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Gujarat Credit Corporation Ltd
GUJARATCREDITLTD NSE
Gujarat Credit Corporation Ltd
Financial ServicesNSE: GUJARATCREDITLTD BSE: GUJCRED Finance
Key Fundamentals
MicrocapOther Financial ServicesFinancial ServicesMarket Cap
₹6.90 Cr
Volatility
Low Risk
P/E Ratio
85.4
EBITDA
₹-0.28 Cr
Return on Equity
-2.09%
Debt to Equity
1.64
Book Value
₹37.87
EPS
₹0
52W High
₹33.93
52W Low
₹20.85
Insights
BetaAI-extracted from concalls & annual reports · figures as reported, with sources
Log in to view Gujarat Credit Corporation Ltd insights
28 extracted metrics + investor summaries across FY17–FY26.
Tapetide Score
Data-driven rating, 0–100. How it works →
Technical Indicators
Key Insights
Strengths
1- Stock is trading at 0.61 times its book value
Weaknesses
3- Promoter holding is low: 33.4%
- Company has a low return on equity of -2.27% over last 3 years.
- Company might be capitalizing the interest cost
Growth Rate
Revenue Growth
-100.00% ↘
Net Income Growth
-106.67% ↘
Cash Flow Change
3375.00% ↗
ROE
-2000.00% ↘
ROCE
-1685.71% ↘
EBITDA Margin (Avg.)
-100.00% ↘
Quarterly Results
| Mar 2023 | Jun 2023 | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Sales | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Expenses | 0.02 | 0.08 | 0.04 | 0.04 | 0.05 | 0.07 | 0.03 | 0.03 | 0.32 | 0.09 | 0.08 | 0.07 | 0.04 |
| Operating Profit | -0.02 | -0.08 | -0.04 | -0.04 | -0.05 | -0.07 | -0.03 | -0.03 | -0.32 | -0.09 | -0.08 | -0.07 | -0.04 |
| Other Income | 0.16 | 0.1 | 0.06 | 0 | 0.07 | 0 | 0.04 | 0.04 | 0.09 | 0 | 0 | 0 | 0.3 |
| Interest | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Depreciation | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| PBT | 0.14 | 0.02 | 0.02 | -0.04 | 0.02 | -0.07 | 0.01 | 0.01 | -0.23 | -0.09 | -0.08 | -0.07 | 0.26 |
| Tax % | 21.43% | 0% | 50% | 0% | -50% | 0% | 0% | 0% | -8.7% | 0% | 0% | 0% | 0% |
| Net Profit | 1.27 | 0.06 | -0.04 | -0.08 | -0.04 | -0.13 | -0.24 | 0.51 | -0.24 | -0.18 | -0.23 | -0.12 | 0.5 |
| EPS in Rs | 0.51 | 0.02 | -0.02 | -0.03 | -0.02 | -0.05 | -0.1 | 0.2 | -0.1 | -0.07 | -0.09 | -0.05 | 1.67 |
Profit & Loss
| Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|
| Sales | 0 | 0.13 | 0.13 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Expenses | 0.24 | 0.13 | 0.22 | 0.22 | 0.26 | 0.18 | 0.21 | 0.21 | 0.45 | 0.28 |
| Operating Profit | -0.24 | 0 | -0.09 | -0.22 | -0.26 | -0.18 | -0.21 | -0.21 | -0.45 | -0.28 |
| OPM % | — | 0% | -69.23% | — | — | — | — | — | — | — |
| Other Income | 0.29 | 0.08 | 0.49 | 0.28 | 0.36 | 0.25 | 0.25 | 0.23 | 0.17 | 0.3 |
| Interest | 0.01 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Depreciation | 0.02 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0 | 0 | 0 |
| PBT | 0.02 | 0.07 | 0.39 | 0.05 | 0.09 | 0.06 | 0.03 | 0.02 | -0.28 | 0.02 |
| Tax % | 50% | 0% | 20.51% | 0% | 33.33% | 33.33% | 100% | 50% | -3.57% | 0% |
| Net Profit | 0.15 | 0.15 | 0.2 | 0.09 | -0.2 | 1.5 | 0.03 | -0.11 | -0.87 | 0.08 |
| EPS in Rs | 0.06 | 0.06 | 0.08 | 0.04 | -0.08 | 0.6 | 0.01 | -0.04 | -0.35 | 0.27 |
| Div. Payout % | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% |
Balance Sheet
| Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|
| Equity Capital | 10.08 | 10.08 | 10.08 | 10.08 | 10.08 | 8.5 | 8.5 | 8.5 | 8.5 | 3 |
| Reserves | 2.22 | 2.43 | 2.46 | 2.53 | 2.36 | 5.46 | 5.48 | 5.39 | 4.52 | 8.36 |
| Borrowings | 17.79 | 17.82 | 17.45 | 17.5 | 17.47 | 17.44 | 18.61 | 17.38 | 12.44 | 18.67 |
| Other Liabilities | 0.04 | 0.04 | 0.12 | 0.07 | 0.06 | 0.1 | 0.12 | 1.44 | 7.05 | 2.38 |
| Total Liabilities | 30.13 | 30.37 | 30.11 | 30.18 | 29.97 | 31.5 | 32.71 | 32.71 | 32.51 | 32.41 |
| Fixed Assets | 26.69 | 26.94 | 27.02 | 27.05 | 27.08 | 27.11 | 28.01 | 28.39 | 29.04 | 30.28 |
| CWIP | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Investments | 3.05 | 3.21 | 2.83 | 2.86 | 2.62 | 4.15 | 4.16 | 4.06 | 3.45 | 2.1 |
| Other Assets | 0.39 | 0.22 | 0.26 | 0.27 | 0.27 | 0.24 | 0.54 | 0.26 | 0.02 | 0.03 |
| Total Assets | 30.13 | 30.37 | 30.11 | 30.18 | 29.97 | 31.5 | 32.71 | 32.71 | 32.51 | 32.41 |
Cash Flow
| Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|
| Operating | 19.67 | 0.38 | 0.25 | 0.03 | -0.17 | 0.13 | -0.13 | 0.16 | 5.56 | -5 |
| Investing | -20.12 | -0.44 | 0.12 | -0.08 | 0.2 | -0.09 | -1.03 | -0.26 | -0.64 | -1.24 |
| Financing | 0.44 | 0.03 | -0.37 | 0.04 | -0.03 | -0.03 | 1.18 | 0.1 | -4.94 | 6.23 |
