---
title: "TCI Finance Ltd (TCIFINANCE) — Share Price, Financials & Analysis"
symbol: "TCIFINANCE"
company: "TCI Finance Ltd"
canonical: "https://tapetide.com/stocks/TCIFINANCE"
isin: "INE911B01018"
nse_symbol: "TCIFINANCE"
bse_code: "501242"
sector: "Financial Services"
industry: "Finance"
market_cap_cr: 19.26
generated_at: "2026-09-13T21:38:46.334Z"
---

# TCI Finance Ltd (TCIFINANCE)

Canonical page: https://tapetide.com/stocks/TCIFINANCE

## Company

- **NSE Symbol:** TCIFINANCE
- **BSE Code:** 501242
- **ISIN:** INE911B01018
- **Sector:** Financial Services
- **Industry:** Finance
- **Macro Sector:** Financial Services
- **Stock Type:** EQUITY
- **Listed Since:** 1997-05-21
- **CEO:** Mr. Amit Kumar Ray
- **Employees:** 4
- **Face Value:** ₹10
- **F&O Eligible:** No
- **Website:** tcifl.in

## About

Incorporated in 1973, TCI Finance Ltd is in 
the business of various financial services[1]

## Latest Price

- **Price:** ₹15.01
- **Change:** -0.1 (-0.66%)
- **Open:** ₹14.95
- **Day High:** ₹15.49
- **Day Low:** ₹14.9
- **Previous Close:** ₹15.11
- **Volume:** 14232
- **As Of:** 2026-09-11T09:58:25+00:00

## Key Fundamentals

Observed at 2026-09-11T04:41:55.904781Z.

- **Market Cap:** ₹19.26 Cr
- **Classification:** Microcap
- **P/E (reported):** -11.7
- **EPS (TTM):** ₹-1.33
- **Book Value:** ₹-60.74
- **Price to Book:** -0.26
- **Dividend Yield:** 0%
- **ROE:** 9.56%
- **ROCE:** 18.17%
- **Debt to Equity:** 0.83
- **Revenue (yearly):** ₹14.4 Cr
- **Net Income:** ₹4.9 Cr
- **EBITDA:** ₹12.1 Cr
- **52-Week High:** ₹38.46
- **52-Week Low:** ₹10
- **RSI (14):** 45.44

## Tapetide Score

- **Score:** 34 / 100
- **Score date:** 2026-09-04
- **Percentile:** 4.9 (of 4473 scored stocks)
- **Confidence:** 73%
- **Data coverage:** 63%

| Pillar | Score | Weight |
| --- | --- | --- |
| financial health | 20.93 | 11.54% |
| growth | 6.9 | 11.54% |
| momentum | 55.24 | 15.38% |
| ownership | 50 | 30.77% |
| valuation | 37.54 | 30.77% |

The Tapetide Score is decision-support only, not investment advice.

## Key Insights

### Strengths

- Company has reduced debt.

### Weaknesses

- Company has low interest coverage ratio.
- Promoter holding is low: 24.7%
- Contingent liabilities of Rs.178 Cr.

## Growth Rates

| Metric | QoQ | 1Y | 3Y | 5Y |
| --- | --- | --- | --- | --- |
| cash flow growth | — | 360.86% | 374.67% | 153.77% |
| ebitda margin growth | -250% | 2.49% | 0.9% | -4.68% |
| net income growth | -400% | 188.24% | 9% | 12% |
| revenue growth | -100% | 9.92% | -2.42% | -0.81% |
| roce | -252.17% | 7.83% | -8.09% | 18.56% |
| roe | -418.18% | 166.3% | 7.08% | -44.74% |

## Financial Statements

### Quarterly Results

All figures in ₹ crore unless the row name says otherwise.

| Item | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| Revenue | 0.42 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Expenses | 0.26 | 0.31 | 0.38 | 0.46 | 0.41 | 0.28 | 2.13 | 0.42 | 0.38 | 0.28 | 0.25 | 0.35 |
| Financing Profit | 0.02 | -0.43 | -0.45 | -0.46 | -0.41 | -0.28 | -2.13 | -0.42 | -0.38 | -1.09 | -0.37 | -0.35 |
| Financing Margin % | 4.76 | — | — | — | — | — | — | — | — | — | — | — |
| Other Income | 0 | 0.7 | -0.04 | -0.04 | 0.2 | 0.04 | 6.66 | 0 | 0 | 0 | 0.48 | 0 |
| Interest | 0.14 | 0.12 | 0.07 | 0 | 0 | 0 | 0 | 0 | 0 | 0.81 | 0.12 | 0 |
| Depreciation | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0.01 | 0 |
| Profit before tax | 0.02 | 0.27 | -0.49 | -0.5 | -0.21 | -0.24 | 4.53 | -0.42 | -0.38 | -1.09 | 0.1 | -0.35 |
| Tax % | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Net Profit | 0.02 | 0.27 | -0.49 | -0.5 | -0.21 | -0.24 | 4.53 | -0.42 | -0.38 | -1.09 | 0.11 | -0.35 |
| EPS in Rs | 0.02 | 0.21 | -0.38 | -0.39 | -0.16 | -0.19 | 3.52 | -0.33 | -0.3 | -0.85 | 0.09 | -0.27 |

