L
Lakshmi Vilas Bank Ltd(Merged)
LAKSHVILAS
This stock has been delisted or merged and is no longer actively traded.
Lakshmi Vilas Bank Ltd(Merged)
Delisted This stock has been delisted or merged and is no longer actively traded.
Insights
BetaAI-extracted from concalls & annual reports · figures as reported, with sources
Log in to view Lakshmi Vilas Bank Ltd(Merged) insights
28 extracted metrics + investor summaries across FY09–FY20.
Tapetide Score
Data-driven rating, 0–100. How it works →
Technical Indicators
Key Insights
Strengths
2- Company has reduced debt.
- Stock is trading at 0.36 times its book value
Weaknesses
6- Company has low interest coverage ratio.
- The company has delivered a poor sales growth of -0.07% over past five years.
- Company has a low return on equity of -39.2% over last 3 years.
- Contingent liabilities of Rs.8,501 Cr.
- Earnings include an other income of Rs.411 Cr.
- Working capital days have increased from 179 days to 312 days
Growth Rate
Revenue Growth
-30.00% →
Net Income Growth
39.00% →
Cash Flow Change
-
ROE
-54.00% ↘
ROCE
-
EBITDA Margin (Avg.)
-
Quarterly Results
| Sep 2017 | Dec 2017 | Mar 2018 | Jun 2018 | Sep 2018 | Dec 2018 | Mar 2019 | Jun 2019 | Sep 2019 | Dec 2019 | Mar 2020 | Jun 2020 | Sep 2020 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Sales | 779 | 790 | 703 | 727 | 729 | 701 | 682 | 624 | 607 | 520 | 455 | 442 | 420 |
| Expenses | 365 | 286 | 1,149 | 345 | 399 | 656 | 698 | 414 | 525 | 526 | 476 | 299 | 551 |
| Operating Profit | 414 | 504 | -447 | 382 | 330 | 45 | -15 | 210 | 82 | -5 | -21 | 143 | -131 |
| OPM % | 53% | 64% | -64% | 52% | 45% | 6% | -2.2% | 34% | 14% | -1% | -4.7% | 32% | -31% |
| Other Income | 124 | 27 | 38 | 61 | 71 | 61 | 57 | 53 | 58 | 65 | 175 | 96 | 74 |
| Interest | 546 | 570 | 582 | 597 | 578 | 563 | 542 | 500 | 498 | 394 | 386 | 352 | 341 |
| Depreciation | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| PBT | -8 | -39 | -991 | -155 | -177 | -456 | -500 | -237 | -357 | -334 | -233 | -112 | -397 |
| Tax % | -231% | 0% | -37% | -20% | -25% | -18% | -47% | 0% | 0% | 0% | -140% | 0% | 0% |
| Net Profit | 10 | -39 | -622 | -124 | -132 | -373 | -264 | -237 | -357 | -334 | 93 | -112 | -397 |
| EPS in Rs | 0.41 | -1.53 | -24.31 | -4.84 | -5.17 | -14.59 | -8.27 | -7.42 | -10.61 | -9.93 | 2.76 | -3.33 | -11.79 |
Profit & Loss
| Mar 2009 | Mar 2010 | Mar 2011 | Mar 2012 | Mar 2013 | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | TTM | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Sales | 658 | 909 | 1,065 | 1,519 | 1,761 | 1,984 | 2,215 | 2,568 | 2,847 | 3,042 | 2,840 | 2,207 | 1,838 |
| Expenses | 172 | 304 | 358 | 380 | 426 | 649 | 607 | 701 | 857 | 2,029 | 2,032 | 1,858 | 1,853 |
| Operating Profit | 486 | 605 | 707 | 1,140 | 1,335 | 1,335 | 1,608 | 1,867 | 1,989 | 1,012 | 808 | 348 | -15 |
| OPM % | 74% | 67% | 66% | 75% | 76% | 67% | 73% | 73% | 70% | 33% | 28% | 16% | -0.8% |
| Other Income | 112 | 104 | 137 | 158 | 197 | 204 | 284 | 305 | 503 | 347 | 250 | 351 | 411 |
| Interest | 504 | 660 | 700 | 1,148 | 1,369 | 1,498 | 1,688 | 1,923 | 2,064 | 2,251 | 2,280 | 1,779 | 1,473 |
| Depreciation | 13 | 17 | 20 | 24 | 25 | 24 | 16 | 38 | 48 | 59 | 67 | 83 | 0 |
| PBT | 82 | 31 | 124 | 126 | 138 | 17 | 188 | 211 | 380 | -951 | -1,289 | -1,162 | -1,077 |
| Tax % | 38% | 2% | 19% | 15% | 34% | -241% | 30% | 15% | 33% | -38% | -31% | -28% | — |
