Centrum Capital
Centrum Capital (CENTRUM) share price was ₹19.70 at the 28 Oct 2026 close; market capitalisation ₹959 Cr; sector Financial Services. The share price fell 40.9% over the year to 28 Oct 2026 (adjusted for splits and bonuses). In the Jun 2026 quarter, revenue rose 7.8% year on year to ₹912 Cr and net profit was −₹149 Cr, against −₹107 Cr a year earlier (compared with Jun 2025). Promoters held 39.44% of Centrum Capital in Sep 2026, unchanged from Jun 2026. Its Tapetide Score is 25/100 (Poor) as of 28 Oct 2026.
Key Fundamentals
MicrocapFinanceFinancial ServicesPrice-based figures as of 28 Oct 2026, 15:54 IST · EPS basis: Consolidated · TTM
Peer Comparison
Financial Services › Finance › Other Financial Services
| ₹4,671.40 | 38.63 | 34,162 Cr | 10.44 | 0.77% | 25.25% | 31.04% | 4,420 Cr | 884 Cr | |
| ₹8,044.35 | — | 10,960 Cr | 1,266.83 | 0.00% | -85.77% | -48.08% | -7 Cr | -8 Cr | |
| ₹322.10 | 8.87 | 5,710 Cr | 2.18 | 0.00% | 20.96% | 32.93% | 2,420 Cr | 317 Cr | |
| ₹123.60 | 515.00 | 2,521 Cr | — | 0.02% | 0.00% | 0.00% | 174 Cr | 5 Cr | |
| ₹75.89 | 47.73 | 2,133 Cr | 15.88 | 0.00% | 24.84% | 28.77% | 259 Cr | 45 Cr | |
| ₹19.70 | — | 959 Cr | 3.12 | 0.00% | -21.35% | 14.68% | 3,920 Cr | -323 Cr | |
| ₹130.36 | — | — | — | — | — | — | — | — | |
| ₹160.49 | — | — | — | — | — | — | — | — | |
| Median 8 companies | ₹145.43 | 43.18 | 4,116 Cr | 10.44 | 0.00% | 10.48% | 21.73% | 1,339 Cr | 25 Cr |
Comparable companies in the same industry. Market cap, P/E and P/B use the live price; other metrics are as reported in filings. A dash means the figure is not published for that company.
Tapetide Score
Data-driven rating, 0–100. How it works →
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Category scores
The Tapetide Score is data analysis, not investment advice. Tapetide is not a SEBI-registered research analyst or investment adviser.
Key Insights
Strengths
1- Promoter holding has increased by 1.42% over last quarter.
Weaknesses
6- Stock is trading at 2.79 times its book value
- Company has low interest coverage ratio.
- Company has a low return on equity of -47.9% over last 3 years.
- Promoters have pledged 36.3% of their holding.
- Earnings include an other income of Rs.585 Cr.
- Working capital days have increased from 77.4 days to 351 days
Technical Indicators
Oscillators
Bullish
Overall
Bearish
Moving Averages
Bearish
Growth Rate
change over 1 year
change over 1 year
change over 1 year
change over 1 year Operating margin 26% · Jun 2026
Quarterly Results
| Particulars | Jun 2023 | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Sales | 443 | 533 | 560 | 655 | 716 | 784 | 877 | 1,116 | 846 | 823 | 878 | 1,030 | 912 |
| Expenses | 293 | 299 | 348 | 314 | 483 | 467 | 552 | 673 | 641 | 647 | 626 | 751 | 670 |
| Operating Profit | 150 | 234 | 212 | 341 | 233 | 317 | 326 | 443 | 205 | 176 | 252 | 278 | 242 |
| OPM % | 34% | 44% | 38% | 52% | 33% | 40% | 37% | 40% | 24% | 21% | 29% | 27% | 26% |
| Other Income | 7 | 4 | 34 | 3 | 9 | 84 | 17 | 58 | 195 | 276 | 55 | 225 | 30 |
| Interest | 213 | 243 | 268 | 299 | 344 | 363 | 417 | 440 | 450 | 459 | 439 | 419 | 387 |
| Depreciation | 13 | 17 | 19 | 23 | 23 | 23 | 27 | 38 | 31 | 24 | 32 | 61 | 38 |
| PBT | -68 | -20 | -40 | 22 | -125 | 15 | -101 | 23 | -81 | -32 | -164 | 23 | -153 |
| Tax % | -6% | 39% | -55% | -77% | -3% | 49% | -42% | -7% | 33% | -73% | -18% | 235% | -3% |
| Net Profit | -64 | -28 | -18 | 39 | -122 | 8 | -59 | 24 | -107 | -8 | -135 | -31 | -149 |
| EPS (₹) | -1.19 | -0.56 | -0.67 | 0.04 | -2.19 | -0.57 | -1.26 | -0.49 | -0.33 | -0.88 | -2.12 | 0.28 | -1.9 |
Profit & Loss
| Particulars | Jun 2015 | Mar 2016 9m | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Sales | 4,484 | 4,006 | 6,985 | 9,895 | 1,032 | 506 | 508 | 705 | 1,334 | 2,222 | 3,526 | 4,074 | 3,643 |
| Expenses | 4,368 | 3,931 | 6,853 | 9,768 | 453 | 317 | 288 | 547 | 870 | 1,254 | 2,174 | 2,666 | 2,695 |