### Profit & Loss

All figures in ₹ crore unless the row name says otherwise.

| Item | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | TTM |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| Revenue | 11.75 | 10.29 | 4.23 | 4.25 | 4.53 | 0 | 0.66 | 0.07 | 0 | 0 |
| Expenses | 1.1 | 1.89 | 52.58 | 9.75 | 35.4 | 0.96 | 1.27 | 3.27 | 1.33 | 1.26 |
| Financing Profit | 2.05 | 2.33 | -52.27 | -7.74 | -32.4 | -2.49 | -1.13 | -3.2 | -2.26 | -2.19 |
| Financing Margin % | 17.45 | 22.64 | -1235.7 | -182.12 | -715.23 | — | -171.21 | -4571.43 | — | — |
| Other Income | 0.03 | 1.19 | 0 | 0 | 0.09 | 0 | 0.65 | 6.78 | 0.48 | 0.48 |
| Interest | 8.6 | 6.07 | 3.92 | 2.24 | 1.53 | 1.53 | 0.52 | 0 | 0.93 | 0.93 |
| Depreciation | 0.02 | 0.02 | 0.02 | 0.03 | 0.02 | 0.02 | 0 | 0 | 0.01 | 0.01 |
| Profit before tax | 2.06 | 3.5 | -52.29 | -7.77 | -32.33 | -2.51 | -0.48 | 3.58 | -1.79 | -1.72 |
| Tax % | 18.45 | 29.43 | 0.06 | 0 | 1.98 | 0 | 0 | 0 | 0 | — |
| Net Profit | 1.69 | 2.47 | -52.32 | -7.77 | -32.97 | -2.51 | -0.48 | 3.58 | -1.78 | -1.71 |
| EPS in Rs | 1.31 | 1.92 | -40.64 | -6.04 | -25.61 | -1.95 | -0.37 | 2.78 | -1.38 | -1.33 |
| Dividend Payout % | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | — |

### Balance Sheet

All figures in ₹ crore unless the row name says otherwise.

| Item | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| Equity Capital | 14.2 | 14.2 | 14.2 | 14.2 | 14.2 | 14.2 | 14.2 | 14.2 | 14.2 | 14.2 |
| Reserves | 31.49 | 33.18 | 23.32 | -57.27 | -44.06 | -60.94 | -77.05 | -77.56 | -89.37 | -91.04 |
| Borrowing | 54.01 | 49.87 | 34.26 | 27.49 | 25.35 | 22.82 | 11.49 | 7.42 | 1.59 | 0 |
| Other Liabilities | 2.06 | 3.11 | 68.1 | 85.33 | 87.96 | 86.86 | 97.53 | 83.49 | 81.02 | 83.63 |
| Total Liabilities | 101.76 | 100.36 | 139.88 | 69.75 | 83.45 | 62.94 | 46.17 | 27.55 | 7.44 | 6.79 |
| Fixed Assets | 0.54 | 0.52 | 1.28 | 1.29 | 1.27 | 1.25 | 1.24 | 1.24 | 1.26 | 1.25 |
| CWIP | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Investments | 49.51 | 49.47 | 101 | 23.55 | 47.25 | 42.84 | 26.09 | 23.86 | 5.3 | 5.48 |
| Other Assets | 51.71 | 50.37 | 37.6 | 44.91 | 34.93 | 18.85 | 18.84 | 2.45 | 0.88 | 0.06 |
| Total Assets | 101.76 | 100.36 | 139.88 | 69.75 | 83.45 | 62.94 | 46.17 | 27.55 | 7.44 | 6.79 |

### Cash Flow

All figures in ₹ crore unless the row name says otherwise.

