---
title: "MOS Utility Ltd (MOS) — Share Price, Financials & Analysis"
symbol: "MOS"
company: "MOS Utility Ltd"
canonical: "https://tapetide.com/stocks/MOS"
isin: "INE0N7S01028"
nse_symbol: "MOS"
sector: "Financial Services"
industry: "Fintech"
market_cap_cr: 154.46
generated_at: "2026-09-13T19:57:04.612Z"
---

# MOS Utility Ltd (MOS)

Canonical page: https://tapetide.com/stocks/MOS

## Company

- **NSE Symbol:** MOS
- **ISIN:** INE0N7S01028
- **Sector:** Financial Services
- **Industry:** Fintech
- **Macro Sector:** Financial Services
- **Stock Type:** EQUITY
- **Listed Since:** 2023-04-18
- **Face Value:** ₹2
- **F&O Eligible:** No
- **Website:** mos-world.com

## About

Incorporated in 2009, MOS Utility Ltd is a fintech company which offers a Unified Open API and Wallet platform[1]

## Latest Price

- **Price:** ₹6
- **Change:** -0.3 (-4.76%)
- **Open:** ₹6
- **Day High:** ₹6.3
- **Day Low:** ₹6
- **Previous Close:** ₹6.3
- **Volume:** 916000
- **As Of:** 2026-09-11T10:00:02+00:00

## Key Fundamentals

Observed at 2026-09-11T04:51:28.666510Z.

- **Market Cap:** ₹154.46 Cr
- **Classification:** SME
- **P/E (reported):** 8.6
- **P/E (TTM):** 8.57
- **EPS (TTM):** ₹0.7
- **Book Value:** ₹4.14
- **Price to Book:** 1.52
- **Dividend Yield:** 0%
- **ROE:** 14.76%
- **ROCE:** 21.12%
- **Debt to Equity:** 0.67
- **Revenue (yearly):** ₹635.24 Cr
- **Net Income:** ₹17.82 Cr
- **EBITDA:** ₹27.2 Cr
- **52-Week High:** ₹55.5
- **52-Week Low:** ₹6.3
- **RSI (14):** 18.7

## Tapetide Score

- **Score:** 39 / 100
- **Score date:** 2026-09-04
- **Archetype:** Losing Momentum
- **What it means:** A capable business whose price trend has turned while the multiple is still demanding. Often a re-rating in progress rather than a broken company — watch whether earnings stay resilient.
- **Pillar profile:** Quality: Good · Valuation: Expensive · Momentum: Falling
- **Percentile:** 12 (of 4473 scored stocks)
- **Confidence:** 97%
- **Data coverage:** 94%

| Pillar | Score | Weight |
| --- | --- | --- |
| financial health | 35.36 | 9% |
| growth | 46.99 | 9% |
| momentum | 2.49 | 12% |
| ownership | 48.65 | 24% |
| quality | 61.22 | 22% |
| valuation | 48.18 | 24% |

The Tapetide Score is decision-support only, not investment advice.

## Key Insights

### Strengths

- Promoter holding has increased by 4.58% over last quarter.

### Weaknesses

- Though the company is reporting repeated profits, it is not paying out dividend
- Promoters have pledged 42.1% of their holding.
- Promoter holding has decreased over last 3 years: -8.98%

## Growth Rates

| Metric | QoQ | 1Y | 3Y |
| --- | --- | --- | --- |
| cash flow growth | — | 370.35% | 854.26% |
| ebitda margin growth | -9.89% | 8.16% | -54.16% |
| net income growth | -10.2% | 32% | 79% |
| revenue growth | -1.36% | 2.39% | 82% |
| roce | -10% | 9.66% | 2.13% |
| roe | -11.2% | -4.22% | 17.23% |

## Financial Statements

### Quarterly Results

All figures in ₹ crore unless the row name says otherwise.

