Kotak Mahindra Bank Ltd logo

Kotak Mahindra Bank Ltd

KOTAKBANK NSE

Key Fundamentals

LargecapPrivate BankBanks
Market Cap
4.1L Cr
Volatility
Moderate
P/E Ratio
20.93
EBITDA
₹0.00 Cr
Return on Equity
13.83%
Debt to Equity
0
Book Value
₹182.09
EPS
₹93.78
52W High
₹453.2
52W Low
₹345.5

Technical Indicators

Key Insights

Weaknesses

6
  • Company has low interest coverage ratio.
  • Company has a low return on equity of 13.7% over last 3 years.
  • Contingent liabilities of Rs.11,75,810 Cr.
  • Earnings include an other income of Rs.38,150 Cr.
  • Dividend payout has been low at 2.59% of profits over last 3 years
  • Working capital days have increased from 108 days to 153 days

Growth Rate

Revenue Growth
-34.84% ↘
Net Income Growth
-12.60% ↘
Cash Flow Change
7.85% ↗
ROE
0.72% ↘
ROCE
7.60% ↗
EBITDA Margin (Avg.)
-70.23% ↘

Quarterly Results

  Mar 2023Jun 2023Sep 2023Dec 2023Mar 2024Jun 2024Sep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025Mar 2026
Revenue
11,982
12,869
13,717
14,495
15,156
15,837
16,427
16,633
16,772
17,248
17,199
17,507
17,827
Expenses
10,548
10,303
10,136
12,484
14,920
12,263
13,094
10,596
13,666
13,123
11,606
13,933
13,656
Financing Profit
-2,796
-2,269
-1,955
-3,975
-5,976
-3,231
-3,806
-1,133
-4,051
-3,402
-1,740
-3,811
-3,205
Fin. Margin %
-23%
-18%
-14%
-27%
-39%
-20%
-23%
-7%
-24%
-20%
-10%
-22%
-18%
Other Income
8,785
7,855
7,843
9,588
12,751
13,042
10,453
7,313
10,402
9,456
7,703
10,344
10,648
Interest
4,230
4,834
5,536
5,985
6,212
6,805
7,139
7,170
7,157
7,527
7,333
7,384
7,376
Depreciation
0
0
0
0
0
0
0
0
0
0
0
0
0
PBT
5,989
5,586
5,888
5,614
6,775
9,811
6,647
6,180
6,351
6,053
5,963
6,533
7,443
Tax %
24%
26%
25%
25%
23%
25%
25%
25%
23%
27%
25%
25%
27%
Net Profit
4,566
4,150
4,461
4,265
5,337
7,448
5,044
4,701
4,933
4,472
4,468
4,924
5,423
EPS in Rs
4.6
4.18
4.49
4.29
5.37
7.49
5.07
4.73
4.96
4.5
4.49
4.95
5.45
Gross NPA %
1.76%
1.75%
1.69%
1.68%
1.38%
1.39%
1.48%
1.51%
1.45%
—
—
—
—
Net NPA %
0.41%
0.43%
0.39%
0.36%
0.36%
0.38%
0.45%
0.44%
0.36%
—
—
—
—
Figures in ₹ Crores

Profit & Loss

  Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
Revenue
13,319
20,402
22,324
25,131
29,831
33,474
32,820
33,741
42,151
56,237
65,669
69,781
Expenses
9,718
11,541
14,832
16,805
19,758
22,578
29,812
30,699
33,485
47,052
48,891
52,319
Financing Profit
-3,366
-2,263
-3,965
-4,141
-5,114
-5,005
-9,958
-8,512
-5,746
-13,382
-11,496
-12,158
Fin. Margin %
-25%
-11%
-18%
-16%
-17%
-15%
-30%
-25%
-14%
-24%
-18%
-17%
Other Income
8,152
7,631
11,660
13,682
16,148
16,892
23,588
24,941
25,991
38,037
41,426
38,150
Interest
6,966
11,123
11,458
12,467
15,187
15,901
12,967
11,554
14,411
22,567
28,275
29,620
Depreciation
237
345
362
383
458
465
461
480
599
792
941
0
PBT
4,550
5,024
7,332
9,158
10,576
11,422
13,168
15,948
19,646
23,863
28,989
25,993
Tax %
33%
32%
32%
33%
33%
25%
25%
25%
25%
25%
24%
26%
Net Profit
3,105
3,524
5,019
6,258
7,204
8,593
9,990
12,089
14,925
18,213
22,126
19,288
EPS in Rs
3.94
3.77
5.37
6.51
7.55
8.98
10.08
12.18
15.03
18.32
22.26
19.39
Div. Payout %
2%
3%
2%
2%
2%
0%
2%
2%
2%
2%
2%
3%
Figures in ₹ Crores

