Muthoot Capital Services Ltd
MUTHOOTCAP NSE
Muthoot Capital Services Ltd
Financial ServicesNSE: MUTHOOTCAP BSE: 511766 NBFC
Key Fundamentals
MicrocapNBFCFinancial ServicesMarket Cap
₹410 Cr
Volatility
Moderate
P/E Ratio
16.82
EBITDA
₹340 Cr
Return on Equity
1.67%
Debt to Equity
4.64
Book Value
₹407.61
EPS
₹40.21
52W High
₹303
52W Low
₹175.25
Insights
BetaAI-extracted from concalls & annual reports · figures as reported, with sources
Log in to view Muthoot Capital Services Ltd insights
38 extracted metrics + investor summaries across FY15–FY26.
Tapetide Score
Data-driven rating, 0–100. How it works →
Technical Indicators
Key Insights
Strengths
1- Stock is trading at 0.61 times its book value
Weaknesses
4- Though the company is reporting repeated profits, it is not paying out dividend
- Company has low interest coverage ratio.
- The company has delivered a poor sales growth of 4.37% over past five years.
- Company has a low return on equity of 5.94% over last 3 years.
Growth Rate
Revenue Growth
32.74% ↗
Net Income Growth
-75.49% ↘
Cash Flow Change
65.76% ↗
ROE
-75.97% ↘
ROCE
0.70% ↗
EBITDA Margin (Avg.)
-11.32% ↘
Quarterly Results
| Jun 2023 | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 107 | 98.14 | 95.95 | 97.98 | 100 | 109 | 126 | 137 | 145 | 154 | 155 | 166 | 156 |
| Expenses | 38.01 | 42.59 | 43.35 | 40.73 | 41.15 | 36.51 | 46.26 | 63.83 | 77.27 | 69.11 | 68.14 | 77.81 | 70.83 |
| Financing Profit | 24.34 | 14.37 | 12.82 | 14.82 | 15.15 | 21.42 | 17.91 | 5.85 | -7.16 | 3.05 | 5.78 | 10.97 | 6.83 |
| Fin. Margin % | 22.85% | 14.64% | 13.36% | 15.13% | 15.15% | 19.71% | 14.25% | 4.26% | -4.93% | 1.99% | 3.73% | 6.59% | 4.39% |
| Other Income | 0.08 | 97.79 | 0.79 | 0.2 | 0.18 | 1.14 | 0.46 | 3.06 | 2.18 | 1.87 | 5.86 | 0.38 | 5.11 |
| Interest | 44.18 | 41.18 | 39.78 | 42.43 | 43.7 | 50.72 | 61.51 | 67.63 | 75.09 | 81.39 | 81.16 | 77.58 | 77.87 |
| Depreciation | 0.15 | 0.17 | 0.21 | 0.33 | 0.82 | 0.94 | 1.08 | 1.93 | 1.19 | 1.21 | 1.33 | 3.6 | 1.09 |
| PBT | 24.27 | 112 | 13.4 | 14.69 | 14.51 | 21.62 | 17.29 | 6.98 | -6.17 | 3.71 | 10.31 | 7.75 | 10.85 |
| Tax % | 26.86% | 25.69% | 25.3% | 20.42% | 25.57% | 26.09% | 27.41% | 7.88% | -24.31% | 23.99% | 25.9% | 30.84% | 25.16% |
| Net Profit | 17.75 | 83.21 | 10.01 | 11.68 | 10.8 | 15.97 | 12.56 | 6.42 | -4.67 | 2.83 | 7.65 | 5.37 | 8.12 |
| EPS in Rs | 10.79 | 50.59 | 6.09 | 7.1 | 6.57 | 9.71 | 7.64 | 3.9 | -2.84 | 1.72 | 4.65 | 3.26 | 4.94 |
| Gross NPA % | 21.08% | 11.67% | 10.69% | 10.17% | 9.84% | 4.8% | 4.73% | 4.88% | 5.76% | 6.46% | 6.44% | 6.96% | 3.94% |
| Net NPA % | 2.57% | 3.88% | 3.55% | 3.4% | 3.41% | 1.62% | 2.22% | 2.3% | 2.7% | 3.07% | 3.64% | 4.12% | 2.36% |
Profit & Loss
| Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | TTM | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 191 | 228 | 284 | 398 | 518 | 586 | 504 | 411 | 443 | 399 | 474 | 624 | 631 |
| Expenses | 79 | 94 | 112 | 148 | 147 | 188 | 186 | 417 | 107 | 157 | 153 | 241 | 286 |
