---
title: "Allahabad Bank(Merged) (ALBK) — Share Price, Financials & Analysis"
symbol: "ALBK"
company: "Allahabad Bank(Merged)"
canonical: "https://tapetide.com/stocks/ALBK"
isin: "INE428A01015"
nse_symbol: "ALBK"
generated_at: "2026-09-13T22:38:54.923Z"
---

# Allahabad Bank(Merged) (ALBK)

Canonical page: https://tapetide.com/stocks/ALBK

## Company

- **NSE Symbol:** ALBK
- **ISIN:** INE428A01015
- **Stock Type:** DELISTED
- **Face Value:** ₹10
- **F&O Eligible:** No
- **Website:** allahabadbank.com

## About

Allahabad Bank is a banking company. The Company's principal products/services are debenture/ security trusteeship fees and custodian fees. It operates through four business segments: Treasury Operations, Corporate/ wholesale Banking, Retail Banking and Other Banking business. It offers personal banking; social banking; micro, small and medium enterprises banking; retail credit products; corporate banking, and international banking.(Source : Company Web-Site)

## Latest Price

## Key Insights

### Strengths

- Stock is trading at 0.20 times its book value
- Company's working capital requirements have reduced from 197 days to 98.1 days

### Weaknesses

- Company has low interest coverage ratio.
- The company has delivered a poor sales growth of -2.06% over past five years.
- Company has a low return on equity of -31.1% over last 3 years.
- Contingent liabilities of Rs.1,86,113 Cr.
- Company might be capitalizing the interest cost
- Earnings include an other income of Rs.2,347 Cr.

## Growth Rates

| Metric | 1Y | 3Y | 5Y |
| --- | --- | --- | --- |
| net income growth | -85% | — | — |
| revenue growth | 3% | -4% | -2% |

## Financial Statements

### Quarterly Results

All figures in ₹ crore unless the row name says otherwise.

| Item | Jun 2018 | Sep 2018 | Dec 2018 | Mar 2019 | Jun 2019 | Sep 2019 | Dec 2019 |
| --- | --- | --- | --- | --- | --- | --- | --- |
| Sales | 4612 | 4011 | 4241 | 4052 | 4336 | 4125 | 4241 |
| Expenses | 3898 | 3456 | 2812 | 6519 | 2180 | 3983 | 4308 |
| Operating Profit | 713 | 555 | 1429 | -2467 | 2155 | 142 | -67 |
| OPM % | 15 | 14 | 34 | -61 | 50 | 3.4 | -1.6 |
| Other Income | 272 | 481 | 656 | 482 | 496 | 601 | 769 |
| Interest | 2896 | 2849 | 2830 | 2779 | 2793 | 2836 | 2888 |
| Depreciation | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Profit before tax | -1911 | -1813 | -745 | -4765 | -142 | -2094 | -2187 |
| Tax % | 1 | 0 | 0 | -17 | -193 | 0 | -9 |
| Net Profit | -1929 | -1816 | -747 | -3965 | 133 | -2103 | -1981 |
| EPS in Rs | -18.29 | -17.22 | -5.17 | -18.91 | 0.36 | -5.65 | -5.32 |

### Profit & Loss

All figures in ₹ crore unless the row name says otherwise.

| Item | Mar 2011 | Mar 2012 | Mar 2013 | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | TTM |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| Sales | 11025 | 15528 | 17461 | 18776 | 19749 | 18915 | 17694 | 16398 | 16916 | 16753 |
| Expenses | 3414 | 4254 | 4825 | 5965 | 6613 | 8623 | 8326 | 12289 | 15768 | 16991 |
| Operating Profit | 7611 | 11273 | 12637 | 12810 | 13136 | 10292 | 9369 | 4109 | 1148 | -238 |
| OPM % | 69 | 73 | 72 | 68 | 67 | 54 | 53 | 25 | 7 | -1.4 |
| Other Income | 1403 | 1304 | 1588 | 2282 | 2142 | 2092 | 2885 | 3089 | 1891 | 2347 |
| Interest | 6993 | 10360 | 12569 | 13435 | 13537 | 12985 | 12373 | 11627 | 11354 | 11297 |
| Depreciation | 70 | 77 | 76 | 0 | 101 | 118 | 159 | 146 | 141 | 0 |
| Profit before tax | 1951 | 2140 | 1580 | 1658 | 1640 | -720 | -279 | -4574 | -8457 | -9188 |
| Tax % | 26 | 14 | 23 | 28 | 60 | 0 | 0 | 0 | 0 | — |
| Net Profit | 1441 | 1860 | 1212 | 1188 | 649 | -720 | -279 | -4574 | -8457 | -7916 |
| EPS in Rs | 30.25 | 37.19 | 24.24 | 21.82 | 11.36 | -11.73 | -3.75 | -54.2 | -40.33 | -29.52 |
| Dividend Payout % | 20 | 16 | 25 | 11 | 14 | 0 | 0 | 0 | 0 | — |

