UTI Asset Management Company Ltd logo

UTI Asset Management Company Ltd

UTIAMC NSE

UTI Asset Management Company Ltd is primarily engaged in the activities of raising funds for and to render investment management services to schemes of UTI Mutual Fund. It is registered with SEBI under the SEBI (Mutual Funds) Regulations, 1996.[1] It was the first to introduce Mutual Funds in India and is focused solely on Investment management and related services.[2]

AI Verdict: HOLD Confidence: 5%

UTI AMC offers a compelling 5.01% dividend yield and is virtually debt-free, but a -36% TTM profit decline and -24% one-year stock CAGR signal near-term headwinds. At a PE of 26x with slowing growth, the risk-reward is balanced and warrants patience rather than fresh aggressive buying.

Key Fundamentals

MicrocapAMC Mutual FundCapital Markets
Market Cap
₹12,078 Cr
Volatility
Moderate
P/E Ratio
29.76
EBITDA
₹700 Cr
Return on Equity
16.13%
Debt to Equity
0
Book Value
₹350.49
EPS
₹61.66
52W High
₹1,494.8
52W Low
₹896.5

Technical Indicators

Key Insights

Strengths

2
  • Company is almost debt free.
  • Company has been maintaining a healthy dividend payout of 96.4%

Weaknesses

1
  • The company has delivered a poor sales growth of 7.76% over past five years.

Growth Rate

Revenue Growth
-8.70% ↗
Net Income Growth
-43.76% ↗
Cash Flow Change
64.97% ↗
ROE
-2.36% ↗
ROCE
2.26% ↗
EBITDA Margin (Avg.)
-31.62% ↗

AI Analysis — Bull vs Bear

Anthropic anthropic claude-opus-4.6 3d ago
HOLD
Risk medium

UTI AMC offers a compelling 5.01% dividend yield and is virtually debt-free, but a -36% TTM profit decline and -24% one-year stock CAGR signal near-term headwinds. At a PE of 26x with slowing growth, the risk-reward is balanced and warrants patience rather than fresh aggressive buying.

Bull Case 8
  • Dividend yield of 5.01% is among the highest in the AMC space, supported by a 96.4% payout ratio
  • Company is almost debt-free, reducing balance sheet risk and ensuring cash flows are available for distribution
  • 3-year stock CAGR of 12% indicates medium-term wealth creation despite recent correction
  • 3-year compounded sales growth of 10% shows the core AUM franchise continues to expand
  • 55.56% of analyst ratings are Buy (10 out of 18 analysts), reflecting consensus optimism on long-term fundamentals
  • 3-year average ROE of 15% demonstrates consistent capital efficiency over a longer cycle
  • Market cap of Rs 12,273 Cr provides adequate liquidity and institutional ownership base
  • Price-to-book of 2.73x is reasonable for a capital-light asset management franchise with predictable fee income
Bear Case 8
  • TTM compounded profit growth is -36%, indicating a sharp earnings decline in the most recent period
  • 1-year stock CAGR of -24% reflects significant capital erosion and negative momentum
  • TTM sales growth is -8%, suggesting AUM outflows or fee compression in the current cycle
  • 5-year compounded profit growth of -1% shows the company has failed to grow earnings over a meaningful period
  • Last year ROE dropped to 10% from a 5-year average of 14%, indicating deteriorating profitability
  • Poor 5-year sales growth of only 7.76% lags the industry where peers have grown AUM at 15-20% CAGR
  • Only 5.56% sell ratings but 38.89% hold ratings (7 analysts) suggest limited conviction even among bulls
  • PE of 26x is expensive relative to the negative earnings trajectory, offering limited margin of safety

This is AI-generated analysis, not financial advice. Do your own due diligence.

AI News Digest

Anthropic anthropic claude-opus-4.6 14h ago
Positives 3
  • ₹40 dividend, 11% AUM growth Jun 24

    UTI AMC fixed July 14 record date for ₹40/share final dividend. Group AUM grew 11% to ₹23,42,038 crore with PAT of ₹404.12 crore in FY26.

  • Active institutional investor engagement May 27

    Multiple analyst and institutional investor meetings scheduled through June with Nomura, ENAM Investment, Shanghvi Family Office, and others, signaling strong buy-side interest.

  • Saksham Niveshak campaign launched Jun 10

    Second phase of 100-day campaign (Apr 1–Jul 9, 2026) to facilitate direct payment of unclaimed dividends to shareholders, improving investor relations.

Neutral 3
  • Trading window closed for Q1 Jun 23

    Trading window closed July 1–24, 2026 ahead of board meeting on July 22 to consider Q1 FY27 financial results.

  • No share encumbrance in FY26 Jun 6

    LIC confirmed no new encumbrance on UTI AMC shares for FY26 as per SEBI regulations.

