,176 | 2,225 | 2,342 | 2,296 | 2,736 | 3,644 | 3,509 |
| Interest | 1,702 | 1,775 | 1,908 | 1,986 | 2,295 | 3,071 | 4,848 | 4,765 | 4,533 | 4,507 | 4,961 | 6,747 | 8,377 |
| Net Profit | 734 | 768 | 783 | 842 | 1,010 | 1,180 | 1,708 | 1,578 | 1,716 | 1,701 | 2,117 | 2,709 | 2,781 |
| Other Income | 25 | 44 | 37 | 98 | 6 | 7 | 4 | 11 | 11 | 4 | 117 | 4 | 124 |
| PBT | 1,105 | 1,170 | 1,076 | 1,175 | 1,408 | 1,863 | 2,174 | 2,229 | 2,346 | 2,289 | 2,843 | 3,637 | 3,621 |
| Revenue | 2,978 | 3,383 | 3,270 | 3,536 | 4,228 | 5,584 | 7,567 | 7,267 | 6,986 | 7,082 | 7,831 | 10,345 | 12,433 |
| Tax % | 34% | 34% | 27% | 28% | 28% | 37% | 21% | 29% | 27% | 26% | 26% | 26% | — |
Balance Sheet
| Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Sep 2025 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Borrowing | 18,888 | 18,315 | 25,449 | 28,196 | 36,277 | 59,848 | 61,437 | 60,978 | 61,503 | 62,905 | 73,996 | 1,07,297 | 1,26,838 |
| CWIP | 27 | 25 | 39 | 43 | 35 | 39 | 52 | 39 | 25 | 19 | 15 | 16 | 17 |
| Equity Capital | 2,002 | 2,002 | 2,002 | 2,002 | 2,002 | 2,002 | 2,002 | 2,002 | 2,002 | 2,002 | 2,002 | 2,002 | 2,002 |
| Fixed Assets | 68 | 75 | 73 | 72 | 71 | 71 | 65 | 82 | 93 | 90 | 88 | 88 | 87 |
| Investments | 754 | 756 | 367 | 367 | 527 | 534 | 232 | 250 | 257 | 630 | 297 | 1,318 | 1,701 |
| Other Assets | 29,376 | 32,259 | 35,415 | 38,857 | 48,281 | 72,185 | 75,777 | 76,588 | 78,518 | 80,230 | 93,022 | 1,27,074 | 1,47,460 |
| Other Liabilities | 4,204 | 7,018 | 1,999 | 1,975 | 2,695 | 2,026 | 2,347 | 2,792 | 2,924 | 2,621 | 2,814 | 3,231 | 4,391 |
| Reserves | 5,130 | 5,779 | 6,444 | 7,166 | 7,940 | 8,953 | 10,340 | 11,186 | 12,465 | 13,442 | 14,611 | 15,966 | 16,033 |
| Total Assets | 30,224 | 33,114 | 35,894 | 39,339 | 48,914 | 72,828 | 76,126 | 76,958 | 78,894 | 80,969 | 93,422 | 1,28,496 | 1,49,264 |
| Total Liabilities | 30,224 | 33,114 | 35,894 | 39,339 | 48,914 | 72,828 | 76,126 | 76,958 | 78,894 | 80,969 | 93,422 | 1,28,496 | 1,49,264 |
Cash Flow
| Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| CFO/OP | -119 | 7 | -155 | -72 | -199 | -462 | -13 | 37 | -6 | -6 | -127 | -298 |
| Financing | 3,375 | 204 | 4,659 | 2,509 | 7,858 | 23,422 | 1,365 | -1,083 | 81 | 691 | 10,174 | 32,215 |
| Investing | -80 | -13 | 372 | -5 | -4 | 18 | 83 | -14 | -1 | -352 | 435 | -939 |
| Operating | -3,663 | -182 | -4,965 | -2,598 | -7,830 | -23,400 | -1,336 | 2,161 | -806 | -851 | -10,287 | -31,603 |
| Free Cash Flow | -3,674 | -193 | -4,982 | -2,606 | -7,837 | -23,408 | -1,349 | 2,150 | -812 | -853 | -10,283 | -31,624 |
| Net Cash Flow | -368 | 9 | 66 | -93 | 24 | 39 | 112 | 1,063 | -726 | -512 | 322 | -326 |
Ratios
| Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| ROE % | 11% | 10% | 10% | 9% | 11% | 11% | 15% | 12% | 12% | 11% | 13% | 16% |
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Frequently Asked Questions about Housing & Urban Development Corporation Ltd
What does Housing & Urban Development Corporation Ltd do?
Housing & Urban Development Corporation Ltd is primarily engaged in the business of financing housing and urban development activities in the country.[1]
Where is Housing & Urban Development Corporation Ltd (HUDCO) listed?
Housing & Urban Development Corporation Ltd is listed on the Indian stock exchanges. It is listed on NSE: HUDCO and BSE: 540530. You can view its live share price, financials, and ratios on Tapetide.
Which sector does Housing & Urban Development Corporation Ltd belong to?
Housing & Urban Development Corporation Ltd operates in the Financial Services sector within the Financial Institution industry. Sector classification helps investors compare companies affected by similar economic conditions and regulatory changes.
What is the market capitalisation of Housing & Urban Development Corporation Ltd?
Housing & Urban Development Corporation Ltd has a market capitalisation of approximately ₹32380.73 Cr. Based on this, it is classified as a Large Cap stock.
What is the PE ratio of Housing & Urban Development Corporation Ltd?
The Price-to-Earnings (PE) ratio of Housing & Urban Development Corporation Ltd is 12.10. The PE ratio compares a company's share price to its earnings per share and is commonly used to assess whether a stock is overvalued or undervalued relative to its peers.
What is the 52-week high and low of Housing & Urban Development Corporation Ltd?
Over the past 52 weeks, Housing & Urban Development Corporation Ltd has traded between a low of ₹329.9 and a high of ₹444.1. This range helps investors understand the stock's price volatility and recent trading levels.
Does Housing & Urban Development Corporation Ltd pay dividends?
Yes, Housing & Urban Development Corporation Ltd has a dividend yield of 2.47%. Dividend yield indicates the annual dividend income relative to the share price. A consistent dividend history can signal financial stability.
How can I research Housing & Urban Development Corporation Ltd on Tapetide?
On Tapetide, you can view Housing & Urban Development Corporation Ltd's live share price, quarterly results, profit & loss statements, balance sheet, cash flow, key ratios, shareholding pattern, technical indicators, analyst ratings, and forecasts — all on a single page without needing to sign up.
Company Information
Housing & Urban Development Corporation Ltd is primarily engaged in the business of financing housing and urban development activities in the country.[1]
Website hudco.org.in
CEO Mr. Sanjay Kulshrestha
Employees 619
Listed 2017-05-19
Face Value ₹ 10
Issued Size 2,00,19,00,000