Capital India Finance
Capital India Finance (CIFL) share price was ₹20.01 at the 28 Oct 2026 close; market capitalisation ₹783 Cr; P/E (TTM) 20.01; sector Financial Services. The share price fell 43.0% over the year to 28 Oct 2026 (adjusted for splits and bonuses). In the Jun 2026 quarter, revenue rose 4.2% year on year to ₹127.74 Cr and net profit was −₹9.63 Cr, against −₹5.64 Cr a year earlier (compared with Jun 2025). Promoters held 72.59% of Capital India Finance in Sep 2026, unchanged from Jun 2026. Its Tapetide Score is 38/100 (Weak) as of 28 Oct 2026.
Key Fundamentals
MicrocapFinanceFinancial ServicesPrice-based figures as of 29 Oct 2026, 10:42 IST · EPS basis: Consolidated · TTM
Peer Comparison
Financial Services › NBFC › Non Banking Financial Company (NBFC)
| ₹922.65 | 26.48 | 5,74,438 Cr | 4.66 | 0.66% | 16.53% | 10.71% | 89,874 Cr | 22,067 Cr | |
| ₹834.25 | 14.77 | 1,96,303 Cr | 1.76 | 0.79% | 15.18% | 11.00% | 51,245 Cr | 11,318 Cr | |
| ₹1,558.80 | 22.99 | 1,33,170 Cr | 3.86 | 0.14% | 17.17% | 9.46% | 33,147 Cr | 5,751 Cr | |
| ₹313.25 | 24.34 | 1,32,971 Cr | 2.71 | 0.19% | 10.38% | 8.56% | 34,329 Cr | 5,478 Cr | |
| ₹2,447.40 | 8.64 | 98,255 Cr | 2.42 | 1.25% | 26.67% | 15.43% | 33,526 Cr | 11,457 Cr | |
| ₹250.75 | 19.73 | 62,847 Cr | 2.15 | 1.14% | 10.64% | 10.11% | 20,742 Cr | 3,198 Cr | |
| ₹538.50 | 22.53 | 51,246 Cr | 2.98 | 0.47% | 13.78% | 18.31% | 21,048 Cr | 2,275 Cr | |
| Capital India Finance (this company) | ₹19.88 | 19.88 | 777 Cr | 1.23 | 0.10% | 4.63% | 7.30% | 638 Cr | 27 Cr |
| Median 8 companies | ₹686.38 | 21.21 | 1,15,613 Cr | 2.57 | 0.57% | 14.48% | 10.41% | 33,337 Cr | 5,615 Cr |
Comparable companies in the same industry. Market cap, P/E and P/B use the live price; other metrics are as reported in filings. A dash means the figure is not published for that company.
Tapetide Score
Data-driven rating, 0–100, as of . How it works →
Data confidence 94/100
Category scores
The Tapetide Score is data analysis, not investment advice. Tapetide is not a SEBI-registered research analyst or investment adviser.
Key Insights
Strengths
1- Stock is trading at 0.98 times its book value
Weaknesses
4- Company has low interest coverage ratio.
- The company has delivered a poor sales growth of 10.5% over past five years.
- Company has a low return on equity of -2.59% over last 3 years.
- Earnings include an other income of Rs.110 Cr.
Technical Indicators
Oscillators
Bearish
Overall
Bearish
Moving Averages
Bearish
Growth Rate
change over 1 year
change over 1 year
change over 1 year
change over 1 year
Quarterly Results
| Particulars | Jun 2023 | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 175 | 176 | 165 | 167 | 158 | 143 | 135 | 139 | 123 | 132 | 147 | 125 | 128 |
| Expenses | 146 | 147 | 134 | 140 | 133 | 121 | 110 | 109 | 101 | 159 | 124 | 102 | 104 |
| Financing Profit | 3.02 | 2.97 | 5.83 | 2.63 | -0.29 | 5.3 | 6.02 | 3.02 | 2 | -46.74 | 0.62 | 1.22 | -1.44 |
| Fin. Margin % | 1.73% | 1.69% | 3.53% | 1.57% | -0.18% | 3.71% | 4.46% | 2.17% | 1.63% | -35.47% | 0.42% | 0.97% | -1.13% |
| Other Income | 11.47 | 2.47 | 0.66 | 2.42 | 0.7 | 4.23 | 1.03 | 2 | 0.48 | 106 | 1.06 | 2.73 | 0.79 |
| Interest | 25.74 | 26.24 | 25.3 | 24.77 | 25.62 | 16.55 | 18.65 | 27.62 | 19.82 | 19.75 | 22.24 | 21.72 | 25.34 |
| Depreciation | 7.31 | 7.96 | 7.64 | 7.26 | 7.92 | 7.77 | 8.03 | 7.94 | 8.11 | 8.12 | 7.66 | 7.47 | 7.79 |
