TruCap Finance Ltd
TRU NSE
TruCap Finance Ltd
Financial ServicesNSE: TRU BSE: 540268 NBFC
Key Fundamentals
MicrocapNBFCFinancial ServicesMarket Cap
₹50.40 Cr
Volatility
Moderate
P/E Ratio
-0.5
EBITDA
₹-72.81 Cr
Return on Equity
-36.54%
Debt to Equity
3.23
Book Value
₹4.29
52W High
₹13.82
52W Low
₹4
Insights
BetaAI-extracted from concalls & annual reports · figures as reported, with sources
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40 extracted metrics + investor summaries across FY15–FY26.
Tapetide Score
Data-driven rating, 0–100. How it works →
Technical Indicators
Key Insights
Strengths
3- Company has reduced debt.
- Stock is trading at 0.92 times its book value
- Debtor days have improved from 102 to 68.2 days.
Weaknesses
5- Company has low interest coverage ratio.
- Promoter holding is low: 31.0%
- Company has a low return on equity of -31.8% over last 3 years.
- Company's cost of borrowing seems high
- Promoter holding has decreased over last 3 years: -22.6%
Growth Rate
Revenue Growth
-58.65% ↘
Net Income Growth
156.88% ↗
Cash Flow Change
199.84% ↗
ROE
-806.77% ↘
ROCE
-54.81% ↘
EBITDA Margin (Avg.)
-407.26% ↘
Quarterly Results
| Jun 2023 | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 38 | 42 | 40 | 41 | 52 | 58 | 52 | 35 | 30 | 23 | 15 | 14 | 11 |
| Expenses | 17 | 20 | 22 | 24 | 22 | 26 | 25 | 92 | 36 | 48 | 52 | 20 | 20 |
| Financing Profit | 3 | 4 | -3 | -5 | 4 | 4 | 2 | -77 | -26 | -45 | -51 | -26 | -13 |
| Fin. Margin % | 9% | 10% | -7% | -12% | 7% | 7% | 4% | -219% | -86% | -199% | -339% | -181% | -118% |
| Other Income | 0 | 0 | 9 | 12 | 0 | 1 | 1 | 1 | 12 | 2 | 1 | 1 | 1 |
| Interest | 17 | 18 | 21 | 23 | 26 | 27 | 25 | 21 | 20 | 20 | 14 | 21 | 5 |
| Depreciation | 2 | 2 | 3 | 2 | 2 | 2 | 2 | 8 | 2 | 2 | 2 | 2 | 1 |
| PBT | 2 | 3 | 4 | 4 | 2 | 3 | 1 | -84 | -16 | -45 | -52 | -27 | -14 |
| Tax % | 26% | 44% | 13% | -37% | 32% | 58% | -16% | -17% | -43% | -28% | -19% | -35% | -25% |
| Net Profit | 1 | 2 | 3 | 6 | 1 | 1 | 1 | -70 | -9 | -33 | -42 | -18 | -10 |
| EPS in Rs | 0.11 | 0.13 | 0.26 | 0.5 | 0.12 | 0.1 | 0.11 | -6.02 | -0.75 | -2.74 | -3.55 | -1.49 | -0.87 |
| Gross NPA % | — | 1.16% | — | — | 1.42% | 2.59% | — | — | — | — | — | — | — |
| Net NPA % | — | 0.67% | — | — | 0.9% | 1.87% | — | — | — | — | — | — | — |
Profit & Loss
| Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | TTM | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 0 | 2 | 1 | 12 | 19 | 19 | 24 | 70 | 124 | 161 | 196 | 82 | 64 |
| Expenses | 0 | 2 | 1 | 5 | 12 | 12 | 17 | 31 | 60 | 83 | 165 | 156 | 140 |
| Financing Profit | 0 | 0 | 0 | 4 | 2 | 6 | 2 | 15 | 13 | 0 | -67 | -148 | -136 |
| Fin. Margin % | 13% | 7% | 3% | 38% | 12% | 31% | 10% | 21% | 11% | 0% | -34% | -180% | -214% |
