Visagar Financial Services logo

Visagar Financial Services

VISAGARFINANCIALSERVICELTD NSE

Key Fundamentals

MicrocapOther Financial ServicesFinancial Services
Market Cap
₹17.52 Cr
Volatility
Moderate
P/E Ratio
31
EBITDA
₹1.12 Cr
Return on Equity
-0.27%
Debt to Equity
0.51
Book Value
₹1.03
EPS
₹0
52W High
₹0.51
52W Low
₹0.25

Tapetide Score

Data-driven rating, 0–100. How it works →

Key Insights

Strengths

2
  • Company has reduced debt.
  • Stock is trading at 0.30 times its book value

Weaknesses

7
  • Company has low interest coverage ratio.
  • The company has delivered a poor sales growth of -31.6% over past five years.
  • Promoter holding is low: 5.95%
  • Company has a low return on equity of -0.92% over last 3 years.
  • Company might be capitalizing the interest cost
  • Debtor days have increased from 42.5 to 116 days.
  • Working capital days have increased from 94.2 days to 239 days

Growth Rate

Revenue Growth
-92.34% lower than 3Y
Net Income Growth
75% higher than 3Y
Cash Flow Change
101% level than 3Y
ROE
-85.56% lower than 3Y
ROCE
-248% lower than 3Y
EBITDA Margin (Avg.)
712%

Quarterly Results

Particulars Jun 2023Sep 2023Dec 2023Mar 2024Jun 2024Sep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025Mar 2026Jun 2026
Sales
59.17
64.79
69.85
140
30.57
75.94
11.45
11.6
2.55
1.66
2.98
2.75
1.12
Expenses
58.73
61.87
70.32
144
33.13
72.06
10.44
12.14
3.58
1.42
1.47
2.36
1.16
Operating Profit
0.44
2.92
-0.47
-3.75
-2.56
3.88
1.01
-0.54
-1.03
0.24
1.51
0.39
-0.04
OPM %
0.74%
4.51%
-0.67%
-2.67%
-8.37%
5.11%
8.82%
-4.66%
-40.39%
14.46%
50.67%
14.18%
-3.57%
Other Income
0
0
0
0
0
0
0
0
0
0
0
0
0
Interest
0
0
0.25
0
0
0
0.06
1.78
0
0
0.05
1.33
0
Depreciation
0
0.02
0.02
0.07
0.02
0.02
0.05
0.03
0.02
0.02
0.02
0.02
0.02
PBT
0.44
2.9
-0.74
-3.82
-2.58
3.86
0.9
-2.35
-1.05
0.22
1.44
-0.96
-0.06
Tax %
0%
0%
0%
0%
0%
0%
0%
0%
0%
0%
0%
0%
0%
Net Profit
0.44
2.9
-0.74
-3.82
-2.58
3.86
0.91
-2.34
-1.05
0.22
1.44
-0.96
-0.06
EPS in Rs
0.01
0.05
-0.01
-0.07
-0.04
0.07
0.02
-0.04
-0.02
0
0.02
-0.02
0
Figures in ₹ Crores

Profit & Loss

Particulars Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026TTM
Sales
0.64
4.11
10.55
5.33
1.06
1.52
66.58
16.82
51.8
334
130
9.93
8.51
Expenses
0.24
4.07
10.43
5.29
1.01
1.8
66.93
16.57
49.85
334
128
8.8
6.41
Operating Profit
0.4
0.04
0.12
0.04
0.05
-0.28
-0.35
0.25
1.95
0.08
1.8
1.13
2.1
OPM %
62.5%
0.97%
1.14%
0.75%
4.72%
-18.42%
-0.53%
1.49%
3.76%
0.02%
1.39%
11.38%
24.68%
Other Income
0
0
0
0
0.01
0
0
0
0
0
0
0
0
Interest
0.29
0
0.17
0
0
0
0
0.01
0.14
1.13
1.84
1.39
1.38
Depreciation
0
0
0.01
0
0
0
0
0
0
0.11
0.12
0.09
0.08
PBT
0.11
0.04
-0.06
0.04
0.06
-0.28
-0.35
0.24
1.81
-1.16
-0.16
-0.35
0.64
Tax %
27.27%
25%
0%
25%
33.33%
0%
0%
0%
29.83%
0%
0%
2.86%
Net Profit
0.08
0.03
-0.06
0.03
0.04
-0.28
-0.35
0.24
1.28
-1.16
-0.16
-0.36
0.64
EPS in Rs
0
0
0
0
0
0
-0.01
0
0.02
-0.02
0
-0.01
0
Div. Payout %
0%
0%
0%
0%
0%
0%
0%
0%
0%
0%
0%
0%
Figures in ₹ Crores

