Team India Guaranty Ltd
TEAMGTY NSE
Team India Guaranty Ltd
Financial ServicesNSE: TEAMGTY BSE: 511559 NBFC
Key Fundamentals
MicrocapNBFCFinancial ServicesMarket Cap
₹201 Cr
Volatility
Moderate
P/E Ratio
282.04
EBITDA
₹1.39 Cr
Return on Equity
4.91%
Debt to Equity
0
Book Value
₹53.97
52W High
₹332.55
52W Low
₹210
Insights
BetaAI-extracted from concalls & annual reports · figures as reported, with sources
Log in to view Team India Guaranty Ltd insights
15 extracted metrics + investor summaries across FY15–FY26.
Tapetide Score
Data-driven rating, 0–100. How it works →
Technical Indicators
Key Insights
Strengths
2- Company is almost debt free.
- Company's working capital requirements have reduced from 96.7 days to 55.8 days
Weaknesses
3- Stock is trading at 4.13 times its book value
- Though the company is reporting repeated profits, it is not paying out dividend
- Company has a low return on equity of 3.49% over last 3 years.
Growth Rate
Revenue Growth
48.38% ↗
Net Income Growth
-49.57% ↗
Cash Flow Change
-2.53% ↘
ROE
24.62% ↗
ROCE
13.27% ↗
EBITDA Margin (Avg.)
-66.75% ↗
Quarterly Results
| Mar 2023 | Jun 2023 | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 0.77 | 0.8 | 0.8 | 0.81 | 0.83 | 0.85 | 0.86 | 0.85 | 0.98 | 1.26 | 1.37 | 1.36 | 1.56 |
| Expenses | 0.44 | 0.19 | 0.29 | 0.13 | 0.29 | 0.18 | 0.27 | 0.16 | 0.29 | 0.47 | 0.57 | 0.92 | 2.19 |
| Financing Profit | 0.32 | 0.61 | 0.51 | 0.68 | 0.54 | 0.67 | 0.59 | 0.69 | 0.69 | 0.79 | 0.8 | 0.44 | -0.63 |
| Fin. Margin % | 41.56% | 76.25% | 63.75% | 83.95% | 65.06% | 78.82% | 68.6% | 81.18% | 70.41% | 62.7% | 58.39% | 32.35% | -40.38% |
| Other Income | 0 | 0 | 0.01 | 0 | 0 | 0 | 0 | 0 | 0.17 | 0 | 0 | 0 | 0 |
| Interest | 0.01 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Depreciation | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| PBT | 0.32 | 0.61 | 0.52 | 0.68 | 0.54 | 0.67 | 0.59 | 0.69 | 0.86 | 0.79 | 0.8 | 0.44 | -0.63 |
| Tax % | -9.38% | 19.67% | 19.23% | 27.94% | 29.63% | 16.42% | 16.95% | 17.39% | 16.28% | 29.11% | 16.25% | 59.09% | 7.94% |
| Net Profit | 0.36 | 0.5 | 0.42 | 0.49 | 0.39 | 0.56 | 0.5 | 0.58 | 0.72 | 0.56 | 0.67 | 0.17 | -0.69 |
| EPS in Rs | 0.4 | 0.56 | 0.47 | 0.54 | 0.43 | 0.62 | 0.56 | 0.64 | 0.8 | 0.62 | 0.75 | 0.19 | -0.77 |
Profit & Loss
| Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 0.57 | 0.12 | 5.57 | 1.11 | 2.95 | 2.36 | 8.74 | 2.72 | 1.96 | 3.24 | 3.69 | 5.49 |
| Expenses | 0.38 | 0.37 | 0.44 | 0.47 | 0.57 | 0.66 | 0.63 | 0.69 | 0.9 | 0.89 | 0.89 | 4.11 |
| Financing Profit | 0.19 | -0.25 | 5.13 | 0.64 | 2.38 | 1.7 | 8.04 | 2.01 | 1.05 | 2.35 | 2.8 | 1.38 |
| Fin. Margin % | 33.33% | -208.33% | 92.1% | 57.66% | 80.68% | 72.03% | 91.99% | 73.9% | 53.57% | 72.53% | 75.88% | 25.14% |
| Other Income | 0.01 | 0 | 0 | 0 | 0 | 0.01 | 0.01 | 0 | 0.02 | 0.01 | 0.02 | 0.01 |
