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India Home Loans

530979 BSE
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India Home Loans (INDIAHOME) share price was ₹28.98 at the 28 Oct 2026 close; market capitalisation ₹41.39 Cr; P/E (TTM) 289.80; sector Financial Services. The share price fell 27.4% over the year to 28 Oct 2026 (adjusted for splits and bonuses). In the Jun 2026 quarter, revenue fell 42.3% year on year to ₹2.47 Cr and net profit was ₹0.06 Cr, against ₹0.01 Cr a year earlier (compared with Jun 2025). Promoters held 27.63% of India Home Loans in Sep 2026, up 0.57 percentage points from Jun 2026. Its Tapetide Score is 47/100 (Average) as of 28 Oct 2026.

Close 28 Oct 2026 ₹28.98 −10.63 −26.84% 1Y

Key Fundamentals

MicrocapFinanceFinancial Services
Market Cap
₹41.39 Cr
P/E (TTM)
289.8
EBITDA
₹7.70 Cr
Return on Equity
0.23%
Debt to Equity
1.12
Book Value
₹29.03
EPS (TTM)
₹0.10
52W High
₹43.00
52W Low
₹24.80

Price-based figures as of 28 Oct 2026, 15:30 IST · EPS basis: Standalone · TTM

Peer Comparison

Financial Services › Housing Finance › Housing Finance Company

Bajaj Housing Finance
₹78.0724.1765,051 Cr2.710.00%11.37%8.44%12,101 Cr2,692 Cr
Piramal Finance
₹1,800.9021.7442,615 Cr1.380.59%5.34%7.24%14,535 Cr1,909 Cr
PNB Housing Finance
₹1,096.5012.1528,597 Cr1.490.74%11.92%9.02%8,689 Cr2,350 Cr
LIC Housing Finance
₹510.704.9028,092 Cr0.681.96%13.53%9.36%28,543 Cr5,739 Cr
Aadhar Housing Finance
₹434.5016.5719,048 Cr2.540.00%14.53%10.62%3,833 Cr1,140 Cr
Sammaan Capital
₹121.00—14,055 Cr0.781.75%-37.62%-4.73%7,463 Cr-7,236 Cr
Home First Finance Company
₹1,029.4018.4310,764 Cr2.310.51%12.40%10.03%2,095 Cr581 Cr
India Home Loans (this company)
—289.8041 Cr1.000.34%0.23%8.72%13 Cr0 Cr
Median 8 companies₹510.7018.4323,570 Cr1.440.55%11.65%8.87%8,076 Cr1,525 Cr

Comparable companies in the same industry. Market cap, P/E and P/B use the live price; other metrics are as reported in filings. A dash means the figure is not published for that company.

Tapetide Score

Data-driven rating, 0–100, as of . How it works →

47 Average
Overall score

Data confidence 94/100

Category scores

Quality Average 53
Returns, margins, earnings quality 22% weight
Valuation Average 45
Cheap vs sector & own history 24% weight
Growth Weak 39
Sales & profit trajectory 9% weight
Financial Health Poor 33
Solvency, leverage, coverage 9% weight
Momentum Weak 45
Trend strength, vol-adjusted 12% weight
Ownership Average 55
FII/DII/promoter flows 24% weight

The Tapetide Score is data analysis, not investment advice. Tapetide is not a SEBI-registered research analyst or investment adviser.

Key Insights

Strengths

1
  • Stock is trading at 1.11 times its book value

Weaknesses

6
  • Though the company is reporting repeated profits, it is not paying out dividend
  • Company has low interest coverage ratio.
  • The company has delivered a poor sales growth of -14.0% over past five years.
  • Promoter holding is low: 27.1%
  • Company has a low return on equity of -1.85% over last 3 years.
  • Promoter holding has decreased over last 3 years: -9.49%