| Other Income | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 21 | 3 | 3 | 4 |
| Interest | 0 | 0 | 0 | 2 | 5 | 2 | 4 | 24 | 51 | 79 | 99 | 75 | 60 |
| Depreciation | 0 | 0 | 0 | 0 | 0 | 0 | 1 | 4 | 6 | 8 | 14 | 7 | 7 |
| PBT | 0 | 0 | 0 | 5 | 2 | 6 | 2 | 11 | 7 | 12 | -79 | -152 | -139 |
| Tax % | 33% | 31% | 100% | 11% | 12% | 27% | 61% | 31% | 23% | 4% | -15% | -28% | — |
| Net Profit | 0 | 0 | 0 | 4 | 2 | 4 | 1 | 7 | 6 | 12 | -67 | -110 | -103 |
| EPS in Rs | 0.01 | 0.02 | 0 | 1.05 | 0.32 | 0.61 | 0.09 | 0.83 | 0.48 | 1 | -5.7 | -9.29 | -8.65 |
| Div. Payout % | 0% | 0% | 0% | 19% | 16% | 3% | 11% | 1% | 2% | 1% | 0% | 0% | — |
Balance Sheet
| Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Equity Capital | 6 | 8 | 8 | 8 | 14 | 14 | 15 | 18 | 23 | 23 | 23 | 24 |
| Reserves | 1 | 1 | 1 | 5 | 13 | 18 | 84 | 156 | 200 | 196 | 139 | 30 |
| Borrowing | 1 | 1 | 0 | 39 | 25 | 16 | 81 | 286 | 443 | 686 | 520 | 335 |
| Other Liabilities | 1 | 0 | 0 | 3 | 2 | 2 | 5 | 12 | 12 | 23 | 17 | 9 |
| Total Liabilities | 10 | 9 | 9 | 55 | 54 | 48 | 185 | 472 | 678 | 928 | 699 | 397 |
| Fixed Assets | 0 | 1 | 1 | 1 | 1 | 3 | 10 | 18 | 21 | 28 | 20 | 8 |
| CWIP | 0 | 0 | 0 | 0 | 1 | 0 | 1 | 11 | 12 | 6 | 0 | 0 |
| Investments | 0 | 1 | 2 | 1 | 0 | 1 | 18 | 51 | 81 | 60 | 42 | 37 |
| Other Assets | 10 | 7 | 7 | 53 | 52 | 43 | 155 | 392 | 564 | 834 | 636 | 352 |
| Total Assets | 10 | 9 | 9 | 55 | 54 | 48 | 185 | 472 | 678 | 928 | 699 | 397 |
Cash Flow
| Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Operating | 6 | -1 | 1 | -41 | 2 | 13 | -78 | -181 | -149 | -212 | 208 | 127 |
| Investing | 0 | -1 | 0 | 5 | 2 | -4 | -38 | -76 | -69 | 30 | -25 | 52 |
| Financing | -6 | 1 | 0 | 39 | -3 | -11 | 145 | 283 | 198 | 245 | -246 | -209 |
| Net Cash Flow | 0 | -1 | 1 | 2 | 1 | -2 | 30 | 26 | -20 | 63 | -63 | -30 |
| Free Cash Flow | 6 | -1 | 1 | -41 | 1 | 12 | -86 | -202 | -159 | -222 | 208 | 127 |
| CFO/OP | 32,000 | -567 | 3,025 | -645 | 57 | 185 | -1,134 | -458 | -224 | -263 | 661 | -174 |
Ratios
| Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| ROE % | 0% | 1% | 0% | 38% | 11% | 14% | 1% | 5% | 3% | 5% | -35% | -102% |
Documents
1
Unaudited Standalone & Consolidated Financial Results For The Quarter Ended June 30 2026 13 Aug 2026
2
Audited Standalone And Consolidated Financial Results For The Quarter And Year Ended March 31 2026. 25 May 2026
3
Unaudited Standalone & Consolidated Financial Results For Quarter And Half Year Ended September 30 2025 13 Nov 2025
1
Updates on Open Offer
29 Apr - SAT interim order continues; next hearing on June 12, 2026. 29 Apr - SAT interim order continues; next hearing on June 12, 2026.
