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Sahara Housing Fina Corporation Ltd
SAHARAHOUSINGFINACORPORATIONLTD NSE
Sahara Housing Fina Corporation Ltd
Financial ServicesNSE: SAHARAHOUSINGFINACORPORATIONLTD BSE: SAHARAHOUS Housing Finance
Key Fundamentals
MicrocapHousing FinanceFinancial ServicesMarket Cap
₹29.02 Cr
Volatility
Moderate
P/E Ratio
84.3
EBITDA
₹2.31 Cr
Return on Equity
1.24%
Debt to Equity
0.25
Book Value
₹75.44
EPS
₹2.01
52W High
₹64.82
52W Low
₹30
Insights
BetaAI-extracted from concalls & annual reports · figures as reported, with sources
Log in to view Sahara Housing Fina Corporation Ltd insights
30 extracted metrics + investor summaries across FY15–FY26.
Tapetide Score
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Technical Indicators
Key Insights
Strengths
2- Company has reduced debt.
- Stock is trading at 0.55 times its book value
Weaknesses
4- Though the company is reporting repeated profits, it is not paying out dividend
- Company has low interest coverage ratio.
- The company has delivered a poor sales growth of -11.8% over past five years.
- Company has a low return on equity of 1.54% over last 3 years.
Growth Rate
Revenue Growth
-17.21% ↘
Net Income Growth
-45.00% ↘
Cash Flow Change
534.73% ↗
ROE
-54.41% ↘
ROCE
-18.31% ↘
EBITDA Margin (Avg.)
-27.44% ↘
Quarterly Results
| Mar 2023 | Jun 2023 | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Sales | 3.08 | 2.72 | 2.73 | 2.47 | 2.7 | 2.28 | 2.11 | 2.08 | 2.15 | 1.75 | 1.82 | 1.71 | 1.87 |
| Expenses | 1.29 | 1.18 | 1.22 | 1.1 | 1.16 | 1.08 | 1.18 | 1.28 | 1.22 | 1.01 | 1.38 | 1.11 | 1.3 |
| Operating Profit | 1.79 | 1.54 | 1.51 | 1.37 | 1.54 | 1.2 | 0.93 | 0.8 | 0.93 | 0.74 | 0.44 | 0.6 | 0.57 |
| OPM % | 58.12% | 56.62% | 55.31% | 55.47% | 57.04% | 52.63% | 44.08% | 38.46% | 43.26% | 42.29% | 24.18% | 35.09% | 30.48% |
| Other Income | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0.01 | 0 | 0 | 0 | 0 |
| Interest | 1.04 | 0.94 | 0.95 | 0.9 | 0.88 | 0.86 | 0.66 | 0.59 | 0.57 | 0.4 | 0.41 | 0.4 | 0.41 |
| Depreciation | 0.14 | 0.12 | 0.12 | 0.12 | 0.1 | 0.09 | 0.09 | 0.1 | 0.1 | 0.09 | 0.08 | 0.08 | 0.08 |
| PBT | 0.61 | 0.48 | 0.44 | 0.35 | 0.56 | 0.25 | 0.18 | 0.11 | 0.27 | 0.25 | -0.05 | 0.12 | 0.08 |
| Tax % | 60.66% | 22.92% | 20.45% | 37.14% | 21.43% | 4% | 38.89% | 0% | 22.22% | 12% | -40% | 25% | 12.5% |
| Net Profit | 0.24 | 0.38 | 0.36 | 0.22 | 0.45 | 0.23 | 0.1 | 0.11 | 0.2 | 0.21 | -0.03 | 0.09 | 0.07 |
| EPS in Rs | 0.34 | 0.54 | 0.51 | 0.31 | 0.64 | 0.33 | 0.14 | 0.16 | 0.29 | 0.3 | -0.04 | 0.13 | 0.1 |
Profit & Loss
| Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Sales | 18.33 | 14.4 | 13.59 | 13.64 | 16.35 | 14.56 | 13.42 | 12.67 | 11.2 | 10.63 | 8.62 | 7.16 |
| Expenses | 5.25 | 4.67 | 5.32 | 5.45 | 4.76 | 5.02 | 5.08 | 5.12 | 4.11 | 4.67 | 4.78 | 4.81 |
| Operating Profit | 13.08 | 9.73 | 8.27 | 8.19 | 11.59 | 9.54 | 8.34 | 7.55 | 7.09 | 5.96 | 3.84 | 2.35 |
| OPM % | 71.36% | 67.57% | 60.85% | 60.04% | 70.89% | 65.52% | 62.15% | 59.59% | 63.3% | 56.07% | 44.55% | 32.82% |
| Other Income | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0.01 | 0.01 |
| Interest | 9.74 | 6.79 | 5.27 | 5.06 | 7.69 | 6.21 | 5.24 | 4.88 | 4.52 | 3.67 | 2.67 | 1.62 |