| Net Profit | 50 | 31 | 101 | 107 | 92 | 60 | 132 | 180 | 256 | -585 | -894 | -836 | -751 |
| EPS in Rs | — | 1.29 | 4.24 | 4.49 | 3.84 | 2.5 | 5.54 | 7.53 | 10.03 | -22.85 | -27.95 | -24.83 | -22.29 |
| Div. Payout % | 24% | 19% | 24% | 32% | 32% | 16% | 27% | 30% | 20% | 0% | 0% | 0% | — |
Balance Sheet
| Mar 2009 | Mar 2010 | Mar 2011 | Mar 2012 | Mar 2013 | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Sep 2020 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Equity Capital | 49 | 98 | 98 | 98 | 98 | 98 | 179 | 179 | 191 | 256 | 320 | 337 | 337 |
| Reserves | 405 | 641 | 795 | 861 | 917 | 956 | 1,377 | 1,584 | 1,945 | 2,072 | 1,573 | 893 | 383 |
| Borrowings | 7,504 | 9,409 | 11,875 | 14,694 | 16,099 | 19,031 | 22,422 | 26,154 | 32,326 | 37,322 | 30,201 | 22,199 | 22,053 |
| Other Liabilities | 350 | 338 | 506 | 488 | 536 | 548 | 708 | 753 | 782 | 779 | 953 | 993 | 896 |
| Total Liabilities | 8,308 | 10,486 | 13,273 | 16,140 | 17,650 | 20,633 | 24,687 | 28,670 | 35,245 | 40,429 | 33,046 | 24,422 | 23,669 |
| Fixed Assets | 54 | 66 | 179 | 189 | 190 | 201 | 243 | 367 | 359 | 402 | 470 | 459 | 459 |
| CWIP | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 4 | 0 |
| Investments | 1,863 | 2,983 | 3,519 | 4,395 | 4,325 | 5,689 | 6,051 | 6,545 | 8,652 | 10,768 | 8,430 | 5,384 | 5,497 |
| Other Assets | 6,391 | 7,437 | 9,575 | 11,556 | 13,135 | 14,744 | 18,392 | 21,758 | 26,234 | 29,259 | 24,146 | 18,574 | 17,713 |
| Total Assets | 8,308 | 10,486 | 13,273 | 16,140 | 17,650 | 20,633 | 24,687 | 28,670 | 35,245 | 40,429 | 33,046 | 24,422 | 23,669 |
Cash Flow
| Mar 2009 | Mar 2010 | Mar 2011 | Mar 2012 | Mar 2013 | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Operating | 301 | -328 | 281 | -360 | 86 | 504 | -335 | 111 | 227 | -132 | -171 | -425 |
| Investing | -27 | -29 | -53 | -35 | -28 | -36 | -59 | -67 | -40 | -102 | -117 | -77 |
| Financing | -7 | 309 | -36 | 216 | -33 | -29 | 401 | 7 | 68 | 625 | 442 | 173 |
| Net Cash Flow | 267 | -48 | 193 | -180 | 25 | 440 | 7 | 50 | 255 | 391 | 154 | -329 |
| Free Cash Flow | 274 | -357 | 229 | -396 | 59 | 468 | -394 | 43 | 187 | -234 | -288 | -502 |
| CFO/OP | 68 | -45 | 43 | -32 | 6 | 38 | -21 | 6 | 11 | -13 | -21 | -122 |
Ratios
| Mar 2009 | Mar 2010 | Mar 2011 | Mar 2012 | Mar 2013 | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Debtor Days | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Cash Conversion Cycle | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Working Capital Days | 166 | 58 | 59 | 56 | 68 | 51 | 58 | 48 | 70 | 107 | 117 | 312 |
| ROCE % | 8% | 8% | 7% | 9% | 9% | 8% | 9% | 8% | 8% | 4% | 3% | 2% |
Documents
Frequently Asked Questions about Lakshmi Vilas Bank Ltd(Merged)
What does Lakshmi Vilas Bank Ltd(Merged) do?
Lakshmi Vilas Bank is engaged in the business of Banking.
Where is Lakshmi Vilas Bank Ltd(Merged) (LAKSHVILAS) listed?
Lakshmi Vilas Bank Ltd(Merged) is listed on the Indian stock exchanges. You can view its live share price, financials, and ratios on Tapetide.
How can I research Lakshmi Vilas Bank Ltd(Merged) on Tapetide?
On Tapetide, you can view Lakshmi Vilas Bank Ltd(Merged)'s live share price, quarterly results, profit & loss statements, balance sheet, cash flow, key ratios, shareholding pattern, technical indicators, analyst ratings, and forecasts — all on a single page without needing to sign up.
Company Information
Lakshmi Vilas Bank is engaged in the business of Banking.
Website lvbank.com
Face Value ₹ 10