Credo Brands Marketing Ltd
MUFTI NSE
Credo Brands Marketing Ltd
Consumer DiscretionaryNSE: MUFTI BSE: 544058 Speciality Retail
Key Fundamentals
MicrocapSpeciality RetailRetailMarket Cap
₹436 Cr
Volatility
Low Risk
P/E Ratio
6.5
EBITDA
₹186 Cr
Return on Equity
17.33%
Debt to Equity
0.65
Book Value
₹62.75
EPS
₹9.36
52W High
₹189
52W Low
₹63.06
Technical Indicators
Key Insights
Strengths
3- Stock is trading at 1.14 times its book value
- Stock is providing a good dividend yield of 4.15%.
- Company has delivered good profit growth of 33.7% CAGR over last 5 years
Growth Rate
Revenue Growth
9.16% ↗
Net Income Growth
15.54% ↗
Cash Flow Change
182.79% ↗
ROE
-3.81% ↗
ROCE
-0.44% ↗
EBITDA Margin (Avg.)
3.12% ↗
Quarterly Results
| Dec 2022 | Mar 2023 | Jun 2023 | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Depreciation | 12.78 | 14.39 | 14.51 | 15.39 | 16.18 | 16.15 | 15.43 | 16.5 | 18.06 | 18.56 | 18.23 | 18.38 | 18.99 |
| EPS in Rs | 60.25 | 67.12 | 1.33 | 4.35 | 2.42 | 1.09 | 1.51 | 4.07 | 2.81 | 2.12 | 0.96 | 2.89 | 1.07 |
| Expenses | 87.57 | 94.26 | 88.24 | 109 | 108 | 102 | 90.5 | 128 | 108 | 112 | 88.9 | 116 | 113 |
| Interest | 5.09 | 4.76 | 5.37 | 5.63 | 6.66 | 6.4 | 6.1 | 6.3 | 6.61 | 6.48 | 6.2 | 6.39 | 6.54 |
| Net Profit | 19.37 | 21.58 | 8.57 | 27.97 | 15.59 | 7.03 | 9.77 | 26.46 | 18.35 | 13.83 | 6.3 | 18.87 | 7.02 |
| OPM % | 32.9% | 29.02% | 25.53% | 34.31% | 28.31% | 23.25% | 26.95% | 31.06% | 30.66% | 26.83% | 25.88% | 29.39% | 22.93% |
| Operating Profit | 42.93 | 38.53 | 30.25 | 56.82 | 42.51 | 30.94 | 33.39 | 57.64 | 47.68 | 41.11 | 31.04 | 48.12 | 33.51 |
| Other Income | 0.97 | 9.57 | 0.94 | 1.18 | 1.05 | 1.46 | 1.2 | 0.52 | 1.48 | 2.87 | 1.62 | 1.91 | 1.71 |
| PBT | 26.03 | 28.95 | 11.31 | 36.98 | 20.72 | 9.85 | 13.06 | 35.36 | 24.49 | 18.94 | 8.23 | 25.26 | 9.69 |
| Sales | 131 | 133 | 118 | 166 | 150 | 133 | 124 | 186 | 156 | 153 | 120 | 164 | 146 |
| Tax % | 25.59% | 25.46% | 24.14% | 24.34% | 24.81% | 28.63% | 25.11% | 25.14% | 25.07% | 26.98% | 23.45% | 25.3% | 27.55% |
Profit & Loss
| Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | TTM | |
|---|---|---|---|---|---|---|---|---|
| Depreciation | 11 | 13 | 13 | 46 | 53 | 62 | 69 | 74 |
| Div. Payout % | 0% | 0% | 0% | 0% | 0% | 5% | 29% | — |
| EPS in Rs | 53.76 | 48.46 | 29.01 | 106 | 241 | 9.17 | 10.47 | 7.04 |
| Expenses | 358 | 405 | 264 | 247 | 336 | 406 | 437 | 429 |
| Interest | 2 | 7 | 5 | 15 | 18 | 24 | 25 | 26 |
| Net Profit | 17 | 15 | 9 | 34 | 77 | 59 | 68 | 46 |
| OPM % | 9% | 10% | 10% | 27% | 33% | 28% | 29% | 26% |
| Operating Profit | 37 | 45 | 29 | 94 | 162 | 161 | 181 | 154 |
| Other Income | 1 | 1 | 1 | 13 | 13 | 4 | 5 | 8 |
| PBT | 25 | 26 | 12 | 46 | 104 | 79 | 92 | 62 |
| Sales | 395 | 450 | 293 | 341 | 498 | 567 | 618 | 583 |
| Tax % | 32% | 41% | 23% | 26% | 25% | 25% | 26% | — |
Balance Sheet
| Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Sep 2025 | |
|---|---|---|---|---|---|---|---|---|
| Borrowings | 33 | 43 | 15 | 154 | 192 | 253 | 237 | 242 |
| CWIP | 5 | 1 | 0 | 1 | 0 | 1 | 1 | 0 |
| Equity Capital | 3 | 3 | 3 | 3 | 3 | 13 | 13 | 13 |
| Fixed Assets | 44 | 47 | 41 | 179 | 237 | 281 | 291 | 287 |
| Investments | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Other Assets | 228 | 249 | 251 | 296 | 338 | 428 | 478 | 489 |
| Other Liabilities | 54 | 66 | 79 | 86 | 101 | 115 | 122 | 119 |
| Reserves | 187 | 185 | 195 | 233 | 278 | 329 | 397 | 403 |
| Total Assets | 277 | 297 | 292 | 476 | 574 | 710 | 769 | 777 |
| Total Liabilities | 277 | 297 | 292 | 476 | 574 | 710 | 769 | 777 |
Cash Flow
| Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | |
|---|---|---|---|---|---|---|---|
| CFO/OP | 53 | 65 | 222 | 105 | 65 | 50 | 102 |
| Financing | 12 | -11 | -31 | -39 | -82 | -28 | -96 |
| Investing | -19 | -14 | -7 | -28 | -21 | -35 | -20 |
| Operating | 7 | 25 | 61 | 78 | 75 | 56 | 159 |
| Free Cash Flow | -12 | 8 | 54 | 63 | 40 | 21 | 138 |
| Net Cash Flow | 0 | 0 | 24 | 11 | -28 | -6 | 44 |
Ratios
| Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | |
|---|---|---|---|---|---|---|---|
| Cash Conversion Cycle | 208 | 186 | 224 | 204 | 223 | 293 | 246 |
