Baid Finserv
Baid Finserv (BAIDFIN) share price was ₹9.77 at the 28 Oct 2026 close; market capitalisation ₹151 Cr; P/E (TTM) 9.67; sector Financial Services. The share price fell 6.2% over the year to 28 Oct 2026 (adjusted for splits and bonuses). In the Jun 2026 quarter, revenue fell 9.0% year on year to ₹21.64 Cr and net profit rose 8.0% year on year to ₹4.34 Cr (compared with Jun 2025). Promoters held 49.73% of Baid Finserv in Sep 2026, up 2.34 percentage points from Jun 2026. Its Tapetide Score is 52/100 (Average) as of 28 Oct 2026.
Key Fundamentals
MicrocapFinanceFinancial ServicesPrice-based figures as of 28 Oct 2026, 15:31 IST · EPS basis: Standalone · TTM
Peer Comparison
Financial Services › NBFC › Non Banking Financial Company (NBFC)
| ₹917.25 | 26.33 | 5,71,076 Cr | 4.64 | 0.66% | 16.53% | 10.71% | 89,874 Cr | 22,067 Cr | |
| ₹832.55 | 14.74 | 1,95,903 Cr | 1.76 | 0.79% | 15.18% | 11.00% | 51,245 Cr | 11,318 Cr | |
| ₹1,545.20 | 22.79 | 1,32,008 Cr | 4.31 | 0.14% | 17.17% | 9.46% | 33,147 Cr | 5,751 Cr | |
| ₹309.30 | 24.03 | 1,31,294 Cr | 2.94 | 0.19% | 10.38% | 8.56% | 34,329 Cr | 5,478 Cr | |
| ₹2,392.70 | 8.45 | 96,059 Cr | 2.37 | 1.25% | 26.67% | 15.43% | 33,526 Cr | 11,457 Cr | |
| ₹246.50 | 19.39 | 61,782 Cr | 2.11 | 1.14% | 10.64% | 10.11% | 20,742 Cr | 3,198 Cr | |
| ₹527.55 | 22.07 | 50,204 Cr | 2.92 | 0.47% | 13.78% | 18.31% | 21,048 Cr | 2,275 Cr | |
| ₹9.77 | 9.67 | 151 Cr | 0.66 | 1.01% | 6.43% | 10.23% | 97 Cr | 15 Cr | |
| Median 8 companies | ₹680.05 | 20.73 | 1,13,677 Cr | 2.65 | 0.73% | 14.48% | 10.47% | 33,337 Cr | 5,615 Cr |
Comparable companies in the same industry. Market cap, P/E and P/B use the live price; other metrics are as reported in filings. A dash means the figure is not published for that company.
Tapetide Score
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Category scores
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Key Insights
Strengths
2- Stock is trading at 0.69 times its book value
- Promoter holding has increased by 2.34% over last quarter.
Weaknesses
3- Company has low interest coverage ratio.
- Company has a low return on equity of 7.64% over last 3 years.
- Dividend payout has been low at 9.52% of profits over last 3 years
Technical Indicators
Oscillators
Bearish
Overall
Bearish
Moving Averages
Bearish
Growth Rate
change over 1 year
change over 1 year
change over 1 year
Quarterly Results
| Particulars | Jun 2023 | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 18.24 | 15.01 | 17.51 | 15.15 | 18.89 | 19.65 | 21.34 | 22.12 | 23.78 | 23.84 | 24.63 | 25.01 | 21.64 |
| Expenses | 5.41 | 6.2 | 5.14 | 6.4 | 8.04 | 9.16 | 7.6 | 9.55 | 10.31 | 9.71 | 10.84 | 15.35 | 8.07 |
| Financing Profit | 7.54 | 3.3 | 6.66 | 2.21 | 3.76 | 2.84 | 6.48 | 5.23 | 5.48 | 6.14 | 5.61 | 1.85 | 5.63 |
| Fin. Margin % | 41.34% | 21.99% | 38.04% | 14.59% | 19.9% | 14.45% | 30.37% | 23.64% | 23.04% | 25.76% | 22.78% | 7.4% | 26.02% |
| Other Income | 0.07 | 0.25 | 0.07 | 0.05 | 0.47 | 0.06 | 0.01 | 0.02 | 0.13 | 0.14 | 1.1 | 0.56 | 0.41 |
| Interest | 5.29 | 5.51 | 5.71 | 6.54 | 7.09 | 7.65 | 7.26 | 7.34 | 7.99 | 7.99 | 8.18 | 7.81 | 7.94 |
| Depreciation | 0.12 | 0.13 | 1.67 | 0.22 | 0.08 | 0.29 | 0.17 | 0.19 | 0.24 | 0.2 | 0.25 | 0.24 | 0.23 |
| PBT | 7.49 | 3.42 | 5.06 | 2.04 | 4.15 | 2.61 | 6.32 | 5.06 | 5.37 | 6.08 | 6.46 | 2.17 | 5.81 |
| Tax % | 25.23% | 25.15% | 28.66% | 46.57% | 24.58% | 25.29% | 25.16% | 27.87% | 25.14% | 25.16% | 26.47% | 23.5% | 25.13% |
