Seshaasai Technologies Ltd
STYL NSE
Seshaasai Technologies Ltd
Financial ServicesNSE: STYL BSE: 544533 Financial Technology (Fintech)
Key Fundamentals
MicrocapFintechFinancial ServicesMarket Cap
₹6,449 Cr
Volatility
Moderate
P/E Ratio
23.7
EBITDA
₹379 Cr
Return on Equity
34.84%
Debt to Equity
0.06
Book Value
₹88.15
52W High
₹437.45
52W Low
₹209.11
Insights
BetaAI-extracted from concalls & annual reports · figures as reported, with sources
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39 extracted metrics + investor summaries across FY21–FY26.
Tapetide Score
Data-driven rating, 0–100. How it works →
Technical Indicators
Key Insights
Strengths
4- Company has reduced debt.
- Company is almost debt free.
- Company has delivered good profit growth of 84.5% CAGR over last 5 years
- Company has a good return on equity (ROE) track record: 3 Years ROE 32.9%
Weaknesses
2- Debtor days have increased from 69.3 to 83.4 days.
- Working capital days have increased from 53.7 days to 108 days
Growth Rate
Revenue Growth
-2.20% ↗
Net Income Growth
9.18% ↗
Cash Flow Change
-15.77% ↘
ROE
-10.67% ↗
ROCE
-7.87% ↗
EBITDA Margin (Avg.)
3.66% ↗
AI Analysis — Bull vs Bear
anthropic claude-opus-4.6 18d agoAI opinion · based on fundamentals
Risk medium
Seshaasai Technologies Ltd is a small-cap financial services company with a market cap of ₹5,687 Cr, trading at a PE of 21.3x with a 3-year ROE of 33%. While the company has delivered exceptional profit growth of 85% CAGR over 5 years and is nearly debt-free, working capital days have nearly doubled from 53.7 to 108 days, indicating potential cash conversion challenges.
Bull Case 8
- Exceptional 5-year compounded profit growth of 85% CAGR demonstrates strong earnings momentum
- Company is almost debt-free, providing financial flexibility and lower interest burden in a rising rate environment
- Consistent ROE track record — 34% over 5 years, 33% over 3 years — well above cost of equity for most financial services firms
- PE of 21.3x is reasonable relative to 32% compounded profit growth over 3 years, implying a PEG ratio below 1
- Company has actively reduced debt, improving balance sheet quality and reducing financial risk
- 5-year sales CAGR of 31% indicates the business has scaled meaningfully over a sustained period
- Price-to-book of 3.93x is supported by the high ROE of 24% (last year), generating economic value above book
- Dividend yield of 0.72% indicates willingness to return capital to shareholders despite being in a growth phase
Bear Case 8
- Working capital days nearly doubled from 53.7 to 108 days, signaling deteriorating cash conversion efficiency
- Debtor days increased from 69.3 to 83.4 days, suggesting collection challenges or client concentration risk
- TTM sales growth has decelerated sharply to 7% compared to 5-year CAGR of 31%, indicating potential growth slowdown
- Last year ROE of 24% has declined from the 3-year average of 33%, showing a downward trend in capital efficiency
- Small-cap at ₹5,687 Cr market cap in financial services carries higher liquidity and governance risk compared to larger peers
- 52-week high and low data unavailable (reported as 0), limiting visibility into recent price volatility and drawdown risk
- TTM profit growth of 23% is healthy but represents a deceleration from the 3-year CAGR of 32%, suggesting growth normalization
- Limited 10-year data availability for sales, profit, and ROE makes it difficult to assess long-term consistency and cyclicality
This is AI-generated analysis, not financial advice. Do your own due diligence.
AI News Digest
anthropic claude-opus-4.6 15d ago Neutral 3
- Q1FY27 results announced Jul 25
Board approved Q1FY27 standalone and consolidated financial results on July 23, 2026. Results filed with exchanges per SEBI LODR requirements.
- Earnings call recording posted Jul 28
Audio recording of Q1FY27 earnings conference call made available on company website, complying with SEBI LODR regulations.
- Earnings call scheduled Jul 24 Jul 20
Q1FY27 earnings conference call held on July 24, 2026 at 4:00 PM IST, following board approval of results on July 23.
