Richfield Financial Services
RICHFIELDFINANCIALSERVICESLTD NSE
Richfield Financial Services
Financial ServicesNSE: RICHFIELDFINANCIALSERVICESLTD BSE: RFSL Other Financial Services
Key Fundamentals
MicrocapOther Financial ServicesFinancial ServicesMarket Cap
₹18.31 Cr
Volatility
Moderate
P/E Ratio
31.6
EBITDA
₹0.20 Cr
Return on Equity
3.8%
Debt to Equity
4.72
Book Value
₹14.66
EPS
₹1.73
52W High
₹46.4
52W Low
₹18.51
Tapetide Score
Data-driven rating, 0–100. How it works →
Key Insights
Weaknesses
5- Though the company is reporting repeated profits, it is not paying out dividend
- Company has low interest coverage ratio.
- Promoter holding is low: 37.1%
- Company has a low return on equity of 4.03% over last 3 years.
- Promoter holding has decreased over last 3 years: -10.4%
Growth Rate
Revenue Growth
50% lower than
3Y
Net Income Growth
239% higher than
3Y
Cash Flow Change
—
ROE
485% higher than
3Y
ROCE
349% higher than
3Y
EBITDA Margin (Avg.)
156% lower than
3Y
Quarterly Results
| Particulars | Jun 2023 | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Sales | 0.21 | 0.4 | 0.56 | 0.67 | 0.74 | 0.79 | 1.12 | 1.72 | 2.19 | 2.71 | 3 | 4.3 | 4.9 |
| Expenses | 0.24 | 0.26 | 0.28 | 0.36 | 0.68 | 0.96 | 1.21 | 1.93 | 1.29 | 1.46 | 1.92 | 3.04 | 2.49 |
| Operating Profit | -0.03 | 0.14 | 0.28 | 0.31 | 0.06 | -0.17 | -0.09 | -0.21 | 0.9 | 1.25 | 1.08 | 1.26 | 2.41 |
| OPM % | -14.29% | 35% | 50% | 46.27% | 8.11% | -21.52% | -8.04% | -12.21% | 41.1% | 46.13% | 36% | 29.3% | 49.18% |
| Other Income | 0.03 | 0.05 | 0.04 | 0.03 | 0 | 0.14 | 0.13 | 0.39 | 0.04 | 0.19 | 0.29 | 0.34 | 0.03 |
| Interest | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0.81 | 0.95 | 1.23 | 1.79 | 1.96 |
| Depreciation | 0 | 0 | 0 | 0 | 0.01 | 0 | 0.03 | 0.08 | 0.03 | 0.03 | 0.05 | 0 | 0.03 |
| PBT | 0 | 0.19 | 0.32 | 0.34 | 0.05 | -0.03 | 0.01 | 0.1 | 0.1 | 0.46 | 0.09 | -0.19 | 0.45 |
| Tax % | — | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 26.09% | 11.11% | -10.53% | 24.44% |
| Net Profit | 0 | 0.19 | 0.32 | 0.34 | 0.05 | -0.03 | 0.01 | 0.11 | 0.09 | 0.34 | 0.09 | -0.16 | 0.34 |
| EPS in Rs | 0 | 0.25 | 0.43 | 0.45 | 0.07 | -0.04 | 0.01 | 0.15 | 0.12 | 0.45 | 0.12 | -0.17 | 0.35 |
Profit & Loss
| Particulars | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Sales | 1.11 | 0.55 | 0.93 | 0.67 | 0.45 | 0.36 | 1.07 | 0.43 | 0.34 | 1.78 | 4.35 | 12.2 | 14.91 |
| Expenses | 1.02 | 0.49 | 0.69 | 0.49 | 0.21 | 0.64 | 0.56 | 0.28 | 0.31 | 0.99 | 3.4 | 7.72 | 8.91 |
| Operating Profit | 0.09 | 0.06 | 0.24 | 0.18 | 0.24 | -0.28 | 0.51 | 0.15 | 0.03 | 0.79 | 0.95 | 4.48 | 6 |
| OPM % | 8.11% | 10.91% | 25.81% | 26.87% | 53.33% | -77.78% | 47.66% | 34.88% | 8.82% | 44.38% | 21.84% | 36.72% | 40.24% |
| Other Income | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0.01 | 0.02 | 0.14 | 0.66 | 0.87 | 0.85 |
| Interest | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0.02 | 1.35 | 4.77 | 5.93 |
| Depreciation | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0.04 | 0.07 | 0.13 | 0.1 | 0.11 |
