LV
Lakshmi Vilas Bank Ltd(Merged)
Delisted
LAKSHVILAS
This stock has been delisted or merged and is no longer actively traded.
Price unavailable
Tapetide Score
Data-driven rating, 0–100. How it works →
No Tapetide Score has been computed for this stock yet.
Key Insights
Strengths
2- Company has reduced debt.
- Stock is trading at 0.36 times its book value
Weaknesses
6- Company has low interest coverage ratio.
- The company has delivered a poor sales growth of -0.07% over past five years.
- Company has a low return on equity of -39.2% over last 3 years.
- Contingent liabilities of Rs.8,501 Cr.
- Earnings include an other income of Rs.411 Cr.
- Working capital days have increased from 130 days to 251 days
Technical Indicators
Oscillators
Bullish
Bearish
2
Neutral
2
Bullish
5
Overall
Bearish
Bearish
12
Neutral
2
Bullish
5
Moving Averages
Bearish
Bearish
10
Neutral
0
Bullish
0
Growth Rate
Revenue Growth
-30% lower than
3Y
change over 1 year
Net Income Growth
39%
change over 1 year
Quarterly Results
| Particulars | Sep 2017 | Dec 2017 | Mar 2018 | Jun 2018 | Sep 2018 | Dec 2018 | Mar 2019 | Jun 2019 | Sep 2019 | Dec 2019 | Mar 2020 | Jun 2020 | Sep 2020 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Sales | 779 | 790 | 703 | 727 | 729 | 701 | 682 | 624 | 607 | 520 | 455 | 442 | 420 |
| Expenses | 365 | 286 | 1,149 | 345 | 399 | 656 | 698 | 414 | 525 | 526 | 476 | 299 | 551 |
| Operating Profit | 414 | 504 | -447 | 382 | 330 | 45 | -15 | 210 | 82 | -5 | -21 | 143 | -131 |
| OPM % | 53% | 64% | -64% | 52% | 45% | 6% | -2.2% | 34% | 14% | -1% | -4.7% | 32% | -31% |
| Other Income | 124 | 27 | 38 | 61 | 71 | 61 | 57 | 53 | 58 | 65 | 175 | 96 | 74 |
| Interest | 546 | 570 | 582 | 597 | 578 | 563 | 542 | 500 | 498 | 394 | 386 | 352 | 341 |
| Depreciation | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| PBT | -8 | -39 | -991 | -155 | -177 | -456 | -500 | -237 | -357 | -334 | -233 | -112 | -397 |
| Tax % | -231% | 0% | -37% | -20% | -25% | -18% | -47% | 0% | 0% | 0% | -140% | 0% | 0% |
| Net Profit | 10 | -39 | -622 | -124 | -132 | -373 | -264 | -237 | -357 | -334 | 93 | -112 | -397 |
| EPS (₹) | 0.41 | -1.53 | -24.31 | -4.84 | -5.17 | -14.59 | -8.27 | -7.42 | -10.61 | -9.93 | 2.76 | -3.33 | -11.79 |
Profit & Loss
| Particulars | Mar 2009 | Mar 2010 | Mar 2011 | Mar 2012 | Mar 2013 | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Sales | 658 | 909 | 1,065 | 1,519 | 1,761 | 1,984 | 2,215 | 2,568 | 2,847 | 3,042 | 2,840 | 2,207 | 1,838 |
| Expenses | 172 | 304 | 358 | 380 | 426 | 649 | 607 | 701 | 857 | 2,029 | 2,032 | 1,858 | 1,853 |
| Operating Profit | 486 | 605 | 707 | 1,140 | 1,335 | 1,335 | 1,608 | 1,867 | 1,989 | 1,012 | 808 | 348 | -15 |
| OPM % | 74% | 67% | 66% | 75% | 76% | 67% | 73% | 73% | 70% | 33% | 28% | 16% | -0.8% |
| Other Income | 112 | 104 | 137 | 158 | 197 | 204 | 284 | 305 | 503 | 347 | 250 | 351 | 411 |
| Interest | 504 | 660 | 700 | 1,148 | 1,369 | 1,498 | 1,688 | 1,923 | 2,064 | 2,251 | 2,280 | 1,779 | 1,473 |
| Depreciation | 13 | 17 | 20 | 24 | 25 | 24 | 16 | 38 | 48 | 59 | 67 | 83 | 0 |
| PBT | 82 | 31 | 124 | 126 | 138 | 17 | 188 | 211 | 380 | -951 | -1,289 | -1,162 | -1,077 |
| Tax % | 38% | 2% | 19% | 15% | 34% | -241% | 30% | 15% | 33% | -38% | -31% | -28% | — |