TL;DR: All recent news for Seshaasai Technologies is routine regulatory disclosure around Q1FY27 results and earnings call scheduling. No material positive catalysts or risk factors emerged in this period. The company appears to be maintaining standard compliance practices. Without financial details from the results themselves, the near-term outlook remains unchanged.
Quarterly Results
| Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 | |
|---|---|---|---|---|---|---|---|---|---|
| Sales | 360 | 395 | 339 | 369 | 311 | 351 | 374 | 404 | 376 |
| Expenses | 280 | 291 | 261 | 270 | 240 | 257 | 276 | 284 | 287 |
| Operating Profit | 80 | 104 | 77 | 99 | 71 | 94 | 98 | 120 | 89 |
| OPM % | 22% | 26% | 23% | 27% | 23% | 27% | 26% | 30% | 24% |
| Other Income | 2 | 2 | 3 | 3 | 2 | 1 | 5 | 6 | 7 |
| Interest | 8 | 9 | 8 | 9 | 8 | 8 | 2 | 3 | 2 |
| Depreciation | 10 | 11 | 11 | 10 | 11 | 12 | 12 | 10 | 11 |
| PBT | 64 | 87 | 62 | 82 | 55 | 76 | 89 | 113 | 83 |
| Tax % | 36% | 25% | 13% | 23% | 33% | 24% | 25% | 27% | 26% |
| Net Profit | 40 | 65 | 54 | 63 | 37 | 58 | 67 | 83 | 62 |
| EPS in Rs | 27.42 | 44.01 | 3.63 | 4.28 | 2.48 | 3.58 | 4.12 | 5.1 | 3.82 |
Profit & Loss
| Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | TTM | |
|---|---|---|---|---|---|---|---|
| Sales | 369 | 673 | 1,146 | 1,558 | 1,462 | 1,441 | 1,506 |
| Expenses | 326 | 571 | 947 | 1,267 | 1,102 | 1,057 | 1,105 |
| Operating Profit | 43 | 102 | 199 | 292 | 360 | 383 | 401 |
| OPM % | 12% | 15% | 17% | 19% | 25% | 27% | 27% |
| Other Income | 1 | 4 | 8 | 11 | 10 | 14 | 19 |
| Interest | 16 | 24 | 32 | 34 | 34 | 21 | 15 |
| Depreciation | 13 | 27 | 32 | 36 | 41 | 44 | 44 |
| PBT | 16 | 54 | 142 | 233 | 295 | 333 | 362 |
| Tax % | 31% | 31% | 25% | 27% | 25% | 27% | — |
| Net Profit | 11 | 37 | 107 | 169 | 222 | 244 | 269 |
| EPS in Rs | 445 | 1,465 | 90.39 | 115 | 15.05 | 15.06 | 16.62 |
| Div. Payout % | 0% | 0% | 7% | 5% | 0% | 17% | — |
Balance Sheet
| Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|
| Equity Capital | 3 | 2 | 89 | 148 | 148 | 162 |
| Reserves | 108 | 181 | 201 | 287 | 490 | 1,268 |
| Borrowings | 142 | 232 | 312 | 350 | 379 | 82 |
| Other Liabilities | 87 | 154 | 180 | 176 | 144 | 158 |
| Total Liabilities | 340 | 569 | 783 | 960 | 1,160 | 1,670 |
| Fixed Assets | 127 | 225 | 285 | 351 | 428 | 499 |
| CWIP | 8 | 6 | 0 | 3 | 8 | 50 |
| Investments | 0 | 1 | 1 | 25 | 25 | 50 |
| Other Assets | 205 | 336 | 497 | 581 | 699 | 1,071 |
| Total Assets | 340 | 569 | 783 | 960 | 1,160 | 1,670 |
Cash Flow
| Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|
| Operating | 32 | 58 | 51 | 202 | 165 | 225 |
| Investing | -21 | -41 | -72 | -114 | -113 | -378 |
| Financing | -10 | -15 | 38 | -32 | -34 | 243 |
| Net Cash Flow | 1 | 2 | 17 | 56 | 18 | 90 |
| Free Cash Flow | 10 | 15 | -24 | 107 | 50 | 61 |
| CFO/OP | 87 | 69 | 43 | 90 | 66 | 81 |
Ratios
| Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|
| Debtor Days | 102 | 84 | 70 | 52 | 73 | 83 |
| Inventory Days | 97 | 87 | 74 | 63 | 65 | 88 |
| Days Payable | 115 | 103 | 62 | 53 | 38 | 50 |
| Cash Conversion Cycle | 83 | 67 | 82 | 62 | 100 | 122 |
| Working Capital Days | 34 | 7 | 13 | 16 | 37 | 108 |
| ROCE % | — | 23% | 34% | 39% | 37% | 28% |
Documents
1
Compliances-Certificate under Reg. 74 (5) of SEBI (DP) Regulations, 2018