| PBT | 7.18 | -2.52 | -1.15 | -2.21 | -7.51 | 1.76 | -0.98 | -2.92 | -5.63 | 51.06 | -5.98 | -3.52 | -8.44 |
| Tax % | 32.45% | 102.78% | 105.22% | 71.95% | -15.45% | 65.91% | 94.9% | -11.99% | 0.18% | 12.5% | -13.04% | -15.62% | 14.1% |
| Net Profit | 4.85 | -5.11 | -2.37 | -3.8 | -6.35 | 0.6 | -1.91 | -2.56 | -5.64 | 44.69 | -5.19 | -2.98 | -9.63 |
| EPS (₹) | 0.27 | 0 | 0.01 | 0.02 | -0.04 | 0.08 | 0.02 | -0.02 | -0.07 | 1.15 | -0.07 | 0 | -0.08 |
Profit & Loss
| Particulars | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 26 | 60 | 179 | 318 | 532 | 655 | 680 | 543 | 524 | 532 |
| Expenses | 11 | 31 | 127 | 265 | 476 | 633 | 562 | 455 | 484 | 489 |
| Financing Profit | 5 | 19 | 36 | 29 | 5 | -62 | 13 | 13 | -47 | -46 |
| Fin. Margin % | 19% | 32% | 20% | 9% | 1% | -9% | 2% | 2% | -9% | -9% |
| Other Income | 0 | 0 | 0 | 0 | -2 | 1 | 18 | 9 | 115 | 110 |
| Interest | 10 | 9 | 17 | 24 | 51 | 84 | 105 | 75 | 87 | 89 |
| Depreciation | 0 | 8 | 12 | 15 | 21 | 25 | 30 | 31 | 31 | 31 |
| PBT | 4 | 11 | 24 | 15 | -18 | -85 | 1 | -9 | 36 | 33 |
| Tax % | 37% | 42% | 43% | 59% | 18% | 2% | 599% | 12% | 14% | — |
| Net Profit | 3 | 7 | 14 | 6 | -21 | -87 | -6 | -10 | 31 | 27 |
| EPS (₹) | 0.89 | 0.17 | 0.44 | 0.25 | -0.07 | -1.07 | 0.3 | -0.03 | 1.02 | 1 |
| Div. Payout % | 13% | 48% | 5% | 8% | -28% | -2% | 7% | -63% | 0% | — |
Balance Sheet
| Particulars | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|---|
| Equity Capital | 4 | 78 | 78 | 78 | 78 | 78 | 78 | 78 | 78 |
| Reserves | 128 | 430 | 444 | 485 | 543 | 528 | 545 | 550 | 595 |
| Borrowing | 7 | 132 | 121 | 327 | 764 | 924 | 899 | 996 | 961 |
| Other Liabilities | 16 | 30 | 70 | 154 | 242 | 265 | 279 | 228 | 211 |
| Total Liabilities | 154 | 670 | 713 | 1,044 | 1,626 | 1,795 | 1,801 | 1,853 | 1,846 |
| Fixed Assets | 8 | 31 | 47 | 56 | 78 | 81 | 94 | 90 | 84 |
| CWIP | 2 | 2 | 1 | 5 | 11 | 35 | 10 | 9 | 1 |
| Investments | 0 | 24 | 9 | 0 | 10 | 44 | 10 | 64 | 210 |
| Other Assets | 144 | 614 | 656 | 982 | 1,528 | 1,634 | 1,687 | 1,691 | 1,550 |
| Total Assets | 154 | 670 | 713 | 1,044 | 1,626 | 1,795 | 1,801 | 1,853 | 1,846 |
Cash Flow
| Particulars | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|---|
| Operating | -5 | -453 | 30 | -69 | -313 | -23 | 121 | -93 | -254 |
| Investing | -21 | -29 | 25 | -87 | -110 | -16 | 1 | -75 | 90 |
| Financing | -6 | 490 | -17 | 231 | 480 | 80 | -124 | 79 | 226 |
| Net Cash Flow | -32 | 8 | 38 | 74 | 56 | 41 | -2 | -89 | 62 |
| Free Cash Flow | -16 | -463 | 25 | -81 | -347 | -74 | 99 | -103 | -260 |
Ratios
| Particulars | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|---|
| ROE % | 2% | 2% | 3% | 2% | 0% | -7% | 1% | 0% | -9% |
Insights
BetaAI-extracted from concalls & annual reports · figures as reported, with sources
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76 extracted metrics + investor summaries across FY10–FY27.
Documents
Frequently Asked Questions about Capital India Finance
What does Capital India Finance Ltd do?
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What is the Return on Equity (ROE) of Capital India Finance Ltd?
Company Information
Incorporated in 1994, Capital India Finance Ltd is in the business of lending, forex (including MTSS business) and fintech business[1]
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