| PBT | 0.09 | 0.06 | 0.24 | 0.18 | 0.24 | -0.28 | 0.51 | 0.16 | 0.01 | 0.84 | 0.13 | 0.48 | 0.81 |
| Tax % | 22.22% | 16.67% | 4.17% | 0% | 20.83% | 3.57% | 15.69% | 12.5% | 0% | 22.62% | 7.69% | 22.92% | — |
| Net Profit | 0.07 | 0.04 | 0.23 | 0.18 | 0.19 | -0.29 | 0.44 | 0.14 | 0.01 | 0.65 | 0.13 | 0.35 | 0.61 |
| EPS in Rs | 0.09 | 0.05 | 0.31 | 0.24 | 0.25 | -0.39 | 0.59 | 0.19 | 0.01 | 0.87 | 0.17 | 0.36 | 0.75 |
| Div. Payout % | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | — |
Balance Sheet
| Particulars | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Equity Capital | 3.75 | 3.75 | 3.75 | 3.75 | 3.75 | 3.75 | 3.75 | 3.75 | 3.75 | 3.75 | 7.5 | 9.66 |
| Reserves | 1.95 | 1.99 | 2.22 | 2.4 | 5.45 | 3.68 | 4.12 | 4.19 | 4.19 | 4.84 | 0.92 | 4.5 |
| Borrowings | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 1.21 | 26.23 | 66.83 |
| Other Liabilities | 0.03 | 0.01 | 0.01 | 0.01 | 0.01 | 0.04 | 0.08 | 0.1 | 0.22 | 0.41 | 0.45 | 3.56 |
| Total Liabilities | 5.73 | 5.75 | 5.98 | 6.16 | 9.21 | 7.47 | 7.95 | 8.04 | 8.16 | 10.21 | 35.1 | 84.55 |
| Fixed Assets | 0.01 | 0.01 | 0.01 | 0.01 | 0 | 0 | 0 | 0 | 0.1 | 0.12 | 0.17 | 1.02 |
| CWIP | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Investments | 0.8 | 0.86 | 2.86 | 4.16 | 5.78 | 4.52 | 5.14 | 0 | 0 | 0 | 0 | 0 |
| Other Assets | 4.92 | 4.88 | 3.11 | 1.99 | 3.43 | 2.95 | 2.81 | 8.04 | 8.06 | 10.09 | 34.93 | 83.53 |
| Total Assets | 5.73 | 5.75 | 5.98 | 6.16 | 9.21 | 7.47 | 7.95 | 8.04 | 8.16 | 10.21 | 35.1 | 84.55 |
Cash Flow
| Particulars | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Operating | -0.32 | -0.03 | 1.98 | 1.13 | -0.88 | -0.23 | -0.28 | 2.73 | -1.98 | -5.37 | -20.72 | -47.32 |
| Investing | 0.33 | -0.04 | -1.94 | -1.18 | 1.49 | -0.41 | 0.17 | 5.2 | 0.19 | -0.09 | -3.21 | 2.11 |
| Financing | 0.03 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 25 | 46.41 |
| Net Cash Flow | 0.04 | -0.07 | 0.03 | -0.05 | 0.61 | -0.64 | -0.11 | 7.93 | -1.78 | -5.46 | 1.06 | 1.2 |
| Free Cash Flow | -0.32 | -0.03 | 1.98 | 1.13 | -0.88 | -0.23 | -0.28 | 2.73 | -2.13 | -5.46 | -20.9 | -48.28 |
| CFO/OP | -344 | 0 | 846 | 644 | -367 | 71 | -55 | 1,820 | -6,600 | -680 | -2,181 | -1,056 |
Ratios
| Particulars | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Debtor Days | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Inventory Days | 151 | 438 | 0 | — | — | — | — | — | — | — | — | — |
| Days Payable | 0 | 0 | — | — | — | — | — | — | — | — | — | — |
| Cash Conversion Cycle | 151 | 438 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Working Capital Days | 118 | 192 | 35.32 | 54.48 | 56.78 | 60.83 | 34.11 | 25.47 | -150 | -22.56 | 112 | -30.82 |
| ROCE % | 1.59% | 1.05% | 4.1% | 2.97% | 3.13% | -3.37% | 6.67% | 2.02% | 0.13% | 9.7% | 6.66% | 9.08% |
Insights
BetaAI-extracted from concalls & annual reports · figures as reported, with sources
Log in to view Richfield Financial Services insights
58 extracted metrics + investor summaries across FY09–FY26.