| Net Profit | 50 | 31 | 101 | 107 | 92 | 60 | 132 | 180 | 256 | -585 | -894 | -836 | -751 |
| EPS (₹) | — | 1.29 | 4.24 | 4.49 | 3.84 | 2.5 | 5.54 | 7.53 | 10.03 | -22.85 | -27.95 | -24.83 | -22.29 |
| Div. Payout % | 24% | 19% | 24% | 32% | 32% | 16% | 27% | 30% | 20% | 0% | 0% | 0% | — |
Balance Sheet
| Particulars | Mar 2009 | Mar 2010 | Mar 2011 | Mar 2012 | Mar 2013 | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Sep 2020 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Equity Capital | 49 | 98 | 98 | 98 | 98 | 98 | 179 | 179 | 191 | 256 | 320 | 337 | 337 |
| Reserves | 405 | 641 | 795 | 861 | 917 | 956 | 1,377 | 1,584 | 1,945 | 2,072 | 1,573 | 893 | 383 |
| Borrowings | 7,504 | 9,409 | 11,875 | 14,694 | 16,099 | 19,031 | 22,422 | 26,154 | 32,326 | 37,322 | 30,201 | 22,199 | 22,053 |
| Other Liabilities | 350 | 338 | 506 | 488 | 536 | 548 | 708 | 753 | 782 | 779 | 953 | 993 | 896 |
| Total Liabilities | 8,308 | 10,486 | 13,273 | 16,140 | 17,650 | 20,633 | 24,687 | 28,670 | 35,245 | 40,429 | 33,046 | 24,422 | 23,669 |
| Fixed Assets | 54 | 66 | 179 | 189 | 190 | 201 | 243 | 367 | 359 | 402 | 470 | 459 | 459 |
| CWIP | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 4 | 0 |
| Investments | 1,863 | 2,983 | 3,519 | 4,395 | 4,325 | 5,689 | 6,051 | 6,545 | 8,652 | 10,768 | 8,430 | 5,384 | 5,497 |
| Other Assets | 6,391 | 7,437 | 9,575 | 11,556 | 13,135 | 14,744 | 18,392 | 21,758 | 26,234 | 29,259 | 24,146 | 18,574 | 17,713 |
| Total Assets | 8,308 | 10,486 | 13,273 | 16,140 | 17,650 | 20,633 | 24,687 | 28,670 | 35,245 | 40,429 | 33,046 | 24,422 | 23,669 |
Cash Flow
| Particulars | Mar 2009 | Mar 2010 | Mar 2011 | Mar 2012 | Mar 2013 | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Operating | 301 | -328 | 281 | -360 | 86 | 504 | -335 | 111 | 227 | -132 | -171 | -425 |
| Investing | -27 | -29 | -53 | -35 | -28 | -36 | -59 | -67 | -40 | -102 | -117 | -77 |
| Financing | -7 | 309 | -36 | 216 | -33 | -29 | 401 | 7 | 68 | 625 | 442 | 173 |
| Net Cash Flow | 267 | -48 | 193 | -180 | 25 | 440 | 7 | 50 | 255 | 391 | 154 | -329 |
| Free Cash Flow | 274 | -357 | 229 | -396 | 59 | 468 | -394 | 43 | 187 | -234 | -288 | -502 |
| CFO/OP | 68 | -45 | 43 | -32 | 6 | 38 | -21 | 6 | 11 | -13 | -21 | -122 |
Ratios
| Particulars | Mar 2009 | Mar 2010 | Mar 2011 | Mar 2012 | Mar 2013 | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Debtor Days | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Cash Conversion Cycle | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Working Capital Days | 112 | 24 | 10 | 13 | 29 | 10 | 19 | 3 | 26 | 66 | 74 | 251 |
| ROCE % | 8% | 8% | 7% | 9% | 9% | 8% | 9% | 8% | 8% | 4% | 3% | 2% |
Insights
BetaAI-extracted from concalls & annual reports · figures as reported, with sources
Log in to view Lakshmi Vilas Bank Ltd(Merged) insights
51 extracted metrics + investor summaries across FY06–FY21.
Documents
Frequently Asked Questions about Lakshmi Vilas Bank Ltd(Merged)
What does Lakshmi Vilas Bank Ltd(Merged) do?
Lakshmi Vilas Bank is engaged in the business of Banking.
Company Information
Lakshmi Vilas Bank is engaged in the business of Banking.
Website lvbank.com
Face Value ₹ 10
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