Upsurge Investment & Finance logo

Upsurge Investment & Finance

UPSURGEINVESTMENTANDFINANCELTD NSE

Key Fundamentals

MicrocapNBFCFinancial Services
Market Cap
₹146 Cr
Volatility
Moderate
P/E Ratio
12.5
EBITDA
₹-1.90 Cr
Return on Equity
15.22%
Debt to Equity
0.02
Book Value
₹53.46
EPS
₹8.15
52W High
₹105.1
52W Low
₹54.59

Tapetide Score

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Key Insights

Strengths

1
  • Company is almost debt free.

Weaknesses

2
  • Company has a low return on equity of 13.1% over last 3 years.
  • Working capital days have increased from 132 days to 251 days

Growth Rate

Revenue Growth
-58.35% lower than 3Y
Net Income Growth
-85.19% lower than 3Y
Cash Flow Change
ROE
-35.56% lower than 3Y
ROCE
-31.08% lower than 3Y
EBITDA Margin (Avg.)
-122% lower than 3Y

Quarterly Results

Particulars Jun 2023Sep 2023Dec 2023Mar 2024Jun 2024Sep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025Mar 2026Jun 2026
Revenue
11
10
17
21
19
39
18
37
22
22
9
2
34
Expenses
7
6
14
17
14
28
16
36
13
21
7
10
14
Financing Profit
4
3
3
3
6
12
2
0
9
1
1
-8
21
Fin. Margin %
34%
33%
18%
16%
29%
30%
10%
0%
41%
4%
13%
-329%
60%
Other Income
0
0
0
0
0
0
0
1
2
0
0
0
0
Interest
0
0
0
0
0
0
0
0
0
0
0
0
0
Depreciation
0
0
0
0
0
0
0
0
0
0
0
0
0
PBT
4
3
3
3
6
12
2
0
11
1
1
-8
21
Tax %
8%
17%
18%
16%
21%
20%
0%
34%
30%
0%
28%
-22%
22%
Net Profit
3
3
2
3
4
9
2
0
8
1
1
-6
16
EPS in Rs
2.26
1.73
1.64
1.81
2.96
4.68
0.88
0.15
3.83
0.47
0.42
-2.84
7.33
Figures in ₹ Crores

Profit & Loss

Particulars Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026TTM
Revenue
28
14
13
40
26
23
28
38
33
58
113
54
68
Expenses
28
14
13
36
24
27
19
27
32
45
93
49
52
Financing Profit
0
0
1
4
1
-4
10
11
1
13
19
3
15
Fin. Margin %
1%
2%
5%
10%
5%
-18%
34%
28%
3%
23%
17%
6%
22%
Other Income
0
0
0
0
0
0
0
0
0
0
1
2
0
Interest
0
0
0
0
0
0
0
0
0
0
1
1
1
Depreciation
0
0
0
0
0
0
0
0
0
0
0
0
0
PBT
0
0
1
4
1
-4
10
11
1
13
20
5
15
Tax %
14%
0%
18%
20%
9%
0%
5%
13%
43%
15%
19%
36%
Net Profit
0
0
1
3
1
-4
9
9
0
11
16
3
12
EPS in Rs
0.09
0.13
0.34
2.01
0.76
-2.68
5.99
6.16
0.33
7.43
7.95
1.47
5.38
Div. Payout %
0%
0%
0%
25%
0%
0%
0%
8%
152%
7%
6%
34%
Figures in ₹ Crores

Balance Sheet

Particulars Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
Equity Capital
15
15
15
15
15
15
15
15
15
15
20
22
Reserves
6
6
7
10
9
5
14
22
22
33
85
95
Borrowing
4
0
1
5
1
3
4
2
2
3
0
5
Other Liabilities
0
0
0
0
0
0
0
0
2
2
2
1
Total Liabilities
25
22
23
30
24
22
33
39
42
52
107
123
Fixed Assets
0
0
0
0
0
0
0
0
0
0
0
0
CWIP
0
0
0
0
0
0
0
0
0
7
5
13
Investments
2
2
2
5
7
6
11
3
12
14
32
31
Other Assets
23
20
21
25
17
16
22
36
30
32
70
79
Total Assets
25
22
23
30
24
22
33
39
42
52
107
123
Figures in ₹ Crores

Cash Flow

Particulars Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
Operating
-3
-2
6
4
-4
4
2
-15
10
-2
-26
-15
Investing
0
0
0
-3
-3
-2
3
18
-9
1
-16
12
Financing
0
0
0
0
-1
0
0
-1
-1
-1
41
9
Net Cash Flow
-3
-2
6
2
-8
2
5
3
0
-2
-1
6
Free Cash Flow
-3
-2
6
5
-4
4
2
-15
10
-9
-24
-21
CFO/OP
-1,290
-466
847
125
-258
-93
20
-138
915
-7
-111
-285
Figures in ₹ Crores

Ratios

Particulars Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
ROE %
1%
1%
2%
13%
5%
-19%
37%
28%
1%
27%
20%
3%

Insights

Beta

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Shareholding Pattern

Promot.54.56%Others15.16%Public30.28%As ofJun 2026

Documents

Frequently Asked Questions about Upsurge Investment & Finance

What does Upsurge Investment & Finance Ltd do?
Incorporated in 1996, Upsurge Investment and Finance Ltd is in the business segment of fund based financing activity[1]
Where is Upsurge Investment & Finance Ltd (531390) listed?
Upsurge Investment & Finance Ltd trades as UPSURGEINVESTMENTANDFINANCELTD on the NSE and under code 531390 on the BSE.
Which sector does Upsurge Investment & Finance Ltd belong to?
Upsurge Investment & Finance Ltd is classified under the Financial Services sector, in the NBFC industry.
What is the market capitalisation of Upsurge Investment & Finance Ltd?
Upsurge Investment & Finance Ltd has a market capitalisation of ₹145.6 Cr, which places it in the Small Cap band.
What is the PE ratio of Upsurge Investment & Finance Ltd?
Upsurge Investment & Finance Ltd trades at a PE ratio of 12.50, on earnings per share of ₹8.15, against a book value of ₹53.46 per share.
What is the 52-week high and low of Upsurge Investment & Finance Ltd?
Over the last 52 weeks Upsurge Investment & Finance Ltd has traded between ₹54.59 and ₹105.1.
Does Upsurge Investment & Finance Ltd pay dividends?
Upsurge Investment & Finance Ltd has a dividend yield of 0.75%.
What is the Return on Equity (ROE) of Upsurge Investment & Finance Ltd?
Upsurge Investment & Finance Ltd reported a return on equity of 15.22%. Its debt-to-equity ratio is 0.02.

Company Information

Incorporated in 1996, Upsurge Investment and Finance Ltd is in the business segment of fund based financing activity[1]

Face Value ₹ 10

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