360 One WAM
360 One WAM
Capital Markets F&OKey Fundamentals
MidcapWealthCapital MarketsPrice-based figures as of 12 Oct 2026, 15:15 IST · EPS basis: Consolidated · TTM
Tapetide Score
Data-driven rating, 0–100. How it works →
Key Insights
Strengths
3- Company is expected to give good quarter
- Company has delivered good profit growth of 26.8% CAGR over last 5 years
- Company has been maintaining a healthy dividend payout of 45.6%
Weaknesses
3- Stock is trading at 4.33 times its book value
- Promoter holding is low: 6.20%
- Promoter holding has decreased over last 3 years: -14.6%
Growth Rate
change over 1 year
change over 1 year
change over 1 year
change over 1 year Operating margin 63% · Jun 2026
AI Analysis — Bull vs Bear
As of the 2026-10-09 close, 360 ONE WAM Ltd trades at Rs 1,048, with a market capitalisation of Rs 42,749.41 crore, a trailing P/E of 33.69 and a price-to-book of 4.64. Revenue has grown at a 30% CAGR over 3 years and 37% on a TTM basis, and profit has compounded at 27% over 5 years. Return ratios have weakened, with ROE at 12.37% against a 3-year average of 18%, and debt-to-equity stands at 1.62.
- Revenue growth has picked up: TTM sales growth is 37%, above the 3-year sales CAGR of 30% and the 5-year sales CAGR of 22%.
- Profit has compounded at about 26.8% (27%) CAGR over 5 years and 23% over 3 years, a long record of growth in earnings.
- Shareholders have done well over longer periods: the stock has returned a 27% CAGR over 3 years and 21% over 5 years, even after the 1-year decline of 4%.
- The company pays out about 45.6% of profit as dividends, so a meaningful share of earnings goes back to shareholders.
- Profit growth is still double-digit, with TTM profit up 19% on trailing EPS of Rs 31.11.
- At Rs 1,048, the stock sits about 15.2% below its 52-week high of Rs 1,236.2, so the price has cooled even as revenue grows 37% TTM.
- The company is expected to report a good quarter, which could help near-term earnings sentiment on top of its 5-year profit CAGR of 27%.
- Valuation is high: a trailing P/E of 33.69 and a price-to-book of 4.64 assume growth stays strong, leaving little room for a miss.
- Return ratios are falling: ROE is 12.37%, down from 14% last year, an 18% 3-year average and a 19% 5-year average. ROCE is also modest at 13.34%.
- Profit is growing more slowly than revenue: TTM profit growth of 19% is about half the 37% TTM sales growth, which points to margin pressure or higher costs.
- Promoter holding is low at 6.20% and has fallen by 14.6% over the last 3 years, so promoters have little ownership stake in the company.
- Leverage is notable, with debt-to-equity at 1.62. This raises balance-sheet and funding-cost risk, especially for lending-linked businesses.
- Recent price returns are weak: the stock is down 4% over 1 year and trades about 15.2% below its 52-week high of Rs 1,236.2.
- The dividend yield is only 0.58% despite a 45.6% payout ratio, so dividends offer little valuation support at a P/E of 33.69.
This is AI-generated analysis, not financial advice. Do your own due diligence.
AI News Digest
- UC Regents offload 0.89% stake Sep 29
The Regents of the University of California sold 36.33 lakh shares (0.89%) at an average ₹1,030.08 per share for ₹374.31 crore, cutting their holding from 1.87% to 1%. The stock fell 1.2% to ₹1,033 on BSE. A related large-trade signal flagged about 35.16 lakh shares at ₹1,030 (₹362.14 crore) the same day.
- Post-rally pullback below ₹1,050 Sep 29
The stock closed at ₹1,033 on Sep 29, about 8% below the ₹1,122 intraday high hit on Sep 23 after the CEO announcement. Most of the leadership-driven gain has now reversed.
- Long CEO transition runway Sep 22
Aashish Agarwal's appointment takes effect only on 15 February 2027. That leaves a long gap before the new three-vertical structure is fully in place, which adds some execution and integration uncertainty.
- Jefferies' Aashish Agarwal named CEO Sep 22
The board appointed Aashish Agarwal, Jefferies MD and Country Head since April 2020 and earlier 13 years at CLSA, as CEO effective 15 Feb 2027. Shares jumped 4.43% to an intraday high of ₹1,122 from a previous close of ₹1,073.50.
