Starteck Finance Ltd
STARTECK NSE
Starteck Finance Ltd
Financial ServicesNSE: STARTECK BSE: 512381 Finance
Key Fundamentals
MicrocapNBFCFinancial ServicesMarket Cap
₹253 Cr
Volatility
Moderate
P/E Ratio
10.37
EBITDA
₹32.09 Cr
Return on Equity
4.45%
Debt to Equity
0.97
Book Value
₹265.33
52W High
₹349.95
52W Low
₹215.1
Insights
BetaAI-extracted from concalls & annual reports · figures as reported, with sources
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15 extracted metrics + investor summaries across FY15–FY26.
Tapetide Score
Data-driven rating, 0–100. How it works →
Technical Indicators
Key Insights
Strengths
1- Stock is trading at 0.97 times its book value
Weaknesses
4- The company has delivered a poor sales growth of -14.0% over past five years.
- Tax rate seems low
- Company has a low return on equity of 7.78% over last 3 years.
- Earnings include an other income of Rs.15.9 Cr.
Growth Rate
Revenue Growth
-2.03% ↘
Net Income Growth
140.67% ↗
Cash Flow Change
-24.95% ↘
ROE
-42.88% ↘
ROCE
-13.49% ↘
EBITDA Margin (Avg.)
-32.29% ↘
Quarterly Results
| Jun 2023 | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 6.68 | 12.33 | 7.39 | 10.93 | 7.02 | 8.43 | 8.76 | 8.49 | 7.82 | 9.44 | 10.18 | 8.31 | 10.91 |
| Expenses | 0.9 | 0.99 | 0.98 | 4.06 | 1.05 | 0.93 | 1.18 | 0.86 | 0.64 | 1.77 | 0.67 | 0.57 | 0.75 |
| Financing Profit | 3.03 | 8.35 | 3.55 | 3.84 | 1.84 | 2.93 | 2.6 | 2.31 | 1.85 | 1.97 | 3.59 | 2.69 | 4.43 |
| Fin. Margin % | 45.36% | 67.72% | 48.04% | 35.13% | 26.21% | 34.76% | 29.68% | 27.21% | 23.66% | 20.87% | 35.27% | 32.37% | 40.6% |
| Other Income | 0.1 | 0 | 0 | 0.33 | 0.25 | 1.28 | 0.73 | 0.09 | 2.4 | 6.68 | 5.48 | 2.82 | 0.92 |
| Interest | 2.75 | 2.99 | 2.86 | 3.03 | 4.13 | 4.57 | 4.98 | 5.32 | 5.33 | 5.7 | 5.92 | 5.05 | 5.73 |
| Depreciation | 0.14 | 0.14 | 0.14 | 0.12 | 0.14 | 0.14 | 0.14 | 0.14 | 0.14 | 0.14 | 0.14 | 0.14 | 0.14 |
| PBT | 2.99 | 8.21 | 3.41 | 4.05 | 1.95 | 4.07 | 3.19 | 2.26 | 4.11 | 8.51 | 8.93 | 5.37 | 5.21 |
| Tax % | 23.41% | 9.62% | 18.18% | 14.81% | 12.31% | 11.79% | -13.48% | 37.61% | 13.87% | 13.51% | 16.24% | 2.61% | 17.08% |
| Net Profit | 2.29 | 7.42 | 2.79 | 3.45 | 1.71 | 3.59 | 3.63 | 1.41 | 3.54 | 7.36 | 7.48 | 5.23 | 4.32 |
| EPS in Rs | 2.31 | 7.49 | 2.82 | 3.48 | 1.73 | 3.62 | 3.66 | 1.42 | 3.57 | 7.43 | 7.55 | 5.28 | 4.36 |
Profit & Loss
| Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | TTM | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 19 | 22 | 22 | 19 | 15 | 28 | 76 | 29 | 28 | 38 | 36 | 36 | 39 |
| Expenses | 2 | 4 | 4 | 4 | 5 | 16 | 6 | 3 | 6 | 7 | 4 | 4 | 4 |
| Financing Profit | 10 | 6 | 3 | 2 | 2 | 4 | 40 | 12 | 13 | 19 | 14 | 10 | 13 |
| Fin. Margin % | 53% | 29% | 12% | 8% | 11% | 13% | 52% | 42% | 46% | 51% | 37% | 28% | 33% |
| Other Income | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 12 | 0 | -1 | 17 | 16 |
| Interest | 7 | 12 | 15 | 13 | 9 | 8 | 31 | 14 | 9 | 12 | 19 | 22 | 22 |
| Depreciation | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 1 | 1 | 1 | 1 | 1 |
| PBT | 10 | 6 | 3 | 2 | 2 | 4 | 40 | 12 | 24 | 19 | 12 | 27 | 28 |
| Tax % | 24% | 11% | 14% | 26% | 20% | 1% | 5% | 15% | 10% | 14% | 10% | 12% | — |
| Net Profit | 8 | 6 | 2 | 1 | 1 | 4 | 38 | 10 | 22 | 16 | 10 | 24 | 24 |
| EPS in Rs | 7.58 | 5.77 | 2.36 | 1.12 | 1.49 | 3.65 | 37.96 | 10.28 | 22.02 | 16.23 | 10.51 | 23.82 | 24.62 |
| Div. Payout % | 7% | 9% | 0% | 0% | 0% | 7% | 1% | 2% | 1% | 2% | 2% | 1% | — |
Balance Sheet
| Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Equity Capital | 10 | 10 | 10 | 10 | 10 | 10 | 10 | 10 | 10 | 10 | 10 | 10 |
| Reserves | 94 | 99 | 101 | 102 | 94 | 95 | 137 | 151 | 170 | 196 | 224 | 253 |
| Borrowing | 61 | 198 | 138 | 91 | 91 | 88 | 640 | 92 | 181 | 202 | 227 | 351 |
| Other Liabilities | 4 | 4 | 5 | 8 | 12 | 8 | 27 | 15 | 24 | 36 | 53 | 61 |
| Total Liabilities | 168 | 311 | 254 | 211 | 207 | 201 | 814 | 268 | 384 | 444 | 514 | 675 |
| Fixed Assets | 0 | 0 | 0 | 17 | 15 | 15 | 15 | 15 | 116 | 118 | 117 | 116 |
| CWIP | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Investments | 95 | 102 | 98 | 75 | 73 | 73 | 65 | 74 | 72 | 131 | 196 | 323 |
| Other Assets | 73 | 209 | 156 | 119 | 119 | 113 | 735 | 179 | 196 | 196 | 202 | 236 |