| Item | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| Cash from Operating Activity | 3.16 | 3.25 | 14.41 | -22.87 | 1.69 | -22.6 | 9.8 | 3.73 | 4.26 | -1.73 |
| Cash from Investing Activity | 1.93 | 0.88 | 3.19 | 25.43 | 0.38 | 25.15 | 1.5 | 2.23 | -0.03 | 0 |
| Cash from Financing Activity | -4.99 | -4.14 | -17.71 | -2.52 | -2.14 | -2.53 | -11.33 | -4.07 | -5.83 | 0.97 |
| Net Cash Flow | 0.1 | -0.02 | -0.11 | 0.04 | -0.07 | 0.02 | -0.02 | 1.9 | -1.6 | -0.77 |
| Free Cash Flow | 4.26 | 3.25 | 15.41 | -22.9 | 1.69 | -22.6 | 9.8 | 3.73 | 4.23 | -1.73 |
| CFO/OP | 32 | 36 | 187 | 47 | -38 | 73 | -1021 | -611 | -137 | 130 |

### Ratios

| Item | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| ROE % | 6.4 | 3.63 | 4.33 | — | — | — | — | — | — | — |

## Shareholding Pattern

### Quarterly

| Category | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| Promoters | 24.72% | 24.72% | 24.72% | 24.72% | 24.72% | 24.72% | 24.72% | 24.72% | 24.72% | 24.72% | 24.72% | 24.72% |
| FIIs | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% |
| DIIs | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% |
| Government | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% |
| Public | 64.12% | 64.09% | 63.9% | 63.93% | 63.96% | 63.98% | 63.81% | 63.28% | 63.45% | 63.07% | 62.98% | 62.99% |
| Others | 11.16% | 11.19% | 11.38% | 11.35% | 11.32% | 11.3% | 11.47% | 12% | 11.82% | 12.21% | 12.3% | 12.29% |
| No. of Shareholders | 9412 | 9587 | 10542 | 12182 | 15471 | 18082 | 20189 | 20984 | 21210 | 21863 | 22521 | 22755 |

## Technical Indicators

Derived from daily closing prices and recomputed each trading session; values move with the market.

- **Overall Signal:** Strong Sell
- **Buy / Neutral / Sell:** 1 / 6 / 12

### Moving Averages — summary: **Strong Sell**

| Indicator | Value | Signal |
| --- | --- | --- |
| SMA (10) | 15.12 | Sell |
| EMA (10) | 15.11 | Sell |
| SMA (20) | 15.24 | Sell |
| EMA (20) | 15.19 | Sell |
| SMA (50) | 15.32 | Sell |
| EMA (50) | 15.55 | Sell |
| SMA (100) | 15.98 | Sell |
| EMA (100) | 15.83 | Sell |
| SMA (200) | 16.67 | Sell |
| EMA (200) | 15.77 | Sell |

### Oscillators — summary: **Sell**

| Indicator | Value | Signal |
| --- | --- | --- |
| RSI (14) | 43.24 | Neutral |
| MACD (12,26,9) | -0.13 | Sell |
| Stochastic (14,3,3) | 37.28 | Neutral |
| ADX (14) | 24.98 | Neutral |
| Williams %R (14) | -64.5 | Neutral |
| ATR (14) | 0.74 | High Volatility |
| ROC (12) | -3.6 | Sell |
| Stoch RSI (14) | 8.7 | Buy |
| UO (7,14,28) | 42.59 | Neutral |

