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Ugro Capital Ltd

UGROCAP NSE

Key Fundamentals

MicrocapNBFCFinancial Services
Market Cap
₹1,415 Cr
Volatility
Moderate
P/E Ratio
8.1
EBITDA
₹1,268 Cr
Return on Equity
6.02%
Debt to Equity
3.71
Book Value
₹187.13
EPS
₹13.4
52W High
₹192.5
52W Low
₹80.12

Insights

Beta

AI-extracted from concalls & annual reports · figures as reported, with sources

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41 extracted metrics + investor summaries across FY20–FY26.

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Tapetide Score

Data-driven rating, 0–100. How it works →

Technical Indicators

Key Insights

Strengths

1
  • Stock is trading at 0.49 times its book value

Weaknesses

2
  • Company has low interest coverage ratio.
  • Promoter holding is low: 2.88%

Growth Rate

Revenue Growth
-
Net Income Growth
-
Cash Flow Change
38.76%
ROE
6.00%
ROCE
-
EBITDA Margin (Avg.)
-

Quarterly Results

  Dec 2025Mar 2026Jun 2026
Revenue
461
607
497
Expenses
182
248
171
Financing Profit
32
75
37
Fin. Margin %
7%
12%
7%
Other Income
45
25
38
Interest
247
284
289
Depreciation
14
29
13
PBT
63
71
62
Tax %
27%
28%
-10%
Net Profit
46
51
68
EPS in Rs
2.99
3.29
4.37
Figures in ₹ Crores

Profit & Loss

  Mar 2026
Revenue
1,960
Expenses
753
Financing Profit
253
Fin. Margin %
13%
Other Income
61
Interest
954
Depreciation
70
PBT
244
Tax %
28%
Net Profit
175
EPS in Rs
11.26
Div. Payout %
0%
Figures in ₹ Crores

Balance Sheet

  Mar 2026
Equity Capital
153
Reserves
2,753
Borrowing
10,782
Other Liabilities
387
Total Liabilities
14,075
Fixed Assets
512
CWIP
24
Investments
737
Other Assets
12,802
Total Assets
14,075
Figures in ₹ Crores

Cash Flow

  Mar 2026
Operating
214
Investing
-1,964
Financing
2,751
Net Cash Flow
1,000
Free Cash Flow
171
CFO/OP
22
Figures in ₹ Crores

Ratios

  Mar 2026
ROE %
6%

Shareholding Pattern

As of Jun 2026
Others 65.26%
Public 24.56%
FIIs 5.45%
Promoters 2.88%
DIIs 1.85%
Total 100.00%
  Mar 2021Jun 2021Sep 2021Dec 2021Mar 2022Jun 2022Sep 2022Dec 2022Mar 2023May 2023Jun 2023Sep 2023Dec 2023Mar 2024Jun 2024Sep 2024Dec 2024Mar 2025Jun 2025Sep 2025Oct 2025Nov 2025Dec 2025Mar 2026Jun 2026
Promoters
2.88%
2.88%
2.88%
2.88%
2.87%
2.87%
2.87%
2.87%
2.87%
2.19%
2.19%
2.24%
2.24%
2.23%
2.23%
2.23%
2.23%
2.23%
2.25%
1.83%
1.88%
1.83%
1.72%
1.99%
2.88%
FIIs
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
16.49%
16.49%
16.47%
16.46%
19.76%
20.28%
20.44%
24.70%
27.25%
29.32%
24.21%
25.05%
24.21%
22.61%
22.33%
5.45%
DIIs
2.03%
2.03%
2.04%
2.03%
2.02%
2.02%
2.20%
2.20%
2.20%
6.41%
5.47%
4.71%
3.35%
3.76%
2.55%
2.75%
2.40%
1.85%
1.62%
1.50%
1.35%
1.50%
1.41%
1.68%
1.85%
Government
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
Public
7.96%
8.83%
10.29%
11.88%
13.93%
13.92%
15.72%
14.76%
19.33%
16.11%
17.40%
21.08%
22.23%
23.13%
24.77%
24.29%
23.65%
23.92%
23.91%
19.88%
18.88%
19.88%
22.37%
23.64%
24.56%
Others
87.14%
86.27%
84.80%
83.22%
81.17%
81.18%
79.20%
80.17%
75.60%
58.80%
58.45%
55.49%
55.73%
51.12%
50.17%
50.29%
47.02%
44.75%
42.90%
52.58%
52.85%
52.58%
51.90%
50.36%
65.26%
No. of Shareholders
1,838
2,783
4,037
8,714
10,703
10,540
11,887
11,839
12,010
13,324
14,376
19,677
22,478
28,773
40,872
38,997
39,182
39,622
40,537
40,064
40,446
40,064
39,943
38,788
38,742

Documents

Frequently Asked Questions about Ugro Capital Ltd

What does Ugro Capital Ltd do?
U GRO Capital limited is a technology-focused (data-centric & technology-enabled approach), small business lending platform. The company is focused on addressing the capital needs of small businesses operating in select eight sectors by providing customized loan solutions. [1]
Where is Ugro Capital Ltd (UGROCAP) listed?
Ugro Capital Ltd is listed on the Indian stock exchanges. It is listed on NSE: UGROCAP and BSE: 511742. You can view its live share price, financials, and ratios on Tapetide.
Which sector does Ugro Capital Ltd belong to?
Ugro Capital Ltd operates in the Financial Services sector within the Finance industry. Sector classification helps investors compare companies affected by similar economic conditions and regulatory changes.
What is the market capitalisation of Ugro Capital Ltd?
Ugro Capital Ltd has a market capitalisation of approximately ₹1414.83 Cr. Based on this, it is classified as a Small Cap stock.
What is the PE ratio of Ugro Capital Ltd?
The Price-to-Earnings (PE) ratio of Ugro Capital Ltd is 8.10. The PE ratio compares a company's share price to its earnings per share and is commonly used to assess whether a stock is overvalued or undervalued relative to its peers.
What is the 52-week high and low of Ugro Capital Ltd?
Over the past 52 weeks, Ugro Capital Ltd has traded between a low of ₹80.12 and a high of ₹192.5. This range helps investors understand the stock's price volatility and recent trading levels.
What is the Return on Equity (ROE) of Ugro Capital Ltd?
Ugro Capital Ltd has a Return on Equity (ROE) of 6.02%. ROE measures how effectively a company uses shareholders' equity to generate profits. A higher ROE generally indicates better capital efficiency.
How can I research Ugro Capital Ltd on Tapetide?
On Tapetide, you can view Ugro Capital Ltd's live share price, quarterly results, profit & loss statements, balance sheet, cash flow, key ratios, shareholding pattern, technical indicators, analyst ratings, and forecasts — all on a single page without needing to sign up.

Company Information

U GRO Capital limited is a technology-focused (data-centric & technology-enabled approach), small business lending platform. The company is focused on addressing the capital needs of small businesses operating in select eight sectors by providing customized loan solutions. [1]

CEO Mr. Shachindra Nath
Employees 2,149
Listed 2021-08-11
Face Value ₹ 10
Issued Size 13,98,57,828

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