Centrum Capital
CENTRUM NSE
Centrum Capital
Financial ServicesNSE: CENTRUM BSE: 501150 Finance
Key Fundamentals
MicrocapFinanceFinancial ServicesMarket Cap
₹1,070 Cr
Volatility
Moderate
P/E Ratio
-3.3
EBITDA
₹1,461 Cr
Return on Equity
-21.35%
Debt to Equity
51.47
Book Value
₹5.77
52W High
₹38.5
52W Low
₹19.66
Tapetide Score
Data-driven rating, 0–100. How it works →
Key Insights
Weaknesses
5- Stock is trading at 3.49 times its book value
- Company has low interest coverage ratio.
- Company has a low return on equity of -47.9% over last 3 years.
- Earnings include an other income of Rs.585 Cr.
- Working capital days have increased from 77.4 days to 351 days
Growth Rate
Revenue Growth
12.71% lower than
3Y
Net Income Growth
89.3% higher than
3Y
Cash Flow Change
-172%
ROE
134% higher than
3Y
ROCE
38.62% lower than
3Y
EBITDA Margin (Avg.)
-12.83% higher than
3Y
Quarterly Results
| Particulars | Jun 2023 | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Sales | 443 | 533 | 560 | 655 | 716 | 784 | 877 | 1,116 | 846 | 823 | 878 | 1,030 | 912 |
| Expenses | 293 | 299 | 348 | 314 | 483 | 467 | 552 | 673 | 641 | 647 | 626 | 751 | 670 |
| Operating Profit | 150 | 234 | 212 | 341 | 233 | 317 | 326 | 443 | 205 | 176 | 252 | 278 | 242 |
| OPM % | 34% | 44% | 38% | 52% | 33% | 40% | 37% | 40% | 24% | 21% | 29% | 27% | 26% |
| Other Income | 7 | 4 | 34 | 3 | 9 | 84 | 17 | 58 | 195 | 276 | 55 | 225 | 30 |
| Interest | 213 | 243 | 268 | 299 | 344 | 363 | 417 | 440 | 450 | 459 | 439 | 419 | 387 |
| Depreciation | 13 | 17 | 19 | 23 | 23 | 23 | 27 | 38 | 31 | 24 | 32 | 61 | 38 |
| PBT | -68 | -20 | -40 | 22 | -125 | 15 | -101 | 23 | -81 | -32 | -164 | 23 | -153 |
| Tax % | -6% | 39% | -55% | -77% | -3% | 49% | -42% | -7% | 33% | -73% | -18% | 235% | -3% |
| Net Profit | -64 | -28 | -18 | 39 | -122 | 8 | -59 | 24 | -107 | -8 | -135 | -31 | -149 |
| EPS in Rs | -1.19 | -0.56 | -0.67 | 0.04 | -2.19 | -0.57 | -1.26 | -0.49 | -0.33 | -0.88 | -2.12 | 0.28 | -1.9 |
Profit & Loss
| Particulars | Jun 2015 | Mar 2016 9m | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Sales | 4,484 | 4,006 | 6,985 | 9,895 | 1,032 | 506 | 508 | 705 | 1,334 | 2,222 | 3,526 | 4,074 | 3,643 |
| Expenses | 4,368 | 3,931 | 6,853 | 9,768 | 453 | 317 | 288 | 547 | 870 | 1,254 | 2,174 | 2,666 | 2,695 |
| Operating Profit | 117 | 75 | 132 | 127 | 579 | 189 | 221 | 158 | 465 | 968 | 1,352 | 1,407 | 948 |
| OPM % | 2.6% | 1.9% | 1.9% | 1.3% | 56% | 37% | 43% | 22% | 35% | 44% | 38% | 35% | 26% |
| Other Income | 1 | 7 | 10 | 57 | -161 | 42 | 5 | 9 | 31 | 19 | 134 | 254 | 585 |
| Interest | 33 | 28 | 60 | 96 | 155 | 199 | 238 | 330 | 636 | 1,022 | 1,564 | 1,767 | 1,704 |
| Depreciation | 7 | 5 | 7 | 8 | 20 | 20 | 19 | 21 | 38 | 71 | 111 | 148 | 155 |
| PBT | 77 | 49 | 76 | 80 | 244 | 13 | -32 | -184 | -179 | -107 | -188 | -253 | -326 |
| Tax % | 31% | 37% | 40% | 48% | 41% | 94% | 31% | 3% | 2% | -33% | -21% | 11% | — |
| Net Profit | 53 | 31 | 46 | 42 | 142 | 1 | -42 | -190 | -183 | -71 | -149 | -281 | -323 |
| EPS in Rs | 1.1 | 0.63 | 0.72 | 0.77 | 2.79 | 0.35 | -1.13 | -4.25 | -3.6 | -2.39 | -4.51 | -2.84 | -4.62 |
| Div. Payout % | 0% | 0% | 7% | 7% | 2% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | — |
Balance Sheet
| Particulars | Jun 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Equity Capital | 42 | 42 | 42 | 42 | 42 | 42 | 42 | 42 | 42 | 42 | 42 | 49 |
| Reserves | 239 | 277 | 275 | 327 | 558 | 580 | 538 | 633 | 552 | 399 | 238 | 263 |
| Borrowings | 254 | 334 | 391 | 1,143 | 1,821 | 1,762 | 1,943 | 6,114 | 5,285 | 10,775 | 16,597 | 16,058 |
| Other Liabilities | 226 | 283 | 416 | 517 | 420 | 544 | 637 | 5,707 | 5,862 | 6,169 | 5,713 | 5,113 |
| Total Liabilities | 760 | 936 | 1,123 | 2,029 | 2,840 | 2,928 | 3,160 | 12,495 | 11,740 | 17,384 | 22,589 | 21,483 |
| Fixed Assets | 78 | 85 | 110 | 167 | 175 | 187 | 169 | 405 | 510 | 663 | 955 | 988 |
| CWIP | 2 | 0 | 0 | 4 | 0 | 0 | 0 | 0 | 5 | 5 | 131 | 164 |
| Investments | 39 | 37 | 51 | 101 | 164 | 47 | 78 | 2,867 | 2,517 | 3,914 | 5,281 | 4,158 |
| Other Assets | 642 | 814 | 963 | 1,758 | 2,501 | 2,695 | 2,913 | 9,222 | 8,707 | 12,803 | 16,223 | 16,173 |
