---
title: "Oriental Bank of Commerce(Merged (ORIENTBANK) — Share Price, Financials & Analysis"
symbol: "ORIENTBANK"
company: "Oriental Bank of Commerce(Merged"
canonical: "https://tapetide.com/stocks/ORIENTBANK"
nse_symbol: "ORIENTBANK"
generated_at: "2026-09-13T22:38:57.423Z"
---

# Oriental Bank of Commerce(Merged (ORIENTBANK)

Canonical page: https://tapetide.com/stocks/ORIENTBANK

## Company

- **NSE Symbol:** ORIENTBANK
- **Stock Type:** DELISTED
- **Face Value:** ₹10
- **F&O Eligible:** No
- **Website:** obcindia.co.in

## About

Oriental Bank of Commerce is a scheduled commercial bank. The Bank's segments include Treasury Operations, Corporate/Wholesale banking, Retail banking and Other banking business operations.(Source : Company Web-Site)

## Latest Price

## Key Insights

### Strengths

- Stock is trading at 0.31 times its book value

### Weaknesses

- Company has low interest coverage ratio.
- The company has delivered a poor sales growth of -1.24% over past five years.
- Company has a low return on equity of -16.1% over last 3 years.
- Contingent liabilities of Rs.46,341 Cr.

## Growth Rates

| Metric | 1Y | 3Y | 5Y |
| --- | --- | --- | --- |
| net income growth | 136% | -28% | -46% |
| revenue growth | 11% | -4% | -1% |

## Financial Statements

### Quarterly Results

All figures in ₹ crore unless the row name says otherwise.

| Item | Mar 2017 | Jun 2017 | Sep 2017 | Dec 2017 | Mar 2018 | Jun 2018 | Sep 2018 | Dec 2018 | Mar 2019 | Jun 2019 | Sep 2019 | Dec 2019 |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| Sales | 4503 | 4438 | 4452 | 4262 | 4245 | 4269 | 4284 | 4561 | 4754 | 4920 | 4878 | 4657 |
| Expenses | 3722 | 2384 | 4051 | 3481 | 3471 | 2613 | 2054 | 4702 | 2429 | 1904 | 2068 | 2051 |
| Operating Profit | 780 | 2053 | 402 | 781 | 774 | 1656 | 2230 | -141 | 2325 | 3016 | 2809 | 2606 |
| OPM % | 17 | 46 | 9 | 18 | 18 | 39 | 52 | -3.1 | 49 | 61 | 58 | 56 |
| Other Income | 591 | 777 | 1069 | 494 | 444 | 461 | 683 | 567 | 958 | 715 | 825 | 986 |
| Interest | 3196 | 3291 | 3201 | 3244 | 3152 | 2932 | 3015 | 3143 | 3280 | 3548 | 3422 | 3335 |
| Depreciation | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Profit before tax | -1824 | -461 | -1730 | -1969 | -1934 | -815 | -101 | -2717 | 3 | 183 | 212 | 256 |
| Tax % | -33 | 5 | 1 | 1 | -15 | -52 | -200 | -105 | -6236 | 38 | 41 | 21 |
| Net Profit | -1218 | -486 | -1750 | -1985 | -1650 | -393 | 102 | 145 | 202 | 113 | 126 | 202 |
| EPS in Rs | -35.18 | -14.04 | -50.55 | -57.35 | -26.08 | -6.21 | 1.61 | 2.29 | 1.47 | 0.82 | 0.92 | 1.47 |

### Profit & Loss

All figures in ₹ crore unless the row name says otherwise.