| Total Assets | 168 | 311 | 254 | 211 | 207 | 201 | 814 | 268 | 384 | 444 | 514 | 675 |
Cash Flow
| Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Operating | 51 | 9 | -7 | -7 | 5 | 16 | -50 | -5 | 86 | 37 | 27 | 33 |
| Investing | -51 | -6 | 5 | 6 | -4 | -12 | 47 | -5 | -50 | -58 | -39 | -123 |
| Financing | 0 | -1 | 0 | 0 | 0 | 0 | 2 | 6 | -35 | 24 | 9 | 90 |
| Net Cash Flow | 0 | 2 | -2 | 0 | 0 | 5 | -1 | -4 | 0 | 2 | -2 | 0 |
| Free Cash Flow | 51 | 9 | -7 | -7 | 5 | 16 | -50 | -5 | 86 | 37 | 27 | 33 |
| CFO/OP | 312 | 51 | -28 | -45 | 50 | 135 | -71 | -10 | 392 | 127 | 108 | 122 |
Ratios
| Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| ROE % | 7% | 5% | 2% | 1% | 1% | 3% | 30% | 7% | 7% | 8% | 5% | 10% |
Documents
1
Board Meeting Intimation for Results & Closure Of Trading Window
6 May - Board meets 13 May 2026 for audited FY26 results and possible final dividend; trading window closed. 6 May - Board meets 13 May 2026 for audited FY26 results and possible final dividend; trading window closed.
2
Compliances-Certificate under Reg. 74 (5) of SEBI (DP) Regulations, 2018
7 Apr - Certificate under Regulation 74(5) of SEBI (DP) Regulations, 2018 for the quarter ended 31st March, 2026 7 Apr - Certificate under Regulation 74(5) of SEBI (DP) Regulations, 2018 for the quarter ended 31st March, 2026
5
Compliances-Certificate under Reg. 74 (5) of SEBI (DP) Regulations, 2018
9 Jan - Certificate under Regulation 74(5) of the SEBI (Depositories and Participants) Regulations, 2018 for the quarter ended 31st December, 2025. 9 Jan - Certificate under Regulation 74(5) of the SEBI (Depositories and Participants) Regulations, 2018 for the quarter ended 31st December, 2025.
Frequently Asked Questions about Starteck Finance Ltd
What does Starteck Finance Ltd do?
Incorporated in 1985, Starteck Finance Ltd
is in the investment and lending business[1]
Where is Starteck Finance Ltd (STARTECK) listed?
Starteck Finance Ltd is listed on the Indian stock exchanges. It is listed on NSE: STARTECK and BSE: 512381. You can view its live share price, financials, and ratios on Tapetide.
Which sector does Starteck Finance Ltd belong to?
Starteck Finance Ltd operates in the Financial Services sector within the Finance industry. Sector classification helps investors compare companies affected by similar economic conditions and regulatory changes.
What is the market capitalisation of Starteck Finance Ltd?
Starteck Finance Ltd has a market capitalisation of approximately ₹252.91 Cr. Based on this, it is classified as a Small Cap stock.
What is the PE ratio of Starteck Finance Ltd?
The Price-to-Earnings (PE) ratio of Starteck Finance Ltd is 10.37. The PE ratio compares a company's share price to its earnings per share and is commonly used to assess whether a stock is overvalued or undervalued relative to its peers.
What is the 52-week high and low of Starteck Finance Ltd?
Over the past 52 weeks, Starteck Finance Ltd has traded between a low of ₹215.1 and a high of ₹349.95. This range helps investors understand the stock's price volatility and recent trading levels.
Does Starteck Finance Ltd pay dividends?
Yes, Starteck Finance Ltd has a dividend yield of 0.10%. Dividend yield indicates the annual dividend income relative to the share price. A consistent dividend history can signal financial stability.
What is the Return on Equity (ROE) of Starteck Finance Ltd?
Starteck Finance Ltd has a Return on Equity (ROE) of 4.45%. ROE measures how effectively a company uses shareholders' equity to generate profits. A higher ROE generally indicates better capital efficiency.
How can I research Starteck Finance Ltd on Tapetide?
On Tapetide, you can view Starteck Finance Ltd's live share price, quarterly results, profit & loss statements, balance sheet, cash flow, key ratios, shareholding pattern, technical indicators, analyst ratings, and forecasts — all on a single page without needing to sign up.
Company Information
Incorporated in 1985, Starteck Finance Ltd is in the investment and lending business[1]
Website niveditaindia.com
CEO Mr. Amit Pitale C.F.A., M.B.A.
Employees 5
Listed 2022-05-04
Face Value ₹ 10
Issued Size 99,10,330