Vardhan Capital & Finance
VARDHANCAPITALFINANCELTD NSE
Vardhan Capital & Finance
Financial ServicesNSE: VARDHANCAPITALFINANCELTD BSE: 542931 NBFC
Key Fundamentals
MicrocapNBFCFinancial ServicesMarket Cap
₹11.50 Cr
P/E Ratio
-255.6
EBITDA
₹0.10 Cr
Return on Equity
-0.29%
Debt to Equity
0.48
Book Value
₹15.98
EPS
₹0.75
52W High
₹23
52W Low
₹23
Tapetide Score
Data-driven rating, 0–100. How it works →
Key Insights
Strengths
1- Company has reduced debt.
Weaknesses
4- Company has low interest coverage ratio.
- The company has delivered a poor sales growth of -47.1% over past five years.
- Company has a low return on equity of -2.89% over last 3 years.
- Working capital days have increased from 290 days to 440 days
Growth Rate
Revenue Growth
-25% higher than
3Y
Net Income Growth
-100% level than
3Y
Cash Flow Change
100% level than
3Y
ROE
-79.72% lower than
3Y
ROCE
9.32% higher than
3Y
EBITDA Margin (Avg.)
27.65% higher than
3Y
Quarterly Results
| Particulars | Jun 2023 | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 2.7 | 1.5 | 1.08 | 0.4 | 0.12 | 0.1 | 0.09 | 0.09 | 0.1 | 0.1 | 0.09 | 0.05 | 0 |
| Expenses | 0.02 | 0.05 | 0.02 | 0.19 | 0.02 | 0.05 | 0.03 | 0.17 | 0.05 | 0.05 | 0.05 | 0.04 | 0.03 |
| Financing Profit | 0.19 | 0.07 | -0.1 | 0.04 | 0.03 | 0 | 0.01 | -0.13 | -0.01 | -0.01 | -0.02 | 0.01 | -0.03 |
| Fin. Margin % | 7.04% | 4.67% | -9.26% | 10% | 25% | 0% | 11.11% | -144.44% | -10% | -10% | -22.22% | 20% | — |
| Other Income | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Interest | 2.49 | 1.38 | 1.16 | 0.17 | 0.07 | 0.05 | 0.05 | 0.05 | 0.06 | 0.06 | 0.06 | 0 | 0 |
| Depreciation | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| PBT | 0.19 | 0.07 | -0.1 | 0.04 | 0.03 | 0 | 0.01 | -0.13 | -0.01 | -0.01 | -0.02 | 0.01 | -0.03 |
| Tax % | 26.32% | 28.57% | 20% | 1650% | 33.33% | — | 100% | 0% | 0% | 0% | 0% | 0% | 0% |
| Net Profit | 0.14 | 0.05 | -0.12 | -0.62 | 0.02 | -0.01 | 0 | -0.13 | -0.01 | -0.01 | -0.02 | 0.01 | -0.03 |
| EPS in Rs | 0.28 | 0.1 | -0.24 | -1.24 | 0.04 | -0.02 | 0 | -0.26 | -0.02 | -0.02 | -0.04 | 0.02 | -0.06 |
Profit & Loss
| Particulars | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 2.94 | 6.76 | 5.23 | 6.53 | 7.93 | 7.31 | 8.24 | 9.98 | 10 | 5.68 | 0.4 | 0.34 | 0.24 |
| Expenses | 0.3 | 0.31 | 0.34 | 0.4 | 0.39 | 0.73 | 0.3 | 0.27 | 0.29 | 0.27 | 0.26 | 0.19 | 0.17 |
| Financing Profit | 0.13 | 0.52 | 0.36 | 0.39 | 0.58 | 0.57 | 0.46 | 0.54 | 0.57 | 0.2 | -0.09 | -0.02 | -0.05 |
| Fin. Margin % | 4.42% | 7.69% | 6.88% | 5.97% | 7.31% | 7.8% | 5.58% | 5.41% | 5.7% | 3.52% | -22.5% | -5.88% | -20.83% |
| Other Income | 0 | 0 | 0.01 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Interest | 2.51 | 5.93 | 4.53 | 5.74 | 6.96 | 6.01 | 7.48 | 9.17 | 9.14 | 5.21 | 0.23 | 0.17 | 0.12 |
| Depreciation | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| PBT | 0.13 | 0.52 | 0.37 | 0.39 | 0.58 | 0.57 | 0.46 | 0.54 | 0.57 | 0.2 | -0.09 | -0.02 | -0.05 |
| Tax % | 38.46% | 32.69% | 35.14% | 33.33% | 29.31% | 26.32% | 28.26% | 31.48% | 28.07% | 370% | 22.22% | 0% | — |
| Net Profit | 0.09 | 0.35 | 0.24 | 0.26 | 0.41 | 0.42 | 0.33 | 0.38 | 0.4 | -0.55 | -0.11 | -0.02 | -0.05 |
| EPS in Rs | 0.18 | 0.7 | 0.48 | 0.52 | 0.82 | 0.84 | 0.66 | 0.76 | 0.8 | -1.1 | -0.22 | -0.04 | -0.1 |
| Div. Payout % | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | — |
Balance Sheet
| Particulars | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Equity Capital | 4.67 | 4.67 | 4.67 | 4.67 | 4.67 | 4.67 | 4.35 | 4.35 | 4.35 | 4.35 | 4.35 | 4.35 |
| Reserves | 1.69 | 2.04 | 2.28 | 2.54 | 2.95 | 1.65 | 2.29 | 3.19 | 3.89 | 3.39 | 3.45 | 3.31 |
| Borrowing | 43.43 | 38.1 | 36.13 | 64.41 | 74.39 | 93.81 | 103 | 121 | 136 | 4.57 | 3.77 | 3.61 |
| Other Liabilities | 0.43 | 0.63 | 0.48 | 0.59 | 0.74 | 0.31 | 0.67 | 0.98 | 1.81 | 2.27 | 2.27 | 2.46 |
| Total Liabilities | 50.22 | 45.44 | 43.56 | 72.21 | 82.75 | 100 | 110 | 130 | 146 | 14.58 | 13.84 | 13.73 |
| Fixed Assets | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| CWIP | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Investments | 3.09 | 3.09 | 3.09 | 3.05 | 3.05 | 1.37 | 1.35 | 1.87 | 2.16 | 2.21 | 2.38 | 2.27 |
| Other Assets | 47.13 | 42.35 | 40.47 | 69.16 | 79.7 | 99.07 | 109 | 128 | 144 | 12.37 | 11.46 | 11.46 |
| Total Assets | 50.22 | 45.44 | 43.56 | 72.21 | 82.75 | 100 | 110 | 130 | 146 | 14.58 | 13.84 | 13.73 |