| Days Payable | 41 | 43 | 103 | 91 | 73 | 33 | 35 |
| Debtor Days | 106 | 116 | 152 | 132 | 101 | 137 | 141 |
| Inventory Days | 142 | 114 | 175 | 163 | 195 | 189 | 141 |
| ROCE % | — | 15% | 8% | 20% | 28% | 19% | 19% |
| Working Capital Days | 117 | 117 | 167 | 125 | 134 | 145 | 150 |
Documents
Financial Year 2025
from bse
from bse
Financial Year 2024
from bse
from bse
Concall - Nov 2025
Nov 2025
Concall - Nov 2024
Nov 2024
Concall - May 2025
May 2025
Concall - Jun 2024
Jun 2024
Concall - Jan 2024
Jan 2024
Concall - Feb 2026
Feb 2026
Concall - Feb 2025
Feb 2025
Concall - Feb 2024
Feb 2024
Concall - Aug 2025
Aug 2025
Concall - Aug 2024
Aug 2024
Announcement under Regulation 30 (LODR)-Press Release / Media Release
9 Feb - Q3 revenue ₹146.1cr, PAT ₹7.0cr; 9M revenue ₹429.7cr, PAT ₹32.1cr; 446 stores.
9 Feb - Q3 revenue ₹146.1cr, PAT ₹7.0cr; 9M revenue ₹429.7cr, PAT ₹32.1cr; 446 stores.
Announcement under Regulation 30 (LODR)-Credit Rating
20 Feb - CARE A+; Stable / CARE A1+ reaffirmed for ₹70 crore bank facilities on Feb 20, 2026.
20 Feb - CARE A+; Stable / CARE A1+ reaffirmed for ₹70 crore bank facilities on Feb 20, 2026.
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - Outcome
10 Feb - Audio of Feb 10, 2026 analyst call on unaudited Q3/9M results available online.
10 Feb - Audio of Feb 10, 2026 analyst call on unaudited Q3/9M results available online.
Rating update
21 Feb 2025 from care
21 Feb 2025 from care
Rating update
21 Feb 2024 from care
21 Feb 2024 from care
Rating update
20 Feb from care
20 Feb from care
Frequently Asked Questions about Credo Brands Marketing Ltd
What does Credo Brands Marketing Ltd do?
Incorporated in 1999, Credo Brands Marketing Ltd is in the business of selling of fashion casual garments and accessories under the brand name MUFTI[1]
Where is Credo Brands Marketing Ltd (MUFTI) listed?
Credo Brands Marketing Ltd is listed on the Indian stock exchanges. It is listed on NSE: MUFTI and BSE: 544058. You can view its live share price, financials, and ratios on Tapetide.
Which sector does Credo Brands Marketing Ltd belong to?
Credo Brands Marketing Ltd operates in the Consumer Discretionary sector within the Speciality Retail industry. Sector classification helps investors compare companies affected by similar economic conditions and regulatory changes.
What is the market capitalisation of Credo Brands Marketing Ltd?
Credo Brands Marketing Ltd has a market capitalisation of approximately ₹435.82 Cr. Based on this, it is classified as a Small Cap stock.
What is the PE ratio of Credo Brands Marketing Ltd?
The Price-to-Earnings (PE) ratio of Credo Brands Marketing Ltd is 6.50. The PE ratio compares a company's share price to its earnings per share and is commonly used to assess whether a stock is overvalued or undervalued relative to its peers.
What is the 52-week high and low of Credo Brands Marketing Ltd?
Over the past 52 weeks, Credo Brands Marketing Ltd has traded between a low of ₹63.06 and a high of ₹189. This range helps investors understand the stock's price volatility and recent trading levels.
Does Credo Brands Marketing Ltd pay dividends?
Yes, Credo Brands Marketing Ltd has a dividend yield of 4.40%. Dividend yield indicates the annual dividend income relative to the share price. A consistent dividend history can signal financial stability.
What is the Return on Equity (ROE) of Credo Brands Marketing Ltd?
Credo Brands Marketing Ltd has a Return on Equity (ROE) of 17.33%. ROE measures how effectively a company uses shareholders' equity to generate profits. A higher ROE generally indicates better capital efficiency.
How can I research Credo Brands Marketing Ltd on Tapetide?
On Tapetide, you can view Credo Brands Marketing Ltd's live share price, quarterly results, profit & loss statements, balance sheet, cash flow, key ratios, shareholding pattern, technical indicators, analyst ratings, and forecasts — all on a single page without needing to sign up.
Company Information
Incorporated in 1999, Credo Brands Marketing Ltd is in the business of selling of fashion casual garments and accessories under the brand name MUFTI[1]