K

KJMC Financial Services Ltd

KJMCFIN NSE

Key Fundamentals

MicrocapNBFCFinancial Services
Market Cap
₹32.78 Cr
P/E Ratio
15.49
EBITDA
₹3.84 Cr
Return on Equity
0.53%
Debt to Equity
0.04
Book Value
₹213.4
52W High
₹84.5
52W Low
₹51.01

Insights

Beta

AI-extracted from concalls & annual reports · figures as reported, with sources

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26 extracted metrics + investor summaries across FY15–FY26.

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Tapetide Score

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Technical Indicators

Key Insights

Strengths

2
  • Stock is trading at 0.41 times its book value
  • Company's working capital requirements have reduced from 54.7 days to 32.0 days

Weaknesses

1
  • Company has a low return on equity of 1.03% over last 3 years.

Growth Rate

Revenue Growth
20.37% ↘
Net Income Growth
158.89% ↘
Cash Flow Change
-58.88% ↘
ROE
-27.40% ↗
ROCE
-23.78% ↘
EBITDA Margin (Avg.)
15.36% ↘

Quarterly Results

  Jun 2023Sep 2023Dec 2023Mar 2024Jun 2024Sep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025Mar 2026Jun 2026
Revenue
1.05
1.32
1.08
1.18
1.58
2.02
1.27
0.05
2.14
1.57
1.38
0.85
3.04
Expenses
0.68
0.44
0.56
0.66
0.72
0.67
0.93
0.43
0.51
0.63
0.59
0.53
0.49
Financing Profit
0.17
0.7
0.42
0.32
0.67
1.19
0.09
-0.62
1.45
0.68
0.36
-0.07
2.25
Fin. Margin %
16.19%
53.03%
38.89%
27.12%
42.41%
58.91%
7.09%
-1240%
67.76%
43.31%
26.09%
-8.24%
74.01%
Other Income
0.01
0.01
0.01
0.04
0.03
0.03
0.03
0.21
0.07
0.18
0.07
0.07
0.08
Interest
0.2
0.18
0.1
0.2
0.19
0.16
0.25
0.24
0.18
0.26
0.43
0.39
0.3
Depreciation
0.06
0.06
0.06
0.12
0.11
0.11
0.11
0.11
0.1
0.1
0.14
0.13
0.12
PBT
0.12
0.65
0.37
0.24
0.59
1.11
0.01
-0.52
1.42
0.76
0.29
-0.13
2.21
Tax %
75%
15.38%
29.73%
70.83%
11.86%
36.94%
0%
-19.23%
24.65%
25%
48.28%
30.77%
26.24%
Net Profit
0.03
0.55
0.25
0.08
0.52
0.7
0
-0.42
1.08
0.56
0.16
-0.17
1.63
EPS in Rs
0.06
1.15
0.52
0.17
1.09
1.46
0
-0.88
2.26
1.17
0.33
-0.36
3.41
Figures in ₹ Crores

Profit & Loss

  Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026TTM
Revenue
1.25
2.19
2.81
6.92
2.63
2.27
1.78
3.65
3.01
4.63
4.92
5.93
6.84
Expenses
0.88
1.29
2.03
5.09
2
2.43
2.82
2.86
2.81
2.33
2.74
2.26
2.24
Financing Profit
0.21
0.69
0.38
0.6
-0.67
-1.34
-1.83
-0.07
-0.51
1.62
1.34
2.41
3.22
Fin. Margin %
16.8%
31.51%
13.52%
8.67%
-25.48%
-59.03%
-102.81%
-1.92%
-16.94%
34.99%
27.24%
40.64%
47.08%
Other Income
0.09
0.06
0.02
0.07
0.11
0.09
0.18
0.08
0.08
0.06
0.3
0.4
0.4
Interest
0.16
0.21
0.4
1.23
1.3
1.18
0.79
0.86
0.71
0.68
0.84
1.26
1.38
Depreciation
0.19
0.14
0.1
0.07
0.09
0.29
0.19
0.11
0.2
0.3
0.44
0.46
0.49
PBT
0.11
0.61
0.3
0.6
-0.65
-1.54
-1.84
-0.1
-0.63
1.38
1.2
2.35
3.13
Tax %
-63.64%
-1.64%
-36.67%
16.67%
4.62%
-1.95%
-23.91%
330%
41.27%
34.06%
32.5%
30.64%
—
Net Profit
0.18
0.63
0.42
0.5
-0.69
-1.51
-1.4
-0.43
-0.89
0.9
0.81
1.63
2.18
EPS in Rs
0.46
1.4
0.88
1.04
-1.44
-3.16
-2.93
-0.9
-1.86
1.88
1.69
3.41
4.55
Div. Payout %
0%
0%
0%
0%
0%
0%
0%
0%
0%
0%
0%
29.39%
—
Figures in ₹ Crores