| Item | Mar 2011 | Mar 2012 | Mar 2013 | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | TTM |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| Sales | 12088 | 15815 | 17705 | 19017 | 19961 | 20168 | 18422 | 17389 | 17868 | 19208 |
| Expenses | 3009 | 3931 | 4701 | 5364 | 6121 | 6659 | 9130 | 13170 | 11518 | 8452 |
| Operating Profit | 9079 | 11884 | 13004 | 13654 | 13840 | 13509 | 9292 | 4219 | 6350 | 10756 |
| OPM % | 75 | 75 | 73 | 72 | 69 | 67 | 50 | 24 | 36 | 56 |
| Other Income | 960 | 1239 | 1655 | 1945 | 1841 | 1766 | 2766 | 2792 | 2669 | 3484 |
| Interest | 7910 | 11599 | 13004 | 13890 | 14877 | 14794 | 13513 | 12888 | 12370 | 13585 |
| Depreciation | 92 | 104 | 123 | 129 | 169 | 156 | 68 | 218 | 280 | 0 |
| Profit before tax | 2037 | 1420 | 1532 | 1579 | 635 | 326 | -1523 | -6094 | -3631 | 654 |
| Tax % | 26 | 20 | 13 | 28 | 22 | 52 | -28 | -4 | -102 | — |
| Net Profit | 1503 | 1142 | 1328 | 1139 | 497 | 156 | -1094 | -5872 | 55 | 642 |
| EPS in Rs | 51.5 | 39.12 | 45.51 | 38.01 | 16.58 | 4.86 | -31.6 | -92.79 | 0.4 | 4.68 |
| Dividend Payout % | 20 | 20 | 20 | 20 | 20 | 14 | 0 | 0 | 0 | — |

### Balance Sheet

All figures in ₹ crore unless the row name says otherwise.

| Item | Mar 2011 | Mar 2012 | Mar 2013 | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Sep 2019 |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| Equity Capital | 292 | 292 | 292 | 300 | 300 | 321 | 346 | 633 | 1370 | 1370 |
| Reserves | 10805 | 11651 | 12484 | 13131 | 13480 | 14920 | 13775 | 11154 | 17531 | 17770 |
| Borrowings | 144693 | 161224 | 183577 | 201353 | 210555 | 219039 | 233932 | 217040 | 246765 | 238443 |
| Other Liabilities | 5553 | 4368 | 4345 | 5519 | 6180 | 5488 | 5012 | 4517 | 6244 | 5398 |
| Total Liabilities | 161343 | 177535 | 200697 | 220302 | 230514 | 239768 | 253065 | 233344 | 271910 | 262981 |
| Fixed Assets | 1374 | 1399 | 1210 | 1224 | 1342 | 2247 | 2330 | 2518 | 2555 | 2568 |
| CWIP | 24 | 21 | 17 | 31 | 10 | 25 | 28 | 32 | 34 | 0 |
| Investments | 49545 | 52101 | 58555 | 61472 | 62039 | 66234 | 59229 | 69902 | 79268 | 77836 |
| Other Assets | 110400 | 124013 | 140915 | 157575 | 167122 | 171262 | 191477 | 160892 | 190052 | 182577 |
| Total Assets | 161343 | 177535 | 200697 | 220302 | 230514 | 239768 | 253065 | 233344 | 271910 | 262981 |

### Cash Flow

All figures in ₹ crore unless the row name says otherwise.

| Item | Mar 2010 | Mar 2011 | Mar 2012 | Mar 2013 | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| Cash from Operating Activity | 2919 | — | — | — | — | — | — | — | — | — |
| Cash from Investing Activity | -116 | — | — | — | — | — | — | — | — | — |
| Cash from Financing Activity | -428 | — | — | — | — | — | — | — | — | — |
| Net Cash Flow | 2375 | — | — | — | — | — | — | — | — | — |
| Free Cash Flow | 2803 | — | — | — | — | — | — | — | — | — |
| CFO/OP | 46 | — | — | — | — | — | — | — | — | — |

### Ratios

| Item | Mar 2010 | Mar 2011 | Mar 2012 | Mar 2013 | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| Debtor Days | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Cash Conversion Cycle | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Working Capital Days | 164 | -19 | -19 | -12 | 57 | 100 | 143 | 360 | 163 | 199 |
| ROCE % | 7 | 7 | 8 | 8 | 8 | 7 | 7 | 5 | 3 | 4 |

