Tsf Investments Ltd logo

Tsf Investments Ltd

TSFINV NSE

Key Fundamentals

MicrocapInvestment CompanyFinancial Services
Market Cap
₹9,288 Cr
Volatility
Moderate
P/E Ratio
19.02
EBITDA
₹222 Cr
Return on Equity
2.05%
Debt to Equity
0.04
Book Value
₹271.63
EPS
₹25.79
52W High
₹701.5
52W Low
₹331.7

Insights

Beta

AI-extracted from concalls & annual reports · figures as reported, with sources

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29 extracted metrics + investor summaries across FY18–FY26.

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Tapetide Score

Data-driven rating, 0–100. How it works →

Technical Indicators

Key Insights

Strengths

4
  • Company is almost debt free.
  • Company is expected to give good quarter
  • Company has delivered good profit growth of 45.3% CAGR over last 5 years
  • Company has been maintaining a healthy dividend payout of 37.0%

Weaknesses

3
  • Company has a low return on equity of 9.37% over last 3 years.
  • Debtor days have increased from 31.9 to 74.1 days.
  • Working capital days have increased from 44.3 days to 65.7 days

Growth Rate

Revenue Growth
527.13% ↗
Net Income Growth
61.92% ↗
Cash Flow Change
41.41% ↗
ROE
48.55% ↗
ROCE
55.17% ↗
EBITDA Margin (Avg.)
-70.84% ↘

AI Analysis — Bull vs Bear

Anthropic anthropic claude-opus-4.6 18d ago
AI opinion · based on fundamentals
Risk medium

Tsf Investments Ltd is a small-cap financial services company with a market cap of ₹10,061 Cr, trading at a PE of 18.6x with a dividend yield of 2.52%. The company has shown strong 5-year profit CAGR of 45% and explosive TTM sales growth of 564%, but carries a modest 3-year average ROE of 9% and faces deteriorating working capital efficiency.

Bull Case 8
  • Company is almost debt free, providing financial flexibility and low interest burden in a rising rate environment
  • Strong 5-year compounded profit growth of 45% CAGR demonstrates sustained earnings momentum
  • TTM sales growth of 564% signals a significant scale-up in revenue generation
  • Healthy dividend payout ratio of 37% indicates shareholder-friendly capital allocation and earnings quality
  • Dividend yield of 2.52% is attractive relative to many financial services peers
  • 3-year stock CAGR of 52% reflects strong wealth creation over the medium term
  • 3-year compounded sales growth of 124% shows the revenue acceleration is not just a one-year phenomenon
  • PE of 18.6x is reasonable for a financial services company delivering 45% profit CAGR over 5 years
Bear Case 8
  • Low return on equity of 9.37% over 3 years suggests suboptimal capital efficiency for a financial services firm
  • Debtor days have increased sharply from 31.9 to 74.1 days, indicating potential collection challenges or credit quality concerns
  • Working capital days have risen from 44.3 to 65.7 days, suggesting deteriorating operational efficiency
  • 1-year stock return of -8% shows recent negative price momentum despite strong reported growth
  • Last year ROE declined to 8% from the 3-year average of 9%, indicating a worsening capital return trend
  • Price-to-book of 1.63x combined with single-digit ROE implies the market may already be pricing in future growth that has not materialized in returns
  • TTM profit growth of only 16% versus TTM sales growth of 564% suggests significant margin compression or one-time revenue items not flowing to the bottom line
  • Absence of 10-year historical data for key metrics limits visibility into long-term cyclicality and sustainability

This is AI-generated analysis, not financial advice. Do your own due diligence.

AI News Digest

Anthropic anthropic claude-opus-4.6 74d ago
Positives 2
  • Net profit up 28.66% YoY May 19

    TSF Investments reported consolidated net profit of ₹530.21 crores for FY26, representing a 28.66% year-on-year increase.

  • Dividend of ₹11.15 recommended May 19

    The Board recommended a total dividend of ₹11.15 per share for FY26, signaling confidence in cash flow sustainability.

TL;DR: TSF Investments delivered strong FY26 results with nearly 29% profit growth and a healthy dividend payout. No visible headwinds emerged from recent coverage. The earnings trajectory is clearly improving, though limited news flow makes it difficult to assess sustainability or sector-level risks going forward.

