UC
Universal Credit & Securities
Services
531963 BSE
Price unavailable
No price data available
Tapetide Score
Data-driven rating, 0–100. How it works →
No Tapetide Score has been computed for this stock yet.
Key Insights
Strengths
2- Company is almost debt free.
- Stock is trading at 1.19 times its book value
Weaknesses
2- Company has a low return on equity of -0.06% over last 3 years.
- Company has high debtors of 200 days.
Growth Rate
Revenue Growth
4% lower than
3Y
change over 1 year
Net Income Growth
-133%
change over 1 year
Quarterly Results
| Particulars | Mar 2016 | Jun 2016 | Sep 2016 | Dec 2016 | Mar 2017 | Jun 2017 | Sep 2017 | Dec 2017 | Mar 2018 | Jun 2018 | Sep 2018 | Dec 2018 | Mar 2019 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Sales | 0.46 | 0.45 | 0.3 | 0.3 | 0.33 | 0.51 | 0.85 | 0.96 | 0.62 | 0.81 | 0.79 | 0.74 | 0.72 |
| Expenses | 0.48 | 0.47 | 0.28 | 0.3 | 0.33 | 0.48 | 0.78 | 0.86 | 0.78 | 0.78 | 0.8 | 0.75 | 0.73 |
| Operating Profit | -0.02 | -0.02 | 0.02 | 0 | 0 | 0.03 | 0.07 | 0.1 | -0.16 | 0.03 | -0.01 | -0.01 | -0.01 |
| OPM % | -4.35% | -4.44% | 6.67% | 0% | 0% | 5.88% | 8.24% | 10.42% | -25.81% | 3.7% | -1.27% | -1.35% | -1.39% |
| Other Income | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Interest | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Depreciation | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| PBT | -0.02 | -0.02 | 0.02 | 0 | 0 | 0.03 | 0.07 | 0.1 | -0.16 | 0.03 | -0.01 | -0.01 | -0.01 |
| Tax % | 0% | 0% | 0% | — | — | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% |
| Net Profit | -0.02 | -0.02 | 0.02 | 0 | 0 | 0.03 | 0.06 | 0.1 | -0.16 | 0.03 | -0.01 | -0.02 | -0.01 |
| EPS (₹) | 0 | 0 | 0 | 0 | 0 | 0 | 0.01 | 0.02 | -0.03 | 0.01 | 0 | 0 | 0 |
Profit & Loss
| Particulars | Mar 2007 | Mar 2008 | Mar 2009 | Mar 2010 | Mar 2011 | Mar 2012 | Mar 2013 | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Sales | 40.64 | 1.92 | 1.3 | 0.36 | 0.25 | 0.16 | 0.18 | 0.21 | 0.95 | 1.79 | 1.38 | 2.95 | 3.06 |
| Expenses | 40.44 | 1.88 | 1.25 | 0.31 | 0.17 | 0.15 | 0.2 | 0.18 | 0.9 | 1.79 | 1.37 | 2.95 | 3.06 |
| Operating Profit | 0.2 | 0.04 | 0.05 | 0.05 | 0.08 | 0.01 | -0.02 | 0.03 | 0.05 | 0 | 0.01 | 0 | 0 |
| OPM % | 0.49% | 2.08% | 3.85% | 13.89% | 32% | 6.25% | -11.11% | 14.29% | 5.26% | 0% | 0.72% | 0% | 0% |
| Other Income | 0 | 0 | 0 | 0 | -0.01 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Interest | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Depreciation | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0 | 0 | 0 |
| PBT | 0.19 | 0.03 | 0.04 | 0.04 | 0.06 | 0 | -0.03 | 0.02 | 0.04 | -0.01 | 0.01 | 0 | 0 |
| Tax % | 31.58% | 33.33% | 25% | 25% | 0% | — | 0% | 50% | 25% | 0% | 0% | — | — |
| Net Profit | 0.13 | 0.02 | 0.03 | 0.03 | 0.06 | 0.01 | -0.02 | 0.01 | 0.03 | -0.01 | 0 | 0 | -0.01 |
| EPS (₹) | 0.01 | 0 | 0 | 0 | 0.01 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0.01 |
| Div. Payout % | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | — | — | — |
Balance Sheet
| Particulars | Mar 2007 | Mar 2008 | Mar 2009 | Mar 2010 | Mar 2011 | Mar 2012 | Mar 2013 | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Equity Capital | 5 | 5 | 5 | 5 | 5 | 5 | 5 | 5 | 5 | 5 | 5 | 5 |