## Shareholding Pattern

### annual

| Category | Mar 2017 | Mar 2018 | Mar 2019 | Dec 2019 |
| --- | --- | --- | --- | --- |
| Promoters | 58.38% | 77.23% | 87.58% | 87.58% |
| FIIs | 5.99% | 4.38% | 1.92% | 2.12% |
| DIIs | 24.88% | 12.11% | 6.18% | 5.49% |
| Public | 10.75% | 6.28% | 4.32% | 4.81% |
| No. of Shareholders | 130855 | 128846 | 142504 | 149523 |

### Quarterly

| Category | Mar 2017 | Jun 2017 | Sep 2017 | Dec 2017 | Mar 2018 | Jun 2018 | Sep 2018 | Dec 2018 | Mar 2019 | Jun 2019 | Sep 2019 | Dec 2019 |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| Promoters | 58.38% | 58.38% | 58.38% | 58.38% | 77.23% | 77.23% | 77.23% | 77.23% | 87.58% | 87.58% | 87.58% | 87.58% |
| FIIs | 5.99% | 5.96% | 8.23% | 8.27% | 4.38% | 4.12% | 3.98% | 4.18% | 1.92% | 2.12% | 2.21% | 2.12% |
| DIIs | 24.88% | 25.58% | 22.95% | 22.8% | 12.11% | 11.89% | 11.82% | 12.53% | 6.18% | 5.78% | 5.65% | 5.49% |
| Public | 10.75% | 10.08% | 10.44% | 10.55% | 6.28% | 6.76% | 6.97% | 6.06% | 4.32% | 4.52% | 4.56% | 4.81% |
| No. of Shareholders | 130855 | 128273 | 129182 | 125077 | 128846 | 130189 | 130988 | 127723 | 142504 | 143446 | 146955 | 149523 |

## Technical Indicators

Derived from daily closing prices and recomputed each trading session; values move with the market.

- **Overall Signal:** Strong Sell
- **Buy / Neutral / Sell:** 2 / 5 / 12

### Moving Averages — summary: **Strong Sell**

| Indicator | Value | Signal |
| --- | --- | --- |
| SMA (10) | 699.61 | Sell |
| EMA (10) | 699.22 | Sell |
| SMA (20) | 719.3 | Sell |
| EMA (20) | 713.11 | Sell |
| SMA (50) | 738.79 | Sell |
| EMA (50) | 727.65 | Sell |
| SMA (100) | 732.42 | Sell |
| EMA (100) | 730.21 | Sell |
| SMA (200) | 737.75 | Sell |
| EMA (200) | 684.53 | Sell |

### Oscillators — summary: **Neutral**

| Indicator | Value | Signal |
| --- | --- | --- |
| RSI (14) | 31.14 | Neutral |
| MACD (12,26,9) | -15.87 | Sell |
| Stochastic (14,3,3) | 21.55 | Neutral |
| ADX (14) | 29.49 | Buy |
| Williams %R (14) | -75.14 | Neutral |
| ATR (14) | 24.16 | High Volatility |
| ROC (12) | -5.56 | Sell |
| Stoch RSI (14) | 16.24 | Buy |
| UO (7,14,28) | 47.89 | Neutral |

