UY Fincorp logo

UY Fincorp

UYFINCORP NSE

Key Fundamentals

MicrocapNBFCFinancial Services
Market Cap
₹371 Cr
Volatility
Moderate
P/E Ratio
6.06
EBITDA
₹5.50 Cr
Return on Equity
1.32%
Debt to Equity
0.06
Book Value
₹20.45
52W High
₹22.34
52W Low
₹11.5

Tapetide Score

Data-driven rating, 0–100. How it works →

Key Insights

Strengths

6
  • Company has reduced debt.
  • Company is almost debt free.
  • Stock is trading at 0.97 times its book value
  • Company is expected to give good quarter
  • Company has delivered good profit growth of 38.4% CAGR over last 5 years
  • Company's working capital requirements have reduced from 84.7 days to 28.1 days

Weaknesses

2
  • Though the company is reporting repeated profits, it is not paying out dividend
  • Company has a low return on equity of 12.9% over last 3 years.

Growth Rate

Revenue Growth
466% higher than 3Y
Net Income Growth
-66.32% lower than 3Y
Cash Flow Change
-370% lower than 3Y
ROE
-67.16% lower than 3Y
ROCE
-60.9% lower than 3Y
EBITDA Margin (Avg.)
-92.7% lower than 3Y

Quarterly Results

Particulars Jun 2023Sep 2023Dec 2023Mar 2024Jun 2024Sep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025Mar 2026Jun 2026
Revenue
21
29
33
39
36
45
15
15
22
27
42
70
73
Expenses
15
34
27
36
29
39
13
13
14
16
20
46
46
Financing Profit
5
-5
6
3
6
5
2
2
8
11
22
25
26
Fin. Margin %
26%
-16%
17%
8%
17%
12%
15%
14%
37%
40%
53%
35%
36%
Other Income
0
74
1
0
0
0
1
0
0
0
0
1
0
Interest
0
0
0
0
0
1
0
0
0
0
0
0
0
Depreciation
0
0
0
0
0
0
0
0
0
0
0
0
0
PBT
6
69
6
4
6
6
3
2
8
11
22
25
26
Tax %
23%
26%
25%
-34%
22%
40%
19%
47%
26%
26%
25%
31%
24%
Net Profit
4
51
5
5
5
3
2
1
6
8
17
17
20
EPS in Rs
0.23
2.69
0.25
0.25
0.27
0.18
0.11
0.06
0.31
0.43
0.88
0.92
1.03
Figures in ₹ Crores

Profit & Loss

Particulars Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026TTM
Revenue
181
25
26
24
20
18
15
85
57
197
113
162
212
Expenses
170
9
8
7
3
13
2
79
45
112
94
94
128
Financing Profit
9
16
18
17
17
5
13
4
11
85
18
67
84
Fin. Margin %
5%
64%
70%
70%
83%
26%
84%
5%
20%
43%
16%
42%
40%
Other Income
0
-3
0
0
-10
0
0
0
0
0
0
1
2
Interest
3
0
0
0
0
1
1
1
0
0
1
1
1
Depreciation
0
0
0
0
0
0
0
0
0
0
1
2
2
PBT
9
13
18
16
6
5
13
4
11
84
17
67
84
Tax %
33%
43%
37%
30%
33%
40%
24%
24%
30%
23%
31%
28%
Net Profit
6
7
11
12
4
3
9
3
8
65
12
48
62
EPS in Rs
0.3
0.38
0.6
0.61
0.21
0.14
0.5
0.17
0.41
3.41
0.62
2.54
3.26
Div. Payout %
0%
0%
0%
8%
0%
0%
0%
0%
0%
0%
0%
0%
Figures in ₹ Crores

Balance Sheet

Particulars Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
Equity Capital
95
95
95
95
95
95
95
95
95
95
95
95
Reserves
119
127
138
149
150
137
147
150
158
223
235
294
Borrowing
0
0
0
0
0
8
14
14
1
1
6
3
Other Liabilities
2
2
2
3
15
28
28
44
41
8
10
31
Total Liabilities
216
224
235
248
260
269
284
304
295
327
345
423
Fixed Assets
0
0
1
1
1
1
1
1
1
1
6
4
CWIP
0
0
0
0
0
0
0
0
0
0
0
0
Investments
42
39
37
34
36
46
47
49
35
19
21
17
Other Assets
174
184
197
212
223
221
236
254
259
307
319
403
Total Assets
216
224
235
248
260
269
284
304
295
327
345
423
Figures in ₹ Crores

Cash Flow

Particulars Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
Operating
-56
3
1
-9
3
15
5
-5
-3
-18
7
-5
Investing
-4
4
2
2
-3
-24
0
0
0
19
6
1
Financing
58
0
0
0
-1
8
5
-1
0
0
-5
-3
Net Cash Flow
-3
7
3
-7
-1
-2
9
-6
-4
0
7
-7
Free Cash Flow
-57
3
0
-9
3
16
5
-5
-3
-18
13
-4
CFO/OP
-464
65
33
-18
52
297
59
-18
-14
-9
81
-13
Figures in ₹ Crores

Ratios

Particulars Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
ROE %
4%
4%
5%
5%
2%
1%
4%
1%
3%
23%
4%
13%

Insights

Beta

AI-extracted from concalls & annual reports · figures as reported, with sources

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Shareholding Pattern

FIIs0.06%Promot.71.38%Others7.63%Public20.93%As ofJun 2026

Documents

Frequently Asked Questions about UY Fincorp

What does U. Y. Fincorp Ltd do?
Incorporated in 1993, U. Y. Fincorp Ltd is in the business of Financial and Related Services[1]
Where is U. Y. Fincorp Ltd (UYFINCORP) listed?
U. Y. Fincorp Ltd trades as UYFINCORP on the NSE and under code 530579 on the BSE.
Which sector does U. Y. Fincorp Ltd belong to?
U. Y. Fincorp Ltd is classified under the Financial Services sector, in the Finance industry.
What is the market capitalisation of U. Y. Fincorp Ltd?
U. Y. Fincorp Ltd has a market capitalisation of ₹370.96 Cr, which places it in the Small Cap band.
What is the PE ratio of U. Y. Fincorp Ltd?
U. Y. Fincorp Ltd trades at a PE ratio of 6.06, against a book value of ₹20.45 per share.
What is the 52-week high and low of U. Y. Fincorp Ltd?
Over the last 52 weeks U. Y. Fincorp Ltd has traded between ₹11.5 and ₹22.34.
What is the Return on Equity (ROE) of U. Y. Fincorp Ltd?
U. Y. Fincorp Ltd reported a return on equity of 1.32%. Its debt-to-equity ratio is 0.06.

Company Information

Incorporated in 1993, U. Y. Fincorp Ltd is in the business of Financial and Related Services[1]

CEO Mr. Udai Kothari
Employees 26
Listed 2024-10-03
Face Value ₹ 5
Issued Size 19,02,38,329

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