| Reserves | 0.52 | 0.54 | 0.57 | 0.6 | 0.66 | 0.66 | 0.64 | 0.66 | 0.69 | 0.69 | 0.69 | 0.69 |
| Borrowings | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0.2 | 0.23 | 0.03 | 0 | 0 |
| Other Liabilities | 0.22 | 0.15 | 0.09 | 0.24 | 1.09 | 2.23 | 2.17 | 2.26 | 2.44 | 2.16 | 2.22 | 2.2 |
| Total Liabilities | 5.74 | 5.69 | 5.66 | 5.84 | 6.75 | 7.89 | 7.81 | 8.12 | 8.36 | 7.88 | 7.91 | 7.89 |
| Fixed Assets | 0.15 | 0.15 | 0.14 | 0.13 | 0.12 | 0.12 | 0.11 | 0.11 | 0.1 | 0.09 | 0.09 | 0.09 |
| CWIP | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Investments | 3 | 2.95 | 2.49 | 2.33 | 3.86 | 4.57 | 4.57 | 4.67 | 4.67 | 4.67 | 4.67 | 4.67 |
| Other Assets | 2.59 | 2.59 | 3.03 | 3.38 | 2.77 | 3.2 | 3.13 | 3.34 | 3.59 | 3.12 | 3.15 | 3.13 |
| Total Assets | 5.74 | 5.69 | 5.66 | 5.84 | 6.75 | 7.89 | 7.81 | 8.12 | 8.36 | 7.88 | 7.91 | 7.89 |
Cash Flow
| Particulars | Mar 2007 | Mar 2008 | Mar 2009 | Mar 2010 | Mar 2011 | Mar 2012 | Mar 2013 | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Operating | -0.11 | 0.26 | -0.84 | -0.04 | 1.73 | 0.82 | 0.1 | -0.01 | -0.05 | 0 | 0 | 0 |
| Investing | 0.14 | 0.11 | 0.45 | 0.17 | -1.54 | -0.71 | 0 | -0.17 | -0.01 | 0 | 0 | 0 |
| Financing | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0.19 | 0.02 | 0 | 0 | 0 |
| Net Cash Flow | 0.03 | 0.37 | -0.39 | 0.13 | 0.19 | 0.11 | 0.1 | 0.01 | -0.04 | 0 | 0 | 0 |
| Free Cash Flow | -0.11 | 0.26 | -0.84 | -0.04 | 1.73 | 0.82 | 0.1 | -0.01 | -0.05 | 0 | 0 | 0 |
| CFO/OP | -25 | 675 | -1,660 | -60 | 2,175 | 8,200 | -500 | -33 | -80 | — | 0 | — |
Ratios
| Particulars | Mar 2007 | Mar 2008 | Mar 2009 | Mar 2010 | Mar 2011 | Mar 2012 | Mar 2013 | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Debtor Days | 7.63 | 183 | 81.42 | 314 | 58.4 | 3,034 | 2,413 | 2,312 | 619 | 269 | 434 | 200 |
| Inventory Days | — | — | 33.18 | 192 | — | — | 0 | — | 0 | 0 | 0 | 0 |
| Days Payable | — | — | 19.91 | 423 | — | — | — | — | — | — | — | — |
| Cash Conversion Cycle | 7.63 | 183 | 94.7 | 83.78 | 58.4 | 3,034 | 2,413 | 2,312 | 619 | 269 | 434 | 200 |
| Working Capital Days | 20.3 | 375 | 806 | 2,991 | -1,533 | -2,030 | -1,967 | -1,947 | -407 | -177 | -153 | -71.76 |
| ROCE % | 3.48% | 0.54% | 0.72% | 0.72% | 1.07% | 0% | -0.53% | 0.35% | 0.68% | -0.17% | 0.18% | 0% |
Insights
BetaAI-extracted from concalls & annual reports · figures as reported, with sources
Log in to view Universal Credit & Securities insights
53 extracted metrics + investor summaries across FY07–FY19.
Documents
Frequently Asked Questions about Universal Credit & Securities
What does Universal Credit & Securities Ltd do?
Universal Credit & Securities is engaged in the business of presently engaged in Misc. trading activities.
Where is Universal Credit & Securities Ltd (531963) listed?
Universal Credit & Securities Ltd trades under code 531963 on the BSE.
Which sector does Universal Credit & Securities Ltd belong to?
Universal Credit & Securities Ltd is classified under the Services sector, in the Commercial Services & Supplies industry.
Company Information
Universal Credit & Securities is engaged in the business of presently engaged in Misc. trading activities.
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