Balance Sheet

  Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
Equity Capital
3.91
4.49
4.79
4.79
4.79
4.79
4.79
4.79
4.79
4.79
4.79
4.79
Reserves
9.38
10.01
10.43
10.93
19.94
19.46
54.24
65.53
64.11
103
135
79.33
Borrowing
2.67
2.48
9.35
11.97
12.04
12.96
3.71
5.1
7.82
7.23
4.41
13.66
Other Liabilities
7.56
7.38
2.77
2.34
1.89
0.91
6.15
5.06
5.22
9.78
20.62
11.08
Total Liabilities
23.52
24.36
27.34
30.03
38.66
38.12
68.89
80.48
81.94
125
165
109
Fixed Assets
0.47
0.37
0.27
0.22
0.37
0.36
0.19
0.85
0.92
0.7
0.54
1.12
CWIP
0
0
0
0
0
0
0
0
0
0
0
0
Investments
20.2
21.64
22.45
22.34
22.83
21.72
60.94
71.4
71.96
118
161
96.27
Other Assets
2.85
2.35
4.62
7.47
15.46
16.04
7.76
8.23
9.06
5.85
3.21
11.47
Total Assets
23.52
24.36
27.34
30.03
38.66
38.12
68.89
80.48
81.94
125
165
109
Figures in ₹ Crores

Cash Flow

  Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
Operating
-2.5
0.03
-1.67
-1.4
-3.65
-1.23
0.57
-1.28
-2.58
4.3
1.33
-8.35
Investing
0
-0.03
0
-0.01
12.91
1.54
2.72
0.86
-0.21
-3.06
2.4
0.1
Financing
2.49
-0.01
1.64
1.42
-2.39
-0.23
-10.01
0.54
2.83
-1.31
-3.66
7.98
Net Cash Flow
-0.01
-0.01
-0.03
0.01
6.87
0.07
-6.72
0.12
0.04
-0.07
0.07
-0.27
Free Cash Flow
-2.5
0
-1.67
-1.41
-3.86
-1.24
0.55
-2.05
-2.85
4.27
1.3
-8.99
CFO/OP
-673
6
-228
-72
-551
700
-75
-158
-1,290
191
66
-221
Figures in ₹ Crores

Ratios

  Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
ROE %
1.42%
4.53%
2.83%
3.23%
-3.41%
-6.17%
-3.36%
-0.66%
-1.28%
1.02%
0.65%
1.46%

