PTC India Financial Services Ltd
PFS NSE
PTC India Financial Services Ltd
Financial ServicesNSE: PFS BSE: 533344 NBFC
Key Fundamentals
MicrocapNBFCFinancial ServicesMarket Cap
₹1,793 Cr
Volatility
Moderate
P/E Ratio
8.06
EBITDA
₹618 Cr
Return on Equity
7.88%
Debt to Equity
1.28
Book Value
₹47.95
EPS
₹2.62
52W High
₹40.5
52W Low
₹23.85
Insights
BetaAI-extracted from concalls & annual reports · figures as reported, with sources
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30 extracted metrics + investor summaries across FY16–FY26.
Tapetide Score
Data-driven rating, 0–100. How it works →
Technical Indicators
Key Insights
Strengths
3- Company has reduced debt.
- Stock is trading at 0.58 times its book value
- Company has delivered good profit growth of 65.9% CAGR over last 5 years
Weaknesses
3- Though the company is reporting repeated profits, it is not paying out dividend
- The company has delivered a poor sales growth of -14.7% over past five years.
- Company has a low return on equity of 8.68% over last 3 years.
Growth Rate
Revenue Growth
-19.35% ↘
Net Income Growth
80.01% ↗
Cash Flow Change
-55.55% ↘
ROE
24.49% ↗
ROCE
10.33% ↗
EBITDA Margin (Avg.)
25.50% ↗
Quarterly Results
| Jun 2023 | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 190 | 190 | 204 | 176 | 161 | 163 | 158 | 153 | 142 | 132 | 122 | 119 | 103 |
| Expenses | 34 | 14 | 32 | 64 | 12 | 15 | -2 | 9 | -71 | -45 | -1 | 12 | 9 |
| Financing Profit | 47 | 70 | 69 | 20 | 61 | 65 | 82 | 72 | 148 | 119 | 65 | 63 | 56 |
| Fin. Margin % | 25% | 37% | 34% | 12% | 38% | 40% | 52% | 47% | 104% | 91% | 54% | 53% | 54% |
| Other Income | 3 | 12 | 0 | 0 | 0 | 0 | 0 | 5 | 0 | 0 | 1 | 0 | 0 |
| Interest | 108 | 107 | 103 | 92 | 88 | 83 | 78 | 72 | 65 | 58 | 58 | 44 | 38 |
| Depreciation | 2 | 2 | 2 | 2 | 2 | 2 | 2 | 2 | 2 | 2 | 2 | 2 | 2 |
| PBT | 49 | 80 | 67 | 19 | 59 | 63 | 81 | 75 | 146 | 118 | 64 | 62 | 54 |
| Tax % | 25% | 25% | 25% | 28% | 25% | 25% | 17% | 23% | 7% | 25% | 24% | 26% | 26% |
| Net Profit | 37 | 60 | 50 | 14 | 44 | 47 | 67 | 58 | 137 | 88 | 49 | 46 | 40 |
| EPS in Rs | 0.57 | 0.93 | 0.78 | 0.22 | 0.69 | 0.74 | 1.05 | 0.91 | 2.13 | 1.37 | 0.76 | 0.71 | 0.63 |
Profit & Loss
| Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | TTM | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 1,187 | 1,351 | 1,185 | 1,336 | 1,364 | 1,139 | 968 | 797 | 761 | 638 | 515 | 476 |
| Expenses | 121 | 175 | 647 | 108 | 243 | 289 | 209 | 127 | 144 | 32 | -106 | -26 |
| Financing Profit | 536 | 531 | -148 | 284 | 173 | 99 | 179 | 238 | 207 | 285 | 396 | 304 |
| Fin. Margin % | 45% | 39% | -12% | 21% | 13% | 9% | 19% | 30% | 27% | 45% | 77% | 64% |
| Other Income | 0 | 1 | 0 | 0 | 5 | 0 | 1 | 0 | 16 | 0 | 1 | 1 |
| Interest | 530 | 645 | 685 | 944 | 948 | 752 | 580 | 432 | 410 | 321 | 224 | 198 |
| Depreciation | 4 | 3 | 3 | 3 | 6 | 6 | 6 | 6 | 6 | 7 | 7 | 7 |