Documents
2
Format of the Initial Disclosure to be made by an entity identified as a Large Corporate : Annexure A
29 Apr - Company confirms it is not a Large Corporate; annual debt disclosure for FY26 not required. 29 Apr - Company confirms it is not a Large Corporate; annual debt disclosure for FY26 not required.
3
Format of the Initial Disclosure to be made by an entity identified as a Large Corporate : Annexure A
29 Apr - Company confirms it is not a Large Corporate; annual debt disclosure for FY26 not required. 29 Apr - Company confirms it is not a Large Corporate; annual debt disclosure for FY26 not required.
4
Board Meeting Outcome for Outcome Of Board Meeting Held On April 17, 2026
17 Apr - Board approved private placement of secured NCDs worth Rs.15 crore; allotment deemed on May 20, 2026. 17 Apr - Board approved private placement of secured NCDs worth Rs.15 crore; allotment deemed on May 20, 2026.
5
Board Meeting Intimation for Prior Intimation Of Board Meeting Scheduled On April 17, 2026
14 Apr - Board meeting on 17 April 2026 to consider Series V NCD issue on private placement. 14 Apr - Board meeting on 17 April 2026 to consider Series V NCD issue on private placement.
3
Board Meeting Intimation for Prior Intimation Of Board Meeting Which Is To Be Held On 07-09-2026. 2 Sept 2026
Intimation
Frequently Asked Questions about Richfield Financial Services
What does Richfield Financial Services Ltd do?
Incorporated in 1992, Richfield Financial Services Ltd is in the business of Finance and Investment in Shares and Securities[1]
Where is Richfield Financial Services Ltd (539435) listed?
Richfield Financial Services Ltd trades as RICHFIELDFINANCIALSERVICESLTD on the NSE and under code RFSL on the BSE.
Which sector does Richfield Financial Services Ltd belong to?
Richfield Financial Services Ltd is classified under the Financial Services sector, in the Other Financial Services industry.
What is the market capitalisation of Richfield Financial Services Ltd?
Richfield Financial Services Ltd has a market capitalisation of ₹18.31 Cr, which places it in the Small Cap band.
What is the PE ratio of Richfield Financial Services Ltd?
Richfield Financial Services Ltd trades at a PE ratio of 31.60, on earnings per share of ₹1.73, against a book value of ₹14.66 per share.
What is the 52-week high and low of Richfield Financial Services Ltd?
Over the last 52 weeks Richfield Financial Services Ltd has traded between ₹18.51 and ₹46.4.
Does Richfield Financial Services Ltd pay dividends?
Richfield Financial Services Ltd has a dividend yield of 4.08%.
What is the Return on Equity (ROE) of Richfield Financial Services Ltd?
Richfield Financial Services Ltd reported a return on equity of 3.80%. Its debt-to-equity ratio is 4.72.
Company Information
Incorporated in 1992, Richfield Financial Services Ltd is in the business of Finance and Investment in Shares and Securities[1]
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