Skip to content
SG Finserv logo

SG Finserv

SGFIN NSE
₹661.00 up 9.65 (1.48%)
Market Cap
₹4,356 Cr
P/E
22.51

SG Finserv (SGFIN) share price was ₹651.35 at the 28 Oct 2026 close; market capitalisation ₹4,292 Cr; P/E (TTM) 22.18; sector Financial Services. The share price rose 59.3% over the year to 28 Oct 2026 (adjusted for splits and bonuses). In the Sep 2026 quarter, revenue rose 115.4% year on year to ₹160.9 Cr and net profit rose 107.0% year on year to ₹58.8 Cr (compared with Sep 2025). Promoters held 56.95% of SG Finserv in Sep 2026, unchanged from Jun 2026. Its Tapetide Score is 52/100 (Average) as of 28 Oct 2026.

Close 28 Oct 2026 ₹651.35 +253.00 +63.51% 1Y

Key Fundamentals

MicrocapFinanceFinancial Services
Market Cap
₹4,356 Cr
P/E (TTM)
22.51
EBITDA
₹307 Cr
Return on Equity
8.74%
Debt to Equity
1.65
Book Value
₹242.54
EPS (TTM)
₹29.36
52W High
₹727.45
52W Low
₹323.00

Price-based figures as of 29 Oct 2026, 10:55 IST · EPS basis: Standalone · TTM

Peer Comparison

Financial Services › NBFC › Non Banking Financial Company (NBFC)

Bajaj Finance
₹923.0526.495,74,687 Cr4.670.66%16.53%10.71%89,874 Cr22,067 Cr
Shriram Finance
₹835.7514.801,96,656 Cr1.760.79%15.18%11.00%51,245 Cr11,318 Cr
Cholamandalam Investment
₹1,562.1023.041,33,452 Cr3.870.14%17.17%9.46%33,147 Cr5,751 Cr
Tata Capital
₹313.3024.341,32,992 Cr2.710.19%10.38%8.56%34,329 Cr5,478 Cr
Muthoot Finance
₹2,447.708.6498,267 Cr2.421.25%26.67%15.43%33,526 Cr11,457 Cr
L&T Finance
₹250.2019.6962,709 Cr2.141.14%10.64%10.11%20,742 Cr3,198 Cr
SBI Cards
₹535.3522.4050,946 Cr2.970.47%13.78%18.31%21,048 Cr2,275 Cr
SG Finserv (this company)
₹661.0022.514,356 Cr2.730.00%8.74%15.44%297 Cr187 Cr
Median 8 companies₹748.3822.461,15,630 Cr2.720.57%14.48%10.86%33,337 Cr5,615 Cr

Comparable companies in the same industry. Market cap, P/E and P/B use the live price; other metrics are as reported in filings. A dash means the figure is not published for that company.

Tapetide Score

Data-driven rating, 0–100, as of . How it works →

52 Average
Overall score

Data confidence 94/100

Category scores

Quality Poor 31
Returns, margins, earnings quality 22% weight
Valuation Poor 25
Cheap vs sector & own history 24% weight
Growth Strong 99
Sales & profit trajectory 9% weight
Financial Health Weak 44
Solvency, leverage, coverage 9% weight
Momentum Strong 82
Trend strength, vol-adjusted 12% weight
Ownership Strong 66
FII/DII/promoter flows 24% weight

The Tapetide Score is data analysis, not investment advice. Tapetide is not a SEBI-registered research analyst or investment adviser.

Key Insights

Strengths

3
  • Company is expected to give good quarter
  • Company has delivered good profit growth of 141% CAGR over last 5 years
  • Company's median sales growth is 40.3% of last 10 years

Weaknesses

4
  • Stock is trading at 2.63 times its book value
  • Though the company is reporting repeated profits, it is not paying out dividend
  • Company has a low return on equity of 10.1% over last 3 years.
  • Company might be capitalizing the interest cost

Technical Indicators

Oscillators

Bearish

Bearish
2
Neutral
7
Bullish
0

Overall

Bullish

Bearish
5
Neutral
7
Bullish
7

Moving Averages

Bullish

Bearish
3
Neutral
0
Bullish
7

Growth Rate

Revenue Growth
95.95% lower than 3Y

change over 1 year

Net Income Growth
57.65% lower than 3Y

change over 1 year

Cash Flow Change
-220%

change over 1 year

EBITDA Margin Change
9.72%

change over 1 year

AI Analysis — Bull vs Bear

Generated 6 Jul 2026
AI opinion · based on fundamentals
Risk high

SG Finserve Ltd is a small-cap financial services company with a market cap of ₹3,829 Cr, trading at a PE of 34.7x and PB of 2.99x. The company has demonstrated explosive revenue growth (100% CAGR over 3 years) and profit growth (91% CAGR over 3 years), but carries a modest ROE of ~10% and pays no dividend despite consistent profitability.