Quarterly Results

  Jun 2023Sep 2023Dec 2023Mar 2024Jun 2024Sep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025Mar 2026Jun 2026
Sales
24
24
25
218
43
30
33
49
179
250
258
298
306
Expenses
14
11
12
11
9
9
9
12
132
200
210
240
234
Operating Profit
10
13
13
207
34
21
24
37
47
50
49
57
71
OPM %
41%
54%
52%
95%
79%
70%
72%
76%
26%
20%
19%
19%
23%
Other Income
1
2
2
0
1
2
0
2
43
4
2
9
1
Interest
0
0
0
0
0
0
0
0
5
7
7
7
7
Depreciation
1
1
1
1
1
1
1
1
3
4
4
4
4
PBT
10
14
15
206
34
22
23
38
82
44
40
56
61
Tax %
133%
37%
24%
15%
29%
35%
25%
44%
24%
36%
37%
9%
46%
Net Profit
71
91
102
269
110
89
106
107
158
103
105
164
125
EPS in Rs
3.18
4.08
4.61
12.13
4.97
4
4.76
4.82
7.13
4.52
4.64
7.25
5.5
Figures in ₹ Crores

Profit & Loss

  Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026TTM
Sales
69
100
93
59
85
91
291
155
1,027
1,112
Expenses
49
59
62
48
61
45
48
39
782
884
Operating Profit
21
41
31
10
24
46
243
116
245
228
OPM %
30%
41%
33%
18%
28%
50%
83%
75%
24%
20%
Other Income
3
2
5
6
3
3
6
5
18
17
Interest
0
0
0
0
1
0
1
1
25
27
Depreciation
1
1
1
2
4
2
3
3
16
17
PBT
23
42
35
14
22
47
245
117
221
201
Tax %
22%
28%
16%
32%
21%
32%
21%
34%
25%
—
Net Profit
130
137
78
74
161
238
533
412
530
497
EPS in Rs
5.84
6.19
3.52
3.33
7.35
10.7
24
18.55
23.49
21.91
Div. Payout %
17%
19%
24%
10%
37%
37%
32%
32%
47%
—
Figures in ₹ Crores

Balance Sheet

  Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
Equity Capital
76
76
76
76
111
111
111
111
111
Reserves
2,736
2,290
1,782
2,119
2,891
3,459
4,682
5,496
5,922
Borrowings
0
0
2
4
3
18
18
16
235
Other Liabilities
128
87
63
107
90
46
137
214
475
Total Liabilities
2,940
2,453
1,922
2,306
3,096
3,635
4,948
5,837
6,743
Fixed Assets
6
6
9
10
9
41
40
49
423
CWIP
0
0
0
0
0
0
0
0
1
Investments
2,910
2,420
1,879
2,269
3,053
3,553
4,708
5,738
5,781
Other Assets
24
27
35
27
34
40
200
50
538
Total Assets
2,940
2,453
1,922
2,306
3,096
3,635
4,948
5,837
6,743
Figures in ₹ Crores

Cash Flow

  Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
Operating
147
58
62
19
30
100
132
188
266
Investing
-146
-30
-11
-10
-345
-25
136
-144
-145
Financing
-1
-28
-46
-8
319
-73
-103
-211
-50
Net Cash Flow
1
1
5
1
3
2
166
-167
71
Free Cash Flow
146
80
60
18
30
82
131
187
263
CFO/OP
735
173
218
221
173
250
69
195
124
Figures in ₹ Crores

Ratios

  Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
Debtor Days
55
38
30
33
22
28
8
14
74
Inventory Days
—
—
—
—
—
—
—
—
113
Days Payable
—
—
—
—
—
—
—
—
89
Cash Conversion Cycle
55
38
30
33
22
28
8
14
98
Working Capital Days
61
60
69
34
52
69
13
54
66
ROCE %
—
2%
2%
1%
1%
1%
6%
2%
3%

