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TCI Finance

TCIFINANCE NSE
₹13.87 0.02 (0.14%)
Market Cap
₹17.85 Cr

TCI Finance (TCIFINANCE) share price was ₹13.87 at the 28 Oct 2026 close; market capitalisation ₹17.85 Cr; sector Financial Services. The share price rose 12.7% over the year to 28 Oct 2026 (adjusted for splits and bonuses). In the Jun 2026 quarter, revenue was under ₹1 Cr in both quarters and net profit was −₹0.35 Cr, against −₹0.42 Cr a year earlier (compared with Jun 2025). Promoters held 24.72% of TCI Finance in Sep 2026, unchanged from Jun 2026. Its Tapetide Score is 34/100 (Poor) as of 28 Oct 2026.

Close 28 Oct 2026 ₹13.87 +1.56 +12.67% 1Y

Key Fundamentals

MicrocapFinanceFinancial Services
Market Cap
₹17.85 Cr
EBITDA
₹12.10 Cr
Return on Equity
9.56%
Debt to Equity
0.83
Book Value
−₹60.74
EPS (TTM)
−₹1.33
52W High
₹38.46
52W Low
₹10.00

Price-based figures as of 28 Oct 2026, 15:31 IST · EPS basis: Standalone · TTM

Peer Comparison

Financial Services › NBFC › Non Banking Financial Company (NBFC)

Bajaj Finance
₹917.2526.335,71,076 Cr4.640.66%16.53%10.71%89,874 Cr22,067 Cr
Shriram Finance
₹832.5514.741,95,903 Cr1.760.79%15.18%11.00%51,245 Cr11,318 Cr
Cholamandalam Investment
₹1,545.2022.791,32,008 Cr4.310.14%17.17%9.46%33,147 Cr5,751 Cr
Tata Capital
₹309.3024.031,31,294 Cr2.940.19%10.38%8.56%34,329 Cr5,478 Cr
Muthoot Finance
₹2,392.708.4596,059 Cr2.371.25%26.67%15.43%33,526 Cr11,457 Cr
L&T Finance
₹246.5019.3961,782 Cr2.111.14%10.64%10.11%20,742 Cr3,198 Cr
SBI Cards
₹527.5522.0750,204 Cr2.920.47%13.78%18.31%21,048 Cr2,275 Cr
TCI Finance (this company)
₹13.87—18 Cr—0.00%9.56%18.17%1 Cr-2 Cr
Median 8 companies₹680.0522.071,13,677 Cr2.920.57%14.48%10.86%33,337 Cr5,615 Cr

Comparable companies in the same industry. Market cap, P/E and P/B use the live price; other metrics are as reported in filings. A dash means the figure is not published for that company.

Tapetide Score

Data-driven rating, 0–100. How it works →

As of 2026-10-28
v2.0.0
34 Poor
Overall score
Data confidence 73/100
surveillance:GSM

Category scores

Valuation Weak 37
Cheap vs sector & own history 31%
Growth Poor 7
Sales & profit trajectory 12%
Financial Health Poor 21
Solvency, leverage, coverage 12%
Momentum Weak 41
Trend strength, vol-adjusted 15%
Ownership Average 50
FII/DII/promoter flows 31%
Capped: a governance trigger overrides the fundamentals here (surveillance:GSM ≤ 40).

The Tapetide Score is data analysis, not investment advice. Tapetide is not a SEBI-registered research analyst or investment adviser.

Key Insights

Weaknesses

4
  • Company has low interest coverage ratio.
  • Promoter holding is low: 24.7%
  • Contingent liabilities of Rs.178 Cr.
  • Company's cost of borrowing seems high

Technical Indicators

Oscillators

BearishNeutralBullish

Bearish

Bearish
2
Neutral
7
Bullish
0

Overall

BearishNeutralBullish

Bearish

Bearish
12
Neutral
7
Bullish
0

Moving Averages

BearishNeutralBullish

Bearish

Bearish
10
Neutral
0
Bullish
0

Growth Rate

Revenue Growth
9.92% higher than 3Y

change over 1 year

Net Income Growth
188% higher than 3Y

change over 1 year

Cash Flow Change
361%

change over 1 year

EBITDA Margin Change
2.49%

change over 1 year

Quarterly Results

Particulars Jun 2023Sep 2023Dec 2023Mar 2024Jun 2024Sep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025Mar 2026Jun 2026
Revenue
0.23
0.42
0
0
0
0
0
0
0
0
0
0
0
Expenses
0.32
0.26
0.31
0.38
0.46
0.41
0.28
2.13
0.42
0.38
0.28
0.25
0.35
Financing Profit
-0.28
0.02
-0.43
-0.45
-0.46
-0.41
-0.28
-2.13
-0.42
-0.38
-1.09
-0.37
-0.35
Fin. Margin %
-121.74%
4.76%
—
—
—
—
—
—
—
—
—
—
—
Other Income
0
0
0.7
-0.04
-0.04
0.2
0.04
6.66
0
0
0
0.48
0
Interest
0.19
0.14
0.12
0.07
0
0
0
0
0
0
0.81
0.12
0
Depreciation
0
0
0
0
0
0
0
0
0
0
0
0.01
0
PBT
-0.28
0.02
0.27
-0.49
-0.5
-0.21
-0.24
4.53
-0.42
-0.38
-1.09
0.1
-0.35
Tax %
0%
0%
0%
0%
0%
0%
0%
0%
0%
0%
0%
0%
0%
Net Profit
-0.28
0.02
0.27
-0.49
-0.5
-0.21
-0.24
4.53
-0.42
-0.38
-1.09
0.11
-0.35
EPS (₹)
-0.22
0.02
0.21
-0.38
-0.39
-0.16
-0.19
3.52
-0.33
-0.3
-0.85
0.09
-0.27
Figures in ₹ Crores