Shareholding Pattern

As of Jun 2026
Promoters 74.40%
Public 17.75%
Others 6.48%
DIIs 1.37%
Total 100.00%
  Mar 2021Jun 2021Sep 2021Dec 2021Mar 2022Jun 2022Sep 2022Dec 2022Mar 2023Jun 2023Sep 2023Dec 2023Mar 2024Jun 2024Sep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025Mar 2026Jun 2026
Promoters
71.60%
73.21%
73.80%
73.80%
73.80%
73.80%
73.80%
73.80%
73.80%
73.80%
73.80%
74.40%
74.40%
74.40%
74.40%
74.40%
74.40%
74.40%
74.40%
74.40%
74.40%
74.40%
FIIs
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
DIIs
1.37%
1.37%
1.37%
1.37%
1.37%
1.37%
1.37%
1.37%
1.37%
1.37%
1.37%
1.37%
1.37%
1.37%
1.37%
1.37%
1.37%
1.37%
1.37%
1.37%
1.37%
1.37%
Government
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
Public
17.75%
16.09%
15.43%
15.37%
13.85%
13.04%
13.02%
12.93%
12.81%
12.81%
12.81%
13.56%
15.18%
15.25%
15.41%
15.70%
15.72%
15.69%
15.71%
17.91%
17.69%
17.75%
Others
9.28%
9.33%
9.40%
9.46%
10.99%
11.79%
11.81%
11.90%
12.02%
12.02%
12.02%
10.68%
9.05%
8.99%
8.82%
8.54%
8.52%
8.55%
8.53%
6.33%
6.54%
6.48%
No. of Shareholders
3,231
3,215
3,261
3,218
3,251
3,262
3,270
3,263
3,267
3,230
3,201
3,229
3,284
3,395
3,721
4,817
4,770
4,720
4,815
4,939
4,965
4,951

Documents

1
Concall - Aug 1024 Aug 1024
2
Concall - Aug 2022 Aug 2022
3
Concall - Aug 2022 Aug 2022
4
Concall - Oct 2022 Oct 2022
5
Concall - Oct 2022 Oct 2022

Frequently Asked Questions about KJMC Financial Services Ltd

What does KJMC Financial Services Ltd do?
Incorporated in 1988, KJMC Finserv Services Ltd is in the business of lending.[1]
Where is KJMC Financial Services Ltd (KJMCFIN) listed?
KJMC Financial Services Ltd is listed on the Indian stock exchanges. It is listed on NSE: KJMCFIN and BSE: 530235. You can view its live share price, financials, and ratios on Tapetide.
Which sector does KJMC Financial Services Ltd belong to?
KJMC Financial Services Ltd operates in the Financial Services sector within the NBFC industry. Sector classification helps investors compare companies affected by similar economic conditions and regulatory changes.
What is the market capitalisation of KJMC Financial Services Ltd?
KJMC Financial Services Ltd has a market capitalisation of approximately ₹32.78 Cr. Based on this, it is classified as a Small Cap stock.
What is the PE ratio of KJMC Financial Services Ltd?
The Price-to-Earnings (PE) ratio of KJMC Financial Services Ltd is 15.49. The PE ratio compares a company's share price to its earnings per share and is commonly used to assess whether a stock is overvalued or undervalued relative to its peers.
What is the 52-week high and low of KJMC Financial Services Ltd?
Over the past 52 weeks, KJMC Financial Services Ltd has traded between a low of ₹51.01 and a high of ₹84.5. This range helps investors understand the stock's price volatility and recent trading levels.
Does KJMC Financial Services Ltd pay dividends?
Yes, KJMC Financial Services Ltd has a dividend yield of 1.41%. Dividend yield indicates the annual dividend income relative to the share price. A consistent dividend history can signal financial stability.
What is the Return on Equity (ROE) of KJMC Financial Services Ltd?
KJMC Financial Services Ltd has a Return on Equity (ROE) of 0.53%. ROE measures how effectively a company uses shareholders' equity to generate profits. A higher ROE generally indicates better capital efficiency.
How can I research KJMC Financial Services Ltd on Tapetide?
On Tapetide, you can view KJMC Financial Services Ltd's live share price, quarterly results, profit & loss statements, balance sheet, cash flow, key ratios, shareholding pattern, technical indicators, analyst ratings, and forecasts — all on a single page without needing to sign up.

Company Information

Incorporated in 1988, KJMC Finserv Services Ltd is in the business of lending.[1]

Website kjmc.com
CEO Mr. Rajnesh Inderchand Jain B.Com, FCA
Employees 6
Face Value ₹ 10

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