### Balance Sheet

All figures in ₹ crore unless the row name says otherwise.

| Item | Mar 2011 | Mar 2012 | Mar 2013 | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Sep 2019 |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| Equity Capital | 476 | 500 | 500 | 545 | 571 | 614 | 744 | 844 | 2097 | 3722 |
| Reserves | 8246 | 10202 | 11078 | 11497 | 12335 | 14428 | 14292 | 11312 | 14195 | 10502 |
| Borrowings | 138800 | 168683 | 188838 | 202974 | 207704 | 219339 | 216518 | 235008 | 226826 | 225752 |
| Other Liabilities | 4077 | 3908 | 4398 | 5933 | 7068 | 6077 | 6409 | 6554 | 6459 | 6093 |
| Total Liabilities | 151600 | 183294 | 204815 | 220948 | 227679 | 240457 | 237963 | 253718 | 249577 | 246069 |
| Fixed Assets | 1160 | 1186 | 1221 | 1285 | 1382 | 3225 | 3188 | 3136 | 3552 | 3500 |
| CWIP | 0 | 22 | 37 | 31 | 32 | 42 | 16 | 12 | 1 | 0 |
| Investments | 43492 | 54508 | 58676 | 64376 | 55459 | 57657 | 55805 | 68502 | 80238 | 72414 |
| Other Assets | 106948 | 127579 | 144881 | 155256 | 170806 | 179534 | 178954 | 182068 | 165787 | 170155 |
| Total Assets | 151600 | 183294 | 204815 | 220948 | 227679 | 240457 | 237963 | 253718 | 249577 | 246069 |

### Cash Flow

All figures in ₹ crore unless the row name says otherwise.

| Item | Mar 2010 | Mar 2011 | Mar 2012 | Mar 2013 | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| Cash from Operating Activity | 1538 | 585 | 1497 | -1030 | 28 | 2544 | 3938 | -1101 | -2553 | -15825 |
| Cash from Investing Activity | -71 | -98 | -124 | -122 | -143 | -198 | -169 | -96 | -90 | -118 |
| Cash from Financing Activity | 1080 | 1371 | 1691 | 135 | 1343 | 480 | 1019 | 905 | 2013 | 8774 |
| Net Cash Flow | 2546 | 1858 | 3064 | -1018 | 1229 | 2826 | 4787 | -292 | -630 | -7169 |
| Free Cash Flow | 1467 | 487 | 1373 | -1153 | -114 | 2346 | 3768 | -1197 | -2643 | -15943 |
| CFO/OP | 26 | 8 | 13 | -8 | 0 | 19 | 38 | -12 | -62 | -1379 |

### Ratios

| Item | Mar 2010 | Mar 2011 | Mar 2012 | Mar 2013 | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| Debtor Days | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Cash Conversion Cycle | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Working Capital Days | -4 | 47 | 91 | 67 | 55 | 79 | 207 | 241 | 252 | 98 |
| ROCE % | 7 | 7 | 8 | 7 | 7 | 7 | 5 | 5 | 3 | 1 |

## Shareholding Pattern

### annual

| Category | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 |
| --- | --- | --- | --- | --- |
| Promoters | 65.92% | 64.78% | 85.82% | 93.43% |
| FIIs | 3.8% | 3.21% | 1.66% | 0.6% |
| DIIs | 18.77% | 16.66% | 6.51% | 2.73% |
| Public | 11.51% | 15.35% | 6.01% | 3.23% |
| No. of Shareholders | 217597 | 227168 | 220223 | 234964 |