Balance Sheet

Particulars Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
Equity Capital
6.5
6.5
6.5
6.5
6.5
6.5
6.5
9.75
58.39
58.39
58.39
58.39
Reserves
5.8
5.82
5.76
5.79
5.84
5.55
5.21
2.19
3.47
2.31
2.15
1.79
Borrowings
5.29
0.56
4.81
5.03
3.68
1.37
2.3
1.62
14.94
42.29
43.84
30.79
Other Liabilities
0.15
0.14
0.29
0.05
0.09
0.12
0.11
0.04
0.79
1.45
-0.01
-0.01
Total Liabilities
17.74
13.02
17.36
17.37
16.11
13.54
14.12
13.6
77.59
104
104
90.96
Fixed Assets
0
0
0
0
0
0
0
0
0
0.42
0.3
0.22
CWIP
0
0
0
0
0
0
0
0
0
0
0
0
Investments
6.84
4.21
8.73
7.35
5.28
5.27
4.73
4.55
11.25
25.75
25.95
17.65
Other Assets
10.9
8.81
8.63
10.02
10.83
8.27
9.39
9.05
66.34
78.27
78.12
73.09
Total Assets
17.74
13.02
17.36
17.37
16.11
13.54
14.12
13.6
77.59
104
104
90.96
Figures in ₹ Crores

Cash Flow

Particulars Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
Operating
-0.27
-2.78
4.72
0.14
-0.17
0.02
-0.04
-0.12
-54.11
-25.83
0.27
12.58
Investing
0.25
2.64
-4.53
0
0
0
0
0.18
-6.7
-0.53
0
0
Financing
-0.03
0
0
0
0
0
0
0
61.96
27.35
-1.84
-13.05
Net Cash Flow
-0.04
-0.14
0.2
0.14
-0.17
0.02
-0.04
0.06
1.14
0.99
-1.57
-0.48
Free Cash Flow
-0.27
-2.78
0.19
0.14
-0.17
0.02
-0.04
-0.12
-60.81
-26.36
0.27
12.58
CFO/OP
-68
-6,950
3,933
375
-300
-7
11
-40
-2,775
-32,288
15
1,113
Figures in ₹ Crores

Ratios

Particulars Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
Debtor Days
17.11
0
0
0.68
0
0
0.05
3.26
1.41
1.98
9.44
116
Inventory Days
96.84
113
152
1,029
465
10.78
50.13
118
14.5
16.18
131
Days Payable
0
8.52
0
0
0
0
0
0
0
0.12
4.16
Cash Conversion Cycle
17.11
96.84
104
153
1,029
465
10.84
53.38
120
16.48
25.5
243
Working Capital Days
-3,017
32.86
-65.73
-201
-527
60.03
10.58
55.12
114
15.61
27.72
239
ROCE %
2.33%
0.26%
0.73%
0.23%
0.36%
-1.9%
-2.55%
1.81%
4.32%
-0.03%
1.62%
1.06%

Insights

Beta

AI-extracted from concalls & annual reports · figures as reported, with sources

Log in to view Visagar Financial Services insights

61 extracted metrics + investor summaries across FY11–FY26.

Log in — free

Shareholding Pattern

DIIs0.04%Public89.62%Others4.39%Promot.5.95%As ofJun 2026

Documents

Frequently Asked Questions about Visagar Financial Services

What does Visagar Financial Services Ltd do?
Incorporated in 1994, Visagar Financial Services Ltd provides financial and investment services[1]
Where is Visagar Financial Services Ltd (531025) listed?
Visagar Financial Services Ltd trades as VISAGARFINANCIALSERVICELTD on the NSE and under code 531025 on the BSE.
Which sector does Visagar Financial Services Ltd belong to?
Visagar Financial Services Ltd is classified under the Financial Services sector, in the Other Financial Services industry.
What is the market capitalisation of Visagar Financial Services Ltd?
Visagar Financial Services Ltd has a market capitalisation of ₹17.52 Cr, which places it in the Small Cap band.
What is the PE ratio of Visagar Financial Services Ltd?
Visagar Financial Services Ltd trades at a PE ratio of 31.00, on earnings per share of ₹0, against a book value of ₹1.03 per share.
What is the 52-week high and low of Visagar Financial Services Ltd?
Over the last 52 weeks Visagar Financial Services Ltd has traded between ₹0.25 and ₹0.51.
What is the Return on Equity (ROE) of Visagar Financial Services Ltd?
Visagar Financial Services Ltd reported a return on equity of -0.27%. Its debt-to-equity ratio is 0.51.

Company Information

Incorporated in 1994, Visagar Financial Services Ltd provides financial and investment services[1]

Website vfsl.org
Listed 2007-05-17
Face Value ₹ 1

For AI agents and developers

Reading this as an AI agent, LLM or automated pipeline? Every page on Tapetide is also published as clean Markdown — no navigation, no scripts, just the data. Fetch https://tapetide.com/stocks/531025.md for Visagar Financial Services Ltd: company profile, latest price, key fundamentals, the Tapetide Score, growth rates, quarterly and annual financial statements, shareholding pattern, technical indicators, analyst ratings and exchange filings.

Append .md to any Tapetide URL for the same treatment. A full index of what we publish is at /llms.txt and /llms-full.txt. For live, structured queries instead of documents, use our MCP server.

Explore More