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Raama Finance

538540 BSE
₹9.49 down 0.49 (4.91%)
Market Cap
₹86.22 Cr
P/E
10.43

Raama Finance (RAAMA) share price was ₹9.98 at the 28 Oct 2026 close; market capitalisation ₹90.67 Cr; P/E (TTM) 10.97; sector Financial Services. The share price rose 83.5% over the year to 28 Oct 2026 (adjusted for splits and bonuses). In the Jun 2026 quarter, revenue was ₹21.31 Cr, against ₹0.17 Cr a year earlier and net profit was ₹4.35 Cr, against under ₹0.01 Cr a year earlier (compared with Jun 2025). Promoters held 49.06% of Raama Finance in Sep 2026, down 5.87 percentage points from Jun 2026. Its Tapetide Score is 48/100 (Average) as of 28 Oct 2026.

Close 28 Oct 2026 ₹9.98 +4.44 +80.14% 1Y

Key Fundamentals

MicrocapFinanceFinancial Services
Market Cap
₹86.22 Cr
P/E (TTM)
10.43
EBITDA
₹4.40 Cr
Return on Equity
11.04%
Debt to Equity
0.09
Book Value
₹3.34
EPS (TTM)
₹0.91
52W High
₹20.86
52W Low
₹5.65

Price-based figures as of 29 Oct 2026, 10:55 IST · EPS basis: Standalone · TTM

Peer Comparison

Financial Services › NBFC › Non Banking Financial Company (NBFC)

Bajaj Finance
₹923.0526.495,74,687 Cr4.670.66%16.53%10.71%89,874 Cr22,067 Cr
Shriram Finance
₹835.7514.801,96,656 Cr1.760.79%15.18%11.00%51,245 Cr11,318 Cr
Cholamandalam Investment
₹1,562.1023.041,33,452 Cr3.870.14%17.17%9.46%33,147 Cr5,751 Cr
Tata Capital
₹313.3024.341,32,992 Cr2.710.19%10.38%8.56%34,329 Cr5,478 Cr
Muthoot Finance
₹2,447.708.6498,267 Cr2.421.25%26.67%15.43%33,526 Cr11,457 Cr
L&T Finance
₹250.2019.6962,709 Cr2.141.14%10.64%10.11%20,742 Cr3,198 Cr
SBI Cards
₹535.3522.4050,946 Cr2.970.47%13.78%18.31%21,048 Cr2,275 Cr
Raama Finance (this company)
₹9.4910.4386 Cr2.840.00%11.04%13.55%33 Cr7 Cr
Median 8 companies₹685.5521.051,15,630 Cr2.780.57%14.48%10.86%33,337 Cr5,615 Cr

Comparable companies in the same industry. Market cap, P/E and P/B use the live price; other metrics are as reported in filings. A dash means the figure is not published for that company.

Tapetide Score

Data-driven rating, 0–100, as of . How it works →

48 Average
Overall score

Data confidence 94/100

Category scores

Quality Poor 29
Returns, margins, earnings quality 22% weight
Valuation Weak 42
Cheap vs sector & own history 24% weight
Growth Strong 99
Sales & profit trajectory 9% weight
Financial Health Strong 99
Solvency, leverage, coverage 9% weight
Momentum Poor 22
Trend strength, vol-adjusted 12% weight
Ownership Poor 35
FII/DII/promoter flows 24% weight

The Tapetide Score is data analysis, not investment advice. Tapetide is not a SEBI-registered research analyst or investment adviser.

Key Insights

Strengths

1
  • Company has delivered good profit growth of 218% CAGR over last 5 years

Weaknesses

4
  • Stock is trading at 3.37 times its book value
  • Though the company is reporting repeated profits, it is not paying out dividend
  • Promoter holding has decreased over last quarter: -5.87%
  • Company has a low return on equity of 11.5% over last 3 years.

Technical Indicators

Oscillators

Bullish

Bearish
2
Neutral
2
Bullish
5

Overall

Bearish

Bearish
12
Neutral
2
Bullish
5

Moving Averages

Bearish

Bearish
10
Neutral
0
Bullish
0

Growth Rate

Revenue Growth
—

Net Income Growth
—

EBITDA Margin Change
730%

change over 1 year

Quarterly Results

Particulars Jun 2023Sep 2023Dec 2023Mar 2024Jun 2024Sep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025Mar 2026Jun 2026
Revenue
0.03
0.01
0.06
0.36
0.11
0.07
0.16
0.03
0.17
0.17
2.09
9.63
21.31
Expenses
0.03
0.01
0.06
0.34
0.11
0.07
0.16
0.02
0.17
0.01
1.67
6.01
14.46
Financing Profit
0
0
0
0.02
0
0
0
0.01
0
0.16
0.42
3.52
6.73
Fin. Margin %
0%
0%
0%
5.56%
0%
0%
0%
33.33%
0%
94.12%
20.1%
36.55%
31.58%
Other Income
0
0
0
0
0
0
0
0
0
0
0.01
0.06
0
Interest
0
0
0
0
0
0
0
0
0
0
0
0.1
0.12
Depreciation
0
0
0
0
0
0
0
0
0
0
0
0.06
0.13
PBT
0
0
0
0.02
0
0
0
0.01
0
0.16
0.43
3.52
6.6
Tax %
—
—
—
0%
—
—
—
0%
—
25%
27.91%
25.28%
33.94%
Net Profit
0
0
0
0.01
0
0
0
0.01
0
0.12
0.31
2.63
4.35
EPS (₹)
0
0
0
0
0
0
0
0
0
0.01
0.04
0.32
0.54
Figures in ₹ Crores