| Depreciation | 0.08 | 0.06 | 0.05 | 0.06 | 0.51 | 0.55 | 0.52 | 0.49 | 0.49 | 0.44 | 0.38 | 0.34 |
| PBT | 3.26 | 2.88 | 2.95 | 3.07 | 3.39 | 2.78 | 2.58 | 2.18 | 2.08 | 1.85 | 0.8 | 0.4 |
| Tax % | 32.82% | 34.72% | 33.22% | 16.29% | 23.3% | 25.18% | 18.6% | 17.89% | 32.21% | 23.78% | 20% | 12.5% |
| Net Profit | 2.19 | 1.88 | 1.98 | 2.57 | 2.61 | 2.08 | 2.09 | 1.78 | 1.42 | 1.4 | 0.65 | 0.34 |
| EPS in Rs | 3.13 | 2.69 | 2.83 | 3.67 | 3.73 | 2.97 | 2.99 | 2.54 | 2.03 | 2 | 0.93 | 0.49 |
| Div. Payout % | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% |
Balance Sheet
| Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Equity Capital | 7 | 7 | 7 | 7 | 7 | 7 | 7 | 7 | 7 | 7 | 7 | 7 |
| Reserves | 24.65 | 26.53 | 28.51 | 31.08 | 35.8 | 37.89 | 40.01 | 41.84 | 43.28 | 44.72 | 45.39 | 45.81 |
| Borrowings | 125 | 107 | 104 | 96.65 | 87.92 | 73.54 | 62.63 | 59.71 | 49.07 | 45.42 | 22.36 | 13.36 |
| Other Liabilities | 6.16 | 3.98 | 4.14 | 2.97 | 11.12 | 5.1 | 2.4 | 2.09 | 1.46 | 1.08 | 0.93 | 2.73 |
| Total Liabilities | 163 | 144 | 143 | 138 | 142 | 124 | 112 | 111 | 101 | 98.22 | 75.68 | 68.9 |
| Fixed Assets | 0.6 | 0.54 | 0.5 | 1.02 | 2.2 | 2.18 | 1.96 | 1.65 | 1.4 | 1.04 | 0.92 | 2.65 |
| CWIP | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Investments | 0.09 | 0.03 | 0.03 | 0.02 | 0.02 | 0.01 | 0.02 | 0.02 | 0.03 | 0.03 | 0.03 | 0.03 |
| Other Assets | 162 | 144 | 143 | 137 | 140 | 121 | 110 | 109 | 99.38 | 97.15 | 74.73 | 66.22 |
| Total Assets | 163 | 144 | 143 | 138 | 142 | 124 | 112 | 111 | 101 | 98.22 | 75.68 | 68.9 |
Cash Flow
| Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Operating | 29.44 | 12.66 | 1.47 | -2.17 | -6.07 | 29.97 | 6.86 | 3.1 | 10.42 | 3.83 | 24.31 | 11.56 |
| Investing | 0.77 | 3.15 | -0.64 | 12.85 | -0.13 | 0 | -0.01 | -0.14 | -0.28 | -0.09 | -0.26 | -2.08 |
| Financing | -16.36 | -17.96 | -3.09 | -7 | -0.44 | -24.47 | -10.48 | -4.1 | -11.11 | -4.15 | -23.48 | -9.38 |
| Net Cash Flow | 13.85 | -2.15 | -2.26 | 3.68 | -6.64 | 5.49 | -3.63 | -1.14 | -0.98 | -0.4 | 0.57 | 0.1 |
| Free Cash Flow | 29.43 | 12.66 | 1.32 | -2.62 | -6.2 | 29.97 | 6.85 | 2.96 | 10.13 | 3.74 | 24.05 | 9.48 |
| CFO/OP | 233 | 139 | 28 | -18 | -46 | 321 | 90 | 52 | 149 | 65 | 633 | 492 |
Ratios
| Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Debtor Days | 3.98 | 4.31 | 2.69 | 2.94 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Cash Conversion Cycle | 3.98 | 4.31 | 2.69 | 2.94 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Working Capital Days | 72.08 | 143 | 149 | 165 | -230 | -102 | -44.06 | -29.38 | -16.62 | 0.34 | 11.86 | -84.62 |
| ROCE % | 7.89% | 6.52% | 5.88% | 5.94% | 8.35% | 7.22% | 6.86% | 6.47% | 6.35% | 5.62% | 4.04% | 2.87% |
Documents
2
Consideration & Adoption Of The Audited Financial Results For The Quarter And Year Ended March 31 2025 28 May 2025
3
Consideration & Adoption Of The Un-Audited Financial Results For The Quarter Ended December 31 2024 14 Feb 2025
1
Format of the Initial Disclosure to be made by an entity identified as a Large Corporate : Annexure A
15 Apr - Company confirms SEBI large-corporate debt disclosure norms are not applicable. 15 Apr - Company confirms SEBI large-corporate debt disclosure norms are not applicable.
