ING Vysya Bank Ltd(Merged)
Tapetide Score
Data-driven rating, 0–100. How it works →
No Tapetide Score has been computed for this stock yet.
Key Insights
Strengths
1- Company has delivered good profit growth of 28.8% CAGR over last 5 years
Weaknesses
4- Stock is trading at 2.74 times its book value
- Company has low interest coverage ratio.
- Company has a low return on equity of 12.8% over last 3 years.
- Working capital days have increased from 55.9 days to 102 days
Technical Indicators
Oscillators
Bearish
Overall
Bearish
Moving Averages
Bearish
Growth Rate
change over 1 year
change over 1 year
Quarterly Results
| Particulars | Dec 2011 | Mar 2012 | Jun 2012 | Sep 2012 | Dec 2012 | Mar 2013 | Jun 2013 | Sep 2013 | Dec 2013 | Mar 2014 | Jun 2014 | Sep 2014 | Dec 2014 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Sales | 992 | 1,061 | 1,171 | 1,198 | 1,239 | 1,254 | 1,309 | 1,317 | 1,273 | 1,306 | 1,400 | 1,435 | 1,488 |
| Expenses | 316 | 352 | 323 | 316 | 351 | 373 | 411 | 367 | 379 | 424 | 477 | 456 | 479 |
| Operating Profit | 676 | 709 | 848 | 881 | 888 | 880 | 898 | 951 | 894 | 882 | 922 | 980 | 1,009 |
| OPM % | 68% | 67% | 72% | 74% | 72% | 70% | 69% | 72% | 70% | 68% | 66% | 68% | 68% |
| Other Income | 170 | 197 | 171 | 169 | 187 | 200 | 244 | 185 | 215 | 162 | 228 | 229 | 206 |
| Interest | 668 | 742 | 828 | 829 | 836 | 830 | 883 | 877 | 857 | 835 | 937 | 939 | 996 |
| Depreciation | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| PBT | 178 | 164 | 191 | 221 | 239 | 251 | 259 | 258 | 251 | 209 | 213 | 270 | 219 |
| Tax % | 33% | 22% | 32% | 32% | 32% | 32% | 32% | 32% | 33% | 34% | 33% | 33% | 33% |
| Net Profit | 120 | 127 | 130 | 150 | 162 | 170 | 175 | 176 | 167 | 139 | 143 | 180 | 146 |
| EPS (₹) | 7.97 | 8.49 | 8.66 | 9.93 | 10.59 | 10.99 | 11.18 | 9.41 | 8.9 | 7.38 | 7.57 | 9.47 | 7.62 |
Profit & Loss
| Particulars | Mar 2006 | Mar 2007 | Mar 2008 | Mar 2009 | Mar 2010 | Mar 2011 | Mar 2012 | Mar 2013 | Mar 2014 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|
| Sales | 1,222 | 1,268 | 1,680 | 2,240 | 2,233 | 2,694 | 3,857 | 4,862 | 5,205 | 5,629 |
| Expenses | 616 | 608 | 642 | 871 | 1,069 | 1,130 | 1,174 | 1,313 | 1,586 | 1,836 |
| Operating Profit | 607 | 660 | 1,039 | 1,369 | 1,164 | 1,564 | 2,682 | 3,548 | 3,620 | 3,793 |
| OPM % | 50% | 52% | 62% | 61% | 52% | 58% | 70% | 73% | 70% | 67% |
| Other Income | 198 | 331 | 437 | 560 | 651 | 655 | 670 | 727 | 867 | 824 |
| Interest | 741 | 822 | 1,182 | 1,590 | 1,403 | 1,688 | 2,648 | 3,323 | 3,452 | 3,706 |
| Depreciation | 41 | 41 | 42 | 44 | 41 | 48 | 50 | 51 | 57 | 0 |
| PBT | 21 | 128 | 251 | 295 | 371 | 484 | 654 | 901 | 978 | 911 |
| Tax % | 58% | 30% | 38% | 36% | 35% | 34% | 30% | 32% | 33% | — |
| Net Profit | 9 | 89 | 157 | 189 | 242 | 319 | 456 | 613 | 658 | 608 |
| EPS (₹) | — | 9.78 | 15.31 | 18.4 | 20.18 | 26.33 | 30.4 | 39.57 | 34.92 | 32.04 |
