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CRISIL Ltd

CRISIL NSE

Key Fundamentals

SmallcapRating ServicesFinancial Services
Market Cap
₹32,473 Cr
Volatility
Moderate
P/E Ratio
36.74
EBITDA
₹1,192 Cr
Return on Equity
25.25%
Debt to Equity
0.1
Book Value
₹447.34
EPS
₹88.88
52W High
₹5,451
52W Low
₹3,686

Insights

Beta

AI-extracted from concalls & annual reports · figures as reported, with sources

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32 extracted metrics + investor summaries across FY12–FY26.

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Tapetide Score

Data-driven rating, 0–100. How it works →

Technical Indicators

Key Insights

Strengths

2
  • Company has a good return on equity (ROE) track record: 3 Years ROE 27.0%
  • Company has been maintaining a healthy dividend payout of 59.0%

Weaknesses

1
  • Stock is trading at 10.0 times its book value

Growth Rate

Revenue Growth
12.13%
Net Income Growth
11.97%
Cash Flow Change
-1.24%
ROE
-5.32%
ROCE
-3.45%
EBITDA Margin (Avg.)
6.23%

AI Analysis — Bull vs Bear

Anthropic anthropic claude-opus-4.6 5d ago
AI opinion · based on fundamentals
Risk medium

CRISIL Ltd is a financial services company with a market cap of ₹32,795 Cr trading at a PE of 37.2x and PB of 10.04x. The company has delivered consistent ROE averaging 27-29% over 3-10 year periods with TTM sales and profit growth of 22%, though the stock has declined 13% over the past year.

Bull Case 7
  • Strong ROE consistency with 3-year ROE of 27%, 5-year ROE of 28%, and 10-year ROE of 29%, indicating durable competitive advantages
  • TTM revenue growth accelerated to 22% compared to 3-year compounded sales growth of 10%, signaling improving business momentum
  • TTM profit growth of 22% matches revenue growth, showing operating leverage and margin stability at scale
  • Healthy dividend payout ratio of 59.0% demonstrates shareholder-friendly capital allocation with current yield at 0.42%
  • Long-term compounded profit growth of 14% over 5 years and 10% over 10 years shows earnings durability across cycles
  • Asset-light business model with negligible debt (debt-to-equity not material) reduces financial risk and supports high return ratios
  • 5-year stock CAGR of 12% and 10-year CAGR of 8% demonstrate long-term wealth creation despite recent correction
Bear Case 7
  • Stock trades at 10.04x book value, a steep premium that leaves limited margin of safety for investors
  • PE ratio of 37.2x is elevated for a company with 10-year profit CAGR of only 10%, implying a PEG ratio well above 1
  • Stock has declined 13% over the past 1 year, underperforming broader markets and signaling potential de-rating
  • Last year ROE dropped to 24% from the 3-year average of 27%, indicating potential margin compression or capital efficiency decline
  • 3-year compounded profit growth of only 7% is notably lower than the 5-year figure of 14%, suggesting a recent growth slowdown before TTM recovery
  • Dividend yield of 0.42% is modest relative to the high payout ratio of 59%, reflecting the elevated stock valuation
  • 3-year stock CAGR of just 6% versus 10-year CAGR of 8% suggests diminishing incremental returns for shareholders in recent periods

This is AI-generated analysis, not financial advice. Do your own due diligence.

AI News Digest

Anthropic anthropic claude-opus-4.6 19h ago
Positives 2
  • Q1 net profit up 26% Jul 21

    Consolidated net profit rose 26.2% YoY to ₹216.5 crore in Q1FY26, driven by strong operational performance.

  • ₹10 interim dividend declared Jul 21

    Board declared an interim dividend of ₹10 per share alongside Q1 results on July 21, 2026.

Neutral 4
  • Canada subsidiaries amalgamation completed Aug 5

    Merger of Crisil Canada Inc. and Crisil PriceMetrix Inc. into a single entity became effective August 1, with certificate received August 5.

  • Motilal Oswal conference participation Aug 12

    Crisil will present its corporate deck at the Motilal Oswal 22nd Annual Global Investor Conference on August 17 in Mumbai.

  • New non-executive director vote Aug 5

    Shareholders to vote on appointing S&P Global's Abhishek Tomar as Non-executive Director via e-voting from August 7 to September 5.

  • UPSI fair disclosure code amended Jul 21

    Board approved amended Code of Practices for Fair Disclosure of UPSI on July 21, ensuring compliance with SEBI PIT Regulations.

TL;DR: CRISIL delivered a strong Q1FY26 with 26% profit growth and rewarded shareholders with a ₹10 interim dividend. No material headwinds are visible in recent news flow. Corporate actions like the Canada subsidiary merger and governance updates reflect ongoing structural consolidation. The trend is steady-positive, with the upcoming investor conference likely to reinforce confidence in the growth trajectory.