| Financing Profit | 35 | 36 | 47 | 83 | 134 | 95 | 70 | -215 | 109 | 24 | 62 | 17 | 27 |
| Fin. Margin % | 18% | 16% | 17% | 21% | 26% | 16% | 14% | -52% | 25% | 6% | 13% | 3% | 4% |
| Other Income | 1 | 0 | 0 | 0 | 0 | 0 | 1 | 0 | 0 | 141 | 3 | 6 | 13 |
| Interest | 77 | 98 | 125 | 167 | 238 | 303 | 248 | 209 | 227 | 218 | 258 | 367 | 318 |
| Depreciation | 1 | 1 | 1 | 1 | 1 | 2 | 1 | 1 | 1 | 1 | 5 | 7 | 7 |
| PBT | 34 | 35 | 46 | 82 | 133 | 93 | 70 | -216 | 109 | 164 | 60 | 16 | 33 |
| Tax % | 35% | 36% | 35% | 35% | 35% | 35% | 26% | -25% | 28% | 25% | 24% | 28% | — |
| Net Profit | 22 | 23 | 30 | 54 | 86 | 60 | 51 | -162 | 79 | 123 | 46 | 11 | 24 |
| EPS in Rs | 16.27 | 16.68 | 21.96 | 32.64 | 52.35 | 36.77 | 31.29 | -98.46 | 47.84 | 74.58 | 27.82 | 6.79 | 14.57 |
| Div. Payout % | 28% | 30% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | — |
Balance Sheet
| Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Equity Capital | 12 | 12 | 12 | 16 | 16 | 16 | 16 | 16 | 16 | 16 | 16 | 16 |
| Reserves | 121 | 135 | 166 | 377 | 431 | 491 | 543 | 395 | 473 | 595 | 642 | 654 |
| Borrowing | 700 | 878 | 991 | 1,441 | 2,126 | 2,351 | 1,945 | 1,625 | 1,891 | 1,660 | 2,855 | 3,314 |
| Other Liabilities | 43 | 47 | 109 | 143 | 67 | 55 | 56 | 63 | 55 | 42 | 70 | 71 |
| Total Liabilities | 876 | 1,072 | 1,278 | 1,978 | 2,640 | 2,913 | 2,560 | 2,099 | 2,435 | 2,314 | 3,583 | 4,056 |
| Fixed Assets | 2 | 2 | 2 | 2 | 2 | 4 | 3 | 2 | 2 | 6 | 10 | 8 |
| CWIP | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Investments | 14 | 14 | 15 | 18 | 20 | 16 | 16 | 27 | 46 | 107 | 112 | 129 |
| Other Assets | 860 | 1,057 | 1,261 | 1,957 | 2,618 | 2,893 | 2,540 | 2,069 | 2,388 | 2,201 | 3,461 | 3,918 |
| Total Assets | 876 | 1,072 | 1,278 | 1,978 | 2,640 | 2,913 | 2,560 | 2,099 | 2,435 | 2,314 | 3,583 | 4,056 |
Cash Flow
| Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Operating | -129 | -166 | -99 | -614 | -501 | 24 | 670 | 73 | -46 | -7 | -1,096 | -375 |
| Investing | -6 | 0 | -2 | -3 | 0 | 2 | 1 | -9 | -17 | -63 | -8 | -24 |
| Financing | 130 | 165 | 107 | 619 | 529 | 229 | -416 | -311 | 272 | -251 | 1,220 | 467 |
| Net Cash Flow | -5 | 0 | 6 | 2 | 29 | 255 | 255 | -248 | 209 | -321 | 116 | 68 |
| Free Cash Flow | -129 | -167 | -100 | -615 | -501 | 21 | 669 | 73 | -47 | -12 | -1,102 | -386 |
| CFO/OP | -104 | -111 | -48 | -233 | -119 | 16 | 215 | -1,635 | -5 | 8 | -337 | -94 |
Ratios
| Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| ROE % | 18% | 16% | 18% | 19% | 20% | 13% | 10% | -33% | 17% | 9% | 7% | 2% |
Documents
1
Intimation To The Holders Of Physical Securities To Furnish KYC And Nomination Details
27 May - Company asks physical shareholders to furnish KYC details and nomination, per SEBI circular dated February 6, 2026. 27 May - Company asks physical shareholders to furnish KYC details and nomination, per SEBI circular dated February 6, 2026.
