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AGS Transact Technologies

AGSTRA NSE
₹1.86 down 0.02 (1.06%)
Market Cap
₹23.89 Cr

AGS Transact Technologies (AGSTRA) share price was ₹1.88 at the 28 Oct 2026 close; market capitalisation ₹24.15 Cr; sector Financial Services. The share price fell 55.8% over the year to 28 Oct 2026 (adjusted for splits and bonuses). In the Dec 2024 quarter, revenue fell 43.9% year on year to ₹209.6 Cr and net profit was −₹194 Cr, against −₹15 Cr a year earlier (compared with Dec 2023). Promoters held 26.48% of AGS Transact Technologies in Mar 2026, unchanged from Dec 2025. Its Tapetide Score is 40/100 (Weak) as of 28 Oct 2026.

Close 28 Oct 2026 ₹1.88 −2.28 −54.81% 1Y

Key Fundamentals

MicrocapFintechFinancial Services
Market Cap
₹23.89 Cr
EBITDA
₹236 Cr
Return on Equity
-17.35%
Debt to Equity
2.42
Book Value
₹45.24
EPS (TTM)
−₹14.00
52W High
₹5.44
52W Low
₹1.85

Price-based figures as of 29 Oct 2026, 10:31 IST · TTM

Peer Comparison

Financial Services › Fintech › Financial Technology (Fintech)

Paytm
₹1,664.80163.861,06,815 Cr6.440.00%3.44%3.68%10,329 Cr649 Cr
PB FinTech
₹994.0061.4045,998 Cr6.290.00%9.16%9.65%7,704 Cr748 Cr
Pine Labs
₹164.89138.5619,026 Cr3.230.00%1.91%3.62%2,969 Cr127 Cr
Seshaasai Technologies
₹311.0018.715,032 Cr3.530.79%16.82%23.40%1,526 Cr270 Cr
AGS Transact Technologies (this company)
₹1.86—24 Cr0.040.00%-17.35%2.05%1,290 Cr-170 Cr
Moneyview
₹48.15————————
Manipal Payment and Identity Solutions
₹316.50————————
AvenuesAI
₹123.6713.88—0.900.04%5.92%6.46%9,611 Cr322 Cr
Median 8 companies₹237.9561.4019,026 Cr3.380.00%4.68%5.07%5,337 Cr296 Cr

Comparable companies in the same industry. Market cap, P/E and P/B use the live price; other metrics are as reported in filings. A dash means the figure is not published for that company.

Tapetide Score

Data-driven rating, 0–100, as of . How it works →

40 Weak
Overall score

Data confidence 94/100

surveillance:GSM

Category scores

Quality Average 48
Returns, margins, earnings quality 22% weight
Valuation Strong 77
Cheap vs sector & own history 24% weight
Growth Poor 34
Sales & profit trajectory 9% weight
Financial Health Poor 12
Solvency, leverage, coverage 9% weight
Momentum Poor 12
Trend strength, vol-adjusted 12% weight
Ownership Average 50
FII/DII/promoter flows 24% weight
Capped: a governance trigger overrides the fundamentals here (surveillance:GSM ≤ 40).

The Tapetide Score is data analysis, not investment advice. Tapetide is not a SEBI-registered research analyst or investment adviser.

Key Insights

Strengths

1
  • Stock is trading at 0.05 times its book value

Weaknesses

8
  • Company has low interest coverage ratio.
  • The company has delivered a poor sales growth of -4.02% over past five years.
  • Promoter holding is low: 26.5%
  • Company has a low return on equity of -8.15% over last 3 years.
  • Contingent liabilities of Rs.14.1 Cr.
  • Earnings include an other income of Rs.39.8 Cr.
  • Company has high debtors of 181 days.
  • Promoter holding has decreased over last 3 years: -39.0%

Technical Indicators

Oscillators

Bullish

Bearish
2
Neutral
1
Bullish
6

Overall

Bearish

Bearish
12
Neutral
1
Bullish
6

Moving Averages

Bearish

Bearish
10
Neutral
0
Bullish
0

Growth Rate

Revenue Growth
-11.64% lower than 3Y

change over 1 year

Net Income Growth
-316% lower than 3Y

change over 1 year

Cash Flow Change
40.11%

change over 1 year

EBITDA Margin Change
-38.28%

change over 1 year Operating margin -83% · Dec 2024

Quarterly Results

Particulars Dec 2021Mar 2022Jun 2022Sep 2022Dec 2022Mar 2023Jun 2023Sep 2023Dec 2023Mar 2024Jun 2024Sep 2024Dec 2024
Sales
485
399
418
414
415
425
371
377
374
349
340
352
210
Expenses
365
324
305
305
315
351
288
369
316
300
246
263
384
Operating Profit
119
75
113
109
101
73
83
7
58
49
93
88
-174
OPM %
25%
19%
27%
26%
24%
17%
22%
2%
15%
14%
28%
25%
-83%
Other Income
8
6
10
7
9
10
8
12
10
8
12
16
4
Interest
61
72
35
34
35
39
37
37
38
37
36
36
38
Depreciation
65
65
59
58
56
57
54
54
53
53
49
48
44
PBT
2
-56
28
23
19
-13
1
-71
-23
-32
20
21
-252
Tax %
634%
-14%
32%
11%
35%
20%
36%
-14%
-32%
-86%
32%
27%
-23%
Net Profit
-9
-48
19
21
12
-15
1
-61
-15
-4
14
15
-194
EPS (₹)
-0.78
-3.98
1.58
1.7
1.02
-1.27
0.05
-5.02
-1.27
-0.37
1.14
1.24
-15.17
Figures in ₹ Crores