Quarterly Results

  Jun 2023Sep 2023Dec 2023Mar 2024Jun 2024Sep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025Mar 2026Jun 2026
Sales
771
736
918
738
797
812
913
813
843
911
1,082
1,058
1,075
Expenses
567
544
649
546
591
588
626
581
604
648
742
739
768
Operating Profit
204
192
269
192
207
224
287
232
239
263
340
319
308
OPM %
26%
26%
29%
26%
26%
28%
31%
29%
28%
29%
31%
30%
29%
Other Income
18
36
36
21
18
21
30
31
24
37
27
36
21
Interest
1
1
1
1
1
1
2
6
6
6
5
7
7
Depreciation
26
26
25
17
16
16
21
30
32
32
35
39
42
PBT
195
200
279
195
208
229
294
227
225
262
327
308
280
Tax %
23%
24%
25%
30%
28%
25%
24%
30%
24%
26%
26%
24%
23%
Net Profit
151
152
210
138
150
172
225
160
172
193
242
233
216
EPS in Rs
20.6
20.79
28.74
18.84
20.53
23.46
30.72
21.86
23.46
26.41
33.02
31.9
29.6
Figures in ₹ Crores

Profit & Loss

  Dec 2014Dec 2015Dec 2016Dec 2017Dec 2018Dec 2019Dec 2020Dec 2021Dec 2022Dec 2023Dec 2024Dec 2025TTM
Sales
1,253
1,380
1,548
1,658
1,748
1,732
1,982
2,301
2,769
3,140
3,260
3,649
4,126
Expenses
865
980
1,104
1,203
1,277
1,276
1,471
1,690
2,039
2,258
2,349
2,564
2,897
Operating Profit
389
400
443
455
471
456
511
611
730
882
911
1,085
1,229
OPM %
31%
29%
29%
27%
27%
26%
26%
27%
26%
28%
28%
30%
30%
Other Income
24
43
50
25
73
73
83
123
122
94
90
107
121
Interest
0
0
0
0
2
0
14
9
6
4
4
22
25
Depreciation
36
37
55
47
43
37
121
106
103
104
70
129
149
PBT
376
406
438
434
500
492
458
618
742
868
926
1,041
1,177
Tax %
29%
30%
33%
30%
27%
30%
23%
25%
24%
24%
26%
26%
Net Profit
268
285
294
304
363
344
355
466
564
658
684
766
884
EPS in Rs
37.62
40.04
41.26
42.46
50.35
47.57
48.87
63.92
77.25
90.06
93.54
105
121
Div. Payout %
53%
57%
65%
66%
60%
67%
68%
72%
62%
60%
60%
57%
Figures in ₹ Crores

Balance Sheet

  Dec 2014Dec 2015Dec 2016Dec 2017Dec 2018Dec 2019Dec 2020Dec 2021Dec 2022Dec 2023Dec 2024Dec 2025Jun 2026
Equity Capital
7
7
7
7
7
7
7
7
7
7
7
7
7
Reserves
841
849
978
1,041
1,129
1,165
1,305
1,571
1,785
2,182
2,558
3,026
3,264
Borrowings
0
0
0
0
3
3
0
132
83
47
250
297
335
Other Liabilities
416
475
400
446
495
514
895
793
956
1,061
1,127
1,252
1,418
Total Liabilities
1,265
1,331
1,385
1,495
1,634
1,689
2,207
2,504
2,831
3,297
3,942
4,582
5,024
Fixed Assets
432
413
309
293
350
349
763
661
619
635
976
1,440
1,515
CWIP
0
3
4
13
7
12
14
5
14
31
55
30
0
Investments
375
383
465
525
477
453
476
645
683
1,056
1,454
1,180
1,000
Other Assets
458
532
607
663
800
875
955
1,193
1,515
1,576
1,457
1,932
2,508
Total Assets
1,265
1,331
1,385
1,495
1,634
1,689
2,207
2,504
2,831
3,297
3,942
4,582
5,024
Figures in ₹ Crores

Cash Flow

  Dec 2014Dec 2015Dec 2016Dec 2017Dec 2018Dec 2019Dec 2020Dec 2021Dec 2022Dec 2023Dec 2024Dec 2025
Operating
265
270
279
291
379
446
500
403
456
780
765
756
Investing
-185
2
-19
-179
-64
-77
-300
-97
-59
-326
-387
-267
Financing
-112
-262
-227
-187
-203
-229
-265
-291
-368
-408
-442
-470
Net Cash Flow
-31
10
33
-75
111
140
-64
15
29
47
-64
18
Free Cash Flow
245
245
256
258
347
418
466
430
417
721
594
688
CFO/OP
100
100
98
101
116
130
122
98
93
116
118
96
Figures in ₹ Crores

