VLS Finance
VLS Finance (VLSFINANCE) share price was ₹200.83 at the 28 Oct 2026 close; market capitalisation ₹630 Cr; P/E (TTM) 14.10; sector Financial Services. The share price fell 7.5% over the year to 28 Oct 2026 (adjusted for splits and bonuses). In the Jun 2026 quarter, revenue was ₹124 Cr, against ₹99 Cr a year earlier and net profit rose 34.8% year on year to ₹96.0 Cr (compared with Jun 2025). Promoters held 56.38% of VLS Finance in Sep 2026, unchanged from Jun 2026. Its Tapetide Score is 49/100 (Average) as of 28 Oct 2026.
Key Fundamentals
MicrocapFinanceFinancial ServicesPrice-based figures as of 29 Oct 2026, 11:00 IST · EPS basis: Consolidated · TTM
Peer Comparison
Financial Services › Investment Company
| ₹206.26 | 78.43 | 1,36,196 Cr | 1.05 | 0.29% | 1.17% | 1.69% | 5,699 Cr | 1,711 Cr | |
| ₹361.90 | 24.06 | 99,078 Cr | 2.58 | 0.00% | 10.51% | 8.47% | 48,659 Cr | 4,119 Cr | |
| ₹566.10 | 66.44 | 28,642 Cr | 0.98 | 0.61% | 1.48% | 1.46% | 534 Cr | 431 Cr | |
| ₹1,326.10 | 9.33 | 24,901 Cr | 1.61 | 0.10% | 16.17% | 9.50% | 41,415 Cr | 6,015 Cr | |
| ₹11,485.00 | — | 23,237 Cr | 3.59 | 0.75% | 26.30% | 18.24% | 59,854 Cr | 3,888 Cr | |
| ₹11,725.00 | 48.11 | 13,400 Cr | 0.41 | 1.37% | 1.12% | 1.00% | 316 Cr | 279 Cr | |
| ₹11,300.00 | 91.30 | 12,543 Cr | 0.38 | 0.00% | 0.44% | 0.51% | 188 Cr | 138 Cr | |
| ₹203.56 | 14.29 | 639 Cr | 0.30 | 0.77% | 1.03% | 1.01% | 73 Cr | 46 Cr | |
| Median 8 companies | ₹946.10 | 48.11 | 24,069 Cr | 1.02 | 0.45% | 1.33% | 1.58% | 3,117 Cr | 1,071 Cr |
Comparable companies in the same industry. Market cap, P/E and P/B use the live price; other metrics are as reported in filings. A dash means the figure is not published for that company.
Tapetide Score
Data-driven rating, 0–100, as of . How it works →
Data confidence 100/100
Category scores
The Tapetide Score is data analysis, not investment advice. Tapetide is not a SEBI-registered research analyst or investment adviser.
Key Insights
Strengths
4- Company has reduced debt.
- Company is almost debt free.
- Stock is trading at 0.33 times its book value
- Company is expected to give good quarter
Weaknesses
5- The company has delivered a poor sales growth of -28.7% over past five years.
- Tax rate seems low
- Company has a low return on equity of 5.02% over last 3 years.
- Dividend payout has been low at 11.8% of profits over last 3 years
- Debtor days have increased from 35.3 to 87.1 days.
Technical Indicators
Oscillators
Bullish
Overall
Bearish
Moving Averages
Bearish
Growth Rate
change over 1 year
change over 1 year
change over 1 year
change over 1 year Operating margin 96% · Jun 2026
Quarterly Results
| Particulars | Jun 2023 | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Sales | 112 | 84 | 113 | 98 | 130 | 79 | -58 | -49 | 99 | 11 | 29 | -99 | 124 |
| Expenses | 6 | 6 | 6 | 7 | 7 | 17 | 15 | 6 | 5 | 6 | 6 | 6 | 5 |
| Operating Profit | 105 | 78 | 107 | 91 | 123 | 62 | -73 | -54 | 93 | 5 | 23 | -104 | 118 |
| OPM % | 94% | 93% | 95% | 92% | 95% | 78% | — | — | 95% | 47% | 79% | — | 96% |
| Other Income | 2 | 6 | 2 | 2 | 2 | 4 | -3 | 3 | 2 | 3 | 2 | 1 | 2 |
| Interest | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Depreciation | 1 | 1 | 1 | 2 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 |
| PBT | 105 | 82 | 107 | 91 | 124 | 65 | -77 | -53 | 94 | 7 | 24 | -104 | 119 |
| Tax % | 13% | 14% | 18% | 19% | 25% | 21% | -24% | -25% | 25% | -2% | 26% | -28% | 19% |
| Net Profit | 92 | 70 | 88 | 74 | 93 | 51 | -58 | -40 | 71 | 7 | 18 | -75 | 96 |
| EPS (₹) | 26.43 | 20.2 | 25.3 | 21.28 | 26.8 | 15.02 | -17.14 | -11.71 | 20.92 | 2.09 | 5.31 | -23.75 | 30.59 |
Profit & Loss
| Particulars | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Sales | 4,625 | 1,915 | 2,694 | 2,162 | 15 | 8 | 222 | 232 | 84 | 409 | 101 | 41 | 64 |
| Expenses | 4,617 | 1,907 | 2,631 | 2,132 | 28 | 11 | 14 | 21 | 22 | 26 | 45 | 23 | 23 |
| Operating Profit | 8 | 7 | 63 | 30 | -12 | -4 | 209 | 212 | 62 | 383 | 56 | 18 | 42 |
| OPM % | 0.2% | 0.4% | 2.3% | 1.4% | -82% | -47% | 94% | 91% | 74% | 94% | 55% | 45% | 65% |
