PNB Gilts logo

PNB Gilts

PNBGILTS NSE
₹74.22 2.75 (3.85%)
Market Cap
₹1,336 Cr
P/E
13.09

PNB Gilts (PNBGILTS) share price was ₹74.22 at the 28 Oct 2026 close; market capitalisation ₹1,336 Cr; P/E (TTM) 13.09; sector Financial Services. The share price fell 18.8% over the year to 28 Oct 2026 (adjusted for splits and bonuses). In the Jun 2026 quarter, revenue fell 19.3% year on year to ₹454.6 Cr and net profit fell 49.6% year on year to ₹80.7 Cr (compared with Jun 2025). Promoters held 74.07% of PNB Gilts in Sep 2026, unchanged from Jun 2026. Its Tapetide Score is 42/100 (Weak) as of 28 Oct 2026.

Close 28 Oct 2026 ₹74.22 −17.17 −18.79% 1Y

Key Fundamentals

MicrocapFinanceFinancial Services
Market Cap
₹1,336 Cr
P/E (TTM)
13.09
EBITDA
₹1,555 Cr
Return on Equity
10.62%
Debt to Equity
14.55
Book Value
₹99.95
EPS (TTM)
₹5.67
52W High
₹99.80
52W Low
₹58.60

Price-based figures as of 28 Oct 2026, 15:50 IST · EPS basis: Standalone · TTM

Peer Comparison

Financial Services › Investment Company

Jio Financial
₹205.1578.001,35,463 Cr1.050.29%1.17%1.69%5,699 Cr1,711 Cr
Aditya Birla Capital
₹356.0023.6797,463 Cr2.540.00%10.51%8.47%48,659 Cr4,119 Cr
Tata Investment Corporation
₹561.5565.9128,412 Cr0.970.61%1.48%1.46%534 Cr431 Cr
Cholamandalam Financial Holdings
₹1,304.109.1824,488 Cr1.590.10%16.17%9.50%41,415 Cr6,015 Cr
TVS Holdings
₹11,849.00—23,973 Cr3.710.75%26.30%18.24%59,854 Cr3,888 Cr
Maharashtra Scooters
₹11,701.0048.0113,373 Cr0.411.37%1.12%1.00%316 Cr279 Cr
JSW Holdings
₹11,212.0090.5912,445 Cr0.380.00%0.44%0.51%188 Cr138 Cr
PNB Gilts (this company)
₹74.2213.091,336 Cr0.742.80%10.62%5.84%1,742 Cr103 Cr
Median 8 companies₹932.8348.0124,231 Cr1.010.45%6.00%3.77%3,721 Cr1,071 Cr

Comparable companies in the same industry. Market cap, P/E and P/B use the live price; other metrics are as reported in filings. A dash means the figure is not published for that company.

Tapetide Score

Data-driven rating, 0–100. How it works →

As of 2026-10-28
v2.0.0
42 Weak
Overall score
Data confidence 100/100

Category scores

Quality Poor 36
Returns, margins, earnings quality 22%
Valuation Good 58
Cheap vs sector & own history 24%
Growth Poor 32
Sales & profit trajectory 9%
Financial Health Poor 17
Solvency, leverage, coverage 9%
Momentum Average 50
Trend strength, vol-adjusted 12%
Ownership Average 48
FII/DII/promoter flows 24%

The Tapetide Score is data analysis, not investment advice. Tapetide is not a SEBI-registered research analyst or investment adviser.

