Manba Finance Ltd
MANBA NSE
Manba Finance Ltd
Financial ServicesNSE: MANBA BSE: 544262 NBFC
Key Fundamentals
MicrocapNBFCFinancial ServicesMarket Cap
₹668 Cr
Volatility
Moderate
P/E Ratio
13.54
EBITDA
₹201 Cr
Return on Equity
10.25%
Debt to Equity
3.24
Book Value
₹81.56
52W High
₹154
52W Low
₹98
Insights
BetaAI-extracted from concalls & annual reports · figures as reported, with sources
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30 extracted metrics + investor summaries across FY15–FY26.
Tapetide Score
Data-driven rating, 0–100. How it works →
Technical Indicators
Key Insights
Strengths
2- Company is expected to give good quarter
- Company has delivered good profit growth of 29.0% CAGR over last 5 years
Weaknesses
2- Company has low interest coverage ratio.
- Company has a low return on equity of 13.3% over last 3 years.
Growth Rate
Revenue Growth
25.18% ↗
Net Income Growth
18.15% ↘
Cash Flow Change
-129.25% ↘
ROE
-34.04% ↘
ROCE
-13.11% ↘
EBITDA Margin (Avg.)
-1.62% ↘
Quarterly Results
| Mar 2023 | Jun 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 35 | 35 | 48 | 55 | 49 | 65 | 69 | 68 | 67 | 78 | 90 | 93 | 93 |
| Expenses | 15 | 13 | 19 | 19 | 18 | 21 | 23 | 27 | 23 | 26 | 30 | 33 | 32 |
| Financing Profit | 3 | 4 | 7 | 12 | 8 | 17 | 18 | 12 | 11 | 16 | 18 | 18 | 17 |
| Fin. Margin % | 10% | 12% | 15% | 22% | 16% | 26% | 26% | 18% | 17% | 21% | 20% | 19% | 19% |
| Other Income | 2 | 1 | 0 | 0 | 0 | 0 | 0 | 0 | 2 | 0 | 0 | 0 | 0 |
| Interest | 16 | 18 | 22 | 24 | 23 | 27 | 28 | 29 | 32 | 35 | 42 | 43 | 44 |
| Depreciation | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 |
| PBT | 4 | 4 | 6 | 11 | 7 | 16 | 16 | 11 | 12 | 15 | 17 | 17 | 16 |
| Tax % | 41% | 36% | 23% | 13% | 21% | 27% | 21% | 28% | 20% | 25% | 24% | 34% | 18% |
| Net Profit | 2 | 3 | 5 | 10 | 5 | 12 | 13 | 8 | 10 | 11 | 13 | 11 | 13 |
| EPS in Rs | 1.96 | 2.13 | 3.85 | 2.6 | 1.38 | 2.32 | 2.58 | 1.6 | 1.94 | 2.27 | 2.6 | 2.22 | 2.64 |
| Gross NPA % | — | — | 3.56% | 3.37% | — | 3.64% | 2.83% | 3.68% | 3.47% | — | 3.38% | 3.58% | 3.41% |
| Net NPA % | — | — | 2.89% | 2.7% | — | 2.84% | 2.21% | 2.82% | 2.64% | — | 2.57% | 2.67% | 2.52% |
Profit & Loss
| Mar 2015 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | TTM | |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 29 | 87 | 118 | 105 | 107 | 133 | 192 | 250 | 328 | 354 |
| Expenses | 12 | 31 | 38 | 34 | 37 | 52 | 67 | 88 | 112 | 120 |
| Financing Profit | 6 | 22 | 29 | 21 | 23 | 25 | 43 | 55 | 64 | 70 |
| Fin. Margin % | 21% | 25% | 25% | 19% | 21% | 19% | 22% | 22% | 20% | 20% |
| Other Income | 0 | 1 | -3 | -5 | -7 | 1 | 0 | 0 | 2 | 0 |
| Interest | 11 | 35 | 50 | 51 | 47 | 57 | 82 | 108 | 152 | 163 |
| Depreciation | 1 | 2 | 2 | 4 | 4 | 4 | 4 | 5 | 5 | 5 |
| PBT | 6 | 21 | 24 | 12 | 12 | 21 | 39 | 50 | 62 | 65 |
| Tax % | 32% | 32% | 24% | 25% | 22% | 28% | 19% | 25% | 26% | — |
| Net Profit | 4 | 14 | 18 | 9 | 9 | 15 | 31 | 38 | 45 | 49 |
| EPS in Rs | 7 | 15.2 | 14.49 | 7.22 | 7.51 | 12.11 | 8.28 | 7.52 | 9.03 | 9.73 |
| Div. Payout % | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 10% | 3% | — |
Balance Sheet
| Mar 2015 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|---|---|
| Equity Capital | 6 | 9 | 13 | 13 | 13 | 13 | 38 | 50 | 50 |
| Reserves | 32 | 94 | 123 | 130 | 140 | 154 | 163 | 319 | 360 |
| Borrowing | 97 | 372 | 394 | 379 | 395 | 608 | 763 | 1,084 | 1,556 |
| Other Liabilities | 8 | 31 | 11 | 6 | 16 | 15 | 10 | 13 | 14 |
| Total Liabilities | 143 | 506 | 541 | 528 | 564 | 789 | 974 | 1,466 | 1,979 |
| Fixed Assets | 10 | 15 | 14 | 16 | 13 | 22 | 20 | 18 | 15 |
| CWIP | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Investments | 0 | 0 | 0 | 0 | 0 | 18 | 27 | 38 | 94 |
| Other Assets | 133 | 491 | 527 | 512 | 551 | 749 | 927 | 1,410 | 1,870 |
| Total Assets | 143 | 506 | 541 | 528 | 564 | 789 | 974 | 1,466 | 1,979 |
Cash Flow
| Mar 2015 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|---|---|
| Operating | — | — | 7 | 73 | 18 | -124 | -141 | -324 | -378 |
| Investing | — | — | -1 | -1 | -1 | -19 | 1 | -15 | -60 |
| Financing | — | — | -13 | -69 | 19 | 202 | 156 | 453 | 465 |
| Net Cash Flow | — | — | -7 | 3 | 36 | 59 | 16 | 115 | 27 |
| Free Cash Flow | — | — | 6 | 71 | 18 | -125 | -143 | -326 | -379 |