- Motilal Oswal Buy, ₹1,300 target Sep 21
Motilal Oswal reiterated Buy with a ₹1,300 SOTP target, valuing ARR at 36x FY28 PAT and TBR/other income at 20x FY28 PAT. It forecasts FY26-28 revenue/PAT CAGR of 18%/20%.
- Solid Q1 FY27 earnings growth Sep 22
Consolidated net profit rose 16.11% YoY to ₹330.53 crore in Q1 FY27, and revenue from operations grew 26.85% to ₹1,226.09 crore. AUM stands above ₹7.8 lakh crore ($82 billion) across 8,900+ clients as of 30 June 2026.
- Large untapped UHNI opportunity Sep 21
India's USD 30M+ population of about 19,900 is projected to exceed 25,000 by 2031. Only 15% of Indian wealth is professionally managed versus 75% in mature markets. 360 ONE serves 4,000+ UHNI families out of an addressable base of 40,000-45,000.
- Technical target ₹1,200–1,250 Sep 22
Kantilal Chhaganlal Securities' Mahesh Ojha sees supportive buying at current levels. He expects a near-term move toward ₹1,200–1,250 if momentum holds.
- Bhagat elevated to Vice-Chairman & MD Sep 22
Karan Bhagat becomes Vice-Chairman and MD from 15 Feb 2027 and stays MD until 26 July 2030, focusing on strategy, capital allocation and key clients. Co-founder Yatin Shah continues to lead wealth management.
- ₹98.58 crore block trade flagged Sep 24
A large-trade signal flagged about 8.99 lakh shares changing hands at ₹1,096.40 on BSE, worth ₹98.58 crore. Buyer and seller identities were not disclosed, and the trade was not exchange-confirmed.
TL;DR: 360 ONE WAM's fundamentals look strong: Q1 FY27 PAT grew 16% and revenue grew 27%, AUM exceeds ₹7.8 lakh crore, and Motilal Oswal has a Buy with a ₹1,300 target backed by 18-20% expected growth. The CEO hire from Jefferies strengthens the plan to run wealth, asset management and capital markets as one group. Near-term sentiment has weakened, though: UC Regents sold a ₹374 crore stake and the stock gave back its post-announcement rally to ₹1,033. The long-term trend remains constructive, but watch block-deal supply and whether the stock can reclaim ₹1,100 ahead of the Feb 2027 leadership transition.
Quarterly Results
| Particulars | Jun 2023 | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Sales | 573 | 550 | 630 | 791 | 849 | 865 | 780 | 821 | 911 | 1,098 | 1,181 | 1,115 | 1,226 |
| Expenses | 220 | 237 | 255 | 505 | 272 | 324 | 336 | 360 | 346 | 401 | 456 | 452 | 454 |
| Operating Profit | 353 | 313 | 375 | 286 | 577 | 541 | 444 | 461 | 566 | 697 | 725 | 663 | 773 |
| OPM % | 62% | 57% | 60% | 36% | 68% | 63% | 57% | 56% | 62% | 63% | 61% | 59% | 63% |
| Other Income | 8 | 73 | 41 | 260 | -1 | 28 | 154 | 101 | 69 | 9 | 39 | 54 | 47 |
| Interest | 125 | 146 | 167 | 207 | 214 | 232 | 222 | 218 | 229 | 254 | 296 | 312 | 354 |
| Depreciation | 13 | 14 | 14 | 17 | 16 | 17 | 17 | 20 | 32 | 39 | 41 | 43 | 42 |
| PBT | 224 | 227 | 235 | 323 | 345 | 319 | 359 | 324 | 374 | 413 | 427 | 363 | 424 |
| Tax % | 18% | 18% | 18% | 25% | 29% | 23% | 23% | 23% | 24% | 24% | 23% | 20% | 22% |
| Net Profit | 184 | 186 | 192 | 243 | 244 | 245 | 276 | 250 | 285 | 315 | 327 | 289 | 331 |
| EPS (₹) | 5.15 | 5.2 | 5.36 | 6.76 | 6.72 | 6.73 | 7.12 | 6.35 | 7.04 | 7.79 | 8.08 | 7.11 | 8.13 |
Profit & Loss
| Particulars | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|
| Sales | 1,705 | 1,578 | 1,521 | 1,654 | 2,072 | 2,057 | 2,921 | 3,684 | 4,470 | 4,621 |
| Expenses | 652 | 589 | 698 | 715 | 915 | 766 | 1,216 | 1,292 | 1,655 | 1,763 |