| Net Cash Flow | 0 | -0.03 | 0 | 0 | 0 | 0.01 | 0.01 | 0 | -0.02 | -0.01 |
| Free Cash Flow | -0.68 | 0.09 | 0.16 | -0.02 | -0.22 | 0.08 | -1.04 | -0.22 | 4.91 | -6.24 |
| CFO/OP | -8,196 | — | -278 | -14 | 65 | -72 | 62 | -86 | -1,236 | 1,775 |
Ratios
| Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|
| Debtor Days | — | 0 | 0 | — | — | — | — | — | — | — |
| Cash Conversion Cycle | — | 0 | 0 | — | — | — | — | — | — | — |
| Working Capital Days | — | -112 | -225 | — | — | — | — | — | — | — |
| ROCE % | — | 0.2% | 1.29% | 0.17% | 0.33% | 0.23% | 0.09% | 0.06% | -0.99% | 0.07% |
Documents
1
Format of the Initial Disclosure to be made by an entity identified as a Large Corporate : Annexure A
28 Apr - Company confirms it is not a Large Corporate for FY2026-27; ₹20.97 crore borrowing, no AA rating. 28 Apr - Company confirms it is not a Large Corporate for FY2026-27; ₹20.97 crore borrowing, no AA rating.
2
Format of the Initial Disclosure to be made by an entity identified as a Large Corporate : Annexure A
28 Apr - Company confirms it is not a Large Corporate for FY2026-27; ₹20.97 crore borrowing, no AA rating. 28 Apr - Company confirms it is not a Large Corporate for FY2026-27; ₹20.97 crore borrowing, no AA rating.
3
Compliances-Certificate under Reg. 74 (5) of SEBI (DP) Regulations, 2018
6 Apr - Sir/Ma''am, Please find enclosed herewith certificate under Regulation 74(5) of SEBI (Depositories and Participants) Regulations, 2018, for the quarter ended on 31st March, 2026 received … 6 Apr - Sir/Ma''am, Please find enclosed herewith certificate under Regulation 74(5) of SEBI (Depositories and Participants) Regulations, 2018, for the quarter ended on 31st March, 2026 received …
4
Board Meeting Outcome for Board Meeting Outcome For Board Meeting Held On Wednesday, 01St April, 2026
1 Apr - Board appointed M/s. Dhruv M Patel & Associates as internal auditor for FY2025-26 on 01-Apr-2026. 1 Apr - Board appointed M/s. Dhruv M Patel & Associates as internal auditor for FY2025-26 on 01-Apr-2026.
Frequently Asked Questions about Gujarat Credit Corporation Ltd
What does Gujarat Credit Corporation Ltd do?
Incorporated in 1993, Gujarat Credit Corporation Ltd is in real estate development with a portfolio of commercial and residential projects in Gujarat.
Where is Gujarat Credit Corporation Ltd (511441) listed?
Gujarat Credit Corporation Ltd is listed on the Indian stock exchanges. It is listed on NSE: GUJARATCREDITLTD and BSE: GUJCRED. You can view its live share price, financials, and ratios on Tapetide.
Which sector does Gujarat Credit Corporation Ltd belong to?
Gujarat Credit Corporation Ltd operates in the Financial Services sector within the Finance industry. Sector classification helps investors compare companies affected by similar economic conditions and regulatory changes.
What is the market capitalisation of Gujarat Credit Corporation Ltd?
Gujarat Credit Corporation Ltd has a market capitalisation of approximately ₹6.90 Cr. Based on this, it is classified as a Small Cap stock.
What is the PE ratio of Gujarat Credit Corporation Ltd?
The Price-to-Earnings (PE) ratio of Gujarat Credit Corporation Ltd is 85.40. The PE ratio compares a company's share price to its earnings per share and is commonly used to assess whether a stock is overvalued or undervalued relative to its peers.
What is the 52-week high and low of Gujarat Credit Corporation Ltd?
Over the past 52 weeks, Gujarat Credit Corporation Ltd has traded between a low of ₹20.85 and a high of ₹33.93. This range helps investors understand the stock's price volatility and recent trading levels.
What is the Return on Equity (ROE) of Gujarat Credit Corporation Ltd?
Gujarat Credit Corporation Ltd has a Return on Equity (ROE) of -2.09%. ROE measures how effectively a company uses shareholders' equity to generate profits. A higher ROE generally indicates better capital efficiency.
How can I research Gujarat Credit Corporation Ltd on Tapetide?
On Tapetide, you can view Gujarat Credit Corporation Ltd's live share price, quarterly results, profit & loss statements, balance sheet, cash flow, key ratios, shareholding pattern, technical indicators, analyst ratings, and forecasts — all on a single page without needing to sign up.
Company Information
Incorporated in 1993, Gujarat Credit Corporation Ltd is in real estate development with a portfolio of commercial and residential projects in Gujarat.