Bull Case 8
  • Exceptional 5-year compounded sales growth of 169% CAGR indicates rapidly scaling business operations
  • Compounded profit growth of 141% CAGR over 5 years demonstrates strong earnings momentum
  • TTM revenue growth of 96% shows continued acceleration in top-line performance
  • Promoter holding increased by 2.61% in the last quarter, signaling insider confidence
  • 10-year median sales growth of 40.3% reflects a sustained long-term growth trajectory
  • Stock price CAGR of 203% over 5 years reflects significant market re-rating of the business
  • Company is expected to deliver a good upcoming quarter based on available indicators
  • 10-year compounded profit growth of 107% CAGR shows the business has scaled profitably over a long duration
Bear Case 8
  • Return on equity of just 10.1% over 3 years is low for a financial services company trading at 2.99x book value
  • PE ratio of 34.7x is elevated for a company generating only 10% ROE, implying poor capital efficiency relative to valuation
  • Zero dividend yield despite repeated profitability raises questions about capital allocation and shareholder returns
  • Potential capitalization of interest costs could mean reported profits overstate true operating performance
  • PB ratio of 2.99x is expensive given the subdued ROE of ~10%, suggesting limited margin of safety
  • 1-year stock CAGR of 65% versus 3-year CAGR of only 6% indicates highly volatile and inconsistent price performance
  • Key financial data points like debt-to-equity, EPS, and ROCE are unavailable, limiting transparency for thorough analysis
  • Small market cap of ₹3,829 Cr in the financial services space may carry higher liquidity and governance risks

This is AI-generated analysis, not financial advice. Do your own due diligence.

AI News Digest

114d ago
Positives 2
  • Loan book up 82% YoY Jul 2

    Q1FY27 provisional loan book reached ₹4,551 crores, growing ~82% YoY and ~16% QoQ as of June 30, 2026. Figures are subject to audit committee and board approval.

  • Insurance broking subsidiary launched Jun 20

    SG Insurance Brokers Limited incorporated on June 19, 2026 as a wholly owned subsidiary for direct insurance broking in general and life insurance, diversifying revenue streams.

Neutral 1
  • AGM resolutions approved Jun 30

    All five resolutions passed at the 32nd AGM on June 30, 2026, including financial statement approval, director appointments, and related party transactions.

TL;DR: SG Finserve is executing well on growth with an 82% YoY jump in loan book to ₹4,551 crores and expanding into insurance broking via a new subsidiary. No visible headwinds emerged in the recent news flow. The growth trajectory is strong, though provisional numbers still await audit confirmation and the insurance venture is at an early stage.

Quarterly Results

Particulars Sep 2023Dec 2023Mar 2024Jun 2024Sep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025Mar 2026Jun 2026Sep 2026
Revenue
44
52
59
44
31
42
54
68
75
86
105
136
161
Expenses
6
5
7
6
10
9
4
9
6
6
6
10
13
Financing Profit
23
29
31
25
21
32
31
34
39
43
56
72
80
Fin. Margin %
53%
55%
53%
58%
67%
76%
58%
50%
52%
50%
53%
53%
49%
Other Income
0
0
1
1
0
0
0
0
0
0
0
0
0
Interest
15
18
21
12
0
1
19
25
30
36
43
54
68
Depreciation
0
0
0
0
0
0
0
0
0
0
0
0
0
PBT
23
29
32
26
21
32
31
34
38
43
56
72
79
Tax %
25%
25%
25%
26%
32%
26%
23%
28%
26%
25%
25%
25%
26%
Net Profit
17
22
24
19
14
24
24
25
28
32
42
54
59
EPS (₹)
3.18
3.94
4.33
3.47
2.53
4.24
4.26
4.39
5.08
5.81
6.48
8.15
8.92
Figures in ₹ Crores

Profit & Loss

Particulars Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026TTM
Revenue
6
4
1
1
0
0
2
2
41
190
170
334
488
Expenses
6
4
0
1
1
1
1
1
8
20
28
27
36
Financing Profit
0
0
0
1
0
-1
2
1
25
105
111
172
251
Fin. Margin %
6%
4%
35%
55%
-172%
-344%
69%
55%
59%
55%
65%
52%
51%
Other Income
0
0
0
0
0
0
0
0
1
0
0
0
0
Interest
0
0
0
0
0
0
0
0
8
64
32
134
202
Depreciation
0
0
0
0
0
0
0
0
0
0
1
1
1
PBT
0
0
0
1
0
-1
2
1
25
105
110
172
250
Tax %
32%
38%
23%
29%
-27%
5%
4%
30%
26%
25%
26%
26%
—
Net Profit
0
0
0
1
0
-1
2
1
18
79
81
128
187
EPS (₹)
0.48
0.18
0.46
1.18
-0.68
-2
3.15
1.56
4.46
14.29
14.49
19.56
29.36
Div. Payout %
0%
0%
0%
0%
0%
0%
0%
0%
0%
0%
0%
0%
—
Figures in ₹ Crores

