JM Financial Credit Solutions
Tapetide Score
Data-driven rating, 0–100. How it works →
No Tapetide Score has been computed for this stock yet.
Key Insights
Weaknesses
1- Company has a low return on equity of 3.78% over last 3 years.
Technical Indicators
Oscillators
Bullish
Overall
Bearish
Moving Averages
Bearish
Growth Rate
change over 1 year
change over 1 year
Quarterly Results
| Particulars | Jun 2023 | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 314 | 318 | 330 | 342 | 269 | 218 | 229 | 172 | 200 | 180 | 213 | 157 | 198 |
| Expenses | 149 | 144 | 66 | 278 | 73 | 203 | 122 | 10 | -172 | -4 | -8 | 3 | 18 |
| Financing Profit | 15 | 25 | 117 | -84 | 59 | -106 | 6 | 77 | 292 | 89 | 127 | 64 | 94 |
| Fin. Margin % | 5% | 8% | 35% | -25% | 22% | -49% | 2% | 45% | 146% | 50% | 60% | 41% | 48% |
| Other Income | 0 | 0 | 0 | 0 | 2 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 3 |
| Interest | 150 | 149 | 147 | 149 | 137 | 121 | 102 | 85 | 80 | 95 | 94 | 90 | 86 |
| Depreciation | 1 | 1 | 1 | 1 | 1 | 1 | 2 | 2 | 1 | 1 | 1 | 1 | 1 |
| PBT | 14 | 23 | 115 | -86 | 60 | -107 | 4 | 75 | 290 | 88 | 126 | 63 | 96 |
| Tax % | 26% | 26% | 25% | -22% | 25% | -17% | 27% | 26% | 25% | 24% | 26% | 28% | 25% |
| Net Profit | 10 | 17 | 86 | -67 | 45 | -88 | 3 | 56 | 217 | 67 | 93 | 45 | 71 |
| Gross NPA % | 6.15% | — | 7.25% | — | 9.68% | 11.59% | 14.65% | 17.85% | 11.88% | 12.79% | 12.77% | 14.61% | 13.15% |
| Net NPA % | 3.63% | — | 3.46% | — | 3.4% | 2.68% | 0.94% | 2.27% | 1.58% | 2.1% | 2.11% | 1.98% | 1.78% |
Profit & Loss
| Particulars | Mar 2011 | Mar 2012 | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2024 | Mar 2025 | Mar 2026 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 0 | 0 | 6 | 98 | 519 | 788 | 940 | 1,279 | 1,310 | 1,305 | 824 | 750 | 749 |
| Expenses | 0 | 0 | 0 | 20 | 43 | 51 | 66 | 74 | 224 | 637 | 343 | -180 | 10 |
| Financing Profit | 0 | 0 | 3 | 64 | 302 | 425 | 484 | 627 | 537 | 72 | 36 | 572 | 375 |
| Fin. Margin % | 88% | 82% | 46% | 66% | 58% | 54% | 51% | 49% | 41% | 6% | 4% | 76% | 50% |
| Other Income | 0 | 0 | 0 | 6 | 0 | 0 | 0 | 0 | 0 | 0 | 2 | 0 | 2 |
| Interest | 0 | 0 | 3 | 13 | 175 | 312 | 390 | 579 | 549 | 595 | 445 | 358 | 364 |
| Depreciation | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 2 | 5 | 6 | 5 | 5 |
| PBT | 0 | 0 | 3 | 70 | 302 | 425 | 484 | 626 | 535 | 67 | 32 | 567 | 372 |
| Tax % | 17% | 23% | 36% | 30% | 35% | 35% | 35% | 35% | 29% | 30% | 54% | 26% | — |
| Net Profit | 0 | 0 | 2 | 49 | 198 | 277 | 315 | 406 | 382 | 47 | 15 | 422 | 276 |
| Div. Payout % | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | — |
Balance Sheet
| Particulars | Mar 2011 | Mar 2012 | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Equity Capital | 0.05 | 0.05 | 0.05 | 1 | 1 | 2 | 2 | 3 | — | 3 | 3 | 3 |
| Reserves | 3 | 4 | 6 | 936 | 1,134 | 1,411 | 1,666 | 2,906 | — | 4,210 | 4,223 | 4,564 |
| Borrowing | 0 | 0 | 88 | 902 | 2,970 | 4,138 | 5,661 | 5,605 | — | 6,069 | 3,487 | 3,971 |
| Other Liabilities | 0 | 0 | 1 | 16 | 102 | 140 | 37 | 48 | — | 53 | 48 | 41 |
| Total Liabilities | 4 | 4 | 95 | 1,856 | 4,207 | 5,691 | 7,366 | 8,563 | — | 10,334 | 7,761 | 8,578 |
| Fixed Assets | 0 | 0 | 0 | 0 | 0 | 1 | 1 | 1 | — | 21 | 13 | 12 |
| CWIP | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | — | 0 | 0 | 0 |
| Investments | 2 | 3 | 0 | 0 | 0 | 0 | 0 | 295 | — | 1,776 | 3,662 | 4,851 |
| Other Assets | 1 | 0 | 95 | 1,856 | 4,206 | 5,690 | 7,366 | 8,266 | — | 8,538 | 4,086 | 3,715 |
| Total Assets | 4 | 4 | 95 | 1,856 | 4,207 | 5,691 | 7,366 | 8,563 | — | 10,334 | 7,761 | 8,578 |
Cash Flow
| Particulars | Mar 2011 | Mar 2012 | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Operating | 0 | 0 | -91 | -1,705 | -1,970 | -1,270 | -1,318 | -432 | — | 2,042 | 3,219 | 581 |
| Investing | 1 | -1 | 4 | 9 | 1 | 1 | 2 | -286 | — | -602 | -1,823 | -966 |
| Financing | 0 | 0 | 88 | 1,697 | 2,068 | 1,169 | 1,433 | 778 | — | -207 | -2,564 | 306 |
| Net Cash Flow | 1 | -1 | 1 | 1 | 99 | -100 | 117 | 60 | — | 1,233 | -1,168 | -79 |
| Free Cash Flow | 0 | 0 | -91 | -1,700 | -1,970 | -1,271 | -1,318 | -432 | — | 2,037 | 3,217 | 576 |
| CFO/OP | 150 | -29 | -1,580 | -2,159 | -391 | -151 | -131 | -17 | — | 320 | 675 | 73 |
Ratios
| Particulars | Mar 2011 | Mar 2012 | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| ROE % | 3% | 3% | 28% | 10% | 19% | 22% | 20% | 18% | — | 1% | 0% | 10% |
Insights
BetaAI-extracted from concalls & annual reports · figures as reported, with sources
Log in to view JM Financial Credit Solutions insights
28 extracted metrics + investor summaries across FY11–FY27.
Documents
Frequently Asked Questions about JM Financial Credit Solutions
What does JM Financial Credit Solutions Ltd do?
Where is JM Financial Credit Solutions Ltd (508815) listed?
Company Information
JM Financial Credit Solutions is engaged in the business of Non- Banking Financial Institution.
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