| Total Assets | 760 | 936 | 1,123 | 2,029 | 2,840 | 2,928 | 3,160 | 12,495 | 11,740 | 17,384 | 22,589 | 21,483 |
Cash Flow
| Particulars | Jun 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Operating | -7 | -207 | -55 | -780 | -1,377 | -178 | -40 | 3,331 | -4,091 | 120 | 2,532 | -1,814 |
| Investing | 21 | -98 | 16 | -60 | 792 | 133 | -56 | 158 | 157 | -1,552 | -1,704 | 1,458 |
| Financing | 66 | 282 | 86 | 881 | 503 | 63 | 137 | 737 | 97 | 1,503 | -590 | 436 |
| Net Cash Flow | 79 | -23 | 47 | 41 | -82 | 18 | 40 | 4,226 | -3,837 | 71 | 238 | 80 |
| Free Cash Flow | -23 | -218 | -58 | -816 | -1,400 | -183 | -45 | 3,283 | -4,115 | 18 | 2,119 | -2,045 |
| CFO/OP | 9 | -235 | -7 | -585 | -225 | -65 | -18 | 2,119 | -880 | 13 | 190 | -126 |
Ratios
| Particulars | Jun 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Debtor Days | 15 | 22 | 9 | 10 | 29 | 43 | 25 | 18 | 9 | 7 | 6 | 5 |
| Inventory Days | — | — | — | — | — | — | — | 0 | 0 | 0 | — | — |
| Cash Conversion Cycle | 15 | 22 | 9 | 10 | 29 | 43 | 25 | 18 | 9 | 7 | 6 | 5 |
| Working Capital Days | 4 | 16 | 6 | 7 | -90 | -114 | -169 | -2,152 | -1,170 | -730 | 611 | 351 |
| ROCE % | 20% | 12% | 17% | 12% | -5% | 6% | 8% | 3% | 6% | 9% | 9% | 7% |
Insights
BetaAI-extracted from concalls & annual reports · figures as reported, with sources
Log in to view Centrum Capital insights
60 extracted metrics + investor summaries across FY11–FY26.
Documents
1
Clarification sought from Centrum Capital Ltd
2 Jul - Exchange has sought clarification from Centrum Capital Ltd on July 02, 2026, with reference to Movement in Volume. 2 Jul - Exchange has sought clarification from Centrum Capital Ltd on July 02, 2026, with reference to Movement in Volume.
4
Revised Disclosures under Reg. 31(1) and 31(2) of SEBI (SAST) Regulations, 2011.
27 Apr - Business Match Services revised disclosure of pledge release on 30.03.2026; 1.2 crore shares released. 27 Apr - Business Match Services revised disclosure of pledge release on 30.03.2026; 1.2 crore shares released.
5
Disclosures under Reg. 31(1) and 31(2) of SEBI (SAST) Regulations, 2011.
27 Apr - Business Match Services released pledge on 15,00,000 Centrum Capital shares on 24.04.2026 after loan repayment. 27 Apr - Business Match Services released pledge on 15,00,000 Centrum Capital shares on 24.04.2026 after loan repayment.
Frequently Asked Questions about Centrum Capital
What does Centrum Capital Ltd do?
Centrum Capital is a diversified financial-services group operating across banking through Unity Small Finance Bank, investment banking, institutional and retail broking, wealth management, private-credit fund management, and insurance distribution. The group has transitioned from an advisory-led...
Where is Centrum Capital Ltd (CENTRUM) listed?
Centrum Capital Ltd trades as CENTRUM on the NSE and under code 501150 on the BSE.
Which sector does Centrum Capital Ltd belong to?
Centrum Capital Ltd is classified under the Financial Services sector, in the Finance industry.
What is the market capitalisation of Centrum Capital Ltd?
Centrum Capital Ltd has a market capitalisation of ₹1,070 Cr, which places it in the Small Cap band.
What is the PE ratio of Centrum Capital Ltd?
Centrum Capital Ltd trades at a PE ratio of -3.30, against a book value of ₹5.77 per share.
What is the 52-week high and low of Centrum Capital Ltd?
Over the last 52 weeks Centrum Capital Ltd has traded between ₹19.66 and ₹38.5.
What is the Return on Equity (ROE) of Centrum Capital Ltd?
Centrum Capital Ltd reported a return on equity of -21.35%. Its debt-to-equity ratio is 51.47.
Company Information
Centrum Capital is a diversified financial-services group operating across banking through Unity Small Finance Bank, investment banking, institutional and retail broking, wealth management, private-credit fund management, and insurance distribution. The group has transitioned from an advisory-led model into banking and other scalable financial platforms, while exiting affordable housing finance in March 2026. [1] [2]
Website centrum.co.in
CEO Mr. Jaspal Singh Bindra
Employees 6,200
Listed 2018-04-04
Face Value ₹ 1
Issued Size 45,95,79,194
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