| Item | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 |
| --- | --- | --- | --- | --- | --- | --- | --- |
| Sales | 133.08 | 175.17 | 159.84 | 155.97 | 166.08 | 153.35 | 151.09 |
| Expenses | 127.17 | 167.49 | 154.41 | 148.48 | 159.44 | 145.71 | 144.53 |
| Operating Profit | 5.91 | 7.68 | 5.43 | 7.49 | 6.64 | 7.64 | 6.56 |
| OPM % | 4.44 | 4.38 | 3.4 | 4.8 | 4 | 4.98 | 4.34 |
| Other Income | 0.11 | 1.72 | 1.21 | 1.9 | 1.4 | 1.43 | 1.6 |
| Interest | 0.94 | 0.55 | 0.32 | 1.73 | 0.97 | 1.17 | 1.39 |
| Depreciation | 0.81 | 1.78 | 1.27 | 1.27 | 1.19 | 1.07 | 0.96 |
| Profit before tax | 4.27 | 7.07 | 5.05 | 6.39 | 5.88 | 6.83 | 5.81 |
| Tax % | 28.81 | 35.79 | 18.81 | 19.41 | 25.85 | 28.11 | 24.96 |
| Net Profit | 3.05 | 4.54 | 4.11 | 5.15 | 4.36 | 4.91 | 4.36 |
| EPS in Rs | 0.11 | 0.17 | 0.16 | 0.17 | 0.19 | 0.18 | 0.16 |

### Profit & Loss

All figures in ₹ crore unless the row name says otherwise.

| Item | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | TTM |
| --- | --- | --- | --- | --- | --- |
| Sales | 106 | 187 | 616 | 635 | 626 |
| Expenses | 99 | 175 | 596 | 608 | 598 |
| Operating Profit | 7 | 12 | 20 | 27 | 28 |
| OPM % | 7 | 6 | 3.3 | 4.3 | 4.5 |
| Other Income | 4 | 6 | 4 | 6 | 6 |
| Interest | 1 | 1 | 1 | 4 | 5 |
| Depreciation | 2 | 2 | 4 | 5 | 4 |
| Profit before tax | 7 | 15 | 19 | 24 | 25 |
| Tax % | 22 | 19 | 29 | 23 | — |
| Net Profit | 6 | 12 | 14 | 19 | 19 |
| EPS in Rs | 0.3 | 0.45 | 0.5 | 0.7 | 0.7 |
| Dividend Payout % | 0 | 0 | 0 | 0 | — |

### Balance Sheet

All figures in ₹ crore unless the row name says otherwise.

| Item | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
| --- | --- | --- | --- | --- |
| Equity Capital | 19 | 25 | 25 | 51 |
| Reserves | 7 | 50 | 62 | 55 |
| Borrowings | 8 | 5 | 19 | 71 |
| Other Liabilities | 18 | 26 | 45 | 41 |
| Total Liabilities | 52 | 106 | 151 | 219 |
| Fixed Assets | 9 | 19 | 31 | 27 |
| CWIP | 3 | 2 | 0 | 0 |
| Investments | 12 | 14 | 6 | 0 |
| Other Assets | 29 | 70 | 114 | 192 |
| Total Assets | 52 | 106 | 151 | 219 |

### Cash Flow

All figures in ₹ crore unless the row name says otherwise.

| Item | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
| --- | --- | --- | --- | --- |
| Cash from Operating Activity | 4 | -14 | 37 | -4 |
| Cash from Investing Activity | -9 | -14 | -29 | -2 |
| Cash from Financing Activity | 5 | 34 | 13 | 7 |
| Net Cash Flow | 1 | 6 | 21 | 1 |
| Free Cash Flow | 4 | -24 | 33 | -13 |
| CFO/OP | 73 | -98 | 209 | 5 |

### Ratios

| Item | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
| --- | --- | --- | --- | --- |
| Debtor Days | 14 | 18 | 3 | 2 |
| Cash Conversion Cycle | 14 | 18 | 3 | 2 |
| Working Capital Days | 48 | 67 | 15 | -2 |
| ROCE % | — | 17 | 19 | 20 |