| Div. Payout % | 0% | 7% | 10% | 11% | 12% | 11% | 13% | 14% | 17% | — |
Balance Sheet
| Particulars | Mar 2006 | Mar 2007 | Mar 2008 | Mar 2009 | Mar 2010 | Mar 2011 | Mar 2012 | Mar 2013 | Mar 2014 |
|---|---|---|---|---|---|---|---|---|---|
| Equity Capital | 91 | 91 | 102 | 103 | 120 | 121 | 150 | 155 | 189 |
| Reserves | 929 | 1,012 | 1,433 | 1,600 | 2,211 | 2,503 | 3,830 | 4,472 | 6,883 |
| Borrowings | 14,443 | 16,262 | 21,707 | 28,075 | 29,537 | 34,341 | 40,892 | 47,845 | 50,885 |
| Other Liabilities | 1,304 | 1,921 | 2,297 | 2,086 | 2,013 | 2,049 | 2,112 | 2,364 | 2,457 |
| Total Liabilities | 16,767 | 19,286 | 25,540 | 31,864 | 33,880 | 39,014 | 46,984 | 54,836 | 60,413 |
| Fixed Assets | 293 | 287 | 278 | 285 | 288 | 489 | 490 | 484 | 506 |
| CWIP | 112 | 109 | 122 | 152 | 208 | 14 | 11 | 16 | 19 |
| Investments | 4,372 | 4,528 | 6,293 | 10,496 | 10,473 | 11,058 | 12,716 | 18,278 | 16,721 |
| Other Assets | 11,989 | 14,363 | 18,847 | 20,931 | 22,911 | 27,453 | 33,767 | 36,059 | 43,168 |
| Total Assets | 16,767 | 19,286 | 25,540 | 31,864 | 33,880 | 39,014 | 46,984 | 54,836 | 60,413 |
Cash Flow
| Particulars | Mar 2006 | Mar 2007 | Mar 2008 | Mar 2009 | Mar 2010 | Mar 2011 | Mar 2012 | Mar 2013 | Mar 2014 |
|---|---|---|---|---|---|---|---|---|---|
| Operating | -203 | 308 | 1,292 | -2,250 | -38 | -924 | -1,721 | -1,216 | -1,930 |
| Investing | -74 | -18 | 98 | -75 | -100 | -43 | -48 | -50 | -82 |
| Financing | 286 | 178 | 202 | 1,422 | 883 | 461 | 2,477 | 869 | 5,005 |
| Net Cash Flow | 9 | 468 | 1,593 | -904 | 745 | -506 | 709 | -397 | 2,993 |
| Free Cash Flow | -341 | 285 | 1,386 | -2,326 | -138 | -967 | -1,768 | -1,266 | -2,013 |
| CFO/OP | -31 | 54 | 132 | -158 | 9 | -46 | -55 | -26 | -44 |
Ratios
| Particulars | Mar 2006 | Mar 2007 | Mar 2008 | Mar 2009 | Mar 2010 | Mar 2011 | Mar 2012 | Mar 2013 | Mar 2014 |
|---|---|---|---|---|---|---|---|---|---|
| Debtor Days | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Cash Conversion Cycle | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Working Capital Days | -116 | -138 | -79 | 48 | 10 | -72 | 77 | -11 | 102 |
| ROCE % | — | 6% | 7% | 7% | 6% | 6% | 8% | 9% | 8% |
Insights
BetaAI-extracted from concalls & annual reports · figures as reported, with sources
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39 extracted metrics + investor summaries across FY06–FY15.
Documents
Frequently Asked Questions about ING Vysya Bank Ltd(Merged)
What does ING Vysya Bank Ltd(Merged) do?
Where is ING Vysya Bank Ltd(Merged) (INGVYSYABK) listed?
Company Information
ING Vysya Bank Limited,incorporated in India, listed on the Bombay Stock Exchange Limited, and National Stock Exchange Limited, the company is engaged in Corporate /Wholesale Banking,Retail Banking,Other Banking Operations
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