  • AGM scheduled July 21 Jun 24

    23rd AGM scheduled for July 21, 2026 with book closure from July 15–21 for final dividend approval.

TL;DR: UTI AMC is in a routine corporate governance cycle with no negative developments. The ₹40 dividend and 11% AUM growth to ₹23.4 lakh crore reflect steady operational performance. Active engagement with institutional investors and family offices suggests healthy buy-side demand. Key catalyst ahead is Q1 FY27 results on July 22, which will indicate whether AUM momentum is sustaining.

Quarterly Results

  Mar 2023Jun 2023Sep 2023Dec 2023Mar 2024Jun 2024Sep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025Mar 2026
Sales
301
468
404
449
416
529
538
418
376
547
419
517
390
Expenses
179
168
173
176
188
178
190
185
207
207
241
215
402
Operating Profit
122
300
232
273
228
351
348
233
169
340
177
302
-12
OPM %
41%
64%
57%
61%
55%
66%
65%
56%
45%
62%
42%
58%
-3%
Other Income
8
1
2
1
4
5
2
3
0
2
3
-108
12
Interest
2
3
3
3
3
3
3
3
3
3
3
3
3
Depreciation
10
10
10
10
12
11
11
11
12
12
13
13
13
PBT
117
288
220
261
218
341
336
221
154
326
164
178
-17
Tax %
27%
19%
17%
22%
17%
20%
22%
22%
34%
22%
19%
23%
206%
Net Profit
86
234
183
203
181
274
263
174
102
254
132
138
-51
EPS in Rs
6.75
18.46
14.39
14.59
12.79
19.97
18.76
11.78
6.83
18.5
8.81
9.41
-5.19
Figures in ₹ Crores

Profit & Loss

  Mar 2011Mar 2012Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
Sales
497
502
934
1,134
1,051
854
1,169
1,319
1,267
1,737
1,851
1,698
Expenses
292
298
499
577
552
506
526
621
655
703
749
889
Operating Profit
206
204
435
558
498
349
643
698
612
1,034
1,102
809
OPM %
41%
41%
47%
49%
47%
41%
55%
53%
48%
60%
60%
48%
Other Income
2
1
13
22
30
36
4
8
23
6
9
-93
Interest
0
0
0
0
8
9
8
9
10
11
13
13
Depreciation
9
10
13
14
29
34
36
37
40
42
46
51
PBT
199
195
435
566
491
341
603
660
586
987
1,052
652
Tax %
30%
25%
26%
29%
29%
19%
18%
19%
25%
19%
23%
28%
Net Profit
139
147
321
402
348
275
494
535
440
802
813
472
EPS in Rs
11.12
11.73
25.29
31.68
27.83
21.41
38.97
42.09
34.44
60.17
57.16
31.44
Div. Payout %
25%
23%
16%
16%
18%
33%
44%
50%
64%
78%
84%
127%
Figures in ₹ Crores

Balance Sheet

  Mar 2011Mar 2012Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
Equity Capital
125
125
127
127
127
127
127
127
127
127
128
129
Reserves
743
855
1,789
2,161
2,478
2,646
3,125
3,493
3,741
4,261
4,471
4,376
Borrowings
0
0
0
0
0
0
0
0
0
0
0
141
Other Liabilities
218
202
205
262
409
393
398
363
307
953
1,059
398
Total Liabilities
1,086
1,182
2,121
2,550
3,013
3,165
3,650
3,983
4,175
5,341
5,658
5,043
Fixed Assets
208
201
278
273
351
373
360
357
368
412
408
409
CWIP
0
0
3
5
1
1
5
8
9
3
11
0
Investments
646
720
1,543
1,932
2,261
2,356
2,747
2,994
3,248
4,428
4,558
3,988
Other Assets
232
260
297
339
400
436
539
623
550
498
681
647
Total Assets
1,086
1,182
2,121
2,550
3,013
3,165
3,650
3,983
4,175
5,341
5,658
5,043
Figures in ₹ Crores

Cash Flow

  Mar 2011Mar 2012Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
Operating
—
72
324
316
123
181
153
337
395
325
536
407
Investing
—
-22
-242
-233
-26
-102
-57
-60
-93
-146
124
-34
Financing
—
-35
-65
-44
-123
-84
-104
-215
-267
-238
-554
-594
Net Cash Flow
—
16
16
39
-26
-5
-8
62
36
-59
106
-221
Free Cash Flow
—
70
219
306
116
136
126
299
344
245
486
366
CFO/OP
—
38
77
59
58
76
35
67
88
48
69
78
Figures in ₹ Crores

Ratios

  Mar 2011Mar 2012Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
Debtor Days
5
18
3
9
10
19
14
22
27
18
16
17
Cash Conversion Cycle
5
18
3
9
10
19
14
22
27
18
16
17
Working Capital Days
-62
-44
-28
-40
-31
-24
-47
-31
-32
-33
-51
-36
ROCE %
—
21%
—
27%
20%
13%
20%
19%
16%
23%
21%
16%