| Interest | 0 | 0 | 0 | 0 | 0 | 0 | 0.07 | 0.02 | 0.01 | 0 | 0 | 0 |
| Depreciation | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| PBT | 0.2 | -0.25 | 5.13 | 0.64 | 2.38 | 1.71 | 8.05 | 2.01 | 1.07 | 2.36 | 2.82 | 1.39 |
| Tax % | 5% | 0% | 20.86% | 25% | 31.09% | 22.22% | 18.51% | 21.89% | 13.08% | 24.15% | 16.67% | 48.2% |
| Net Profit | 0.19 | -0.25 | 4.06 | 0.48 | 1.64 | 1.33 | 6.55 | 1.57 | 0.94 | 1.79 | 2.35 | 0.72 |
| EPS in Rs | 0.21 | -0.28 | 4.51 | 0.53 | 1.82 | 1.48 | 7.28 | 1.75 | 1.05 | 1.99 | 2.61 | 0.8 |
| Div. Payout % | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% |
Balance Sheet
| Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Equity Capital | 9 | 9 | 9 | 9 | 9 | 9 | 9 | 9 | 9 | 9 | 9 | 9 |
| Reserves | 15.26 | 15.01 | 19.07 | 19.55 | 24.25 | 25.57 | 32.11 | 33.71 | 34.65 | 36.43 | 38.77 | 39.53 |
| Borrowing | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Other Liabilities | 0.84 | 0.88 | 1.04 | 1.04 | 0.09 | 0.15 | 0.27 | 0.07 | 0.06 | 0.07 | 0.17 | 1 |
| Total Liabilities | 25.1 | 24.89 | 29.11 | 29.59 | 33.34 | 34.72 | 41.38 | 42.78 | 43.71 | 45.5 | 47.94 | 49.53 |
| Fixed Assets | 0 | 0 | 0.07 | 0.07 | 0.07 | 0.07 | 0.07 | 0.07 | 0.07 | 0.07 | 0 | 0.03 |
| CWIP | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Investments | 23.82 | 23.65 | 28.04 | 28.25 | 32.2 | 22.62 | 24.86 | 30.55 | 41.09 | 23.3 | 29.51 | 10.05 |
| Other Assets | 1.28 | 1.24 | 1 | 1.27 | 1.07 | 12.03 | 16.45 | 12.16 | 2.55 | 22.13 | 18.43 | 39.45 |
| Total Assets | 25.1 | 24.89 | 29.11 | 29.59 | 33.34 | 34.72 | 41.38 | 42.78 | 43.71 | 45.5 | 47.94 | 49.53 |
Cash Flow
| Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Operating | -0.02 | -0.21 | 4.48 | -0.93 | -0.53 | -10.56 | -5.45 | 3.8 | 8.64 | -0.79 | -0.81 | -36.99 |
| Investing | 0 | 0.17 | -4.45 | 0.9 | 0.53 | 10.89 | 5.85 | -4.19 | -8.86 | 1.61 | 2.05 | 39.62 |
| Financing | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Net Cash Flow | -0.02 | -0.04 | 0.03 | -0.03 | 0.01 | 0.33 | 0.4 | -0.4 | -0.22 | 0.82 | 1.24 | 2.63 |
| Free Cash Flow | -0.02 | -0.21 | 4.48 | -0.93 | -0.53 | -10.56 | -5.45 | 3.8 | 8.64 | -0.79 | -0.81 | -37.03 |
| CFO/OP | -5 | 84 | 102 | -70 | -22 | -621 | -67 | 187 | 815 | -34 | -29 | -2,629 |
Ratios
| Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| ROE % | 0.79% | -1.04% | 15.59% | 1.7% | 5.31% | 3.92% | 17.31% | 3.75% | 2.18% | 4.02% | 5.04% | 1.5% |
Documents
1
Board Meeting Intimation for Intimation Of Board Meeting Of Team India Guaranty Limited ('The Company') To Be Held On Friday, 14Th August, 2026
7 Aug - Board meeting on 14 Aug 2026 to approve Q1 FY2027 unaudited results; trading window closed from 1 Jul 2026. 7 Aug - Board meeting on 14 Aug 2026 to approve Q1 FY2027 unaudited results; trading window closed from 1 Jul 2026.