| Other Income | 1 | 5 | -5 | 0 | 0 | 0 | 0 | 0 | 0 | 9 | 7 | 7 | 9 |
| Interest | 0 | 2 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Depreciation | 0 | 0 | 0 | 1 | 1 | 1 | 1 | 1 | 4 | 6 | 4 | 4 | 3 |
| PBT | 8 | 10 | 58 | 30 | -13 | -5 | 208 | 210 | 58 | 386 | 58 | 22 | 47 |
| Tax % | 10% | 10% | 23% | 15% | -68% | -914% | -7% | 0% | 4% | 16% | 21% | 1% | — |
| Net Profit | 7 | 9 | 44 | 25 | -4 | 39 | 221 | 210 | 56 | 324 | 46 | 22 | 47 |
| EPS (₹) | 1.84 | 2.29 | 11.43 | 6.51 | -1.08 | 10.15 | 57.25 | 54.37 | 14.48 | 93.21 | 13.58 | 6.93 | 14.24 |
| Div. Payout % | 0% | 0% | 9% | 15% | -93% | 15% | 3% | 3% | 9% | 3% | 11% | 22% | — |
Balance Sheet
| Particulars | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Equity Capital | 39 | 39 | 39 | 39 | 39 | 39 | 39 | 39 | 35 | 35 | 34 | 32 |
| Reserves | 195 | 204 | 243 | 264 | 1,247 | 1,713 | 2,393 | 2,927 | 2,465 | 2,948 | 2,438 | 2,082 |
| Borrowings | 1 | 17 | 0 | 0 | 0 | 0 | 0 | 1 | 1 | 0 | 1 | 0 |
| Other Liabilities | 33 | 24 | 41 | 10 | 350 | 438 | 637 | 719 | 562 | 570 | 238 | 92 |
| Total Liabilities | 267 | 283 | 323 | 313 | 1,636 | 2,189 | 3,068 | 3,685 | 3,063 | 3,552 | 2,711 | 2,205 |
| Fixed Assets | 7 | 1 | 11 | 10 | 10 | 10 | 9 | 28 | 92 | 130 | 126 | 123 |
| CWIP | 0 | 0 | 0 | 2 | 4 | 7 | 9 | 0 | 0 | 0 | 0 | 0 |
| Investments | 211 | 240 | 273 | 256 | 1,571 | 2,041 | 2,803 | 3,434 | 2,751 | 3,158 | 2,211 | 1,936 |
| Other Assets | 49 | 42 | 40 | 44 | 51 | 132 | 247 | 223 | 221 | 264 | 373 | 146 |
| Total Assets | 267 | 283 | 323 | 313 | 1,636 | 2,189 | 3,068 | 3,685 | 3,063 | 3,552 | 2,711 | 2,205 |
Cash Flow
| Particulars | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Operating | -30 | -17 | -12 | -21 | -22 | -104 | 166 | 165 | 7 | 194 | 170 | -18 |
| Investing | 27 | 4 | 35 | 17 | 30 | 113 | -72 | -185 | 27 | -197 | 167 | -129 |
| Financing | 0 | 14 | -17 | 0 | -5 | -5 | -6 | -11 | -68 | -13 | -44 | -105 |
| Net Cash Flow | -2 | 1 | 6 | -4 | 3 | 4 | 88 | -31 | -34 | -15 | 293 | -252 |
| Free Cash Flow | -31 | -8 | -21 | -23 | -24 | -108 | 163 | 154 | 5 | 153 | 170 | -18 |
| CFO/OP | -360 | -216 | 2 | -53 | 145 | 2,838 | 83 | 93 | 31 | 80 | 351 | -61 |
Ratios
| Particulars | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Debtor Days | 0 | 1 | 0 | 0 | 27 | 139 | 3 | 2 | 79 | 15 | 3 | 87 |
| Inventory Days | 1 | 1 | 1 | 2 | — | — | — | — | — | — | — | — |
| Days Payable | 0 | 0 | 0 | 1 | — | — | — | — | — | — | — | — |
| Cash Conversion Cycle | 1 | 2 | 1 | 1 | 27 | 139 | 3 | 2 | 79 | 15 | 3 | 87 |
| Working Capital Days | 2 | 1 | 1 | 2 | 272 | 4,583 | 207 | 200 | 625 | 182 | 56 | 192 |
| ROCE % | 4% | 3% | 26% | 12% | -2% | 0% | 10% | 8% | 2% | 14% | 2% | 1% |
Insights
BetaAI-extracted from concalls & annual reports · figures as reported, with sources
Log in to view VLS Finance insights
60 extracted metrics + investor summaries across FY10–FY27.
Documents
Frequently Asked Questions about VLS Finance
What does VLS Finance Ltd do?
Where is VLS Finance Ltd (VLSFINANCE) listed?
Which sector does VLS Finance Ltd belong to?
What is the market capitalisation of VLS Finance Ltd?
What is the PE ratio of VLS Finance Ltd?
What is the 52-week high and low of VLS Finance Ltd?
Does VLS Finance Ltd pay dividends?
What is the Return on Equity (ROE) of VLS Finance Ltd?
Company Information
Incorporated in 1986, VLS Finance Ltd is in the business of a stockbroker[1]
For AI agents and developers
Reading this as an AI agent, LLM or automated pipeline? Every page on Tapetide is also published as clean Markdown — no navigation, no scripts, just the data. Fetch https://tapetide.com/stocks/VLSFINANCE.md for VLS Finance Ltd: company profile, latest price, key fundamentals, the Tapetide Score, growth rates, quarterly and annual financial statements, shareholding pattern, technical indicators, analyst ratings and exchange filings.
Append .md to any Tapetide URL for the
same treatment. A full index of what we publish is at /llms.txt and /llms-full.txt. For
live, structured queries instead of documents, use our Indian stock market MCP server.