### Quarterly

| Category | Jun 2017 | Sep 2017 | Dec 2017 | Mar 2018 | Jun 2018 | Sep 2018 | Dec 2018 | Mar 2019 | Jun 2019 | Sep 2019 | Dec 2019 | Mar 2020 |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| Promoters | 65.92% | 68.32% | 68.32% | 64.78% | 71.81% | 71.81% | 79.41% | 85.82% | 92.01% | 92.01% | 92.01% | 93.43% |
| FIIs | 3.7% | 3.78% | 4.07% | 3.21% | 2.52% | 2.56% | 2.07% | 1.66% | 0.93% | 0.91% | 0.79% | 0.6% |
| DIIs | 18.19% | 17.06% | 17.33% | 16.66% | 13.05% | 12.81% | 9.35% | 6.51% | 3.7% | 3.66% | 3.37% | 2.73% |
| Public | 12.2% | 10.84% | 10.28% | 15.35% | 12.61% | 12.81% | 9.17% | 6.01% | 3.36% | 3.41% | 3.83% | 3.23% |
| No. of Shareholders | 216204 | 211476 | 198339 | 227168 | 228628 | 228075 | 224214 | 220223 | 220973 | 224002 | 231719 | 234964 |

## Technical Indicators

Derived from daily closing prices and recomputed each trading session; values move with the market.

- **Overall Signal:** Strong Sell
- **Buy / Neutral / Sell:** 1 / 7 / 11

### Moving Averages — summary: **Strong Sell**

| Indicator | Value | Signal |
| --- | --- | --- |
| SMA (10) | 63.45 | Sell |
| EMA (10) | 63.61 | Sell |
| SMA (20) | 65.11 | Sell |
| EMA (20) | 65.23 | Sell |
| SMA (50) | 71.01 | Sell |
| EMA (50) | 71.67 | Sell |
| SMA (100) | 85.36 | Sell |
| EMA (100) | 82.72 | Sell |
| SMA (200) | 102.5 | Sell |
| EMA (200) | 105.82 | Sell |

### Oscillators — summary: **Neutral**

| Indicator | Value | Signal |
| --- | --- | --- |
| RSI (14) | 33.84 | Neutral |
| MACD (12,26,9) | -2.47 | Buy |
| Stochastic (14,3,3) | 32.82 | Neutral |
| ADX (14) | 11.94 | Neutral |
| Williams %R (14) | -77.88 | Neutral |
| ATR (14) | 4.44 | High Volatility |
| ROC (12) | -4.31 | Sell |
| Stoch RSI (14) | 59.96 | Neutral |
| UO (7,14,28) | 38.35 | Neutral |