| Net Profit | 5.61 | 2.56 | 3.61 | 1.08 | 3.12 | 1.96 | 4.73 | 3.64 | 4.02 | 4.55 | 4.75 | 1.66 | 4.34 |
| EPS (₹) | 0.37 | 0.17 | 0.24 | 0.07 | 0.21 | 0.13 | 0.32 | 0.24 | 0.27 | 0.3 | 0.32 | 0.11 | 0.28 |
Profit & Loss
| Particulars | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 8 | 18 | 28 | 41 | 58 | 63 | 54 | 50 | 56 | 66 | 82 | 99 | 95 |
| Expenses | 3 | 8 | 12 | 15 | 17 | 21 | 19 | 18 | 24 | 25 | 34 | 46 | 44 |
| Financing Profit | 2 | 4 | 6 | 8 | 13 | 11 | 10 | 12 | 14 | 18 | 19 | 20 | 19 |
| Fin. Margin % | 23% | 23% | 21% | 21% | 22% | 17% | 19% | 25% | 26% | 28% | 23% | 21% | 20% |
| Other Income | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 1 | 2 |
| Interest | 3 | 6 | 11 | 18 | 28 | 31 | 24 | 20 | 18 | 23 | 29 | 32 | 32 |
| Depreciation | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 1 | 1 | 1 |
| PBT | 2 | 4 | 6 | 8 | 13 | 10 | 10 | 12 | 14 | 18 | 18 | 20 | 21 |
| Tax % | 34% | 32% | 31% | 31% | 24% | 27% | 27% | 28% | 26% | 29% | 26% | 25% | — |
| Net Profit | 1 | 3 | 4 | 6 | 10 | 8 | 7 | 9 | 10 | 13 | 13 | 15 | 15 |
| EPS (₹) | 0.16 | 0.36 | 0.32 | 0.45 | 0.77 | 0.51 | 0.5 | 0.59 | 0.69 | 0.86 | 0.9 | 0.97 | 1.01 |
| Div. Payout % | 0% | 0% | 13% | 18% | 10% | 0% | 8% | 7% | 12% | 9% | 9% | 10% | — |
Balance Sheet
| Particulars | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Equity Capital | 6 | 6 | 10 | 10 | 10 | 12 | 12 | 12 | 24 | 24 | 24 | 31 |
| Reserves | 8 | 11 | 26 | 30 | 39 | 118 | 126 | 134 | 131 | 143 | 155 | 202 |
| Borrowing | 36 | 65 | 103 | 195 | 269 | 189 | 164 | 160 | 171 | 242 | 255 | 285 |
| Other Liabilities | 15 | 24 | 19 | 36 | 15 | 22 | 15 | 12 | 15 | 17 | 20 | 21 |
| Total Liabilities | 64 | 105 | 159 | 271 | 333 | 341 | 316 | 318 | 341 | 426 | 454 | 539 |
| Fixed Assets | 1 | 1 | 1 | 2 | 2 | 1 | 1 | 1 | 1 | 4 | 5 | 6 |
| CWIP | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Investments | 2 | 3 | 5 | 10 | 11 | 3 | 3 | 9 | 6 | 5 | 10 | 16 |
| Other Assets | 61 | 101 | 153 | 260 | 321 | 336 | 312 | 308 | 333 | 417 | 439 | 517 |
| Total Assets | 64 | 105 | 159 | 271 | 333 | 341 | 316 | 318 | 341 | 426 | 454 | 539 |
Cash Flow
| Particulars | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Operating | -10 | -18 | -37 | -45 | -44 | 40 | 50 | 34 | 6 | -22 | 2 | -33 |
| Investing | -2 | -2 | -2 | -5 | -2 | -2 | 0 | -6 | 3 | -2 | -6 | -8 |
| Financing | 12 | 19 | 40 | 51 | 45 | -38 | -49 | -24 | -8 | 47 | -17 | 37 |
| Net Cash Flow | 0 | 0 | 0 | 2 | 0 | -1 | 2 | 4 | 0 | 24 | -21 | -4 |
| Free Cash Flow | -11 | -18 | -37 | -46 | -44 | 40 | 50 | 34 | 5 | -25 | 0 | -35 |
| CFO/OP | -189 | -183 | -220 | -169 | -108 | 103 | 154 | 117 | 29 | -40 | 14 | -54 |
Ratios
| Particulars | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| ROE % | 9% | 18% | 15% | 15% | 22% | 8% | 6% | 6% | 7% | 8% | 8% | 7% |
Insights
BetaAI-extracted from concalls & annual reports · figures as reported, with sources
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76 extracted metrics + investor summaries across FY10–FY27.
Documents
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Company Information
Baid Finserv Limited (Formerly Known as Baid Leasing and Finance Company Limited) is a Non- Deposit Taking NBFC carrying out the business of providing Car Loans, Commercial Vehicle Loans (new & used), MSME Loans, Loan Against Property and other asset backed loans. The Company is deeply penetrated in Rajasthan and has started operations in Madhya Pradesh.[1]
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