## Filings & Documents

### Exchange Filings & Announcements

| Date | Document |
| --- | --- |
| 2026-08-29 | [Shareholder Meeting / Postal Ballot-Scrutinizers Report](https://www.bseindia.com/stockinfo/AnnPdfOpen.aspx?Pname=8d1529e6-d5ff-47b7-9976-bbdf56417f65.pdf) |
| 2026-08-27 | [Shareholder Meeting / Postal Ballot-Outcome of AGM](https://www.bseindia.com/stockinfo/AnnPdfOpen.aspx?Pname=3f14141d-1314-4af2-bbc5-4ddeb4833788.pdf) |
| 2026-08-17 | [Announcement under Regulation 30 (LODR)-Newspaper Publication](https://www.bseindia.com/stockinfo/AnnPdfOpen.aspx?Pname=b34ca0c0-e0aa-49c2-ae41-ea0a7399006b.pdf) |
| 2026-08-06 | [Board Meeting Intimation for To Consider And Approve Unaudited Financial Results For The Quarter Ended 30Th June 2026](https://www.bseindia.com/stockinfo/AnnPdfOpen.aspx?Pname=84442d71-2862-46d7-bb7a-ae38cf3c68a2.pdf) |
| 2026-08-05 | [Announcement under Regulation 30 (LODR)-Newspaper Publication](https://www.bseindia.com/stockinfo/AnnPdfOpen.aspx?Pname=bbd8399a-57b0-4df2-a0e7-8d756c196298.pdf) |
| 2026-08-05 | [Announcement under Regulation 30 (LODR)-Newspaper Publication](https://www.bseindia.com/stockinfo/AnnPdfOpen.aspx?Pname=97f5c68a-28db-4686-95b4-196b9969420d.pdf) |
| 2026-08-04 | [52Nd Annual General Meeting](https://www.bseindia.com/stockinfo/AnnPdfOpen.aspx?Pname=cdf15037-4ea9-49a9-8230-9a6f3ba993b0.pdf) |
| 2026-07-10 | [Compliances-Certificate under Reg. 74 (5) of SEBI (DP) Regulations 2018](https://www.bseindia.com/stockinfo/AnnPdfOpen.aspx?Pname=e4791fb7-88e3-48ab-9b36-f97779718962.pdf) |
| 2026-06-26 | [Closure of Trading Window](https://www.bseindia.com/stockinfo/AnnPdfOpen.aspx?Pname=12708059-6ef2-49ca-9484-8f4d326a37dc.pdf) |
| 2026-06-10 | [Clarification W.R.T Movement In Price](https://www.bseindia.com/stockinfo/AnnPdfOpen.aspx?Pname=bf582bf6-ba74-424e-9603-37b1a708a12a.pdf) |

### Results & Financial Statements

| Date | Document |
| --- | --- |
| 2026-08-14 | [Un-Audited Quarterly Results For The Quarter Ended 30Th June 2026](https://www.bseindia.com/stockinfo/AnnPdfOpen.aspx?Pname=4b1f2b97-59a0-4c41-bc58-5b7a6b36c814.pdf) |
| 2026-02-10 | [Standalone Unaudited Financial Results For The Quarter Ended 31St December 2025](https://www.bseindia.com/stockinfo/AnnPdfOpen.aspx?Pname=e374b4ff-86ef-4b05-a539-7ad2b22a4be2.pdf) |
| 2025-10-29 | [Unaudited Financial Results For The Quarter Ended 30-09-2025](https://www.bseindia.com/stockinfo/AnnPdfOpen.aspx?Pname=875f41a4-64bd-446b-ae80-2618ff0e1298.pdf) |
| 2025-08-06 | [Unaudited Financial Results For The Quarter Ended 30Th June 2025](https://www.bseindia.com/stockinfo/AnnPdfOpen.aspx?Pname=10eeab16-53d2-4f25-bce3-0b2b2b64bfbf.pdf) |
| 2025-02-07 | [Unaudited Financial Results For The Quarter Ended 31-12-2024](https://www.bseindia.com/stockinfo/AnnPdfOpen.aspx?Pname=4f82f273-2b6f-4389-b91e-18a9af38bcdb.pdf) |
| 2024-05-16 | [Results- Financials Dated 31-03-2024](https://www.bseindia.com/stockinfo/AnnPdfOpen.aspx?Pname=9690e4db-8cc0-4639-a335-56eb169a692b.pdf) |
| 2024-02-13 | [Results For The Quarter Ended 31/12/2023](https://www.bseindia.com/stockinfo/AnnPdfOpen.aspx?Pname=47b7aaf8-3b0b-4726-8748-a08f541490db.pdf) |
| 2023-11-08 | [Un - Audited Financial Results For The Quarter Ended On September 30, 2023](https://www.bseindia.com/stockinfo/AnnPdfOpen.aspx?Pname=79cf6ec0-48f3-4bd5-8cd7-b2c2c75faab4.pdf) |
| 2023-08-04 | [Un - Audited Financial Results For The Quarter Ended On June 30, 2023](https://www.bseindia.com/stockinfo/AnnPdfOpen.aspx?Pname=006f1965-3bcf-49a3-9e27-432e3ab27811.pdf) |
| 2023-06-08 | [Revised Annual Audited Financial Results For The Fourth Quarter And Financial Year Ended 31St March, 2023](https://www.bseindia.com/stockinfo/AnnPdfOpen.aspx?Pname=4c783e4d-df9e-4530-83d8-c932d6632502.pdf) |