Profit & Loss

Particulars Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024TTM
Sales
1,308
1,473
1,806
1,800
1,759
1,772
1,671
1,471
1,250
Expenses
1,154
1,262
1,376
1,336
1,321
1,361
1,273
1,273
1,193
Operating Profit
154
211
429
465
437
411
398
197
57
OPM %
12%
14%
24%
26%
25%
23%
24%
13%
4.5%
Other Income
15
9
13
30
38
24
34
38
40
Interest
78
83
137
130
133
250
144
148
147
Depreciation
100
113
227
245
260
252
231
213
193
PBT
-10
24
79
120
82
-67
58
-125
-243
Tax %
109%
73%
16%
31%
34%
24%
36%
-36%
—
Net Profit
-22
6
66
83
55
-82
37
-80
-170
EPS (₹)
-1.79
0.52
5.5
6.89
4.55
-6.79
3.04
-6.6
-13.16
Div. Payout %
0%
0%
0%
0%
22%
0%
0%
0%
—
Figures in ₹ Crores

Balance Sheet

Particulars Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Sep 2024
Equity Capital
119
119
119
119
119
120
120
121
121
Reserves
275
284
306
380
440
362
415
341
413
Borrowings
657
703
1,105
1,159
1,622
1,104
1,231
1,120
1,069
Other Liabilities
365
450
524
583
733
767
517
510
517
Total Liabilities
1,416
1,555
2,054
2,241
2,914
2,353
2,283
2,091
2,121
Fixed Assets
493
549
1,008
1,052
965
910
804
718
631
CWIP
68
66
50
89
58
44
40
29
22
Investments
0
0
0
2
10
0
1
2
1
Other Assets
855
941
997
1,098
1,880
1,399
1,439
1,343
1,468
Total Assets
1,416
1,555
2,054
2,241
2,914
2,353
2,283
2,091
2,121
Figures in ₹ Crores

Cash Flow

Particulars Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024
Operating
206
196
486
446
418
325
249
349
Investing
-210
-161
-165
-291
-156
-12
-126
-15
Financing
15
-31
-315
-172
320
-875
-137
-316
Net Cash Flow
12
4
6
-16
582
-562
-14
18
Free Cash Flow
-5
40
324
224
296
241
141
301
CFO/EBITDA
158
109
119
101
97
88
73
183
Figures in ₹ Crores

Ratios

Particulars Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024
Debtor Days
82
91
90
93
102
188
197
181
Inventory Days
190
143
95
85
100
104
152
276
Days Payable
224
209
251
344
398
817
752
1,035
Cash Conversion Cycle
48
25
-66
-166
-196
-525
-403
-578
Working Capital Days
73
73
-35
-49
-46
-4
37
-5
ROCE %
—
10%
17%
16%
11%
10%
12%
1%

Insights

Beta

AI-extracted from concalls & annual reports · figures as reported, with sources

Log in to view AGS Transact Technologies insights

62 extracted metrics + investor summaries across FY17–FY25.

Shareholding Pattern

FIIs0.06%Public63.99%DIIs3.60%Others5.87%Promot.26.48%As ofMar 2026

Documents

Frequently Asked Questions about AGS Transact Technologies

What does AGS Transact Technologies Ltd do?
Incorporated in 2002, AGS Transact Technologies Ltd is an integrated omni-channel payment solutions provider of digital and cash-based solutions to banks and corporate clients[1]
Where is AGS Transact Technologies Ltd (AGSTRA) listed?
AGS Transact Technologies Ltd trades as AGSTRA on the NSE and under code 543451 on the BSE.
Which sector does AGS Transact Technologies Ltd belong to?
AGS Transact Technologies Ltd is classified under the Financial Services sector, in the Fintech industry.
What is the market capitalisation of AGS Transact Technologies Ltd?
AGS Transact Technologies Ltd has a market capitalisation of ₹23.89 Cr as of 29 Oct 2026, which places it in the Small Cap band.
What is the 52-week high and low of AGS Transact Technologies Ltd?
Over the last 52 weeks AGS Transact Technologies Ltd has traded between ₹1.85 and ₹5.44 as of 29 Oct 2026.
What is the Return on Equity (ROE) of AGS Transact Technologies Ltd?
AGS Transact Technologies Ltd reported a return on equity of -17.35%. Its debt-to-equity ratio is 2.42.

Company Information

Incorporated in 2002, AGS Transact Technologies Ltd is an integrated omni-channel payment solutions provider of digital and cash-based solutions to banks and corporate clients[1]

Website agsindia.com
CEO Mr. Ravi Badrinarain Goyal
Employees 1,106
Listed 2022-01-31
Face Value ₹ 10
Shares Outstanding 12,84,33,076

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