Balance Sheet

Particulars Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026Sep 2026
Equity Capital
5
5
5
5
5
5
5
5
41
55
56
65
66
Reserves
2
2
2
3
2
2
3
4
532
751
959
1,395
1,532
Borrowing
1
0
0
0
1
1
0
0
493
957
1,387
2,704
4,363
Other Liabilities
0
0
0
0
0
0
0
0
13
16
5
9
23
Total Liabilities
8
7
7
8
8
8
8
9
1,079
1,779
2,407
4,173
5,984
Fixed Assets
0
0
2
2
2
1
1
1
0
2
2
2
3
CWIP
0
0
0
0
0
0
0
0
1
0
0
0
0
Investments
2
2
1
1
1
2
1
2
0
0
80
0
133
Other Assets
6
5
5
6
5
5
6
6
1,078
1,778
2,325
4,171
5,849
Total Assets
8
7
7
8
8
8
8
9
1,079
1,779
2,407
4,173
5,984
Figures in ₹ Crores

Cash Flow

Particulars Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
Operating
0
-1
0
0
-1
-1
0
0
-941
-629
-492
-1,571
Investing
-1
-1
0
0
1
1
1
0
2
-4
-56
61
Financing
0
0
0
0
0
0
-1
0
1,030
616
554
1,632
Net Cash Flow
-1
-2
0
0
0
0
0
0
91
-18
6
121
Free Cash Flow
0
-1
0
0
-1
0
0
0
-941
-630
-492
-1,572
Figures in ₹ Crores

Ratios

Particulars Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
ROE %
4%
1%
3%
8%
-4%
-14%
22%
10%
6%
11%
9%
10%

Insights

Beta

AI-extracted from concalls & annual reports · figures as reported, with sources

Log in to view SG Finserv insights

63 extracted metrics + investor summaries across FY10–FY27.

Shareholding Pattern

FIIs1.00%Promot.56.95%DIIs2.17%Others14.82%Public25.06%As ofSep 2026

Documents

Frequently Asked Questions about SG Finserv

What does SG Finserve Ltd do?
Incorporated in 1994, Moongipa Securities Ltd is in the business of Investing Activities, Investment Research, Investment Banking and Wealth Management
Where is SG Finserve Ltd (SGFIN) listed?
SG Finserve Ltd trades as SGFIN on the NSE and under code 539199 on the BSE.
Which sector does SG Finserve Ltd belong to?
SG Finserve Ltd is classified under the Financial Services sector, in the NBFC industry.
What is the market capitalisation of SG Finserve Ltd?
SG Finserve Ltd has a market capitalisation of ₹4,356 Cr as of 29 Oct 2026, which places it in the Small Cap band.
What is the PE ratio of SG Finserve Ltd?
SG Finserve Ltd trades at a PE ratio of 22.51 as of 29 Oct 2026, on earnings per share of ₹29.36, against a book value of ₹242.54 per share.
What is the 52-week high and low of SG Finserve Ltd?
Over the last 52 weeks SG Finserve Ltd has traded between ₹323 and ₹727.45 as of 29 Oct 2026.
What is the Return on Equity (ROE) of SG Finserve Ltd?
SG Finserve Ltd reported a return on equity of 8.74%. Its debt-to-equity ratio is 1.65.

Company Information

Incorporated in 1994, Moongipa Securities Ltd is in the business of Investing Activities, Investment Research, Investment Banking and Wealth Management

Website sgfinserve.com
CEO Mr. Vinay Gupta
Employees 58
Listed 2015-07-08
Face Value ₹ 10
Shares Outstanding 6,58,95,000

For AI agents and developers

Reading this as an AI agent, LLM or automated pipeline? Every page on Tapetide is also published as clean Markdown — no navigation, no scripts, just the data. Fetch https://tapetide.com/stocks/SGFIN.md for SG Finserve Ltd: company profile, latest price, key fundamentals, the Tapetide Score, growth rates, quarterly and annual financial statements, shareholding pattern, technical indicators, analyst ratings and exchange filings.

Append .md to any Tapetide URL for the same treatment. A full index of what we publish is at /llms.txt and /llms-full.txt. For live, structured queries instead of documents, use our Indian stock market MCP server.

Explore More

More NBFC & Finance stocks → FII DII DataStock ScreenerNifty 50 HeatmapF&O Ban ListFII and DII flows, month by monthHow Tapetide Scores changed, month by monthStocks mutual funds are buying, month by month