Shareholding Pattern

As of Mar 2026
DIIs 60.07%
Others 24.91%
Public 7.91%
FIIs 7.11%
Total 100.00%
  Mar 2021Jun 2021Sep 2021Dec 2021Mar 2022Jun 2022Sep 2022Dec 2022Mar 2023Jun 2023Sep 2023Dec 2023Mar 2024Jun 2024Sep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025Mar 2026
Promoters
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
FIIs
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
4.94%
0.00%
5.96%
6.27%
7.20%
7.85%
7.85%
7.70%
7.61%
7.27%
7.11%
DIIs
61.12%
61.97%
60.23%
49.94%
48.87%
48.84%
59.16%
59.99%
60.25%
61.03%
61.69%
60.99%
60.92%
60.66%
60.19%
59.27%
59.71%
59.47%
59.71%
60.00%
60.07%
Government
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
Public
7.88%
7.74%
8.29%
8.08%
7.97%
8.22%
8.39%
8.19%
8.49%
8.70%
8.35%
8.28%
8.13%
8.03%
7.46%
7.80%
7.44%
7.19%
6.93%
7.54%
7.91%
Others
31.00%
30.29%
31.48%
41.98%
43.16%
42.94%
32.45%
31.82%
31.25%
30.27%
25.02%
30.74%
24.98%
25.05%
25.15%
25.08%
25.00%
25.65%
25.75%
25.20%
24.91%
No. of Shareholders
0
2,17,467
1,76,765
1,78,656
1,77,729
1,75,820
1,79,824
1,80,189
1,61,632
1,57,946
1,55,918
1,52,127
1,48,066
1,44,944
1,62,837
1,80,656
1,70,067
1,62,002
1,61,911
1,59,631
1,59,484

Documents

Frequently Asked Questions about UTI Asset Management Company Ltd

What does UTI Asset Management Company Ltd do?
UTI Asset Management Company Ltd is primarily engaged in the activities of raising funds for and to render investment management services to schemes of UTI Mutual Fund. It is registered with SEBI under the SEBI (Mutual Funds) Regulations, 1996.[1] It was the first to introduce Mutual Funds in Ind...
Where is UTI Asset Management Company Ltd (UTIAMC) listed?
UTI Asset Management Company Ltd is listed on the Indian stock exchanges. It is listed on NSE: UTIAMC and BSE: 543238. You can view its live share price, financials, and ratios on Tapetide.
Which sector does UTI Asset Management Company Ltd belong to?
UTI Asset Management Company Ltd operates in the Financial Services sector within the Capital Markets industry. Sector classification helps investors compare companies affected by similar economic conditions and regulatory changes.
What is the market capitalisation of UTI Asset Management Company Ltd?
UTI Asset Management Company Ltd has a market capitalisation of approximately ₹12078.31 Cr. Based on this, it is classified as a Mid Cap stock.
What is the PE ratio of UTI Asset Management Company Ltd?
The Price-to-Earnings (PE) ratio of UTI Asset Management Company Ltd is 29.76. The PE ratio compares a company's share price to its earnings per share and is commonly used to assess whether a stock is overvalued or undervalued relative to its peers.
What is the 52-week high and low of UTI Asset Management Company Ltd?
Over the past 52 weeks, UTI Asset Management Company Ltd has traded between a low of ₹896.5 and a high of ₹1,494.8. This range helps investors understand the stock's price volatility and recent trading levels.
Does UTI Asset Management Company Ltd pay dividends?
Yes, UTI Asset Management Company Ltd has a dividend yield of 5.13%. Dividend yield indicates the annual dividend income relative to the share price. A consistent dividend history can signal financial stability.
What is the Return on Equity (ROE) of UTI Asset Management Company Ltd?
UTI Asset Management Company Ltd has a Return on Equity (ROE) of 16.13%. ROE measures how effectively a company uses shareholders' equity to generate profits. A higher ROE generally indicates better capital efficiency.
How can I research UTI Asset Management Company Ltd on Tapetide?
On Tapetide, you can view UTI Asset Management Company Ltd's live share price, quarterly results, profit & loss statements, balance sheet, cash flow, key ratios, shareholding pattern, technical indicators, analyst ratings, and forecasts — all on a single page without needing to sign up.

Company Information

UTI Asset Management Company Ltd is primarily engaged in the activities of raising funds for and to render investment management services to schemes of UTI Mutual Fund. It is registered with SEBI under the SEBI (Mutual Funds) Regulations, 1996.[1] It was the first to introduce Mutual Funds in India and is focused solely on Investment management and related services.[2]

Website utimf.com
Listed 2020-10-12
Face Value ₹ 10
Issued Size 12,85,17,203

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