Key Insights

Strengths

2
  • Stock is trading at 0.76 times its book value
  • Company has been maintaining a healthy dividend payout of 17.8%

Weaknesses

4
  • Company has low interest coverage ratio.
  • The company has delivered a poor sales growth of 10.1% over past five years.
  • Company has a low return on equity of 10.9% over last 3 years.
  • Working capital days have increased from 93.5 days to 146 days

Technical Indicators

Oscillators

BearishNeutralBullish

Bullish

Bearish
1
Neutral
6
Bullish
2

Overall

BearishNeutralBullish

Bearish

Bearish
7
Neutral
6
Bullish
6

Moving Averages

BearishNeutralBullish

Bearish

Bearish
6
Neutral
0
Bullish
4

Growth Rate

Revenue Growth
1.36% lower than 3Y

change over 1 year

Net Income Growth
-22.06% lower than 3Y

change over 1 year

Cash Flow Change
—

EBITDA Margin Change
-5.56%

change over 1 year Operating margin 97% · Jun 2026

Quarterly Results

Particulars Jun 2023Sep 2023Dec 2023Mar 2024Jun 2024Sep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025Mar 2026Jun 2026
Sales
443
347
385
474
440
501
362
419
563
443
425
424
455
Expenses
13
67
34
13
14
12
59
12
26
152
30
93
15
Operating Profit
430
280
351
461
426
488
303
407
538
292
394
331
439
OPM %
97%
81%
91%
97%
97%
98%
84%
97%
95%
66%
93%
78%
97%
Other Income
0
0
4
0
0
1
1
0
0
1
1
0
0
Interest
354
325
361
371
355
336
315
307
324
345
327
316
331
Depreciation
4
4
4
4
1
1
1
1
1
1
1
1
1
PBT
72
-49
-10
86
71
153
-12
99
213
-53
68
14
108
Tax %
19%
-16%
47%
21%
25%
25%
-13%
24%
25%
-15%
20%
8%
25%
Net Profit
58
-41
-15
68
53
115
-10
75
160
-45
54
13
81
EPS (₹)
3.21
-2.28
-0.86
3.78
2.97
6.37
-0.56
4.17
8.89
-2.52
2.99
0.72
4.48
Figures in ₹ Crores

Profit & Loss

Particulars Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026TTM
Sales
410
343
500
402
508
882
1,052
756
1,230
1,577
1,676
1,699
1,747
Expenses
16
16
18
70
21
31
32
43
349
55
52
144
290
Operating Profit
394
327
482
332
487
851
1,020
714
881
1,522
1,624
1,555
1,456
OPM %
96%
95%
96%
83%
96%
96%
97%
94%
72%
97%
97%
92%
83%
Other Income
0
0
0
0
0
-81
-9
8
8
4
2
2
2
Interest
261
276
226
331
403
519
395
510
973
1,411
1,312
1,313
1,319
Depreciation
1
0
0
0
0
1
2
1
1
15
3
3
3
PBT
133
51
257
1
83
250
614
210
-85
99
311
242
137
Tax %
33%
33%
35%
-8%
36%
25%
26%
21%
-9%
30%
25%
25%
—
Net Profit
88
34
167
1
53
186
454
166
-77
69
233
182
102
EPS (₹)
4.9
1.92
9.29
0.08
2.94
10.35
25.23
9.21
-4.29
3.86
12.95
10.09
5.67
Div. Payout %
31%
57%
27%
1277%
48%
29%
40%
54%
0%
26%
8%
20%
—
Figures in ₹ Crores

Balance Sheet

Particulars Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
Equity Capital
180
180
180
180
180
180
180
180
180
180
180
180
Reserves
541
552
719
677
708
863
1,136
1,247
1,080
1,150
1,365
1,530
Borrowings
3,858
4,921
3,514
4,369
8,234
12,165
9,864
14,531
19,243
22,403
22,384
24,884
Other Liabilities
182
119
153
27
400
1,051
960
792
994
807
773
467
Total Liabilities
4,761
5,771
4,566
5,252
9,522
14,258
12,140
16,750
21,497
24,540
24,702
27,060
Fixed Assets
3
3
3
3
3
4
3
4
7
7
5
6
CWIP
0
0
0
0
0
0
0
0
13
0
0
0
Investments
328
640
443
4,999
8,818
12,965
10,907
15,267
18,518
23,008
23,165
23,314
Other Assets
4,430
5,128
4,120
251
701
1,290
1,230
1,480
2,959
1,525
1,532
3,740
Total Assets
4,761
5,771
4,566
5,252
9,522
14,258
12,140
16,750
21,497
24,540
24,702
27,060
Figures in ₹ Crores