13 Apr - Certificate from MUFG Intime Private Limited certifying compliance with Reg 74(5) of SEBI (Depositories and Participants) Regulation, 2018 13 Apr - Certificate from MUFG Intime Private Limited certifying compliance with Reg 74(5) of SEBI (Depositories and Participants) Regulation, 2018
3
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - Intimation
5 Mar - Company to attend Investec India Promoter & Founder Conference on March 10, 2026 in Mumbai, 10:00-16:00. 5 Mar - Company to attend Investec India Promoter & Founder Conference on March 10, 2026 in Mumbai, 10:00-16:00.
5
Disclosure Under Regulation 30 Of SEBI (LODR) Regulations, 2015
6 Feb - GST inspection/search at Mumbai and Navi Mumbai premises on 5 Feb 2026; no violations reported yet. 6 Feb - GST inspection/search at Mumbai and Navi Mumbai premises on 5 Feb 2026; no violations reported yet.
Frequently Asked Questions about Seshaasai Technologies Ltd
What does Seshaasai Technologies Ltd do?
Incorporated in 1993, Seshaasai Technologies Limited is a technology-driven, multi-location solutions provider, specializing in payment solutions, communications, and fulfilment services.[1]
Where is Seshaasai Technologies Ltd (STYL) listed?
Seshaasai Technologies Ltd is listed on the Indian stock exchanges. It is listed on NSE: STYL and BSE: 544533. You can view its live share price, financials, and ratios on Tapetide.
Which sector does Seshaasai Technologies Ltd belong to?
Seshaasai Technologies Ltd operates in the Financial Services sector within the Financial Technology (Fintech) industry. Sector classification helps investors compare companies affected by similar economic conditions and regulatory changes.
What is the market capitalisation of Seshaasai Technologies Ltd?
Seshaasai Technologies Ltd has a market capitalisation of approximately ₹6448.77 Cr. Based on this, it is classified as a Mid Cap stock.
What is the PE ratio of Seshaasai Technologies Ltd?
The Price-to-Earnings (PE) ratio of Seshaasai Technologies Ltd is 23.70. The PE ratio compares a company's share price to its earnings per share and is commonly used to assess whether a stock is overvalued or undervalued relative to its peers.
What is the 52-week high and low of Seshaasai Technologies Ltd?
Over the past 52 weeks, Seshaasai Technologies Ltd has traded between a low of ₹209.11 and a high of ₹437.45. This range helps investors understand the stock's price volatility and recent trading levels.
Does Seshaasai Technologies Ltd pay dividends?
Yes, Seshaasai Technologies Ltd has a dividend yield of 0.63%. Dividend yield indicates the annual dividend income relative to the share price. A consistent dividend history can signal financial stability.
What is the Return on Equity (ROE) of Seshaasai Technologies Ltd?
Seshaasai Technologies Ltd has a Return on Equity (ROE) of 34.84%. ROE measures how effectively a company uses shareholders' equity to generate profits. A higher ROE generally indicates better capital efficiency.
How can I research Seshaasai Technologies Ltd on Tapetide?
On Tapetide, you can view Seshaasai Technologies Ltd's live share price, quarterly results, profit & loss statements, balance sheet, cash flow, key ratios, shareholding pattern, technical indicators, analyst ratings, and forecasts — all on a single page without needing to sign up.
Company Information
Incorporated in 1993, Seshaasai Technologies Limited is a technology-driven, multi-location solutions provider, specializing in payment solutions, communications, and fulfilment services.[1]