2
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - Outcome
14h - Audio recording of May 11, 2026 investor call on FY26 audited results uploaded. 14h - Audio recording of May 11, 2026 investor call on FY26 audited results uploaded.
3
Announcement under Regulation 30 (LODR)-Newspaper Publication
1d - Newspaper advertisement w.r.t. Audited Financial Results for the quarter and Financial Year ended March 31, 2026 1d - Newspaper advertisement w.r.t. Audited Financial Results for the quarter and Financial Year ended March 31, 2026
4
Board Meeting Outcome for Consideration And Approval Of Audited Financial Results For The Quarter And Financial Year Ended March 31, 2026
8 May - Audited Q4/FY26 results: PAT ₹1,117.33 lakh, unmodified opinion, 1.29x security cover. 8 May - Audited Q4/FY26 results: PAT ₹1,117.33 lakh, unmodified opinion, 1.29x security cover.
Frequently Asked Questions about Muthoot Capital Services Ltd
What does Muthoot Capital Services Ltd do?
The company is deposit-taking NBFC & part of Muthoot Group. The group has established a strong reputation and brand in India, particularly in South India. The promoters have more than 30 years of experience in the lending business.
The company started its business in 2-wheeler financing in 1998 ...
Where is Muthoot Capital Services Ltd (MUTHOOTCAP) listed?
Muthoot Capital Services Ltd is listed on the Indian stock exchanges. It is listed on NSE: MUTHOOTCAP and BSE: 511766. You can view its live share price, financials, and ratios on Tapetide.
Which sector does Muthoot Capital Services Ltd belong to?
Muthoot Capital Services Ltd operates in the Financial Services sector within the NBFC industry. Sector classification helps investors compare companies affected by similar economic conditions and regulatory changes.
What is the market capitalisation of Muthoot Capital Services Ltd?
Muthoot Capital Services Ltd has a market capitalisation of approximately ₹409.53 Cr. Based on this, it is classified as a Small Cap stock.
What is the PE ratio of Muthoot Capital Services Ltd?
The Price-to-Earnings (PE) ratio of Muthoot Capital Services Ltd is 16.82. The PE ratio compares a company's share price to its earnings per share and is commonly used to assess whether a stock is overvalued or undervalued relative to its peers.
What is the 52-week high and low of Muthoot Capital Services Ltd?
Over the past 52 weeks, Muthoot Capital Services Ltd has traded between a low of ₹175.25 and a high of ₹303. This range helps investors understand the stock's price volatility and recent trading levels.
What is the Return on Equity (ROE) of Muthoot Capital Services Ltd?
Muthoot Capital Services Ltd has a Return on Equity (ROE) of 1.67%. ROE measures how effectively a company uses shareholders' equity to generate profits. A higher ROE generally indicates better capital efficiency.
How can I research Muthoot Capital Services Ltd on Tapetide?
On Tapetide, you can view Muthoot Capital Services Ltd's live share price, quarterly results, profit & loss statements, balance sheet, cash flow, key ratios, shareholding pattern, technical indicators, analyst ratings, and forecasts — all on a single page without needing to sign up.
Company Information
The company is deposit-taking NBFC & part of Muthoot Group. The group has established a strong reputation and brand in India, particularly in South India. The promoters have more than 30 years of experience in the lending business. The company started its business in 2-wheeler financing in 1998 and since then expanded into financing used cars, consumer durables, and small-ticket business loans. [1]
Website muthootcap.com
CEO Ms. Tina Suzanne George Muthoot
Employees 2,376
Listed 2015-08-24
Face Value ₹ 10
Issued Size 1,64,47,533