2
Updates on Open Offer
29 Apr - SAT interim order continues; next hearing on June 12, 2026. 29 Apr - SAT interim order continues; next hearing on June 12, 2026.
3
Compliances-Certificate under Reg. 74 (5) of SEBI (DP) Regulations, 2018
7 Apr - Regulation 74(5) certificate filed for quarter ended March 31, 2026. 7 Apr - Regulation 74(5) certificate filed for quarter ended March 31, 2026.
4
Updates on Open Offer
27 Mar - Interim SAT order continues; appellant two weeks to file rejoinder; next hearing April 24, 2026. 27 Mar - Interim SAT order continues; appellant two weeks to file rejoinder; next hearing April 24, 2026.
5
Closure of Trading Window
25 Mar - Trading window closed Apr 1, 2026 until 48 hours after Board-approved audited results for year ended Mar 31, 2026. 25 Mar - Trading window closed Apr 1, 2026 until 48 hours after Board-approved audited results for year ended Mar 31, 2026.
Frequently Asked Questions about TruCap Finance Ltd
What does TruCap Finance Ltd do?
Incorporated in 1994, TruCap Finance Ltd is
in the business of Fund based activities and Advisory services[1]
Where is TruCap Finance Ltd (TRU) listed?
TruCap Finance Ltd is listed on the Indian stock exchanges. It is listed on NSE: TRU and BSE: 540268. You can view its live share price, financials, and ratios on Tapetide.
Which sector does TruCap Finance Ltd belong to?
TruCap Finance Ltd operates in the Financial Services sector within the NBFC industry. Sector classification helps investors compare companies affected by similar economic conditions and regulatory changes.
What is the market capitalisation of TruCap Finance Ltd?
TruCap Finance Ltd has a market capitalisation of approximately ₹50.40 Cr. Based on this, it is classified as a Small Cap stock.
What is the PE ratio of TruCap Finance Ltd?
The Price-to-Earnings (PE) ratio of TruCap Finance Ltd is -0.50. The PE ratio compares a company's share price to its earnings per share and is commonly used to assess whether a stock is overvalued or undervalued relative to its peers.
What is the 52-week high and low of TruCap Finance Ltd?
Over the past 52 weeks, TruCap Finance Ltd has traded between a low of ₹4 and a high of ₹13.82. This range helps investors understand the stock's price volatility and recent trading levels.
Does TruCap Finance Ltd pay dividends?
Yes, TruCap Finance Ltd has a dividend yield of 0.24%. Dividend yield indicates the annual dividend income relative to the share price. A consistent dividend history can signal financial stability.
What is the Return on Equity (ROE) of TruCap Finance Ltd?
TruCap Finance Ltd has a Return on Equity (ROE) of -36.54%. ROE measures how effectively a company uses shareholders' equity to generate profits. A higher ROE generally indicates better capital efficiency.
How can I research TruCap Finance Ltd on Tapetide?
On Tapetide, you can view TruCap Finance Ltd's live share price, quarterly results, profit & loss statements, balance sheet, cash flow, key ratios, shareholding pattern, technical indicators, analyst ratings, and forecasts — all on a single page without needing to sign up.
Company Information
Incorporated in 1994, TruCap Finance Ltd is in the business of Fund based activities and Advisory services[1]
Website trucapfinance.com
CEO Mr. Rohanjeet Singh Juneja
Employees 675
Listed 2023-06-20
Face Value ₹ 2
Issued Size 11,88,61,871