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Transwarranty Finance

TFL NSE
₹11.23 0.08 (0.71%)
Market Cap
₹61.90 Cr

Transwarranty Finance (TFL) share price was ₹11.23 at the 28 Oct 2026 close; market capitalisation ₹61.90 Cr; sector Financial Services. The share price fell 16.6% over the year to 28 Oct 2026 (adjusted for splits and bonuses). In the Jun 2026 quarter, revenue fell 35.4% year on year to ₹2.55 Cr and net profit was −₹0.12 Cr, against −₹0.84 Cr a year earlier (compared with Jun 2025). Promoters held 53.99% of Transwarranty Finance in Sep 2026, unchanged from Jun 2026. Its Tapetide Score is 38/100 (Weak) as of 28 Oct 2026.

Close 28 Oct 2026 ₹11.23 −2.23 −16.57% 1Y

Key Fundamentals

MicrocapFinanceFinancial Services
Market Cap
₹61.90 Cr
EBITDA
₹0.00
Return on Equity
-15.43%
Debt to Equity
1.2
Book Value
₹5.20
EPS (TTM)
−₹0.67
52W High
₹18.50
52W Low
₹10.21

Price-based figures as of 28 Oct 2026, 15:31 IST · EPS basis: Consolidated · TTM

Peer Comparison

Financial Services › NBFC › Non Banking Financial Company (NBFC)

Bajaj Finance
₹917.2526.335,71,076 Cr4.640.66%16.53%10.71%89,874 Cr22,067 Cr
Shriram Finance
₹832.5514.741,95,903 Cr1.760.79%15.18%11.00%51,245 Cr11,318 Cr
Cholamandalam Investment
₹1,545.2022.791,32,008 Cr4.310.14%17.17%9.46%33,147 Cr5,751 Cr
Tata Capital
₹309.3024.031,31,294 Cr2.940.19%10.38%8.56%34,329 Cr5,478 Cr
Muthoot Finance
₹2,392.708.4596,059 Cr2.371.25%26.67%15.43%33,526 Cr11,457 Cr
L&T Finance
₹246.5019.3961,782 Cr2.111.14%10.64%10.11%20,742 Cr3,198 Cr
SBI Cards
₹527.5522.0750,204 Cr2.920.47%13.78%18.31%21,048 Cr2,275 Cr
Transwarranty Finance (this company)
₹11.23—62 Cr2.160.00%-15.43%-1.65%15 Cr-4 Cr
Median 8 companies₹680.0522.071,13,677 Cr2.650.57%14.48%10.41%33,337 Cr5,615 Cr

Comparable companies in the same industry. Market cap, P/E and P/B use the live price; other metrics are as reported in filings. A dash means the figure is not published for that company.

Tapetide Score

Data-driven rating, 0–100. How it works →

As of 2026-10-28
v2.0.0
38 Weak
Overall score
Data confidence 88/100
pledge:47%

Category scores

Quality Poor 26
Returns, margins, earnings quality 22%
Valuation Average 53
Cheap vs sector & own history 24%
Growth Weak 38
Sales & profit trajectory 9%
Financial Health Poor 25
Solvency, leverage, coverage 9%
Momentum Weak 42
Trend strength, vol-adjusted 12%
Ownership Average 50
FII/DII/promoter flows 24%

The Tapetide Score is data analysis, not investment advice. Tapetide is not a SEBI-registered research analyst or investment adviser.

Key Insights

Strengths

1
  • Company has reduced debt.

Weaknesses

5
  • Company has low interest coverage ratio.
  • The company has delivered a poor sales growth of -1.19% over past five years.
  • Company has a low return on equity of -5.89% over last 3 years.
  • Promoters have pledged 47.2% of their holding.
  • Promoter holding has decreased over last 3 years: -7.82%