### Other Documents

| Date | Document |
| --- | --- |
| 5 Jan - Certificate confirming dematerialization/rematerialization details furnished for quarter ended 31 Dec 2025. | [Compliances-Certificate under Reg. 74 (5) of SEBI (DP) Regulations, 2018 5 Jan - Certificate confirming dematerialization/rematerialization details furnished for quarter ended 31 Dec 2025.](https://www.bseindia.com/xml-data/corpfiling/AttachHis/f663b25f-0fd4-427c-b473-b96e6a84c2dd.pdf) |
| 4 Feb - Board meeting on Feb 10, 2026 to approve Q3 (Dec 31, 2025) unaudited standalone financial results. | [Board Meeting Intimation for Unaudited Results For The Quarter Ended 31St December, 2025 4 Feb - Board meeting on Feb 10, 2026 to approve Q3 (Dec 31, 2025) unaudited standalone financial results.](https://www.bseindia.com/xml-data/corpfiling/AttachHis/0abb1a6b-4318-4a81-ae77-5a65f779e5dd.pdf) |
| 25 Mar - Trading window closed from April 1, 2026 until 48 hours after Q4 FY2026 audited results declaration. | [Closure of Trading Window 25 Mar - Trading window closed from April 1, 2026 until 48 hours after Q4 FY2026 audited results declaration.](https://www.bseindia.com/xml-data/corpfiling/AttachHis/c522893f-edaf-4641-8071-250718e3cc30.pdf) |
| 11 Feb - Publication of unaudited financial results for the quarter ended 31st December, 2025 | [Announcement under Regulation 30 (LODR)-Newspaper Publication 11 Feb - Publication of unaudited financial results for the quarter ended 31st December, 2025](https://www.bseindia.com/xml-data/corpfiling/AttachHis/99328ec3-8054-48ad-9669-28744e351ae5.pdf) |
| — | [Compliances-Certificate under Reg. 74 (5) of SEBI (DP) Regulations, 2018 3 Apr](https://www.bseindia.com/xml-data/corpfiling/AttachHis/0376bd19-564b-4589-85a7-60ad32bc5d42.pdf) |
| — | [Standalone Unaudited Financial Results For The Quarter Ended 31St December, 2025 10 Feb](https://www.bseindia.com/xml-data/corpfiling/AttachHis/e374b4ff-86ef-4b05-a539-7ad2b22a4be2.pdf) |
| — | [Closure of Trading Window 26 Dec 2025](https://www.bseindia.com/xml-data/corpfiling/AttachHis/47ffa71c-debb-46e0-9e94-3062fec23a9f.pdf) |

### Annual Reports

| Date | Document |
| --- | --- |
| from nse | [Annual Report 2011 from nse](https://archives.nseindia.com/annual_reports/AR_TCIFINANCE_2010_2011_15062012100230.zip) |
| from bse | [Annual Report 2024 from bse](https://www.bseindia.com/xml-data/corpfiling/AttachHis/fd0e72f2-2b1f-468a-93f6-49012a97a25d.pdf) |
| from bse | [Annual Report 2023 from bse](https://www.bseindia.com/xml-data/corpfiling/AttachHis/94e68140-f24c-4ab6-bdd7-ab1535a8a22f.pdf) |
| from bse | [Annual Report 2022 from bse](https://www.bseindia.com/xml-data/corpfiling/AttachHis/42d2f461-2c54-42a0-a347-88350a4ed631.pdf) |
| from bse | [Annual Report 2021 from bse](https://www.bseindia.com/bseplus/AnnualReport/501242/72822501242.pdf) |
| from bse | [Annual Report 2020 from bse](https://www.bseindia.com/bseplus/AnnualReport/501242/66372501242.pdf) |
| from bse | [Annual Report 2019 from bse](https://www.bseindia.com/bseplus/AnnualReport/501242/5012420319.pdf) |
| from bse | [Annual Report 2018 from bse](https://www.bseindia.com/bseplus/AnnualReport/501242/5012420318.pdf) |
| from bse | [Annual Report 2017 from bse](https://www.bseindia.com/bseplus/AnnualReport/501242/5012420317.pdf) |
| from bse | [Annual Report 2016 from bse](https://www.bseindia.com/bseplus/AnnualReport/501242/5012420316.pdf) |

---

Provenance differs by section. Financial statements, shareholding and filings are as reported in company disclosures to NSE/BSE/SEBI. Price, volume and 52-week levels are exchange market data. Technical indicators are computed by Tapetide from daily closing prices. The Tapetide Score is Tapetide's own analysis. Analyst ratings are third-party estimates, not company statements. All figures are for research and information only and are not investment advice. Generated 2026-09-13T21:38:46.334Z.