Profit & Loss

Particulars Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026TTM
Revenue
0.21
0.4
0.31
0.34
0.53
0.62
0.58
0.51
0.47
0.46
0.38
12.07
33.2
Expenses
0.17
0.35
0.24
0.3
0.45
0.59
0.55
0.49
0.45
0.44
0.36
7.68
22.15
Financing Profit
0.04
0.05
0.07
0.04
0.08
0.03
0.03
0.02
0.02
0.02
0.02
4.28
10.83
Fin. Margin %
19.05%
12.5%
22.58%
11.76%
15.09%
4.84%
5.17%
3.92%
4.26%
4.35%
5.26%
35.46%
32.62%
Other Income
0.01
0
0.02
0.02
0.02
0.01
0
0
0
0
0
0.07
0.07
Interest
0
0
0
0
0
0
0
0
0
0
0
0.11
0.22
Depreciation
0.03
0.02
0.02
0.02
0.02
0.02
0.02
0
0
0
0
0.06
0.19
PBT
0.02
0.03
0.07
0.04
0.08
0.02
0.01
0.02
0.02
0.02
0.02
4.29
10.71
Tax %
50%
33.33%
28.57%
25%
25%
50%
0%
0%
0%
0%
0%
24.24%
—
Net Profit
0.02
0.02
0.05
0.02
0.06
0.02
0.01
0.02
0.01
0.02
0.02
3.24
7.41
EPS (₹)
0
0
0.01
0
0.01
0
0
0
0
0
0
0.4
0.91
Div. Payout %
0%
0%
0%
0%
0%
0%
0%
0%
0%
0%
0%
0%
—
Figures in ₹ Crores

Balance Sheet

Particulars Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
Equity Capital
5.12
5.12
5.12
5.12
5.12
5.12
5.12
5.12
5.12
5.12
5.12
8.12
Reserves
0.13
0.16
0.2
0.23
0.29
0.31
0.33
0.37
0.39
0.4
0.5
21.23
Borrowing
0
0
0
0
0
0
0
0.15
0.34
0.31
0.31
3.01
Other Liabilities
0.08
0.08
0.11
0.06
0.72
1.5
1.66
1.42
1.36
1.23
0.45
11.6
Total Liabilities
5.33
5.36
5.43
5.41
6.13
6.93
7.11
7.06
7.21
7.06
6.38
43.96
Fixed Assets
0.39
0.36
0.34
0.32
0.3
0.29
0.01
0.01
0
0
0
1.93
CWIP
0
0
0
0
0
0
0
0
0
0
0
0.76
Investments
0.25
0.15
0.15
0
0
0
0
0
0
0
0
9.23
Other Assets
4.69
4.85
4.94
5.09
5.83
6.64
7.1
7.05
7.21
7.06
6.38
32.04
Total Assets
5.33
5.36
5.43
5.41
6.13
6.93
7.11
7.06
7.21
7.06
6.38
43.96
Figures in ₹ Crores

Cash Flow

Particulars Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
Operating
-0.71
-0.35
-0.46
-1.09
-0.47
-0.32
-0.08
0.11
-0.03
1.05
-0.43
-9.5
Investing
0.66
0.5
0.31
1.19
0.52
0.05
-0.19
0.04
-0.07
-0.98
0.7
-12.04
Financing
0
0
0
0
0
0.05
0.31
-0.18
0.19
-0.03
-0.25
24.67
Net Cash Flow
-0.05
0.15
-0.15
0.1
0.05
-0.22
0.04
-0.03
0.09
0.04
0.02
3.13
Free Cash Flow
-0.71
-0.35
-0.46
-1.09
-0.47
-0.32
0.2
0.11
-0.03
1.05
-0.43
-12.25
Figures in ₹ Crores

Ratios

Particulars Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
ROE %
0.38%
0.38%
0.94%
0.37%
1.12%
0.37%
0.18%
0.37%
0.18%
0.36%
0.36%
18.53%

Insights

Beta

AI-extracted from concalls & annual reports · figures as reported, with sources

Log in to view Raama Finance insights

56 extracted metrics + investor summaries across FY10–FY27.

Shareholding Pattern

Promot.49.06%Others8.79%Public42.14%As ofSep 2026

Documents

Frequently Asked Questions about Raama Finance

What does Raama Finance Ltd do?
Incorporated in 1998, Ramchandra Leasing and Finance Ltd is doing business as an NBFC
Where is Raama Finance Ltd (RAAMA) listed?
Raama Finance Ltd trades under code 538540 on the BSE.
Which sector does Raama Finance Ltd belong to?
Raama Finance Ltd is classified under the Financial Services sector, in the NBFC industry.
What is the market capitalisation of Raama Finance Ltd?
Raama Finance Ltd has a market capitalisation of ₹86.22 Cr as of 29 Oct 2026, which places it in the Small Cap band.
What is the PE ratio of Raama Finance Ltd?
Raama Finance Ltd trades at a PE ratio of 10.43 as of 29 Oct 2026, on earnings per share of ₹0.91, against a book value of ₹3.34 per share.
What is the 52-week high and low of Raama Finance Ltd?
Over the last 52 weeks Raama Finance Ltd has traded between ₹5.65 and ₹20.86 as of 29 Oct 2026.
What is the Return on Equity (ROE) of Raama Finance Ltd?
Raama Finance Ltd reported a return on equity of 11.04%. Its debt-to-equity ratio is 0.09.

Company Information

Incorporated in 1998, Ramchandra Leasing and Finance Ltd is doing business as an NBFC

Website ramchandrafinance.com
Listed 2014-07-11
Face Value ₹ 1
Shares Outstanding 9,08,53,190

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