Akme Fintrade (India) Ltd
AFIL NSE
Akme Fintrade (India) Ltd
Financial ServicesNSE: AFIL BSE: 544200 Finance
Key Fundamentals
MicrocapNBFCFinancial ServicesMarket Cap
₹431 Cr
Volatility
Moderate
P/E Ratio
10.1
EBITDA
₹108 Cr
Debt to Equity
0.8
Book Value
₹9.93
52W High
₹10.25
52W Low
₹3.92
Technical Indicators
Key Insights
Strengths
3- Stock is trading at 1.01 times its book value
- Company is expected to give good quarter
- Company has delivered good profit growth of 21.1% CAGR over last 5 years
Weaknesses
5- Though the company is reporting repeated profits, it is not paying out dividend
- Company has low interest coverage ratio.
- Promoter holding has decreased over last quarter: -1.67%
- Promoter holding is low: 39.5%
- Company has a low return on equity of 10.2% over last 3 years.
Growth Rate
Revenue Growth
41.81% ↗
Net Income Growth
28.19% ↗
Cash Flow Change
-289.23% ↘
ROE
4.70% ↗
ROCE
-8.28% ↘
EBITDA Margin (Avg.)
-3.82% ↘
Quarterly Results
| Mar 2023 | Jun 2023 | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 21 | 16 | 17 | 20 | 20 | 21 | 24 | 28 | 29 | 32 | 35 | 40 | 43 |
| Expenses | 5 | 6 | 5 | 6 | 4 | 4 | 6 | 7 | 6 | 8 | 8 | 9 | 13 |
| Financing Profit | 8 | 4 | 5 | 6 | 9 | 9 | 10 | 12 | 12 | 12 | 14 | 15 | 14 |
| Fin. Margin % | 36% | 26% | 30% | 32% | 43% | 43% | 43% | 43% | 41% | 38% | 41% | 37% | 33% |
| Other Income | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Interest | 8 | 6 | 7 | 8 | 8 | 8 | 8 | 9 | 11 | 11 | 13 | 16 | 16 |
| Depreciation | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| PBT | 8 | 4 | 5 | 6 | 9 | 9 | 10 | 12 | 12 | 12 | 14 | 14 | 14 |
| Tax % | 25% | 26% | 26% | 9% | 27% | 5% | 19% | 25% | 36% | 21% | 28% | 27% | 10% |
| Net Profit | 6 | 3 | 4 | 6 | 6 | 9 | 8 | 9 | 8 | 10 | 10 | 10 | 12 |
| EPS in Rs | 0.18 | 0.1 | 0.11 | 0.18 | 0.2 | 0.2 | 0.19 | 0.21 | 0.18 | 0.23 | 0.24 | 0.24 | 0.29 |
Profit & Loss
| Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|---|---|
| Revenue | 45 | 87 | 100 | 87 | 68 | 70 | 73 | 102 | 149 |
| Expenses | 8 | 15 | 17 | 19 | 24 | 22 | 21 | 24 | 38 |
| Financing Profit | 14 | 25 | 28 | 20 | 8 | 19 | 24 | 43 | 55 |
| Fin. Margin % | 32% | 29% | 27% | 23% | 12% | 28% | 32% | 42% | 37% |
| Other Income | 1 | 2 | 0 | 0 | 0 | 0 | 1 | 0 | 0 |
| Interest | 23 | 46 | 56 | 48 | 35 | 28 | 28 | 36 | 56 |
| Depreciation | 0 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 |
| PBT | 15 | 26 | 27 | 19 | 8 | 19 | 24 | 43 | 54 |
| Tax % | 28% | 32% | 30% | 15% | 46% | 23% | 22% | 22% | 22% |
| Net Profit | 11 | 18 | 19 | 16 | 4 | 15 | 19 | 33 | 42 |
| EPS in Rs | 2.6 | 4.09 | 0.88 | 0.75 | 0.19 | 0.46 | 0.58 | 0.78 | 0.99 |
| Div. Payout % | 0% | 1% | 0% | 0% | 0% | 0% | 0% | 0% | 0% |
Balance Sheet
| Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|---|---|
| Equity Capital | 4 | 4 | 22 | 22 | 22 | 32 | 32 | 43 | 43 |
| Reserves | 62 | 91 | 89 | 108 | 115 | 173 | 192 | 340 | 381 |
| Borrowing | 328 | 425 | 399 | 318 | 230 | 178 | 205 | 282 | 503 |
| Other Liabilities | 5 | 15 | 6 | 7 | 7 | 8 | 8 | 11 | 7 |
| Total Liabilities | 399 | 535 | 515 | 455 | 374 | 390 | 436 | 675 | 934 |
| Fixed Assets | 5 | 6 | 7 | 7 | 6 | 19 | 18 | 19 | 26 |
| CWIP | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Investments | 1 | 1 | 2 | 0 | 0 | 0 | 0 | 1 | 4 |
| Other Assets | 393 | 528 | 506 | 448 | 368 | 371 | 418 | 655 | 904 |
| Total Assets | 399 | 535 | 515 | 455 | 374 | 390 | 436 | 675 | 934 |
Cash Flow
| Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|---|---|
| Operating | — | — | 20 | 85 | 63 | 23 | -46 | -177 | -167 |
| Investing | — | — | -3 | 3 | 2 | -15 | 2 | -35 | -22 |
| Financing | — | — | -31 | -84 | -75 | -2 | 45 | 222 | 216 |
| Net Cash Flow | — | — | -14 | 4 | -10 | 7 | 1 | 10 | 27 |