Balance Sheet

  Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
Equity Capital
386
917
920
953
954
957
991
992
993
994
994
995
Reserves
21,770
32,447
37,572
49,535
56,827
65,680
83,348
95,673
1,10,821
1,28,978
1,56,495
1,80,118
Borrowing
31,415
43,730
49,690
58,604
66,939
66,077
48,239
55,660
57,534
75,106
97,622
95,394
Deposits
72,843
1,35,949
1,55,540
1,91,236
2,24,824
2,60,400
2,78,871
3,10,087
3,61,273
4,45,269
4,94,707
5,66,940
Other Liabilities
22,049
27,761
32,465
37,392
45,626
50,059
67,405
84,086
89,809
1,17,321
1,29,955
1,59,906
Total Liabilities
1,48,464
2,40,804
2,76,188
3,37,720
3,95,171
4,43,173
4,78,854
5,46,498
6,20,430
7,67,667
8,79,774
10,03,353
Fixed Assets
1,385
1,761
1,759
2,543
2,697
2,675
2,554
2,723
3,075
3,510
3,759
2,853
CWIP
0
0
0
0
0
0
0
0
0
0
0
0
Investments
45,589
70,274
68,462
90,977
1,03,487
1,11,197
1,56,946
1,64,529
1,95,338
2,46,446
2,84,255
2,90,633
Other Assets
1,01,490
1,68,769
2,05,967
2,44,201
2,88,987
3,29,301
3,19,355
3,79,245
4,22,017
5,17,711
5,91,761
7,09,867
Total Assets
1,48,464
2,40,804
2,76,188
3,37,720
3,95,171
4,43,173
4,78,854
5,46,498
6,20,430
7,67,667
8,79,774
10,03,353
Figures in ₹ Crores

Cash Flow

  Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
Operating
2,302
5,025
13,222
-10,392
1,822
46,619
4,881
8,308
-1,242
15,685
16,916
41,727
Investing
-4,467
-2,353
-5,289
-5,475
-3,323
-13,068
-11,172
-10,903
-10,381
-8,919
-25,226
-16,519
Financing
2,426
2,024
6,055
14,679
8,365
-735
-10,072
7,543
1,883
15,515
22,165
-2,538
Net Cash Flow
260
4,696
13,989
-1,188
6,864
32,815
-16,363
4,949
-9,740
22,281
13,855
22,669
Free Cash Flow
2,034
4,714
12,840
-10,758
1,331
46,206
4,581
7,675
-2,203
14,593
15,768
40,691
CFO/OP
103
76
205
-89
52
454
270
396
41
236
139
276
Figures in ₹ Crores

Ratios

  Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
ROE %
15%
12%
14%
14%
13%
14%
13%
13%
14%
15%
15%
11%

Shareholding Pattern

As of Mar 2026
DIIs 36.18%
FIIs 26.40%
Promoters 25.87%
Public 8.35%
Others 3.20%
Total 100.00%
  Mar 2021Jun 2021Sep 2021Dec 2021Mar 2022Jun 2022Sep 2022Dec 2022Mar 2023Jun 2023Sep 2023Dec 2023Mar 2024Jun 2024Sep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025Mar 2026
Promoters
26.02%
26.00%
26.00%
25.99%
25.98%
25.97%
25.96%
25.95%
25.95%
25.94%
25.93%
25.91%
25.90%
25.89%
25.89%
25.89%
25.88%
25.88%
25.88%
25.87%
25.87%
FIIs
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.01%
0.01%
0.01%
0.00%
40.97%
0.00%
37.59%
33.16%
33.40%
32.48%
32.65%
32.34%
29.75%
29.36%
26.40%
DIIs
13.32%
14.40%
15.01%
15.21%
16.36%
17.11%
18.44%
20.12%
21.35%
19.61%
20.04%
19.65%
23.43%
27.73%
27.91%
28.79%
29.14%
29.61%
32.01%
32.88%
36.18%
Government
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
Public
8.86%
9.27%
8.95%
9.08%
9.65%
9.16%
8.75%
8.77%
8.82%
8.25%
8.66%
8.61%
8.77%
9.00%
8.74%
8.64%
8.36%
8.43%
8.50%
8.50%
8.35%
Others
51.80%
50.32%
50.03%
49.72%
48.01%
47.76%
46.83%
45.14%
43.88%
46.20%
4.40%
45.83%
4.31%
4.23%
4.06%
4.20%
3.97%
3.73%
3.86%
3.39%
3.20%
No. of Shareholders
4,23,239
4,92,318
4,75,671
5,30,692
5,79,821
5,64,789
5,54,779
5,43,736
5,82,733
5,60,825
6,35,299
6,34,698
6,81,301
7,82,680
7,39,755
7,46,602
7,05,616
6,90,125
6,91,413
6,79,096
7,81,448