| PBT | 531 | 529 | -150 | 281 | 172 | 93 | 174 | 232 | 216 | 279 | 390 | 298 |
| Tax % | 26% | 35% | -33% | 34% | 36% | 73% | 25% | 24% | 26% | 22% | 18% | — |
| Net Profit | 391 | 345 | -100 | 184 | 110 | 26 | 130 | 176 | 161 | 217 | 319 | 223 |
| EPS in Rs | 6.96 | 5.38 | -1.56 | 2.87 | 1.71 | 0.4 | 2.02 | 2.74 | 2.5 | 3.38 | 4.97 | 3.47 |
| Div. Payout % | 17% | 28% | -13% | 28% | 26% | 0% | 0% | 37% | 0% | 0% | 0% | — |
Balance Sheet
| Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Equity Capital | 562 | 642 | 642 | 642 | 642 | 642 | 642 | 642 | 642 | 642 | 642 |
| Reserves | 1,180 | 1,777 | 1,297 | 1,424 | 1,473 | 1,477 | 1,622 | 1,800 | 1,896 | 2,112 | 2,437 |
| Borrowing | 6,845 | 8,123 | 10,229 | 10,918 | 9,275 | 9,174 | 7,121 | 5,122 | 3,926 | 2,861 | 1,768 |
| Other Liabilities | 235 | 209 | 147 | 208 | 252 | 238 | 131 | 70 | 61 | 67 | 108 |
| Total Liabilities | 8,823 | 10,752 | 12,315 | 13,193 | 11,642 | 11,532 | 9,516 | 7,634 | 6,525 | 5,683 | 4,956 |
| Fixed Assets | 18 | 15 | 14 | 12 | 22 | 16 | 12 | 30 | 25 | 23 | 16 |
| CWIP | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Investments | 235 | 114 | 63 | 96 | 356 | 373 | 350 | 91 | 122 | 268 | 832 |
| Other Assets | 8,570 | 10,623 | 12,238 | 13,085 | 11,264 | 11,142 | 9,155 | 7,513 | 6,377 | 5,391 | 4,109 |
| Total Assets | 8,823 | 10,752 | 12,315 | 13,193 | 11,642 | 11,532 | 9,516 | 7,634 | 6,525 | 5,683 | 4,956 |
Cash Flow
| Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Operating | -1,167 | -888 | -1,302 | 236 | 3,228 | 1,311 | 2,721 | 1,887 | 2,563 | 1,139 | 1,780 |
| Investing | 0 | -5 | -13 | 0 | -386 | -162 | -154 | 259 | -689 | 776 | -1,165 |
| Financing | 1,169 | 904 | 1,338 | -257 | -2,652 | -883 | -2,719 | -2,459 | -1,669 | -1,383 | -1,316 |
| Net Cash Flow | 2 | 11 | 24 | -21 | 191 | 266 | -151 | -312 | 205 | 532 | -701 |
| Free Cash Flow | -1,167 | -894 | -1,314 | 236 | 3,228 | 1,311 | 2,720 | 1,887 | 2,562 | 1,135 | 1,780 |
| CFO/OP | -94 | -59 | -214 | 30 | 299 | 154 | 358 | 282 | 427 | 199 | 286 |
Ratios
| Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|---|
| ROE % | 22% | 17% | -5% | 9% | 5% | 1% | 6% | 7% | 6% | 8% | 11% |
Documents
1
Announcement under Regulation 30 (LODR)-Newspaper Publication
6 May - Newspaper Advertisement of Audited Financial Results for the quarter and year ended 31st March 2026 6 May - Newspaper Advertisement of Audited Financial Results for the quarter and year ended 31st March 2026
2
Board Meeting Outcome for Audited Financial Results (Both Standalone And Consolidated) For The Quarter And Financial Year Ended March 31, 2026 And Outcome Of Board Meeting
2d - Audited FY26 results approved; PAT Rs319.36 Cr; MD&CEO resigned effective June 30, 2026. 2d - Audited FY26 results approved; PAT Rs319.36 Cr; MD&CEO resigned effective June 30, 2026.
