SMC Credits logo

SMC Credits

SMCCREDITSLTD NSE

Key Fundamentals

MicrocapNBFCFinancial Services
Market Cap
₹0.00 Cr
P/E Ratio
2.3
EBITDA
₹23.44 Cr
Return on Equity
1.01%
Debt to Equity
0.01
Book Value
₹387.83
EPS
₹0.96
52W High
₹0
52W Low
₹0

Tapetide Score

Data-driven rating, 0–100. How it works →

Key Insights

Strengths

3
  • Company has reduced debt.
  • Company is almost debt free.
  • Company has delivered good profit growth of 48.6% CAGR over last 5 years

Weaknesses

1
  • Company has a low return on equity of 1.43% over last 3 years.

Growth Rate

Revenue Growth
33.84% lower than 3Y
Net Income Growth
160% higher than 3Y
Cash Flow Change
161% lower than 3Y
ROE
248% higher than 3Y
ROCE
84.93% higher than 3Y
EBITDA Margin (Avg.)
-37.71% lower than 3Y

Quarterly Results

Particulars Jun 2023Sep 2023Dec 2023Mar 2024Jun 2024Sep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025Mar 2026Jun 2026
Revenue
0.65
3.35
3.79
0.47
2.02
8
1.99
3.3
10.47
8.8
4.22
1.95
6.66
Expenses
0.15
0.33
0.36
0.4
0.32
0.99
0.3
0.55
0.25
0.36
0.53
0.84
0.47
Financing Profit
0.11
2.64
3.08
-0.28
1.36
6.63
1.43
2.5
10.02
8.35
3.59
0.98
6.01
Fin. Margin %
16.92%
78.81%
81.27%
-59.57%
67.33%
82.88%
71.86%
75.76%
95.7%
94.89%
85.07%
50.26%
90.24%
Other Income
0.2
0.2
0.2
0.2
0.2
0.21
2.1
1.19
15.67
0.42
0.89
0.04
0.51
Interest
0.39
0.38
0.35
0.35
0.34
0.38
0.26
0.25
0.2
0.09
0.1
0.13
0.18
Depreciation
0.01
0
0.01
0.02
0.01
0
0.01
0.02
0.01
0.01
0.01
0.02
0.01
PBT
0.3
2.84
3.27
-0.1
1.55
6.84
3.52
3.67
25.68
8.76
4.47
1
6.51
Tax %
13.33%
26.76%
21.41%
1740%
20.65%
24.56%
22.44%
7.36%
14.06%
-5.14%
4.47%
400%
25.04%
Net Profit
0.27
2.07
2.57
-1.84
1.24
5.16
2.73
3.39
22.07
9.21
4.27
-3
4.88
EPS in Rs
0.11
0.83
1.03
-0.73
0.49
2.06
1.09
1.35
8.81
3.68
1.7
-1.2
1.95
Figures in ₹ Crores

Profit & Loss

Particulars Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026TTM
Revenue
4
4
2
2
3
6
4
4
5
8
18
25
22
Expenses
0
0
0
0
1
1
1
0
1
1
2
2
2
Financing Profit
4
4
2
2
1
3
2
2
2
6
15
23
19
Fin. Margin %
93%
93%
81%
86%
47%
46%
49%
56%
42%
67%
81%
90%
88%
Other Income
1
1
1
1
1
1
1
1
10
1
1
17
2
Interest
0
0
0
0
1
2
1
2
2
1
1
1
0
Depreciation
0
0
0
0
0
0
0
0
0
0
0
0
0
PBT
5
5
3
3
2
3
3
3
12
6
16
40
21
Tax %
4%
5%
13%
10%
4%
6%
-50%
22%
13%
51%
20%
18%
—
Net Profit
5
5
2
3
2
3
4
3
10
3
13
33
15
EPS in Rs
1.81
1.88
0.9
1.05
0.94
1.27
1.79
1.03
4.08
1.23
5
12.99
6.13
Div. Payout %
0%
0%
0%
0%
0%
0%
0%
0%
0%
0%
0%
0%
—
Figures in ₹ Crores

Balance Sheet

Particulars Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
Equity Capital
10
10
10
10
10
10
10
10
25
25
25
25
Reserves
17
21
24
26
359
248
481
490
947
1,037
1,217
1,128
Borrowing
0
0
0
0
22
26
21
22
21
18
14
8
Other Liabilities
0
0
0
0
0
0
0
0
1
1
5
4
Total Liabilities
27
31
34
36
392
283
512
523
993
1,081
1,261
1,164
Fixed Assets
2
2
2
2
2
2
2
2
2
2
2
1
CWIP
0
0
0
0
0
0
0
0
0
0
0
0
Investments
21
21
24
23
354
238
468
474
939
1,043
1,232
1,129
Other Assets
4
8
8
11
36
43
42
46
53
36
28
34
Total Assets
27
31
34
36
392
283
512
523
993
1,081
1,261
1,164
Figures in ₹ Crores

Cash Flow

Particulars Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
Operating
3
1
—
0
-1
4
-4
0
2
9
23
0
Investing
-4
-1
—
1
-1
1
-2
1
-9
-17
-25
3
Financing
0
0
—
0
0
0
0
0
15
0
0
0
Net Cash Flow
0
0
—
1
-1
5
-5
1
8
-8
-1
3
Free Cash Flow
3
1
—
0
-1
4
-4
0
12
9
23
1
CFO/OP
87
32
—
25
-17
93
-86
14
97
161
146
16
Figures in ₹ Crores

Ratios

Particulars Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
ROE %
19%
16%
7%
8%
1%
1%
1%
1%
0%
0%
1%
3%

Insights

Beta

AI-extracted from concalls & annual reports · figures as reported, with sources

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52 extracted metrics + investor summaries across FY14–FY26.

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Shareholding Pattern

Others69.01%Public8.01%Promot.22.99%As ofJun 2026

Documents

Frequently Asked Questions about SMC Credits

What does SMC Credits Ltd do?
SMC Credits is engaged in the business of Non-banking financial activities, duly registered with the Reserve Bank of India. The Company is not accepting public deposits.
Where is SMC Credits Ltd (532138) listed?
SMC Credits Ltd trades as SMCCREDITSLTD on the NSE and under code 532138 on the BSE.
Which sector does SMC Credits Ltd belong to?
SMC Credits Ltd is classified under the Financial Services sector, in the NBFC industry.
What is the market capitalisation of SMC Credits Ltd?
SMC Credits Ltd has a market capitalisation of ₹0, which places it in the Small Cap band.
What is the PE ratio of SMC Credits Ltd?
SMC Credits Ltd trades at a PE ratio of 2.30, on earnings per share of ₹0.96, against a book value of ₹387.83 per share.
What is the 52-week high and low of SMC Credits Ltd?
Over the last 52 weeks SMC Credits Ltd has traded between ₹0 and ₹0.
What is the Return on Equity (ROE) of SMC Credits Ltd?
SMC Credits Ltd reported a return on equity of 1.01%. Its debt-to-equity ratio is 0.01.

Company Information

SMC Credits is engaged in the business of Non-banking financial activities, duly registered with the Reserve Bank of India. The Company is not accepting public deposits.

Website smccredits.com
Face Value ₹ 10

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