2
Company''s Reply On Clarification On Price Movement
9 Apr - Company clarifies price movement and says no pending material announcements. 9 Apr - Company clarifies price movement and says no pending material announcements.
3
Disclosure Under Regulation 31(4) Of SEBI (Substantial Acquisition Of Shares And Regulations, 2011 From Promoter Company
6 Apr - Promoters of Sahara Housingfina disclosed no share encumbrance as of 31 March 2026. 6 Apr - Promoters of Sahara Housingfina disclosed no share encumbrance as of 31 March 2026.
4
Compliances-Certificate under Reg. 74 (5) of SEBI (DP) Regulations, 2018
6 Apr - Compliance certificate under Regulation 74(5) for March 2026 dematerialisation processing. 6 Apr - Compliance certificate under Regulation 74(5) for March 2026 dematerialisation processing.
5
Compliance Certificate For The Period Ended March 2026
6 Apr - Submitted FY2026 Regulation 7(3) compliance certificate and confirmed RTA under Regulation 7(2). 6 Apr - Submitted FY2026 Regulation 7(3) compliance certificate and confirmed RTA under Regulation 7(2).
Frequently Asked Questions about Sahara Housing Fina Corporation Ltd
What does Sahara Housing Fina Corporation Ltd do?
Incorporated in 1991, Sahara
Housing Fina Corporation Ltd
is in the business of providing
Housing Finance[1]
Where is Sahara Housing Fina Corporation Ltd (511533) listed?
Sahara Housing Fina Corporation Ltd is listed on the Indian stock exchanges. It is listed on NSE: SAHARAHOUSINGFINACORPORATIONLTD and BSE: SAHARAHOUS. You can view its live share price, financials, and ratios on Tapetide.
Which sector does Sahara Housing Fina Corporation Ltd belong to?
Sahara Housing Fina Corporation Ltd operates in the Financial Services sector within the Housing Finance industry. Sector classification helps investors compare companies affected by similar economic conditions and regulatory changes.
What is the market capitalisation of Sahara Housing Fina Corporation Ltd?
Sahara Housing Fina Corporation Ltd has a market capitalisation of approximately ₹29.02 Cr. Based on this, it is classified as a Small Cap stock.
What is the PE ratio of Sahara Housing Fina Corporation Ltd?
The Price-to-Earnings (PE) ratio of Sahara Housing Fina Corporation Ltd is 84.30. The PE ratio compares a company's share price to its earnings per share and is commonly used to assess whether a stock is overvalued or undervalued relative to its peers.
What is the 52-week high and low of Sahara Housing Fina Corporation Ltd?
Over the past 52 weeks, Sahara Housing Fina Corporation Ltd has traded between a low of ₹30 and a high of ₹64.82. This range helps investors understand the stock's price volatility and recent trading levels.
What is the Return on Equity (ROE) of Sahara Housing Fina Corporation Ltd?
Sahara Housing Fina Corporation Ltd has a Return on Equity (ROE) of 1.24%. ROE measures how effectively a company uses shareholders' equity to generate profits. A higher ROE generally indicates better capital efficiency.
How can I research Sahara Housing Fina Corporation Ltd on Tapetide?
On Tapetide, you can view Sahara Housing Fina Corporation Ltd's live share price, quarterly results, profit & loss statements, balance sheet, cash flow, key ratios, shareholding pattern, technical indicators, analyst ratings, and forecasts — all on a single page without needing to sign up.
Company Information
Incorporated in 1991, Sahara Housing Fina Corporation Ltd is in the business of providing Housing Finance[1]