| Operating Profit | 1,053 | 990 | 823 | 939 | 1,157 | 1,291 | 1,705 | 2,391 | 2,815 | 2,858 |
| OPM % | 62% | 63% | 54% | 57% | 56% | 63% | 58% | 65% | 63% | 62% |
| Other Income | 10 | 1 | 6 | 2 | 6 | 5 | 4 | -87 | 7 | 149 |
| Interest | 559 | 431 | 502 | 414 | 370 | 399 | 643 | 887 | 1,090 | 1,216 |
| Depreciation | 14 | 22 | 41 | 43 | 42 | 46 | 57 | 71 | 155 | 165 |
| PBT | 490 | 538 | 286 | 485 | 751 | 850 | 1,009 | 1,347 | 1,577 | 1,627 |
| Tax % | 22% | 30% | 30% | 24% | 23% | 23% | 20% | 25% | 23% | — |
| Net Profit | 380 | 375 | 201 | 369 | 578 | 658 | 804 | 1,015 | 1,216 | 1,262 |
| EPS (₹) | — | — | 5.77 | 10.5 | 16.28 | 18.48 | 22.41 | 25.83 | 29.94 | 31.11 |
| Div. Payout % | 19% | 23% | 87% | 167% | 84% | 373% | 74% | 23% | 40% | — |
Balance Sheet
| Particulars | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|---|
| Equity Capital | 16 | 17 | 17 | 18 | 18 | 36 | 36 | 39 | 41 |
| Reserves | 1,847 | 2,894 | 2,974 | 2,810 | 3,006 | 3,086 | 3,414 | 7,026 | 9,795 |
| Borrowings | 6,966 | 6,103 | 8,838 | 5,077 | 5,808 | 6,784 | 9,472 | 11,160 | 15,931 |
| Other Liabilities | 737 | 749 | 1,191 | 834 | 1,903 | 1,285 | 2,193 | 1,543 | 1,433 |
| Total Liabilities | 9,567 | 9,763 | 13,021 | 8,739 | 10,734 | 11,191 | 15,114 | 19,768 | 27,199 |
| Fixed Assets | 31 | 337 | 608 | 837 | 816 | 880 | 940 | 1,281 | 3,969 |
| CWIP | 22 | 173 | 1 | 2 | 0 | 39 | 64 | 88 | 0 |
| Investments | 1,111 | 3,053 | 6,512 | 2,513 | 4,072 | 3,609 | 5,948 | 7,608 | 8,842 |
| Other Assets | 8,403 | 6,200 | 5,899 | 5,386 | 5,846 | 6,663 | 8,163 | 10,791 | 14,387 |
| Total Assets | 9,567 | 9,763 | 13,021 | 8,739 | 10,734 | 11,191 | 15,114 | 19,768 | 27,199 |
Cash Flow
| Particulars | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|---|
| Operating | -2,772 | 1,852 | 1,628 | 463 | 929 | -1,323 | -470 | -2,462 | -2,921 |
| Investing | 1,073 | -2,133 | -3,361 | 4,128 | -1,128 | 788 | -1,574 | -990 | -1,607 |
| Financing | 1,263 | -80 | 2,290 | -4,836 | 251 | 556 | 1,978 | 3,749 | 4,357 |
| Net Cash Flow | -437 | -362 | 557 | -245 | 52 | 21 | -67 | 297 | -171 |
| Free Cash Flow | -2,809 | 1,643 | 1,536 | 437 | 912 | -1,395 | -571 | -2,509 | -3,017 |
| CFO/OP | -251 | 203 | 213 | 62 | 98 | -84 | -12 | -90 | -86 |
Ratios
| Particulars | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|---|
| Debtor Days | 42 | 68 | 58 | 50 | 47 | 54 | 41 | 44 | 41 |
| Inventory Days | — | — | — | — | — | — | 0 | — | — |
| Cash Conversion Cycle | 42 | 68 | 58 | 50 | 47 | 54 | 41 | 44 | 41 |
| Working Capital Days | -1,010 | -84 | -18 | 17 | -166 | -41 | -121 | -17 | 44 |
| ROCE % | — | 11% | 8% | 9% | 13% | 13% | 14% | 15% | 12% |
Insights
BetaAI-extracted from concalls & annual reports · figures as reported, with sources
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64 extracted metrics + investor summaries across FY18–FY27.
Documents
Frequently Asked Questions about 360 One WAM
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Company Information
IIFL Wealth Management Limited, founded in 2008, is one of the largest private wealth management firms in India. The company mainly acts as wealth manager and provides services relating to financial products distribution, advisory, portfolio management services by mobilizing funds and assets of various classes of investors including High Networth Individuals. [1][2]
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