| Operating Profit | 117 | 75 | 132 | 127 | 579 | 189 | 221 | 158 | 465 | 968 | 1,352 | 1,407 | 948 |
| OPM % | 2.6% | 1.9% | 1.9% | 1.3% | 56% | 37% | 43% | 22% | 35% | 44% | 38% | 35% | 26% |
| Other Income | 1 | 7 | 10 | 57 | -161 | 42 | 5 | 9 | 31 | 19 | 134 | 254 | 585 |
| Interest | 33 | 28 | 60 | 96 | 155 | 199 | 238 | 330 | 636 | 1,022 | 1,564 | 1,767 | 1,704 |
| Depreciation | 7 | 5 | 7 | 8 | 20 | 20 | 19 | 21 | 38 | 71 | 111 | 148 | 155 |
| PBT | 77 | 49 | 76 | 80 | 244 | 13 | -32 | -184 | -179 | -107 | -188 | -253 | -326 |
| Tax % | 31% | 37% | 40% | 48% | 41% | 94% | 31% | 3% | 2% | -33% | -21% | 11% | — |
| Net Profit | 53 | 31 | 46 | 42 | 142 | 1 | -42 | -190 | -183 | -71 | -149 | -281 | -323 |
| EPS (₹) | 1.1 | 0.63 | 0.72 | 0.77 | 2.79 | 0.35 | -1.13 | -4.25 | -3.6 | -2.39 | -4.51 | -2.84 | -4.62 |
| Div. Payout % | 0% | 0% | 7% | 7% | 2% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | — |
Balance Sheet
| Particulars | Jun 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Equity Capital | 42 | 42 | 42 | 42 | 42 | 42 | 42 | 42 | 42 | 42 | 42 | 49 |
| Reserves | 239 | 277 | 275 | 327 | 558 | 580 | 538 | 633 | 552 | 399 | 238 | 263 |
| Borrowings | 254 | 334 | 391 | 1,143 | 1,821 | 1,762 | 1,943 | 6,114 | 5,285 | 10,775 | 16,597 | 16,058 |
| Other Liabilities | 226 | 283 | 416 | 517 | 420 | 544 | 637 | 5,707 | 5,862 | 6,169 | 5,713 | 5,113 |
| Total Liabilities | 760 | 936 | 1,123 | 2,029 | 2,840 | 2,928 | 3,160 | 12,495 | 11,740 | 17,384 | 22,589 | 21,483 |
| Fixed Assets | 78 | 85 | 110 | 167 | 175 | 187 | 169 | 405 | 510 | 663 | 955 | 988 |
| CWIP | 2 | 0 | 0 | 4 | 0 | 0 | 0 | 0 | 5 | 5 | 131 | 164 |
| Investments | 39 | 37 | 51 | 101 | 164 | 47 | 78 | 2,867 | 2,517 | 3,914 | 5,281 | 4,158 |
| Other Assets | 642 | 814 | 963 | 1,758 | 2,501 | 2,695 | 2,913 | 9,222 | 8,707 | 12,803 | 16,223 | 16,173 |
| Total Assets | 760 | 936 | 1,123 | 2,029 | 2,840 | 2,928 | 3,160 | 12,495 | 11,740 | 17,384 | 22,589 | 21,483 |
Cash Flow
| Particulars | Jun 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Operating | -7 | -207 | -55 | -780 | -1,377 | -178 | -40 | 3,331 | -4,091 | 120 | 2,532 | -1,814 |
| Investing | 21 | -98 | 16 | -60 | 792 | 133 | -56 | 158 | 157 | -1,552 | -1,704 | 1,458 |
| Financing | 66 | 282 | 86 | 881 | 503 | 63 | 137 | 737 | 97 | 1,503 | -590 | 436 |
| Net Cash Flow | 79 | -23 | 47 | 41 | -82 | 18 | 40 | 4,226 | -3,837 | 71 | 238 | 80 |
| Free Cash Flow | -23 | -218 | -58 | -816 | -1,400 | -183 | -45 | 3,283 | -4,115 | 18 | 2,119 | -2,045 |
| CFO/EBITDA | 9 | -235 | -7 | -585 | -225 | -65 | -18 | 2,119 | -880 | 13 | 190 | -126 |
Ratios
| Particulars | Jun 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Debtor Days | 15 | 22 | 9 | 10 | 29 | 43 | 25 | 18 | 9 | 7 | 6 | 5 |
| Inventory Days | — | — | — | — | — | — | — | 0 | 0 | 0 | — | — |
| Cash Conversion Cycle | 15 | 22 | 9 | 10 | 29 | 43 | 25 | 18 | 9 | 7 | 6 | 5 |
| Working Capital Days | 4 | 16 | 6 | 7 | -90 | -114 | -169 | -2,152 | -1,170 | -730 | 611 | 351 |
| ROCE % | 20% | 12% | 17% | 12% | -5% | 6% | 8% | 3% | 6% | 9% | 9% | 7% |
Insights
BetaAI-extracted from concalls & annual reports · figures as reported, with sources
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63 extracted metrics + investor summaries across FY11–FY27.
Documents
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Company Information
Centrum Capital is a diversified financial-services group operating across banking through Unity Small Finance Bank, investment banking, institutional and retail broking, wealth management, private-credit fund management, and insurance distribution. The group has transitioned from an advisory-led model into banking and other scalable financial platforms, while exiting affordable housing finance in March 2026. [1] [2]
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