## Filings & Documents

### Other Documents

| Date | Document |
| --- | --- |
| 7 Mar 2020 - Further to our communication dated 05.03.2020, please find enclosed copies of Notice regarding formation of Grievance Redressal Committee for addressing objections on the Share Exchange … | [Announcement under Regulation 30 (LODR)-Newspaper Publication 7 Mar 2020 - Further to our communication dated 05.03.2020, please find enclosed copies of Notice regarding formation of Grievance Redressal Committee for addressing objections on the Share Exchange …](https://www.bseindia.com/stockinfo/AnnPdfOpen.aspx?Pname=80b45d84-b10b-4e34-8b2a-cb68a381fee7.pdf) |
| 7 Mar 2020 - Communication dated 05.03.2020, please find enclosed copies of Notice regarding formation of Grievance Redressal Committee for addressing objections on the Share Exchange Ratio and fixation … | [Announcement under Regulation 30 (LODR)-Newspaper Publication 7 Mar 2020 - Communication dated 05.03.2020, please find enclosed copies of Notice regarding formation of Grievance Redressal Committee for addressing objections on the Share Exchange Ratio and fixation …](https://www.bseindia.com/xml-data/corpfiling/AttachHis/80b45d84-b10b-4e34-8b2a-cb68a381fee7.pdf) |
| 21 Mar 2020 - Further to our communication dated 19.03.2020, please find enclosed copies of Notice regarding the Grievance Redressal Committee''s Report on the objections of shareholders on the … | [Announcement under Regulation 30 (LODR)-Newspaper Publication 21 Mar 2020 - Further to our communication dated 19.03.2020, please find enclosed copies of Notice regarding the Grievance Redressal Committee''s Report on the objections of shareholders on the …](https://www.bseindia.com/stockinfo/AnnPdfOpen.aspx?Pname=5e542de4-533a-4ce5-8632-b4219905d156.pdf) |
| 21 Mar 2020 - Communication dated 19.03.2020, please find enclosed copies of Notice regarding the Grievance Redressal Committee''s Report on the objections of shareholders on the Share Exchange Ratio … | [Announcement under Regulation 30 (LODR)-Newspaper Publication 21 Mar 2020 - Communication dated 19.03.2020, please find enclosed copies of Notice regarding the Grievance Redressal Committee''s Report on the objections of shareholders on the Share Exchange Ratio …](https://www.bseindia.com/xml-data/corpfiling/AttachHis/5e542de4-533a-4ce5-8632-b4219905d156.pdf) |
| — | [Compliances-Reg. 39 (3) - Details of Loss of Certificate / Duplicate Certificate 20 Mar 2020](https://www.bseindia.com/stockinfo/AnnPdfOpen.aspx?Pname=a7ad7410-a562-4328-b9bc-0c0e5dfc6b8f.pdf) |
| — | [Compliances-Reg. 39 (3) - Details of Loss of Certificate / Duplicate Certificate 20 Mar 2020](https://www.bseindia.com/xml-data/corpfiling/AttachHis/a7ad7410-a562-4328-b9bc-0c0e5dfc6b8f.pdf) |
| — | [Amalgamation Of Oriental Bank Of Commerce And United Bank Of India Into Punjab National Bank 19 Mar 2020](https://www.bseindia.com/stockinfo/AnnPdfOpen.aspx?Pname=839c2202-d49b-4c99-ba61-a6a4337a2ff5.pdf) |
| — | [Amalgamation Of Oriental Bank Of Commerce And United Bank Of India Into Punjab National Bank 19 Mar 2020](https://www.bseindia.com/xml-data/corpfiling/AttachHis/839c2202-d49b-4c99-ba61-a6a4337a2ff5.pdf) |
| — | [Announcement under Regulation 30 (LODR)-Interest Rates Updates 9 Mar 2020](https://www.bseindia.com/stockinfo/AnnPdfOpen.aspx?Pname=34bd5a65-9059-4be1-a71d-573f19b9b618.pdf) |
| — | [Announcement under Regulation 30 (LODR)-Interest Rates Updates 9 Mar 2020](https://www.bseindia.com/xml-data/corpfiling/AttachHis/34bd5a65-9059-4be1-a71d-573f19b9b618.pdf) |