Cash Flow

Particulars Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
Operating
-366
-1,088
1,213
-800
-3,843
-3,898
2,483
-4,564
-4,638
-2,875
-197
-2,540
Investing
368
-313
197
0
0
-1
-1
-1
-14
-1
-1
-1
Financing
71
1,030
-1,431
800
3,844
3,900
-2,481
4,613
4,618
3,159
-38
2,479
Net Cash Flow
74
-370
-20
0
0
1
1
49
-35
283
-236
-62
Free Cash Flow
-366
-1,088
1,212
-800
-3,844
-3,899
2,482
-4,564
-4,653
-2,876
-198
-2,541
CFO/OP
-81
-328
269
-235
-785
-452
259
-631
-526
-187
-8
-158
Figures in ₹ Crores

Ratios

Particulars Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
Debtor Days
0
0
0
0
0
0
0
0
0
0
0
0
Cash Conversion Cycle
0
0
0
0
0
0
0
0
0
0
0
0
Working Capital Days
-10
63
319
93
102
-136
69
181
129
39
96
146
ROCE %
9%
6%
10%
7%
7%
8%
8%
5%
5%
7%
7%
6%

Insights

Beta

AI-extracted from concalls & annual reports · figures as reported, with sources

Log in to view PNB Gilts insights

58 extracted metrics + investor summaries across FY11–FY27.

Shareholding Pattern

FIIs0.06%Promot.74.07%Others3.63%Public22.24%As ofSep 2026

Documents

Frequently Asked Questions about PNB Gilts

What does PNB Gilts Ltd do?
The Co’s primary activities include supporting government borrowing program via underwriting of government securities issuances and trading in a gamut of fixed income instruments such as Government securities, Treasury Bills, State Development Loans, Corporate Bonds, Interest Rate Swaps and vario...
Where is PNB Gilts Ltd (PNBGILTS) listed?
PNB Gilts Ltd trades as PNBGILTS on the NSE and under code 532366 on the BSE.
Which sector does PNB Gilts Ltd belong to?
PNB Gilts Ltd is classified under the Financial Services sector, in the Investment Company industry.
What is the market capitalisation of PNB Gilts Ltd?
PNB Gilts Ltd has a market capitalisation of ₹1,336 Cr as of 28 Oct 2026, which places it in the Small Cap band.
What is the PE ratio of PNB Gilts Ltd?
PNB Gilts Ltd trades at a PE ratio of 13.09 as of 28 Oct 2026, on earnings per share of ₹5.67, against a book value of ₹99.95 per share.
What is the 52-week high and low of PNB Gilts Ltd?
Over the last 52 weeks PNB Gilts Ltd has traded between ₹58.6 and ₹99.8 as of 28 Oct 2026.
Does PNB Gilts Ltd pay dividends?
PNB Gilts Ltd has a dividend yield of 2.80%.
What is the Return on Equity (ROE) of PNB Gilts Ltd?
PNB Gilts Ltd reported a return on equity of 10.62%. Its debt-to-equity ratio is 14.55.

Company Information

The Co’s primary activities include supporting government borrowing program via underwriting of government securities issuances and trading in a gamut of fixed income instruments such as Government securities, Treasury Bills, State Development Loans, Corporate Bonds, Interest Rate Swaps and various money market instruments such as Certificates of Deposits, Commercial Papers etc.[1]

Website pnbgilts.com
CEO Ms. Monika Kochar B.Com., L.L.B.
Employees 51
Listed 2000-09-18
Face Value ₹ 10
Shares Outstanding 18,00,10,134

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