## Shareholding Pattern

### Quarterly

| Category | Mar 2023 | Sep 2023 | Mar 2024 | Sep 2024 | Mar 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| Promoters | 64.67% | 64.67% | 64.67% | 53.07% | 49.52% | 49.52% | 47.97% | 51.11% | 55.69% |
| FIIs | 8.1% | 4.73% | 1.05% | 19.05% | 16.01% | 14.15% | 12.32% | 12.08% | 8.1% |
| DIIs | 1.1% | 0% | 0% | 0% | 0% | 0% | 0.42% | 1.76% | 1.76% |
| Government | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% |
| Public | 19.74% | 24.55% | 27.43% | 19.07% | 22.65% | 24.07% | 25.69% | 24.24% | 23.84% |
| Others | 6.39% | 6.05% | 6.85% | 8.8% | 11.82% | 12.26% | 13.6% | 10.82% | 10.61% |
| No. of Shareholders | 1758 | 1301 | 1279 | 1560 | 1922 | 2125 | 2125 | 2166 | 2142 |

## Technical Indicators

Derived from daily closing prices and recomputed each trading session; values move with the market.

- **Overall Signal:** Strong Sell
- **Buy / Neutral / Sell:** 6 / 1 / 12

### Moving Averages — summary: **Strong Sell**

| Indicator | Value | Signal |
| --- | --- | --- |
| SMA (10) | 7.47 | Sell |
| EMA (10) | 7.43 | Sell |
| SMA (20) | 9.23 | Sell |
| EMA (20) | 8.58 | Sell |
| SMA (50) | 11 | Sell |
| EMA (50) | 10.45 | Sell |
| SMA (100) | 12.49 | Sell |
| EMA (100) | 12.35 | Sell |
| SMA (200) | 16.02 | Sell |
| EMA (200) | 15.37 | Sell |

### Oscillators — summary: **Strong Buy**

| Indicator | Value | Signal |
| --- | --- | --- |
| RSI (14) | 17.62 | Buy |
| MACD (12,26,9) | -1.36 | Sell |
| Stochastic (14,3,3) | 0 | Buy |
| ADX (14) | 41.82 | Buy |
| Williams %R (14) | -100 | Buy |
| ATR (14) | 0.53 | High Volatility |
| ROC (12) | -42.31 | Sell |
| Stoch RSI (14) | 0 | Buy |
| UO (7,14,28) | 5.83 | Buy |