Technical Indicators

Oscillators

Bearish

Bearish
2
Neutral
6
Bullish
1

Overall

Bearish

Bearish
12
Neutral
6
Bullish
1

Moving Averages

Bearish

Bearish
10
Neutral
0
Bullish
0

Growth Rate

Revenue Growth
8.03% higher than 3Y

change over 1 year

Net Income Growth
-66.67% lower than 3Y

change over 1 year

Cash Flow Change
-51.79%

change over 1 year

EBITDA Margin Change
-13.96%

change over 1 year

Quarterly Results

Particulars Jun 2023Sep 2023Dec 2023Mar 2024Jun 2024Sep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025Mar 2026Jun 2026
Revenue
3.74
3
2.95
2.33
3.28
3.28
3.31
3.73
4.28
3.5
3.31
3.7
2.47
Expenses
1.36
0.31
1.95
2.12
1.23
1.29
1.27
1.64
2.3
1.51
1.42
1.89
1.19
Financing Profit
-0.3
0.19
-1.16
-2.02
0.09
0.07
0.13
0.2
0.11
0.12
0.09
0.07
0.09
Fin. Margin %
-8.02%
6.33%
-39.32%
-86.7%
2.74%
2.13%
3.93%
5.36%
2.57%
3.43%
2.72%
1.89%
3.64%
Other Income
0.06
0.02
0.01
0.01
0.06
0.01
0.01
0.01
0
0
0
0.01
0
Interest
2.68
2.5
2.16
2.23
1.96
1.92
1.91
1.89
1.87
1.87
1.8
1.74
1.19
Depreciation
0.07
0.05
0.03
0.03
0.01
0.03
0.07
0.12
0.06
0.07
0.06
0.05
0.06
PBT
-0.31
0.16
-1.18
-2.04
0.14
0.05
0.07
0.09
0.05
0.05
0.03
0.03
0.03
Tax %
-9.68%
37.5%
-2.54%
3.43%
21.43%
-20%
0%
55.56%
80%
-40%
100%
100%
-100%
Net Profit
-0.27
0.09
-1.15
-2.11
0.1
0.06
0.08
0.04
0.01
0.07
0.01
0
0.06
EPS (₹)
-0.19
0.06
-0.81
-1.48
0.07
0.04
0.06
0.03
0.01
0.05
0.01
0
0.04
Gross NPA %
4.78%
2.81%
3.32%
3.63%
3.55%
2.84%
2.9%
3.22%
3.34%
2.94%
2.71%
2.69%
2.68%
Net NPA %
3.45%
2.01%
2.39%
2.61%
2.55%
2.04%
2.08%
2.31%
2.4%
2.11%
1.94%
1.93%
1.92%
Figures in ₹ Crores

Profit & Loss

Particulars Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026TTM
Revenue
2.51
4.28
5.86
16.69
31.84
32.57
31.13
30.06
22.36
12.02
13.6
14.67
12.98
Expenses
1.47
1.8
2.65
5.41
6.82
7.3
9.16
9.45
8.74
5.76
5.5
6.31
6.01
Financing Profit
0.96
1.35
1.47
4.36
3.27
3.7
1.72
4.08
0.73
-3.25
0.46
1.11
0.37
Fin. Margin %
38.25%
31.54%
25.09%
26.12%
10.27%
11.36%
5.53%
13.57%
3.26%
-27.04%
3.38%
7.57%
2.85%
Other Income
0
0.01
0
0
0
0.37
0
0.42
0.82
0.07
0.12
-0.7
0.01
Interest
0.08
1.13
1.74
6.92
21.75
21.57
20.25
16.53
12.89
9.51
7.64
7.25
6.6
Depreciation
0.15
0.07
0.07
0.29
0.44
0.33
0.23
0.53
0.56
0.19
0.23
0.23
0.24
PBT
0.81
1.29
1.4
4.07
2.83
3.74
1.49
3.97
0.99
-3.37
0.35
0.18
0.14
Tax %
29.63%
33.33%
29.29%
27.03%
35.69%
25.4%
24.16%
51.64%
38.38%
2.37%
22.86%
38.89%
—
Net Profit
0.58
0.86
0.99
2.96
1.82
2.8
1.12
1.92
0.61
-3.44
0.27
0.1
0.14
EPS (₹)
0.51
0.76
0.69
2.07
1.27
1.96
0.78
1.34
0.43
-2.41
0.19
0.07
0.1
Div. Payout %
0%
0%
14.42%
9.65%
15.69%
7.65%
12.75%
0%
0%
0%
0%
0%
—
Figures in ₹ Crores