### Earnings Call Documents

| Date | Document |
| --- | --- |
| May 2019 | [Concall - May 2019](https://www.bseindia.com/stockinfo/AnnPdfOpen.aspx?Pname=64f062e7-d6b0-49ab-9dbd-3a966d4c382a.pdf) |
| May 2019 | [Concall - May 2019](https://www.bseindia.com/xml-data/corpfiling/AttachHis/64f062e7-d6b0-49ab-9dbd-3a966d4c382a.pdf) |
| Jul 2019 | [Concall - Jul 2019](https://www.bseindia.com/stockinfo/AnnPdfOpen.aspx?Pname=af1787e0-603e-45de-ad47-a34396c6b930.pdf) |
| Jul 2019 | [Concall - Jul 2019](https://www.bseindia.com/stockinfo/AnnPdfOpen.aspx?Pname=7b7ac37a-9dc6-4c31-a1e2-3b98a777957e.pdf) |
| Jul 2019 | [Concall - Jul 2019](https://www.bseindia.com/xml-data/corpfiling/AttachHis/af1787e0-603e-45de-ad47-a34396c6b930.pdf) |
| Jul 2019 | [Concall - Jul 2019](https://www.bseindia.com/xml-data/corpfiling/AttachHis/7b7ac37a-9dc6-4c31-a1e2-3b98a777957e.pdf) |
| Jan 2020 | [Concall - Jan 2020](https://www.bseindia.com/stockinfo/AnnPdfOpen.aspx?Pname=da9c7202-c035-4ef8-b5c8-36e65370f7f0.pdf) |
| Jan 2020 | [Concall - Jan 2020](https://www.bseindia.com/xml-data/corpfiling/AttachHis/da9c7202-c035-4ef8-b5c8-36e65370f7f0.pdf) |
| Aug 2017 | [Concall - Aug 2017](https://www.bseindia.com/stockinfo/AnnPdfOpen.aspx?Pname=eeb6a575-7665-43e2-af8c-abea0f461fad.pdf) |
| Aug 2017 | [Concall - Aug 2017](https://www.bseindia.com/xml-data/corpfiling/CorpAttachment/2017/8/eeb6a575-7665-43e2-af8c-abea0f461fad.pdf) |

### Annual Reports

| Date | Document |
| --- | --- |
| from nse | [Annual Report 2010 from nse](https://archives.nseindia.com/annual_reports/AR_ORIENTBANK_2009_2010_04102010120000.zip) |
| from bse | [Annual Report 2019 from bse](https://www.bseindia.com/bseplus/AnnualReport/500315/5003150319.pdf) |
| from bse | [Annual Report 2018 from bse](https://www.bseindia.com/bseplus/AnnualReport/500315/5003150318.pdf) |
| from bse | [Annual Report 2017 from bse](https://www.bseindia.com/bseplus/AnnualReport/500315/5003150317.pdf) |
| from bse | [Annual Report 2016 from bse](https://www.bseindia.com/bseplus/AnnualReport/500315/5003150316.pdf) |
| from bse | [Annual Report 2015 from bse](https://www.bseindia.com/bseplus/AnnualReport/500315/5003150315.pdf) |
| from bse | [Annual Report 2014 from bse](https://www.bseindia.com/bseplus/AnnualReport/500315/5003150314.pdf) |
| from bse | [Annual Report 2013 from bse](https://www.bseindia.com/bseplus/AnnualReport/500315/5003150313.pdf) |
| from bse | [Annual Report 2012 from bse](https://www.bseindia.com/bseplus/AnnualReport/500315/5003150312.pdf) |
| from bse | [Annual Report 2011 from bse](https://www.bseindia.com/bseplus/AnnualReport/500315/5003150311.pdf) |

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Provenance differs by section. Financial statements, shareholding and filings are as reported in company disclosures to NSE/BSE/SEBI. Price, volume and 52-week levels are exchange market data. Technical indicators are computed by Tapetide from daily closing prices. The Tapetide Score is Tapetide's own analysis. Analyst ratings are third-party estimates, not company statements. All figures are for research and information only and are not investment advice. Generated 2026-09-13T22:38:57.423Z.