Technical Indicators

Oscillators

BearishNeutralBullish

Bearish

Bearish
2
Neutral
6
Bullish
1

Overall

BearishNeutralBullish

Bearish

Bearish
12
Neutral
6
Bullish
1

Moving Averages

BearishNeutralBullish

Bearish

Bearish
10
Neutral
0
Bullish
0

Growth Rate

Revenue Growth
3.18% lower than 3Y

change over 1 year

Net Income Growth
-18.52% lower than 3Y

change over 1 year

Cash Flow Change
426%

change over 1 year

EBITDA Margin Change
-103%

change over 1 year

Quarterly Results

Particulars Jun 2023Sep 2023Dec 2023Mar 2024Jun 2024Sep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025Mar 2026Jun 2026
Revenue
2.69
3.25
3.03
5.12
4.02
3.86
3.53
3.49
3.95
3.31
3.13
4.05
2.55
Expenses
2.76
3.38
2.95
2.3
3.43
3.7
3.9
3.24
3.71
3.65
3.74
5.17
2.02
Financing Profit
-1.22
-1.34
-1.11
1.64
-0.52
-0.67
-1.45
-0.36
-0.89
-1.24
-1.28
-1.83
-0.33
Fin. Margin %
-45.35%
-41.23%
-36.63%
32.03%
-12.94%
-17.36%
-41.08%
-10.32%
-22.53%
-37.46%
-40.89%
-45.19%
-12.94%
Other Income
0.27
0.95
0.87
1.21
0.22
1.3
-0.76
0.03
0.17
0.1
0.51
0.32
0.27
Interest
1.15
1.21
1.19
1.18
1.11
0.83
1.08
0.61
1.13
0.9
0.67
0.71
0.86
Depreciation
0.11
0.12
0.12
0.13
0.09
0.16
0.13
0.13
0.12
0.13
0.13
-0.15
0.06
PBT
-1.06
-0.51
-0.36
2.72
-0.39
0.47
-2.34
-0.46
-0.84
-1.27
-0.9
-1.36
-0.12
Tax %
0%
0%
0%
-0.37%
0%
0%
0%
0%
0%
-0.79%
1.11%
2.94%
0%
Net Profit
-1.07
-0.5
-0.36
2.73
-0.39
0.47
-2.34
-0.46
-0.84
-1.26
-0.91
-1.4
-0.12
EPS (₹)
-0.22
-0.1
-0.07
0.56
-0.08
0.09
-0.44
-0.09
-0.16
-0.23
-0.17
-0.25
-0.02
Figures in ₹ Crores

Profit & Loss

Particulars Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026TTM
Revenue
13.23
15.82
19.3
17.23
17.89
7.56
15.32
15.72
11.71
14.62
15.41
14.43
13.04
Expenses
13.48
15.6
17.4
14.93
15.45
13.44
15.08
13.41
15.24
11.38
14.28
16.26
14.58
Financing Profit
-0.62
-0.5
1.17
1.36
0.14
-8.62
-3.13
-2.41
-9.13
-1.49
-2.5
-5.24
-4.68
Fin. Margin %
-4.69%
-3.16%
6.06%
7.89%
0.78%
-114.02%
-20.43%
-15.33%
-77.97%
-10.19%
-16.22%
-36.31%
-35.89%
Other Income
0.98
0.45
0.53
0.37
0.8
0.56
0.86
0.84
0.32
2.76
-1.77
1.1
1.2
Interest
0.37
0.72
0.73
0.94
2.3
2.74
3.37
4.72
5.6
4.73
3.63
3.41
3.14
Depreciation
0.52
0.41
0.34
0.86
0.45
0.66
0.59
0.57
0.49
0.47
0.5
0.23
0.17
PBT
-0.16
-0.46
1.36
0.87
0.49
-8.72
-2.86
-2.14
-9.3
0.8
-4.77
-4.37
-3.65
Tax %
37.5%
0%
10.29%
5.75%
8.16%
-1.49%
-1.75%
0%
-0.11%
-1.25%
13.42%
0.92%
—
Net Profit
-0.22
-0.46
1.22
0.82
0.45
-8.59
-2.8
-2.15
-9.29
0.8
-5.41
-4.42
-3.69
EPS (₹)
-0.04
-0.09
0.25
0.17
0.06
-1.35
-0.64
-0.47
-1.84
0.12
-0.94
-0.6
-0.67
Div. Payout %
0%
0%
0%
0%
0%
0%
0%
0%
0%
0%
0%
0%
—
Figures in ₹ Crores