Documents

1
Concall - Jan 2018 Jan 2018
2
Concall - May 2020 May 2020
3
Concall - Aug 2020 Aug 2020
4
Concall - Jan 2021 Jan 2021
5
Concall - May 2021 May 2021

Frequently Asked Questions about Kotak Mahindra Bank Ltd

What does Kotak Mahindra Bank Ltd do?
Kotak Mahindra Bank is a diversified financial services group providing a wide range of banking and financial services including Retail Banking, Treasury and Corporate Banking, Investment Banking, Stock Broking, Vehicle Finance, Advisory services, Asset Management, Life Insurance and General Insu...
Where is Kotak Mahindra Bank Ltd (KOTAKBANK) listed?
Kotak Mahindra Bank Ltd is listed on the Indian stock exchanges. It is listed on NSE: KOTAKBANK and BSE: 500247. You can view its live share price, financials, and ratios on Tapetide.
Which sector does Kotak Mahindra Bank Ltd belong to?
Kotak Mahindra Bank Ltd operates in the Banks sector within the Private Bank industry. Sector classification helps investors compare companies affected by similar economic conditions and regulatory changes.
What is the market capitalisation of Kotak Mahindra Bank Ltd?
Kotak Mahindra Bank Ltd has a market capitalisation of approximately ₹405566.78 Cr. Based on this, it is classified as a Large Cap stock.
What is the PE ratio of Kotak Mahindra Bank Ltd?
The Price-to-Earnings (PE) ratio of Kotak Mahindra Bank Ltd is 20.93. The PE ratio compares a company's share price to its earnings per share and is commonly used to assess whether a stock is overvalued or undervalued relative to its peers.
What is the 52-week high and low of Kotak Mahindra Bank Ltd?
Over the past 52 weeks, Kotak Mahindra Bank Ltd has traded between a low of ₹345.5 and a high of ₹453.2. This range helps investors understand the stock's price volatility and recent trading levels.
Does Kotak Mahindra Bank Ltd pay dividends?
Yes, Kotak Mahindra Bank Ltd has a dividend yield of 0.62%. Dividend yield indicates the annual dividend income relative to the share price. A consistent dividend history can signal financial stability.
What is the Return on Equity (ROE) of Kotak Mahindra Bank Ltd?
Kotak Mahindra Bank Ltd has a Return on Equity (ROE) of 13.83%. ROE measures how effectively a company uses shareholders' equity to generate profits. A higher ROE generally indicates better capital efficiency.
How can I research Kotak Mahindra Bank Ltd on Tapetide?
On Tapetide, you can view Kotak Mahindra Bank Ltd's live share price, quarterly results, profit & loss statements, balance sheet, cash flow, key ratios, shareholding pattern, technical indicators, analyst ratings, and forecasts — all on a single page without needing to sign up.

Company Information

Kotak Mahindra Bank is a diversified financial services group providing a wide range of banking and financial services including Retail Banking, Treasury and Corporate Banking, Investment Banking, Stock Broking, Vehicle Finance, Advisory services, Asset Management, Life Insurance and General Insurance.[1]

Website kotak.com
CEO Mr. Ashok Valiram Vaswani
Employees 1,14,000
Listed 1995-12-20
Face Value ₹ 1
Issued Size 1,98,90,98,595