Cash Flow
| Particulars | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Operating | 0.02 | -0.06 | 0.02 | 0.09 | -0.13 | 0.03 | 0.01 | -0.05 | 0.09 | -0.05 | -0.04 | 0 |
| Investing | 0.01 | 0.01 | 0 | 0.01 | 0 | 0.02 | 0 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 |
| Financing | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Net Cash Flow | 0.03 | -0.05 | 0.02 | 0.1 | -0.13 | 0.05 | 0.01 | -0.05 | 0.1 | -0.05 | -0.03 | 0.01 |
| Free Cash Flow | 0.02 | -0.06 | 0.02 | 0.09 | -0.13 | 0.03 | 0.01 | -0.05 | 0.09 | -0.05 | -0.04 | 0 |
| CFO/OP | 3 | 2 | 3 | 4 | 1 | 3 | 0 | 1 | 3 | 13 | -14 | 0 |
Ratios
| Particulars | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| ROE % | 1.42% | 5.36% | 3.51% | 3.67% | 5.53% | 6.03% | 5.09% | 5.36% | 5.07% | -6.88% | -1.42% | -0.26% |
Insights
BetaAI-extracted from concalls & annual reports · figures as reported, with sources
Log in to view Vardhan Capital & Finance insights
30 extracted metrics + investor summaries across FY15–FY26.
Documents
1
Format of the Initial Disclosure to be made by an entity identified as a Large Corporate : Annexure A
20 Apr - Vardhan Capital confirms it is not a Large Corporate under SEBI debt disclosure rules. 20 Apr - Vardhan Capital confirms it is not a Large Corporate under SEBI debt disclosure rules.
2
Format of the Initial Disclosure to be made by an entity identified as a Large Corporate : Annexure A
13h - Vardhan Capital confirms it is not a Large Corporate under SEBI debt disclosure rules. 13h - Vardhan Capital confirms it is not a Large Corporate under SEBI debt disclosure rules.
3
Announcement under Regulation 30 (LODR)-Cessation
15 Apr - Three directors, including two independent directors, resigned effective 15 April 2026. 15 Apr - Three directors, including two independent directors, resigned effective 15 April 2026.
4
Announcement under Regulation 30 (LODR)-Change in Directorate
15 Apr - Three directors, including two independents, resigned effective 15 April 2026. 15 Apr - Three directors, including two independents, resigned effective 15 April 2026.
5
Announcement under Regulation 30 (LODR)-Resignation of Director
15 Apr - Three directors, including two independent directors, resigned effective 15 April 2026. 15 Apr - Three directors, including two independent directors, resigned effective 15 April 2026.
Frequently Asked Questions about Vardhan Capital & Finance
What does Vardhan Capital & Finance Ltd do?
Vardhan Capital & Finance is registered with the Reserve Bank of India (RBI) as a Systemically Important Non-Deposit Accepting Core Investment Company (NBFC-CIC). As an NBFC-CIC, the Company carries out only such activities as are permitted under the guidelines issued by RBI for NBFCCICs. The Com...
Where is Vardhan Capital & Finance Ltd (542931) listed?
Vardhan Capital & Finance Ltd trades as VARDHANCAPITALFINANCELTD on the NSE and under code 542931 on the BSE.
Which sector does Vardhan Capital & Finance Ltd belong to?
Vardhan Capital & Finance Ltd is classified under the Financial Services sector, in the NBFC industry.
What is the market capitalisation of Vardhan Capital & Finance Ltd?
Vardhan Capital & Finance Ltd has a market capitalisation of ₹11.5 Cr, which places it in the Small Cap band.
What is the PE ratio of Vardhan Capital & Finance Ltd?
Vardhan Capital & Finance Ltd trades at a PE ratio of -255.60, on earnings per share of ₹0.75, against a book value of ₹15.98 per share.
What is the 52-week high and low of Vardhan Capital & Finance Ltd?
Over the last 52 weeks Vardhan Capital & Finance Ltd has traded between ₹23 and ₹23.
What is the Return on Equity (ROE) of Vardhan Capital & Finance Ltd?
Vardhan Capital & Finance Ltd reported a return on equity of -0.29%. Its debt-to-equity ratio is 0.48.
Company Information
Vardhan Capital & Finance is registered with the Reserve Bank of India (RBI) as a Systemically Important Non-Deposit Accepting Core Investment Company (NBFC-CIC). As an NBFC-CIC, the Company carries out only such activities as are permitted under the guidelines issued by RBI for NBFCCICs. The Company offers funding services to different sectors like trade, industry, Commercial loans, Individual and corporate.
Website vardhancapital.com
Face Value ₹ 10
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