## Filings & Documents

### Other Documents

| Date | Document |
| --- | --- |
| 9 Jul - Pine Oak Global Fund has submitted to the Exchange a copy of Disclosures under Regulation 29(1) of SEBI (SAST) Regulations, 2011. | [Disclosure under SEBI Takeover Regulations 9 Jul - Pine Oak Global Fund has submitted to the Exchange a copy of Disclosures under Regulation 29(1) of SEBI (SAST) Regulations, 2011.](https://nsearchives.nseindia.com/corporate/team_bbodade_10062026155031_MOS1.pdf) |
| 8 Sep - Published newspaper ads for FY26 annual report and 17th AGM notice on September 8, 2026. | [Copy of Newspaper Publication 8 Sep - Published newspaper ads for FY26 annual report and 17th AGM notice on September 8, 2026.](https://nsearchives.nseindia.com/corporate/MOS_08092026160240_IntimationtoNSEofnewspaperpublication.pdf) |
| 8 Sep - 17th AGM on 30 Sept 2026 via VC/OAVM; annual report, director reappointment, secretarial auditor, ESOP scheme proposed. | [Shareholders meeting 8 Sep - 17th AGM on 30 Sept 2026 via VC/OAVM; annual report, director reappointment, secretarial auditor, ESOP scheme proposed.](https://nsearchives.nseindia.com/corporate/MOS_08092026155121_IntimationtoNSEforAGMNotice.pdf) |
| 6 Aug - Mos Utility Limited has informed about Resignation of Director/KMP/SMP | [Resignation of Director/KMP/SMP 6 Aug - Mos Utility Limited has informed about Resignation of Director/KMP/SMP](https://nsearchives.nseindia.com/corporate/MOS_ROID_95085_KMP_Doc.zip) |
| 5 February 2026 - Board approved Q3 (Dec 31, 2025) unaudited results; appointed Chirag Shah as CFO effective Feb 5, 2026. | [Outcome of Board Meeting 5 February 2026 - Board approved Q3 (Dec 31, 2025) unaudited results; appointed Chirag Shah as CFO effective Feb 5, 2026.](https://nsearchives.nseindia.com/corporate/MOS_05022026181901_MOS_05022026_Board_Meeting_Outcome.pdf) |
| 5 February 2026 - Approved unaudited Q3 results (Dec 31, 2025); appointed Chirag Shah as CFO effective 05-Feb-2026; internal auditor appointed. | [General Updates 5 February 2026 - Approved unaudited Q3 results (Dec 31, 2025); appointed Chirag Shah as CFO effective 05-Feb-2026; internal auditor appointed.](https://nsearchives.nseindia.com/corporate/MOS_05022026182615_MOS_05022026_Board_Meeting_Outcome.pdf) |
| 4 Sep - MOS Utility fixed 23 September 2026 as AGM cut-off; 17th AGM on 30 September 2026 via VC. | [Record Date 4 Sep - MOS Utility fixed 23 September 2026 as AGM cut-off; 17th AGM on 30 September 2026 via VC.](https://nsearchives.nseindia.com/corporate/MOS_04092026131533_IntimationtoNSEforCutoffdateforEVoting.pdf) |
| 4 Aug - Mr. Jignesh Juthani resigned as CEO effective 4 August 2026. | [Resignation 4 Aug - Mr. Jignesh Juthani resigned as CEO effective 4 August 2026.](https://nsearchives.nseindia.com/corporate/MOS_04082026122331_Intimation_to_NSE_Resignation_CEO.pdf) |
| 31 May 2026 - Audited standalone and consolidated results for quarter and year ended March 31, 2026 approved May 29, 2026. | [Copy of Newspaper Publication 31 May 2026 - Audited standalone and consolidated results for quarter and year ended March 31, 2026 approved May 29, 2026.](https://nsearchives.nseindia.com/corporate/MOS_31052026150436_IntimationtoNSEofnewspaperpublication.pdf) |
| 31 March 2026 - Trading window closed from 1 April 2026 until 48 hours after FY2026 results communication. | [Trading Window 31 March 2026 - Trading window closed from 1 April 2026 until 48 hours after FY2026 results communication.](https://nsearchives.nseindia.com/corporate/MOS_31032026185431_Trading_Window_Closure.pdf) |

### Annual Reports

| Date | Document |
| --- | --- |
| from nse | [Annual Report 2026 from nse](https://archives.nseindia.com/annual_reports/SME_AR_31879_MOS_2025_2026_A_26734011_08092026170224.pdf) |
| from nse | [Annual Report 2025 from nse](https://archives.nseindia.com/annual_reports/SME_AR_27900_MOS_2024_2025_A_4628243_29082025181602.pdf) |
| from nse | [Annual Report 2024 from nse](https://archives.nseindia.com/annual_reports/SME_AR_25316_MOS_2023_2024_3008202412223.pdf) |
| from nse | [Annual Report 2023 from nse](https://archives.nseindia.com/annual_reports/SME_AR_22264_MOS_2022_2023_10072023170656_07102023180002.zip) |

### Earnings Call Documents

| Date | Document |
| --- | --- |
| May 2023 | [Concall - May 2023](https://archives.nseindia.com/corporate/MOS_31052023163957_IntimationToNSEforInvestorPresentation.pdf) |
| Jun 2024 | [Concall - Jun 2024](https://nsearchives.nseindia.com/corporate/MOS_10062024164044_IntimationtoNSEfortranscript.pdf) |

---

Provenance differs by section. Financial statements, shareholding and filings are as reported in company disclosures to NSE/BSE/SEBI. Price, volume and 52-week levels are exchange market data. Technical indicators are computed by Tapetide from daily closing prices. The Tapetide Score is Tapetide's own analysis. Analyst ratings are third-party estimates, not company statements. All figures are for research and information only and are not investment advice. Generated 2026-09-13T19:57:04.612Z.