| Free Cash Flow | — | — | 18 | 85 | 63 | 10 | -45 | -179 | -174 |
| CFO/OP | — | — | 34 | 132 | 152 | 60 | -75 | -213 | -139 |
Ratios
| Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|---|---|
| ROE % | 16% | 22% | 18% | 13% | 3% | 8% | 8% | 11% | 10% |
Documents
1
Announcement under Regulation 30 (LODR)-Press Release / Media Release
7 May - Akme Fintrade reports FY26 PAT ₹42.32 crore, AUM ₹918.60 crore, and record disbursements ₹503.91 crore. 7 May - Akme Fintrade reports FY26 PAT ₹42.32 crore, AUM ₹918.60 crore, and record disbursements ₹503.91 crore.
2
Announcement under Regulation 30 (LODR)-Newspaper Publication
7 May - Akme Fintrade (India) Limited has informed regarding the newspaper publication of audited financial statements for the FY 2025-26 dated May 07, 2026. 7 May - Akme Fintrade (India) Limited has informed regarding the newspaper publication of audited financial statements for the FY 2025-26 dated May 07, 2026.
3
Board Meeting Outcome for Board Meeting Outcome For Audited Financial Statements For The Year Ended March 31, 2026
9h - Board approved FY26 audited results, appointed Kamlesh Jain executive director and Latika Jain internal auditor. 9h - Board approved FY26 audited results, appointed Kamlesh Jain executive director and Latika Jain internal auditor.
5
Announcement under Regulation 30 (LODR)-Change in Management
6 May - Board approved FY26 audited results, appointed Kamlesh Jain executive director and Latika Jain internal auditor. 6 May - Board approved FY26 audited results, appointed Kamlesh Jain executive director and Latika Jain internal auditor.
Frequently Asked Questions about Akme Fintrade (India) Ltd
What does Akme Fintrade (India) Ltd do?
Incorporated in 1996, Akme Fintrade (India) Ltd provides specialized retail financing services to the lower-income and middle-income groups[1]
Where is Akme Fintrade (India) Ltd (AFIL) listed?
Akme Fintrade (India) Ltd is listed on the Indian stock exchanges. It is listed on NSE: AFIL and BSE: 544200. You can view its live share price, financials, and ratios on Tapetide.
Which sector does Akme Fintrade (India) Ltd belong to?
Akme Fintrade (India) Ltd operates in the Financial Services sector within the Finance industry. Sector classification helps investors compare companies affected by similar economic conditions and regulatory changes.
What is the market capitalisation of Akme Fintrade (India) Ltd?
Akme Fintrade (India) Ltd has a market capitalisation of approximately ₹431.44 Cr. Based on this, it is classified as a Small Cap stock.
What is the PE ratio of Akme Fintrade (India) Ltd?
The Price-to-Earnings (PE) ratio of Akme Fintrade (India) Ltd is 10.10. The PE ratio compares a company's share price to its earnings per share and is commonly used to assess whether a stock is overvalued or undervalued relative to its peers.
What is the 52-week high and low of Akme Fintrade (India) Ltd?
Over the past 52 weeks, Akme Fintrade (India) Ltd has traded between a low of ₹3.92 and a high of ₹10.25. This range helps investors understand the stock's price volatility and recent trading levels.
How can I research Akme Fintrade (India) Ltd on Tapetide?
On Tapetide, you can view Akme Fintrade (India) Ltd's live share price, quarterly results, profit & loss statements, balance sheet, cash flow, key ratios, shareholding pattern, technical indicators, analyst ratings, and forecasts — all on a single page without needing to sign up.
Company Information
Incorporated in 1996, Akme Fintrade (India) Ltd provides specialized retail financing services to the lower-income and middle-income groups[1]
Website akmefintrade.com
CEO Mr. Nirmal Kumar Jain C.A.
Employees 248
Listed 2024-06-26
Face Value ₹ 1
Issued Size 42,67,49,960