2
Format of the Initial Disclosure to be made by an entity identified as a Large Corporate : Annexure A
16 Apr - Company confirms it is not a Large Corporate; outstanding borrowing was NIL as of 31 March 2026. 16 Apr - Company confirms it is not a Large Corporate; outstanding borrowing was NIL as of 31 March 2026.
3
Compliances-Certificate under Reg. 74 (5) of SEBI (DP) Regulations, 2018
10 Apr - In compliance with Regulation 74(5) of SEBI (Depositories and Participants) Regulations, 2018, please find enclosed herewith a certificate received from M/s MUFG Intime India Private … 10 Apr - In compliance with Regulation 74(5) of SEBI (Depositories and Participants) Regulations, 2018, please find enclosed herewith a certificate received from M/s MUFG Intime India Private …
5
Announcement under Regulation 30 (LODR)-Preferential Issue
5 Mar - 22,48,270 shares at Rs.285 each (approx. Rs.64.08 crore) allotment deferred; only 62.14% consideration received; acquisition deferred. 5 Mar - 22,48,270 shares at Rs.285 each (approx. Rs.64.08 crore) allotment deferred; only 62.14% consideration received; acquisition deferred.
Frequently Asked Questions about Team India Guaranty Ltd
What does Team India Guaranty Ltd do?
Incorporated in 1989, Times Guaranty Ltd is an NBFC and is engaged in investing activities of its own funds.
Where is Team India Guaranty Ltd (TEAMGTY) listed?
Team India Guaranty Ltd is listed on the Indian stock exchanges. It is listed on NSE: TEAMGTY and BSE: 511559. You can view its live share price, financials, and ratios on Tapetide.
Which sector does Team India Guaranty Ltd belong to?
Team India Guaranty Ltd operates in the Financial Services sector within the NBFC industry. Sector classification helps investors compare companies affected by similar economic conditions and regulatory changes.
What is the market capitalisation of Team India Guaranty Ltd?
Team India Guaranty Ltd has a market capitalisation of approximately ₹201.27 Cr. Based on this, it is classified as a Small Cap stock.
What is the PE ratio of Team India Guaranty Ltd?
The Price-to-Earnings (PE) ratio of Team India Guaranty Ltd is 282.04. The PE ratio compares a company's share price to its earnings per share and is commonly used to assess whether a stock is overvalued or undervalued relative to its peers.
What is the 52-week high and low of Team India Guaranty Ltd?
Over the past 52 weeks, Team India Guaranty Ltd has traded between a low of ₹210 and a high of ₹332.55. This range helps investors understand the stock's price volatility and recent trading levels.
What is the Return on Equity (ROE) of Team India Guaranty Ltd?
Team India Guaranty Ltd has a Return on Equity (ROE) of 4.91%. ROE measures how effectively a company uses shareholders' equity to generate profits. A higher ROE generally indicates better capital efficiency.
How can I research Team India Guaranty Ltd on Tapetide?
On Tapetide, you can view Team India Guaranty Ltd's live share price, quarterly results, profit & loss statements, balance sheet, cash flow, key ratios, shareholding pattern, technical indicators, analyst ratings, and forecasts — all on a single page without needing to sign up.
Company Information
Incorporated in 1989, Times Guaranty Ltd is an NBFC and is engaged in investing activities of its own funds.