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DHVIJA FINANCE

539552 BSE
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DHVIJA FINANCE (FMEC) share price was ₹12.42 at the 26 Aug 2026 close; sector Financial Services. In the Jun 2026 quarter, revenue was ₹8.02 Cr, against ₹1.97 Cr a year earlier and net profit was ₹3.16 Cr, against ₹0.33 Cr a year earlier (compared with Jun 2025). Promoters held 36.91% of DHVIJA FINANCE in Sep 2026, unchanged from Jun 2026. Its Tapetide Score is 51/100 (Average) as of 28 Oct 2026.

Close 26 Aug 2026 ₹12.42 −7.58 −37.90% 1Y

Key Fundamentals

MicrocapNBFCFinancial Services
EBITDA
₹40.00 L
Return on Equity
9.26%
Debt to Equity
2.34
Book Value
₹3.29
EPS (TTM)
₹1.04

Price-based figures · EPS basis: Standalone · TTM

Peer Comparison

Financial Services › Finance › Non Banking Financial Company (NBFC)

Bajaj Finance
₹926.1026.585,76,586 Cr4.680.66%16.53%10.71%89,874 Cr22,067 Cr
Shriram Finance
₹834.2514.771,96,303 Cr1.760.79%15.18%11.00%51,245 Cr11,318 Cr
Cholamandalam Investment
₹1,557.2022.971,33,033 Cr3.850.14%17.17%9.46%33,147 Cr5,751 Cr
Tata Capital
₹313.0024.321,32,864 Cr2.710.19%10.38%8.56%34,329 Cr5,478 Cr
Muthoot Finance
₹2,446.508.6498,219 Cr2.421.25%26.67%15.43%33,526 Cr11,457 Cr
L&T Finance
₹250.2519.6962,721 Cr2.141.14%10.64%10.11%20,742 Cr3,198 Cr
SBI Cards
₹535.8522.4250,994 Cr2.970.47%13.78%18.31%21,048 Cr2,275 Cr
DHVIJA FINANCE (this company)
—11.9461 Cr3.780.00%9.26%10.14%1 Cr5 Cr
Median 8 companies₹834.2521.061,15,542 Cr2.840.57%14.48%10.43%33,337 Cr5,615 Cr

Comparable companies in the same industry. Market cap, P/E and P/B use the live price; other metrics are as reported in filings. A dash means the figure is not published for that company.

Tapetide Score

Data-driven rating, 0–100, as of . How it works →

51 Average
Overall score

Data confidence 94/100

Category scores

Quality Strong 66
Returns, margins, earnings quality 22% weight
Valuation Weak 42
Cheap vs sector & own history 24% weight
Growth Strong 96
Sales & profit trajectory 9% weight
Financial Health Weak 37
Solvency, leverage, coverage 9% weight
Momentum Poor 36
Trend strength, vol-adjusted 12% weight
Ownership Average 50
FII/DII/promoter flows 24% weight

The Tapetide Score is data analysis, not investment advice. Tapetide is not a SEBI-registered research analyst or investment adviser.

Key Insights

Strengths

2
  • Company is expected to give good quarter
  • Company has delivered good profit growth of 113% CAGR over last 5 years

Weaknesses

4
  • Stock is trading at 3.24 times its book value
  • Though the company is reporting repeated profits, it is not paying out dividend
  • Promoter holding is low: 36.9%
  • Company has a low return on equity of 12.8% over last 3 years.

Technical Indicators

Oscillators

Neutral

Bearish
1
Neutral
7
Bullish
1

Overall

Bearish

Bearish
9
Neutral
7
Bullish
3

Moving Averages

Bearish

Bearish
8
Neutral
0
Bullish
2

Growth Rate

Revenue Growth
-15.38% lower than 3Y

change over 1 year

Net Income Growth
213% higher than 3Y

change over 1 year

Cash Flow Change
175%

change over 1 year

EBITDA Margin Change
565%

change over 1 year

Quarterly Results

Particulars Jun 2023Sep 2023Dec 2023Mar 2024Jun 2024Sep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025Mar 2026Jun 2026
Revenue
0.36
0.45
0.86
2.07
1.46
1.69
1.76
1.74
1.97
2.17
2.56
4.11
8.02
Expenses
0.23
0.21
0.32
1.87
0.97
0.78
0.89
0.94
1.09
1.23
1.34
2.72
3.33
Financing Profit
0.13
0.22
0.52
0.17
0.44
0.76
0.61
0.44
0.49
0.57
0.84
1.05
4.26
Fin. Margin %
36.11%
48.89%
60.47%
8.21%
30.14%
44.97%
34.66%
25.29%
24.87%
26.27%
32.81%
25.55%
53.12%
Other Income
0
0.01
0
0.01
0.01
0
0
0
0
0
0.22
0.03
0
Interest
0
0.02
0.02
0.03
0.05
0.15
0.26
0.36
0.39
0.37
0.38
0.34
0.43
Depreciation
0.01
0.01
0.01
0.01
0
0
0.02
0.06
0.05
0.05
0.05
0.05
0.04
PBT
0.12
0.22
0.51
0.17
0.45
0.76
0.59
0.38
0.44
0.52
1.01
1.03
4.22
Tax %
0%
27.27%
25.49%
29.41%
24.44%
25%
25.42%
26.32%
25%
25%
27.72%
26.21%
25.36%
Net Profit
0.13
0.17
0.38
0.13
0.34
0.56
0.44
0.28
0.33
0.39
0.73
0.76
3.16
EPS (₹)
0.08
0.03
0.08
0.03
0.07
0.11
0.09
0.06
0.07
0.08
0.15
0.16
0.65
Figures in ₹ Crores