Profit & Loss

Particulars Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026TTM
Revenue
13.41
11.26
12.36
11.75
10.29
4.23
4.25
4.53
0
0.66
0.07
0
0
Expenses
0.6
1.11
1.23
1.1
1.89
52.58
9.75
35.4
0.96
1.27
3.27
1.33
1.26
Financing Profit
7.87
2.11
2.57
2.05
2.33
-52.27
-7.74
-32.4
-2.49
-1.13
-3.2
-2.26
-2.19
Fin. Margin %
58.69%
18.74%
20.79%
17.45%
22.64%
-1235.7%
-182.12%
-715.23%
—
-171.21%
-4571.43%
—
—
Other Income
0.32
0.21
1.73
0.03
1.19
0
0
0.09
0
0.65
6.78
0.48
0.48
Interest
4.94
8.04
8.56
8.6
6.07
3.92
2.24
1.53
1.53
0.52
0
0.93
0.93
Depreciation
0.01
0.03
0.03
0.02
0.02
0.02
0.03
0.02
0.02
0
0
0.01
0.01
PBT
8.18
2.29
4.27
2.06
3.5
-52.29
-7.77
-32.33
-2.51
-0.48
3.58
-1.79
-1.72
Tax %
17.11%
13.54%
15.69%
18.45%
29.43%
0.06%
0%
1.98%
0%
0%
0%
0%
—
Net Profit
6.78
1.98
3.6
1.69
2.47
-52.32
-7.77
-32.97
-2.51
-0.48
3.58
-1.78
-1.71
EPS (₹)
5.27
1.54
2.8
1.31
1.92
-40.64
-6.04
-25.61
-1.95
-0.37
2.78
-1.38
-1.33
Div. Payout %
0%
0%
0%
0%
0%
0%
0%
0%
0%
0%
0%
0%
—
Figures in ₹ Crores

Balance Sheet

Particulars Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
Equity Capital
14.2
14.2
14.2
14.2
14.2
14.2
14.2
14.2
14.2
14.2
14.2
14.2
Reserves
25.9
27.89
31.49
33.18
23.32
-57.27
-44.06
-60.94
-77.05
-77.56
-89.37
-91.04
Borrowing
52.11
59.01
54.01
49.87
34.26
27.49
25.35
22.82
11.49
7.42
1.59
2.56
Other Liabilities
0.58
0.92
2.06
3.11
68.1
85.33
87.96
86.86
97.53
83.49
81.02
81.07
Total Liabilities
92.79
102
102
100
140
69.75
83.45
62.94
46.17
27.55
7.44
6.79
Fixed Assets
0.79
0.73
0.54
0.52
1.28
1.29
1.27
1.25
1.24
1.24
1.26
1.25
CWIP
0
0
0
0
0
0
0
0
0
0
0
0
Investments
49.53
49.49
49.51
49.47
101
23.55
47.25
42.84
26.09
23.86
5.3
5.48
Other Assets
42.47
51.8
51.71
50.37
37.6
44.91
34.93
18.85
18.84
2.45
0.88
0.06
Total Assets
92.79
102
102
100
140
69.75
83.45
62.94
46.17
27.55
7.44
6.79
Figures in ₹ Crores

Cash Flow

Particulars Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
Operating
-28.04
-12.64
3.16
3.25
14.41
-22.87
1.69
-22.6
9.8
3.73
4.26
-1.73
Investing
4.26
1.51
1.93
0.88
3.19
25.43
0.38
25.15
1.5
2.23
-0.03
0
Financing
27.88
6.89
-4.99
-4.14
-17.71
-2.52
-2.14
-2.53
-11.33
-4.07
-5.83
0.97
Net Cash Flow
4.11
-4.24
0.1
-0.02
-0.11
0.04
-0.07
0.02
-0.02
1.9
-1.6
-0.77
Free Cash Flow
-28.11
-12.43
4.26
3.25
15.41
-22.9
1.69
-22.6
9.8
3.73
4.23
-1.73
Figures in ₹ Crores

Ratios

Particulars Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
ROE %
18.33%
4.43%
6.4%
3.63%
4.33%
—
—
—
—
—
—
—

Insights

Beta

AI-extracted from concalls & annual reports · figures as reported, with sources

Log in to view TCI Finance insights

54 extracted metrics + investor summaries across FY10–FY27.

Shareholding Pattern

Public63.05%Others12.22%Promot.24.72%As ofSep 2026

Documents

Frequently Asked Questions about TCI Finance

What does TCI Finance Ltd do?
Incorporated in 1973, TCI Finance Ltd is in the business of various financial services[1]
Where is TCI Finance Ltd (TCIFINANCE) listed?
TCI Finance Ltd trades as TCIFINANCE on the NSE and under code 501242 on the BSE.
Which sector does TCI Finance Ltd belong to?
TCI Finance Ltd is classified under the Financial Services sector, in the NBFC industry.
What is the market capitalisation of TCI Finance Ltd?
TCI Finance Ltd has a market capitalisation of ₹17.85 Cr as of 28 Oct 2026, which places it in the Small Cap band.
What is the 52-week high and low of TCI Finance Ltd?
Over the last 52 weeks TCI Finance Ltd has traded between ₹10 and ₹38.46 as of 28 Oct 2026.
What is the Return on Equity (ROE) of TCI Finance Ltd?
TCI Finance Ltd reported a return on equity of 9.56%. Its debt-to-equity ratio is 0.83.

Company Information

Incorporated in 1973, TCI Finance Ltd is in the business of various financial services[1]

Website tcifl.in
CEO Mr. Amit Kumar Ray
Employees 4
Listed 1997-05-21
Face Value ₹ 10
Shares Outstanding 1,28,72,493

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