Niyogin Fintech
NIYOGINFINTECHLTD NSE
Niyogin Fintech
Financial ServicesNSE: NIYOGINFINTECHLTD BSE: 538772 NBFC
Key Fundamentals
MicrocapNBFCFinancial ServicesMarket Cap
₹630 Cr
Volatility
Moderate
P/E Ratio
-226.5
EBITDA
₹37.70 Cr
Return on Equity
0.11%
Debt to Equity
0.5
Book Value
₹29.23
EPS
₹0
52W High
₹73.62
52W Low
₹30.2
Tapetide Score
Data-driven rating, 0–100. How it works →
Key Insights
Weaknesses
4- Company has low interest coverage ratio.
- Company has a low return on equity of -3.66% over last 3 years.
- Earnings include an other income of Rs.29.9 Cr.
- Debtor days have increased from 42.7 to 57.1 days.
Growth Rate
Revenue Growth
-7.14% lower than
3Y
Net Income Growth
-121% lower than
3Y
Cash Flow Change
5.87% higher than
3Y
ROE
-42.53% lower than
3Y
ROCE
-63.72% higher than
3Y
EBITDA Margin (Avg.)
—
Quarterly Results
| Particulars | Jun 2023 | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 44.86 | 47.13 | 53.59 | 50.18 | 50.39 | 72.52 | 111 | 69.85 | 81.75 | 70.1 | 63.1 | 71.97 | 65.58 |
| Expenses | 50 | 55.55 | 55.38 | 50.4 | 56.06 | 71.2 | 112 | 69.58 | 80.42 | 67.36 | 69.46 | 65.91 | 61.25 |
| Financing Profit | -5.93 | -9.49 | -2.92 | -1.89 | -8.08 | -1.85 | -4.81 | -3.03 | -2.82 | -2.59 | -12.67 | -1.32 | -3.68 |
| Fin. Margin % | -13.22% | -20.14% | -5.45% | -3.77% | -16.03% | -2.55% | -4.33% | -4.34% | -3.45% | -3.69% | -20.08% | -1.83% | -5.61% |
| Other Income | 0.68 | 0.27 | 0.17 | 1.1 | 0.4 | 0.37 | 2 | 2.26 | 4.39 | 6.18 | 17.12 | 5.43 | 1.18 |
| Interest | 0.79 | 1.07 | 1.13 | 1.67 | 2.41 | 3.17 | 3.56 | 3.3 | 4.15 | 5.33 | 6.31 | 7.38 | 8.01 |
| Depreciation | 1.9 | 1.96 | 2.07 | 2.17 | 2.19 | 2.57 | 2.44 | 2.33 | 2.33 | 2.67 | 2.62 | 2.69 | 3.65 |
| PBT | -7.15 | -11.18 | -4.82 | -2.96 | -9.87 | -4.05 | -5.25 | -3.1 | -0.76 | 0.92 | 1.83 | 1.42 | -6.15 |
| Tax % | -7.13% | -12.34% | -4.77% | 28.38% | -0.3% | 4.94% | -6.48% | -186.45% | 143.42% | 31.52% | 73.77% | 21.83% | -18.7% |
| Net Profit | -6.64 | -9.8 | -4.59 | -3.81 | -9.84 | -4.25 | -4.91 | 2.68 | -1.86 | 0.63 | 0.48 | 1.11 | -5.01 |
| EPS in Rs | -0.51 | -0.72 | -0.33 | -0.22 | -0.68 | -0.44 | -0.51 | -0.03 | -0.14 | 0.03 | 0.01 | 0.06 | -0.24 |
Profit & Loss
| Particulars | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | TTM |
|---|---|---|---|---|---|---|---|---|
| Revenue | 28 | 50 | 103 | 110 | 196 | 304 | 287 | 271 |
| Expenses | 48 | 52 | 108 | 137 | 211 | 307 | 282 | 264 |
| Financing Profit | -21 | -3 | -6 | -30 | -20 | -17 | -19 | -20 |
| Fin. Margin % | -74% | -5% | -6% | -27% | -10% | -6% | -7% | -7% |
| Other Income | 0 | 0 | 4 | 8 | 2 | 5 | 33 | 30 |
| Interest | 0 | 1 | 1 | 2 | 5 | 14 | 24 | 27 |
| Depreciation | 4 | 5 | 5 | 6 | 8 | 10 | 10 | 12 |
| PBT | -25 | -7 | -8 | -28 | -26 | -22 | 3 | -2 |
| Tax % | -1% | 2% | -2% | 1% | -5% | -27% | 89% | — |
| Net Profit | -25 | -7 | -8 | -28 | -25 | -16 | 0 | -3 |
| EPS in Rs | -2.78 | -0.74 | -0.63 | -1.87 | -1.76 | -1.43 | -0.04 | -0.14 |
| Div. Payout % | 0% | 0% | 0% | 0% | 0% | 0% | 0% | — |
Balance Sheet
| Particulars | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|
| Equity Capital | 86 | 94 | 94 | 94 | 95 | 111 | 111 |
| Reserves | 155 | 192 | 192 | 178 | 186 | 212 | 214 |
| Borrowing | 0 | 0 | 0 | 0 | 54 | 96 | 225 |
| Other Liabilities | 9 | 82 | 77 | 72 | 117 | 152 | 159 |
| Total Liabilities | 250 | 368 | 363 | 345 | 452 | 571 | 709 |
| Fixed Assets | 14 | 125 | 101 | 111 | 116 | 120 | 128 |
| CWIP | 0 | 0 | 0 | 0 | 1 | 12 | 17 |
| Investments | 60 | 80 | 63 | 7 | 2 | 4 | 1 |
| Other Assets | 177 | 163 | 199 | 226 | 333 | 435 | 563 |
| Total Assets | 250 | 368 | 363 | 345 | 452 | 571 | 709 |
Cash Flow
| Particulars | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|
| Operating | -104 | 110 | -70 | -58 | -37 | -86 | -81 |
| Investing | 112 | -118 | 39 | 87 | -18 | -9 | -63 |
