V

V B Desai Financial Services

511110 BSE

Tapetide Score

Data-driven rating, 0–100. How it works →

Key Insights

Strengths

2
  • Company is almost debt free.
  • Stock is trading at 0.66 times its book value

Weaknesses

4
  • Though the company is reporting repeated profits, it is not paying out dividend
  • Company has a low return on equity of 5.35% over last 3 years.
  • Earnings include an other income of Rs.1.10 Cr.
  • Working capital days have increased from 82.1 days to 140 days

Growth Rate

Revenue Growth
-2% lower than 3Y
Net Income Growth
52% higher than 3Y

Quarterly Results

Particulars Jun 2023Sep 2023Dec 2023Mar 2024Jun 2024Sep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025Mar 2026Jun 2026
Sales
0.81
0.5
0.77
1.04
0.77
0.73
0.62
0.71
0.96
0.68
0.57
0.62
1.08
Expenses
0.67
0.47
0.71
0.82
0.65
0.65
0.57
0.68
0.96
0.64
0.55
0.61
0.92
Operating Profit
0.14
0.03
0.06
0.22
0.12
0.08
0.05
0.03
0
0.04
0.02
0.01
0.16
OPM %
17.28%
6%
7.79%
21.15%
15.58%
10.96%
8.06%
4.23%
0%
5.88%
3.51%
1.61%
14.81%
Other Income
0.04
0.04
0.05
0.04
0.05
0.05
0.12
0.28
0.27
0.28
0.28
0.27
0.27
Interest
0
0
0
0
0
0
0
0
0
0
0
0
0
Depreciation
0
0
0
0
0
0
0
0
0
0
0
0
0
PBT
0.18
0.07
0.11
0.26
0.17
0.13
0.17
0.31
0.27
0.32
0.3
0.28
0.43
Tax %
22.22%
28.57%
18.18%
26.92%
29.41%
23.08%
11.76%
35.48%
25.93%
25%
26.67%
25%
30.23%
Net Profit
0.13
0.06
0.09
0.19
0.12
0.09
0.14
0.2
0.2
0.24
0.22
0.21
0.29
EPS in Rs
0.29
0.13
0.2
0.42
0.27
0.2
0.31
0.44
0.44
0.53
0.49
0.46
0.64
Figures in ₹ Crores

Profit & Loss

Particulars Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026TTM
Sales
1.26
1.39
1.14
1.33
2.19
2.59
2.14
2.81
2.77
3.3
3.3
3.93
2.95
Expenses
0.87
1.03
0.99
1.21
1.64
1.85
1.84
2.32
2.32
2.68
2.56
2.77
2.72
Operating Profit
0.39
0.36
0.15
0.12
0.55
0.74
0.3
0.49
0.45
0.62
0.74
1.16
0.23
OPM %
30.95%
25.9%
13.16%
9.02%
25.11%
28.57%
14.02%
17.44%
16.25%
18.79%
22.42%
29.52%
7.8%
Other Income
0
0.01
0.02
0.13
0
0
0.02
0
0
0
0.03
0.01
1.1
Interest
0
0
0.01
0
0
0
0
0
0
0
0
0
0
Depreciation
0.04
0.03
0.03
0.03
0.03
0.02
0.01
0.01
0.01
0
0
0.01
0
PBT
0.35
0.34
0.13
0.22
0.52
0.72
0.31
0.48
0.44
0.62
0.77
1.16
1.33
Tax %
-8.57%
20.59%
-7.69%
63.64%
11.54%
16.67%
38.71%
27.08%
29.55%
24.19%
27.27%
25.86%
—
Net Profit
0.37
0.27
0.14
0.08
0.45
0.59
0.19
0.36
0.31
0.47
0.56
0.87
0.96
EPS in Rs
0.82
0.6
0.31
0.18
0.99
1.3
0.42
0.8
0.68
1.04
1.24
1.92
2.12
Div. Payout %
0%
0%
0%
0%
0%
0%
0%
0%
0%
0%
0%
0%
—
Figures in ₹ Crores

Balance Sheet

Particulars Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
Equity Capital
4.54
4.54
4.54
4.54
4.54
4.54
4.54
4.54
4.54
4.54
4.54
4.54
Reserves
4.22
4.49
4.61
4.66
5.03
5.62
5.81
6.17
6.48
6.95
7.51
8.38
Borrowings
0
0.07
0
0
0
0
0
0
0
0
0
0
Other Liabilities
0.23
0.23
0.4
0.46
0.59
0.53
0.51
0.59
0.56
0.7
0.58
0.58
Total Liabilities
8.99
9.33
9.55
9.66
10.16
10.69
10.86
11.3
11.58
12.19
12.63
13.5
Fixed Assets
0.16
0.13
0.1
0.07
0.05
0.02
0.01
0.01
0
0
0.04
0.04
CWIP
0
0
0
0
0
0
0
0
0
0
0
0
Investments
3.29
3.31
3.44
5.44
7.92
8.22
8.21
8.54
8.67
8.67
0.13
0.26
Other Assets
5.54
5.89
6.01
4.15
2.19
2.45
2.64
2.75
2.91
3.52
12.46
13.2
Total Assets
8.99
9.33
9.55
9.66
10.16
10.69
10.86
11.3
11.58
12.19
12.63
13.5
Figures in ₹ Crores

Cash Flow

Particulars Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
Operating
0.62
0.25
-0.13
1.77
2.35
-0.07
-0.02
0.44
-0.13
0.32
-8.31
0.26
Investing
-0.89
-0.02
-0.01
-1.99
-2.29
0.05
0
-0.32
0
0
8.49
-0.12
Financing
0
0.07
-0.09
0
0
0
0
0
0
0
0
0
Net Cash Flow
-0.28
0.3
-0.23
-0.22
0.06
-0.01
-0.02
0.11
-0.13
0.32
0.17
0.14
Free Cash Flow
0.62
0.25
-0.13
1.77
2.34
-0.07
-0.02
0.44
-0.13
0.32
-8.35
0.25
CFO/OP
192
92
-60
1,617
460
18
43
122
-20
77
-1,103
53
Figures in ₹ Crores

Ratios

Particulars Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
Debtor Days
17.38
26.26
35.22
32.93
26.67
25.37
23.88
35.07
50.07
47.56
32.08
29.72
Cash Conversion Cycle
17.38
26.26
35.22
32.93
26.67
25.37
23.88
35.07
50.07
47.56
32.08
29.72
Working Capital Days
107
55.14
60.83
21.95
8.33
63.42
76.75
12.99
31.62
21.02
85.17
140
ROCE %
4.08%
3.81%
1.53%
2.4%
5.54%
7.3%
3.02%
4.56%
4.05%
5.51%
6.54%
9.29%

Insights

Beta

AI-extracted from concalls & annual reports · figures as reported, with sources

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Shareholding Pattern

FIIs0.94%Public52.16%Others4.63%Promot.42.27%As ofJun 2026

Documents

Frequently Asked Questions about V B Desai Financial Services

What does V B Desai Financial Services Ltd do?
Incorporated in 1985, V. B. Desai Financial Services Ltd is in the business of Consultancy and Valuation[1]
Where is V B Desai Financial Services Ltd (VBDESAIFIN) listed?
V B Desai Financial Services Ltd trades under code 511110 on the BSE.
Which sector does V B Desai Financial Services Ltd belong to?
V B Desai Financial Services Ltd is classified under the Financial Services sector, in the Finance industry.

Company Information

Incorporated in 1985, V. B. Desai Financial Services Ltd is in the business of Consultancy and Valuation[1]

Website vbdesai.com
Face Value ₹ 10

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