Balance Sheet

Particulars Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
Equity Capital
24.46
24.46
24.46
24.46
24.46
24.46
24.46
24.46
48.46
48.89
53.99
55.13
Reserves
30.65
30.48
31.47
6.88
1.81
-4.82
-7.99
-10.25
-19.25
-18.7
-22.9
-26.47
Borrowing
3.79
3.12
8.35
16.1
19.36
23.02
43.25
42.94
40.42
38.52
41.16
30.68
Other Liabilities
15.73
15.83
20.56
20.02
22.15
19.21
34.74
45.6
36.57
30.27
27.81
4.62
Total Liabilities
74.63
73.89
84.84
67.46
67.78
61.87
94.46
103
106
98.98
100
63.96
Fixed Assets
7.29
7.04
6.77
16.61
16.29
16.85
16.31
15.8
15.26
15.18
14.87
7.64
CWIP
0
0
0
0
0
0
0
0
0
0
0
0
Investments
23.24
24.15
20.01
0.89
0.68
0.7
0.13
0.14
0.15
0.06
0.1
13.47
Other Assets
44.1
42.7
58.06
49.96
50.81
44.32
78.02
86.81
90.79
83.74
85.09
42.85
Total Assets
74.63
73.89
84.84
67.46
67.78
61.87
94.46
103
106
98.98
100
63.96
Figures in ₹ Crores

Cash Flow

Particulars Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
Operating
1.65
-0.26
0.61
0.43
-0.92
0.82
-9.6
15.86
-12.2
-14.75
-4.57
14.89
Investing
-0.35
-0.79
1.13
-0.48
-0.29
0.24
-5.17
-7.71
1.74
6.93
-0.23
-2.91
Financing
-0.84
0.15
-0.87
1.63
1.96
0.39
17.13
-4.86
16.47
-6.24
4.87
-8.57
Net Cash Flow
0.46
-0.89
0.87
1.58
0.74
1.44
2.36
3.29
6.01
-14.06
0.08
3.41
Free Cash Flow
1.63
-0.42
0.54
0.06
-1.32
0.23
-9.68
15.76
-12.32
-14.97
-4.74
15.05
Figures in ₹ Crores

Ratios

Particulars Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
ROE %
-0.76%
-0.93%
2.2%
2.27%
1.04%
-28.71%
-17.28%
-14.86%
-41.54%
1.95%
-10.14%
-9.32%

Insights

Beta

AI-extracted from concalls & annual reports · figures as reported, with sources

Log in to view Transwarranty Finance insights

58 extracted metrics + investor summaries across FY11–FY27.

Shareholding Pattern

Promot.53.99%Others15.04%Public30.97%As ofSep 2026
47.16% of promoter holding pledged as of Sep 2026

Documents

Frequently Asked Questions about Transwarranty Finance

What does Transwarranty Finance Ltd do?
Incorporated in 1994, Transwarranty Finance Ltd is an NBFC engaged in lending and advisory services
Where is Transwarranty Finance Ltd (TFL) listed?
Transwarranty Finance Ltd trades as TFL on the NSE and under code 532812 on the BSE.
Which sector does Transwarranty Finance Ltd belong to?
Transwarranty Finance Ltd is classified under the Financial Services sector, in the NBFC industry.
What is the market capitalisation of Transwarranty Finance Ltd?
Transwarranty Finance Ltd has a market capitalisation of ₹61.9 Cr as of 28 Oct 2026, which places it in the Small Cap band.
What is the 52-week high and low of Transwarranty Finance Ltd?
Over the last 52 weeks Transwarranty Finance Ltd has traded between ₹10.21 and ₹18.5 as of 28 Oct 2026.
What is the Return on Equity (ROE) of Transwarranty Finance Ltd?
Transwarranty Finance Ltd reported a return on equity of -15.43%. Its debt-to-equity ratio is 1.20.

Company Information

Incorporated in 1994, Transwarranty Finance Ltd is an NBFC engaged in lending and advisory services

Website transwarranty.com
CEO Mr. Kumar Chandra Nair ACA, B.Sc., F.C.A.
Employees 37
Listed 2007-02-26
Face Value ₹ 10
Shares Outstanding 5,51,16,194

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