3
Announcement under Regulation 30 (LODR)-Press Release / Media Release
5 May - PFS reported Q4 FY26 PAT of ₹46 crore and FY26 PAT of ₹319 crore, with stronger disbursements and sanctions. 5 May - PFS reported Q4 FY26 PAT of ₹46 crore and FY26 PAT of ₹319 crore, with stronger disbursements and sanctions.
4
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - Outcome
5 May - Audio recording of May 5, 2026 investor call on Q4 and FY2026 financial results shared. 5 May - Audio recording of May 5, 2026 investor call on Q4 and FY2026 financial results shared.
5
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - Intimation
29 Apr - Of Schedule of Analyst/ Investors Call (Group Meeting) to be held on Tuesday, May 5, 2026 at 6:00 P.M. (IST) 29 Apr - Of Schedule of Analyst/ Investors Call (Group Meeting) to be held on Tuesday, May 5, 2026 at 6:00 P.M. (IST)
Frequently Asked Questions about PTC India Financial Services Ltd
What does PTC India Financial Services Ltd do?
PTC India Financial Services Limited (PFS) is a NBFC registered with RBI which holds the status of Infrastructure Finance Company. It provides equity/debt financing solutions to the energy value chain.[1]
Where is PTC India Financial Services Ltd (PFS) listed?
PTC India Financial Services Ltd is listed on the Indian stock exchanges. It is listed on NSE: PFS and BSE: 533344. You can view its live share price, financials, and ratios on Tapetide.
Which sector does PTC India Financial Services Ltd belong to?
PTC India Financial Services Ltd operates in the Financial Services sector within the NBFC industry. Sector classification helps investors compare companies affected by similar economic conditions and regulatory changes.
What is the market capitalisation of PTC India Financial Services Ltd?
PTC India Financial Services Ltd has a market capitalisation of approximately ₹1792.61 Cr. Based on this, it is classified as a Small Cap stock.
What is the PE ratio of PTC India Financial Services Ltd?
The Price-to-Earnings (PE) ratio of PTC India Financial Services Ltd is 8.06. The PE ratio compares a company's share price to its earnings per share and is commonly used to assess whether a stock is overvalued or undervalued relative to its peers.
What is the 52-week high and low of PTC India Financial Services Ltd?
Over the past 52 weeks, PTC India Financial Services Ltd has traded between a low of ₹23.85 and a high of ₹40.5. This range helps investors understand the stock's price volatility and recent trading levels.
Does PTC India Financial Services Ltd pay dividends?
Yes, PTC India Financial Services Ltd has a dividend yield of 3.58%. Dividend yield indicates the annual dividend income relative to the share price. A consistent dividend history can signal financial stability.
What is the Return on Equity (ROE) of PTC India Financial Services Ltd?
PTC India Financial Services Ltd has a Return on Equity (ROE) of 7.88%. ROE measures how effectively a company uses shareholders' equity to generate profits. A higher ROE generally indicates better capital efficiency.
How can I research PTC India Financial Services Ltd on Tapetide?
On Tapetide, you can view PTC India Financial Services Ltd's live share price, quarterly results, profit & loss statements, balance sheet, cash flow, key ratios, shareholding pattern, technical indicators, analyst ratings, and forecasts — all on a single page without needing to sign up.
Company Information
PTC India Financial Services Limited (PFS) is a NBFC registered with RBI which holds the status of Infrastructure Finance Company. It provides equity/debt financing solutions to the energy value chain.[1]
Website ptcfinancial.com
CEO Mr. Balaji Rangachari
Employees 43
Listed 2011-03-30
Face Value ₹ 10
Issued Size 64,22,83,335