Balance Sheet

Particulars Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
Equity Capital
11.37
11.37
14.28
14.28
14.28
14.28
14.28
14.28
14.28
14.28
14.28
14.28
Reserves
6.28
7.14
16.99
19.61
21.4
23.87
24.83
29.64
30.33
26.92
27.16
27.17
Borrowing
5
13.21
14.13
156
192
170
171
126
91
56.86
49.62
43.35
Other Liabilities
0.22
0.81
1.22
3.08
9.37
14.3
1.47
3.54
3.56
5.94
8.56
12.5
Total Liabilities
22.87
32.53
46.62
193
237
223
211
173
139
104
99.62
97.3
Fixed Assets
0.15
0.09
0.17
1.05
0.9
0.69
0.54
0.67
0.44
0.29
0.58
0.38
CWIP
0.05
0.05
0.13
0
0
0
0
0
0
0
0
0
Investments
2.28
0
2.49
4
9.01
0
0
0
0
0
0
0
Other Assets
20.39
32.39
43.83
188
227
222
211
173
139
104
99.04
96.92
Total Assets
22.87
32.53
46.62
193
237
223
211
173
139
104
99.62
97.3
Figures in ₹ Crores

Cash Flow

Particulars Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
Operating
-3.64
-9.1
-9.42
-133
-55.43
10.69
7.67
40.53
34.82
30.94
12.3
5.93
Investing
-1.44
2.4
-2.41
-2.25
-6.36
9.18
-1.57
1.54
-0.32
3.24
-4.64
0
Financing
5.2
6.45
12.61
141
59.37
-21.95
-5.12
-44.85
-34.65
-34.05
-7.54
-6.39
Net Cash Flow
0.12
-0.24
0.79
6.19
-2.42
-2.08
0.98
-2.78
-0.15
0.13
0.11
-0.46
Free Cash Flow
-3.64
-9.11
-9.65
-134
-55.72
10.58
7.59
40.01
34.48
30.91
11.78
5.93
CFO/OP
-328
-351
-283
-1,169
-217
45
39
199
256
494
153
73
Figures in ₹ Crores

Ratios

Particulars Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
ROE %
3.46%
4.76%
3.98%
9.09%
5.23%
7.56%
2.9%
4.62%
1.38%
-7.97%
0.58%
2.08%

Insights

Beta

AI-extracted from concalls & annual reports · figures as reported, with sources

Log in to view India Home Loans insights

73 extracted metrics + investor summaries across FY10–FY27.

Shareholding Pattern

DIIs0.07%Public41.60%Promot.27.63%Others30.70%As ofSep 2026

Documents

Frequently Asked Questions about India Home Loans

What does India Home Loans Ltd do?
Incorporated in 1990, India Home Loan Ltd offers retail home loan products in the affordable housing segment[1]
Where is India Home Loans Ltd (INDIAHOME) listed?
India Home Loans Ltd trades under code 530979 on the BSE.
Which sector does India Home Loans Ltd belong to?
India Home Loans Ltd is classified under the Financial Services sector, in the Housing Finance industry.
What is the market capitalisation of India Home Loans Ltd?
India Home Loans Ltd has a market capitalisation of ₹41.39 Cr as of 28 Oct 2026, which places it in the Small Cap band.
What is the PE ratio of India Home Loans Ltd?
India Home Loans Ltd trades at a PE ratio of 289.80 as of 28 Oct 2026, on earnings per share of ₹0.1, against a book value of ₹29.03 per share.
What is the 52-week high and low of India Home Loans Ltd?
Over the last 52 weeks India Home Loans Ltd has traded between ₹24.8 and ₹43 as of 28 Oct 2026.
Does India Home Loans Ltd pay dividends?
India Home Loans Ltd has a dividend yield of 0.35%.
What is the Return on Equity (ROE) of India Home Loans Ltd?
India Home Loans Ltd reported a return on equity of 0.23%. Its debt-to-equity ratio is 1.12.

Company Information

Incorporated in 1990, India Home Loan Ltd offers retail home loan products in the affordable housing segment[1]

Website indiahomeloan.co.in
Listed 1999-02-24
Face Value ₹ 10
Shares Outstanding 1,42,80,959

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