Shareholding Pattern

As of Jun 2026
Promoters 54.99%
Public 25.38%
Others 12.09%
DIIs 4.27%
FIIs 3.27%
Total 100.00%
  Mar 2021Jun 2021Sep 2021Dec 2021Mar 2022Jun 2022Sep 2022Dec 2022Mar 2023Jun 2023Sep 2023Dec 2023Mar 2024Jun 2024Sep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025Mar 2026Jun 2026
Promoters
52.92%
55.59%
55.59%
55.59%
55.59%
55.59%
55.59%
55.59%
55.59%
55.59%
55.59%
55.29%
54.97%
54.97%
54.97%
54.97%
54.97%
54.97%
54.97%
55.36%
54.99%
54.99%
FIIs
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
3.17%
3.20%
3.27%
DIIs
6.41%
6.34%
6.27%
6.07%
5.98%
5.70%
4.23%
4.23%
4.23%
4.23%
4.22%
4.22%
4.22%
4.07%
3.99%
3.99%
3.99%
3.99%
3.94%
4.81%
4.75%
4.27%
Government
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
Public
29.30%
26.62%
26.82%
26.90%
26.67%
26.85%
26.66%
26.75%
26.69%
26.51%
26.74%
26.89%
27.63%
27.41%
27.25%
27.23%
27.20%
26.73%
25.81%
25.51%
25.21%
25.38%
Others
11.37%
11.45%
11.33%
11.44%
11.76%
11.86%
13.52%
13.42%
13.49%
13.67%
13.45%
13.59%
13.18%
13.55%
13.79%
13.82%
13.85%
14.31%
15.29%
11.14%
11.84%
12.09%
No. of Shareholders
27,693
29,544
31,432
31,201
31,091
31,227
31,253
31,333
30,885
30,407
32,104
33,559
33,201
34,448
36,542
39,448
39,001
37,271
37,901
36,504
35,782
37,327

Documents

Frequently Asked Questions about Tsf Investments Ltd

What does Tsf Investments Ltd do?
Sundaram Finance Holdings Ltd is primarily engaged in the business of Investments, business processing, and support services. It has a 100% subsidiary which is an outsourcing company offering various support services to large and mid-sized firms in and outside India. [1]
Where is Tsf Investments Ltd (TSFINV) listed?
Tsf Investments Ltd is listed on the Indian stock exchanges. It is listed on NSE: TSFINV. You can view its live share price, financials, and ratios on Tapetide.
Which sector does Tsf Investments Ltd belong to?
Tsf Investments Ltd operates in the Financial Services sector within the Finance industry. Sector classification helps investors compare companies affected by similar economic conditions and regulatory changes.
What is the market capitalisation of Tsf Investments Ltd?
Tsf Investments Ltd has a market capitalisation of approximately ₹9288.38 Cr. Based on this, it is classified as a Mid Cap stock.
What is the PE ratio of Tsf Investments Ltd?
The Price-to-Earnings (PE) ratio of Tsf Investments Ltd is 19.02. The PE ratio compares a company's share price to its earnings per share and is commonly used to assess whether a stock is overvalued or undervalued relative to its peers.
What is the 52-week high and low of Tsf Investments Ltd?
Over the past 52 weeks, Tsf Investments Ltd has traded between a low of ₹331.7 and a high of ₹701.5. This range helps investors understand the stock's price volatility and recent trading levels.
Does Tsf Investments Ltd pay dividends?
Yes, Tsf Investments Ltd has a dividend yield of 2.65%. Dividend yield indicates the annual dividend income relative to the share price. A consistent dividend history can signal financial stability.
What is the Return on Equity (ROE) of Tsf Investments Ltd?
Tsf Investments Ltd has a Return on Equity (ROE) of 2.05%. ROE measures how effectively a company uses shareholders' equity to generate profits. A higher ROE generally indicates better capital efficiency.
How can I research Tsf Investments Ltd on Tapetide?
On Tapetide, you can view Tsf Investments Ltd's live share price, quarterly results, profit & loss statements, balance sheet, cash flow, key ratios, shareholding pattern, technical indicators, analyst ratings, and forecasts — all on a single page without needing to sign up.

Company Information

Sundaram Finance Holdings Ltd is primarily engaged in the business of Investments, business processing, and support services. It has a 100% subsidiary which is an outsourcing company offering various support services to large and mid-sized firms in and outside India. [1]

Website sundaramholdings.in
Listed 2018-03-26
Face Value ₹ 5
Issued Size 22,21,03,860

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