Profit & Loss

Particulars Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026TTM
Revenue
0.08
0.26
0.51
0.51
1.25
0.88
0.52
0.54
1.05
3.74
6.64
10.85
16.86
Expenses
0.07
0.25
0.47
0.46
0.19
0.76
0.39
0.35
0.64
2.56
3.53
6.33
8.62
Financing Profit
0.01
0.01
0.04
0.05
0.06
0.12
0.09
0.16
0.32
1.05
2.25
2.98
6.72
Fin. Margin %
12.5%
3.85%
7.84%
9.8%
4.8%
13.64%
17.31%
29.63%
30.48%
28.07%
33.89%
27.47%
39.86%
Other Income
0
0
0
0
0
0
0
0
0.04
0.01
0
0.22
0.25
Interest
0
0
0
0
1
0
0.04
0.03
0.09
0.13
0.86
1.54
1.52
Depreciation
0
0
0
0
0.01
0.02
0.02
0.02
0.02
0.02
0.08
0.21
0.19
PBT
0.01
0.01
0.04
0.05
0.05
0.1
0.07
0.14
0.34
1.04
2.17
2.99
6.78
Tax %
0%
0%
25%
40%
20%
30%
28.57%
28.57%
26.47%
25%
25.35%
25.75%
—
Net Profit
0.01
0.01
0.03
0.02
0.04
0.07
0.05
0.1
0.25
0.78
1.62
2.21
5.04
EPS (₹)
0.01
0.01
0.02
0.01
0.02
0.04
0.03
0.06
0.15
0.16
0.33
0.45
1.04
Div. Payout %
0%
0%
0%
0%
0%
0%
0%
0%
0%
0%
0%
0%
—
Figures in ₹ Crores

Balance Sheet

Particulars Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
Equity Capital
3.1
3.1
3.1
3.1
3.1
3.1
3.1
3.1
3.1
8.89
8.89
8.89
Reserves
0.01
0.02
0.04
0.07
0.1
0.18
0.23
0.33
0.57
3.38
5
7.21
Borrowing
0
0.1
0.01
0
13.15
1.47
0.64
0.85
1.61
2.1
12.35
11.14
Other Liabilities
0.03
0.07
0.09
0.12
0.13
0.13
0.15
0.13
0.2
0.59
1.17
1.98
Total Liabilities
3.14
3.29
3.24
3.29
16.48
4.88
4.12
4.41
5.48
14.96
27.41
29.22
Fixed Assets
0
0
0
0.02
0.01
0.07
0.05
0.06
0.04
0.01
0.66
0.46
CWIP
0
0
0
0
0
0
0
0
0
0
0
0.1
Investments
0.93
0.84
0.84
0.83
0.83
0.21
0.31
0.21
0
0
0
0
Other Assets
2.21
2.45
2.4
2.44
15.64
4.6
3.76
4.14
5.44
14.95
26.75
28.66
Total Assets
3.14
3.29
3.24
3.29
16.48
4.88
4.12
4.41
5.48
14.96
27.41
29.22
Figures in ₹ Crores

Cash Flow

Particulars Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
Operating
-0.17
0.03
0.03
0.07
-14.4
10.47
1.31
-1.05
-1.34
-9.07
-12.87
-6.46
Investing
0.17
-0.14
0.12
-0.06
1.25
1.27
0.29
0.35
0.78
1.61
3.82
8.12
Financing
0
0.1
-0.09
-0.01
13.16
-11.69
-0.87
0.19
0.67
8.21
9.42
-2.69
Net Cash Flow
-0.01
-0.02
0.07
-0.01
0.01
0.04
0.73
-0.51
0.11
0.75
0.37
-1.02
Free Cash Flow
-0.17
0.03
0.03
0.05
-14.4
10.39
1.31
-1.08
-1.35
-9.07
-13.6
-6.56
CFO/OP
-1,700
300
75
160
-1,358
8,750
1,023
-532
-305
-747
-396
-125
Figures in ₹ Crores

Ratios

Particulars Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
ROE %
0.32%
0.32%
0.96%
0.63%
1.26%
2.16%
1.51%
2.96%
7.04%
9.79%
12.39%
14.74%

Insights

Beta

AI-extracted from concalls & annual reports · figures as reported, with sources

Log in to view DHVIJA FINANCE insights

60 extracted metrics + investor summaries across FY10–FY27.

Shareholding Pattern

Public49.72%Others13.37%Promot.36.91%As ofSep 2026

Documents

Frequently Asked Questions about DHVIJA FINANCE

What does DHVIJA FINANCE LIMITED do?
Dhvija Finance Ltd (formerly F Mec International Financial Services Ltd) is an RBI-registered, non-deposit-taking NBFC providing digitally originated retail, salary-linked and small-business credit to salaried individuals, MSMEs and other underserved urban/semi-urban borrowers.[1]
Where is DHVIJA FINANCE LIMITED (FMEC) listed?
DHVIJA FINANCE LIMITED trades under code 539552 on the BSE.
Which sector does DHVIJA FINANCE LIMITED belong to?
DHVIJA FINANCE LIMITED is classified under the Financial Services sector, in the Finance industry.
What is the Return on Equity (ROE) of DHVIJA FINANCE LIMITED?
DHVIJA FINANCE LIMITED reported a return on equity of 9.26%. Its debt-to-equity ratio is 2.34.

Company Information

Dhvija Finance Ltd (formerly F Mec International Financial Services Ltd) is an RBI-registered, non-deposit-taking NBFC providing digitally originated retail, salary-linked and small-business credit to salaried individuals, MSMEs and other underserved urban/semi-urban borrowers.[1]

Website fmecinternational.com, www.f-mecinternational.com
Listed 2016-08-01
Face Value ₹ 2
Shares Outstanding 4,88,54,962

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