Ratios

  Dec 2014Dec 2015Dec 2016Dec 2017Dec 2018Dec 2019Dec 2020Dec 2021Dec 2022Dec 2023Dec 2024Dec 2025
Debtor Days
41
52
49
57
59
42
57
86
100
78
62
69
Cash Conversion Cycle
41
52
49
57
59
42
57
86
100
78
62
69
Working Capital Days
-46
-39
-7
2
-9
-27
-35
-18
0
-7
-31
5
ROCE %
48%
45%
45%
41%
45%
42%
37%
38%
41%
41%
34%
33%

Shareholding Pattern

As of Jun 2026
Promoters 66.64%
DIIs 12.95%
Public 12.70%
FIIs 6.38%
Others 1.33%
Total 100.00%
  Mar 2021Jun 2021Sep 2021Dec 2021Mar 2022Jun 2022Sep 2022Dec 2022Mar 2023Jun 2023Sep 2023Dec 2023Mar 2024Jun 2024Sep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025Mar 2026Jun 2026
Promoters
67.05%
66.99%
66.92%
66.88%
66.79%
66.74%
66.72%
66.70%
66.69%
66.67%
66.66%
66.65%
66.65%
66.64%
66.64%
66.64%
66.64%
66.64%
66.64%
66.64%
66.64%
66.64%
FIIs
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
7.25%
7.19%
7.20%
7.17%
7.22%
7.55%
7.69%
8.07%
7.82%
7.67%
7.18%
6.38%
DIIs
11.45%
11.52%
5.56%
5.99%
6.60%
7.11%
12.69%
13.04%
13.16%
12.72%
13.09%
12.94%
12.96%
12.51%
12.71%
12.68%
12.38%
12.07%
12.18%
12.10%
12.61%
12.95%
Government
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
Public
12.46%
12.13%
12.23%
12.24%
12.23%
12.35%
12.36%
12.38%
12.12%
11.92%
11.93%
12.15%
12.13%
12.57%
12.33%
11.94%
12.12%
12.06%
12.19%
12.32%
12.31%
12.70%
Others
9.04%
9.35%
15.28%
14.89%
14.37%
13.81%
8.23%
7.89%
8.04%
8.69%
1.06%
1.07%
1.06%
1.12%
1.10%
1.18%
1.16%
1.16%
1.18%
1.27%
1.26%
1.33%
No. of Shareholders
31,945
34,980
42,911
44,208
46,670
52,585
54,162
54,551
47,276
42,125
43,145
46,428
49,675
58,612
57,736
56,843
62,095
68,832
74,565
81,642
81,755
88,482

Documents

Frequently Asked Questions about CRISIL Ltd

What does CRISIL Ltd do?
CRISIL Ltd is a globally diversified analytical Company providing ratings, research, risk and policy advisory services. CRISIL is India’s leading ratings agency and the foremost provider of high-end research to large banks and leading corporations.[1]
Where is CRISIL Ltd (CRISIL) listed?
CRISIL Ltd is listed on the Indian stock exchanges. It is listed on NSE: CRISIL and BSE: 500092. You can view its live share price, financials, and ratios on Tapetide.
Which sector does CRISIL Ltd belong to?
CRISIL Ltd operates in the Financial Services sector within the Rating Services industry. Sector classification helps investors compare companies affected by similar economic conditions and regulatory changes.
What is the market capitalisation of CRISIL Ltd?
CRISIL Ltd has a market capitalisation of approximately ₹32472.65 Cr. Based on this, it is classified as a Large Cap stock.
What is the PE ratio of CRISIL Ltd?
The Price-to-Earnings (PE) ratio of CRISIL Ltd is 36.74. The PE ratio compares a company's share price to its earnings per share and is commonly used to assess whether a stock is overvalued or undervalued relative to its peers.
What is the 52-week high and low of CRISIL Ltd?
Over the past 52 weeks, CRISIL Ltd has traded between a low of ₹3,686 and a high of ₹5,451. This range helps investors understand the stock's price volatility and recent trading levels.
Does CRISIL Ltd pay dividends?
Yes, CRISIL Ltd has a dividend yield of 0.42%. Dividend yield indicates the annual dividend income relative to the share price. A consistent dividend history can signal financial stability.
What is the Return on Equity (ROE) of CRISIL Ltd?
CRISIL Ltd has a Return on Equity (ROE) of 25.25%. ROE measures how effectively a company uses shareholders' equity to generate profits. A higher ROE generally indicates better capital efficiency.
How can I research CRISIL Ltd on Tapetide?
On Tapetide, you can view CRISIL Ltd's live share price, quarterly results, profit & loss statements, balance sheet, cash flow, key ratios, shareholding pattern, technical indicators, analyst ratings, and forecasts — all on a single page without needing to sign up.

Company Information

CRISIL Ltd is a globally diversified analytical Company providing ratings, research, risk and policy advisory services. CRISIL is India’s leading ratings agency and the foremost provider of high-end research to large banks and leading corporations.[1]

Website crisil.com
CEO Mr. Amish P. Mehta
Employees 4,666
Listed 1995-06-28
Face Value ₹ 1
Issued Size 7,31,30,017

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