| Financing | -1 | 47 | 0 | -3 | 70 | 91 | 124 |
| Net Cash Flow | 7 | 40 | -31 | 26 | 15 | -3 | -20 |
| Free Cash Flow | -104 | 75 | -72 | -59 | -39 | -109 | -98 |
| CFO/OP | 508 | -5,258 | 1,290 | 210 | 252 | 2,886 | -1,554 |
Ratios
| Particulars | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|
| ROE % | -10% | -3% | -2% | -6% | -6% | -5% | 0% |
Insights
BetaAI-extracted from concalls & annual reports · figures as reported, with sources
Log in to view Niyogin Fintech insights
60 extracted metrics + investor summaries across FY12–FY26.
Documents
1
Clarification sought from Niyogin Fintech Ltd
11 Aug - Exchange has sought clarification from Niyogin Fintech Ltd on August 11, 2026 with reference to significant movement in price, in order to ensure that investors … 11 Aug - Exchange has sought clarification from Niyogin Fintech Ltd on August 11, 2026 with reference to significant movement in price, in order to ensure that investors …
2
Board Meeting Intimation for Inter Alia, Considering And Approving The Audited Financial Results (Standalone & Consolidated) For The Quarter And Financial Year Ended March 31, 2026
9h - Board meets May 14, 2026 to approve audited standalone and consolidated FY26 results. 9h - Board meets May 14, 2026 to approve audited standalone and consolidated FY26 results.
3
Intimation Under Regulation 30 And 51 Of SEBI (LODR) Regulations, 2015
5 May - RBI granted in-principle approval; BSE issued no adverse observations for Niyogin’s scheme on May 5, 2026. 5 May - RBI granted in-principle approval; BSE issued no adverse observations for Niyogin’s scheme on May 5, 2026.
4
Intimation Under Regulation 30 And 51 Of SEBI (LODR) Regulations, 2015
4 May - RBI granted in-principle approval on April 30, 2026 for Niyogin’s composite scheme of arrangement and amalgamation. 4 May - RBI granted in-principle approval on April 30, 2026 for Niyogin’s composite scheme of arrangement and amalgamation.
5
Intimation Under Regulation 30 And 51 Of SEBI (LODR) Regulations, 2015
4 May - RBI granted in-principle approval on April 30, 2026 for Niyogin’s composite scheme of arrangement and amalgamation. 4 May - RBI granted in-principle approval on April 30, 2026 for Niyogin’s composite scheme of arrangement and amalgamation.
Frequently Asked Questions about Niyogin Fintech
What does Niyogin Fintech Ltd do?
Niyogin Fintech Ltd is a fintech company and a registered NBFC. The Co. provides a digital platform that enables access to relevant services & products for MSMEs providing financial inclusion, credit, investments and SAAS services. [1]
Where is Niyogin Fintech Ltd (538772) listed?
Niyogin Fintech Ltd trades as NIYOGINFINTECHLTD on the NSE and under code 538772 on the BSE.
Which sector does Niyogin Fintech Ltd belong to?
Niyogin Fintech Ltd is classified under the Financial Services sector, in the NBFC industry.
What is the market capitalisation of Niyogin Fintech Ltd?
Niyogin Fintech Ltd has a market capitalisation of ₹630 Cr, which places it in the Small Cap band.
What is the PE ratio of Niyogin Fintech Ltd?
Niyogin Fintech Ltd trades at a PE ratio of -226.50, on earnings per share of ₹0, against a book value of ₹29.23 per share.
What is the 52-week high and low of Niyogin Fintech Ltd?
Over the last 52 weeks Niyogin Fintech Ltd has traded between ₹30.2 and ₹73.62.
What is the Return on Equity (ROE) of Niyogin Fintech Ltd?
Niyogin Fintech Ltd reported a return on equity of 0.11%. Its debt-to-equity ratio is 0.50.
Company Information
Niyogin Fintech Ltd is a fintech company and a registered NBFC. The Co. provides a digital platform that enables access to relevant services & products for MSMEs providing financial inclusion, credit, investments and SAAS services. [1]
Website niyogin.com
Face Value ₹ 10
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