| CFO/OP | — | — | 8 | 102 | 27 | -152 | -113 | -199 | -175 |
Ratios
| Mar 2015 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|---|---|
| ROE % | 10% | 13% | 17% | 9% | 10% | 10% | 17% | 13% | 12% |
Documents
1
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - Intimation
30 Apr - Company will conduct an Earnings Conference Call on Tuesday, May 19, 2026 to discuss with the investors, the Financial and Operational performance of the Company … 30 Apr - Company will conduct an Earnings Conference Call on Tuesday, May 19, 2026 to discuss with the investors, the Financial and Operational performance of the Company …
2
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - Intimation
30 Apr - Company will conduct an Earnings Conference Call on Tuesday, May 19, 2026 to discuss with the investors, the Financial and Operational performance of the Company … 30 Apr - Company will conduct an Earnings Conference Call on Tuesday, May 19, 2026 to discuss with the investors, the Financial and Operational performance of the Company …
3
Board Meeting Intimation for Meeting Of The Board Of The Company Is Scheduled On 18/05/2026.
22 Apr - Board meets on 18 May 2026 to approve FY26 results, consider dividend, and debt issuance up to ₹200 crore. 22 Apr - Board meets on 18 May 2026 to approve FY26 results, consider dividend, and debt issuance up to ₹200 crore.
4
Board Meeting Intimation for Meeting Of The Board Of The Company Is Scheduled On 18/05/2026.
14h - Board meets on 18 May 2026 to approve FY26 results, consider dividend, and debt issuance up to ₹200 crore. 14h - Board meets on 18 May 2026 to approve FY26 results, consider dividend, and debt issuance up to ₹200 crore.
5
Compliances-Half Yearly Report (SEBI Circular No. CIR/IMD/DF-1/67/2017)
8 Apr - Half-yearly ISIN statement for Manba Finance NCDs for FY ended March 31, 2026. 8 Apr - Half-yearly ISIN statement for Manba Finance NCDs for FY ended March 31, 2026.
Frequently Asked Questions about Manba Finance Ltd
What does Manba Finance Ltd do?
Incorporated in 1996, Manba Finance Ltd provides finance for vehicles, used cars, small business loans and personal loans[1]
Where is Manba Finance Ltd (MANBA) listed?
Manba Finance Ltd is listed on the Indian stock exchanges. It is listed on NSE: MANBA and BSE: 544262. You can view its live share price, financials, and ratios on Tapetide.
Which sector does Manba Finance Ltd belong to?
Manba Finance Ltd operates in the Financial Services sector within the NBFC industry. Sector classification helps investors compare companies affected by similar economic conditions and regulatory changes.
What is the market capitalisation of Manba Finance Ltd?
Manba Finance Ltd has a market capitalisation of approximately ₹668.08 Cr. Based on this, it is classified as a Small Cap stock.
What is the PE ratio of Manba Finance Ltd?
The Price-to-Earnings (PE) ratio of Manba Finance Ltd is 13.54. The PE ratio compares a company's share price to its earnings per share and is commonly used to assess whether a stock is overvalued or undervalued relative to its peers.
What is the 52-week high and low of Manba Finance Ltd?
Over the past 52 weeks, Manba Finance Ltd has traded between a low of ₹98 and a high of ₹154. This range helps investors understand the stock's price volatility and recent trading levels.
Does Manba Finance Ltd pay dividends?
Yes, Manba Finance Ltd has a dividend yield of 0.19%. Dividend yield indicates the annual dividend income relative to the share price. A consistent dividend history can signal financial stability.
What is the Return on Equity (ROE) of Manba Finance Ltd?
Manba Finance Ltd has a Return on Equity (ROE) of 10.25%. ROE measures how effectively a company uses shareholders' equity to generate profits. A higher ROE generally indicates better capital efficiency.
How can I research Manba Finance Ltd on Tapetide?
On Tapetide, you can view Manba Finance Ltd's live share price, quarterly results, profit & loss statements, balance sheet, cash flow, key ratios, shareholding pattern, technical indicators, analyst ratings, and forecasts — all on a single page without needing to sign up.
Company Information
Incorporated in 1996, Manba Finance Ltd provides finance for vehicles, used cars, small business loans and personal loans[1]