## Filings & Documents

### Other Documents

| Date | Document |
| --- | --- |
| 9 Jan - Certificate under Regulation 74(5) of the SEBI (Depositories and Participants) Regulations, 2018 for the quarter ended 31st December, 2025. | [Compliances-Certificate under Reg. 74 (5) of SEBI (DP) Regulations, 2018 9 Jan - Certificate under Regulation 74(5) of the SEBI (Depositories and Participants) Regulations, 2018 for the quarter ended 31st December, 2025.](https://www.bseindia.com/xml-data/corpfiling/AttachHis/c448082c-4035-421e-835c-a9390d42608c.pdf) |
| 5 Feb - Board approved unaudited consolidated and standalone Q3/9M results for period ended 31-Dec-2025; limited review dated 05-Feb-2026. | [Unaudited Financial Results (Consolidated And Standalone) Of The Company For The Quarter And Nine Months Ended 31St December, 2025 5 Feb - Board approved unaudited consolidated and standalone Q3/9M results for period ended 31-Dec-2025; limited review dated 05-Feb-2026.](https://www.bseindia.com/xml-data/corpfiling/AttachHis/f2fab03e-55db-4c2f-bfc4-a13e0132fb22.pdf) |
| 5 Feb - Approved unaudited consolidated and standalone results for quarter and nine months ended 31 Dec 2025; limited review attached. | [Board Meeting Outcome for Outcome Of Board Meeting - Unaudited Financial Results (Consolidated And Standalone) Of The Company For The Quarter And Nine Months Ended 31St December, 2025 5 Feb - Approved unaudited consolidated and standalone results for quarter and nine months ended 31 Dec 2025; limited review attached.](https://www.bseindia.com/xml-data/corpfiling/AttachHis/7dd94dca-3f66-4d3b-a719-07c4221ea9bc.pdf) |
| 29 Jan - Board meeting Feb 05, 2026 to approve unaudited Q3 and 9M results ended Dec 31, 2025; trading window closed. | [Board Meeting Intimation for Results & Closure Of Trading Window 29 Jan - Board meeting Feb 05, 2026 to approve unaudited Q3 and 9M results ended Dec 31, 2025; trading window closed.](https://www.bseindia.com/xml-data/corpfiling/AttachHis/43455a55-0804-49a2-b527-416dff3c4d6e.pdf) |
| 19 Mar 2020 - Change in Directorate: cessation of Director | [Announcement under Regulation 30 (LODR)-Cessation 19 Mar 2020 - Change in Directorate: cessation of Director](https://www.bseindia.com/stockinfo/AnnPdfOpen.aspx?Pname=619c0f84-ecf8-4e1b-b95e-e6f7e98c7440.pdf) |
| 19 Mar 2020 - Change in Directorate: cessation of Director | [Announcement under Regulation 30 (LODR)-Cessation 19 Mar 2020 - Change in Directorate: cessation of Director](https://www.bseindia.com/xml-data/corpfiling/AttachHis/619c0f84-ecf8-4e1b-b95e-e6f7e98c7440.pdf) |
| — | [Closure of Trading Window 29 Dec 2025](https://www.bseindia.com/xml-data/corpfiling/AttachHis/414dbfb4-ac9a-4cab-9eb3-1e14c9a27c77.pdf) |
| — | [Amalgamation Of Allahabad Bank (Transferor Bank) Into Indian Bank (Transferee Bank): Fair Equity Share Exchange Ratio 17 Mar 2020](https://www.bseindia.com/stockinfo/AnnPdfOpen.aspx?Pname=8a6f633e-3344-4b2c-b181-96d371995a9c.pdf) |
| — | [Amalgamation Of Allahabad Bank (Transferor Bank) Into Indian Bank (Transferee Bank): Fair Equity Share Exchange Ratio 17 Mar 2020](https://www.bseindia.com/xml-data/corpfiling/AttachHis/8a6f633e-3344-4b2c-b181-96d371995a9c.pdf) |
| — | [Announcement under Regulation 30 (LODR)-Interest Rates Updates 12 Mar 2020](https://www.bseindia.com/stockinfo/AnnPdfOpen.aspx?Pname=6e464e81-162c-4ba8-a162-b12f17f76f0e.pdf) |

### Annual Reports

| Date | Document |
| --- | --- |
| from nse | [Annual Report 2011 from nse](https://archives.nseindia.com/annual_reports/AR_ALBK_2010_2011_15062012100630.zip) |
| from nse | [Annual Report 2010 from nse](https://archives.nseindia.com/annual_reports/AR_ALBK_2009_2010_18082010121500.zip) |
| from bse | [Financial Year 2025 from bse](https://www.bseindia.com/xml-data/corpfiling/AttachHis/33b5ec33-6119-41a2-a2ce-80d459941c4f.pdf) |
| from bse | [Financial Year 2024 from bse](https://www.bseindia.com/xml-data/corpfiling/AttachHis/b7a1bd7b-3081-4a34-abf7-d2436335f172.pdf) |
| from bse | [Financial Year 2023 from bse](https://www.bseindia.com/xml-data/corpfiling/AttachHis/afe0b86f-4754-4a0e-916f-283516efaddd.pdf) |
| from bse | [Financial Year 2022 from bse](https://www.bseindia.com/bseplus/AnnualReport/512381/74050512381.pdf) |
| from bse | [Financial Year 2021 from bse](https://www.bseindia.com/bseplus/AnnualReport/512381/71967512381.pdf) |
| from bse | [Financial Year 2020 from bse](https://www.bseindia.com/bseplus/AnnualReport/512381/65599512381.pdf) |
| from bse | [Annual Report 2019 from bse](https://www.bseindia.com/bseplus/AnnualReport/532480/5324800319.pdf) |
| from bse | [Financial Year 2019 from bse](https://www.bseindia.com/bseplus/AnnualReport/512381/5123810319.pdf) |

### Earnings Call Documents

| Date | Document |
| --- | --- |
| May 2019 | [Concall - May 2019](https://www.bseindia.com/stockinfo/AnnPdfOpen.aspx?Pname=72cbe4ce-fa15-4c82-b633-5e02a6fea145.pdf) |
| May 2019 | [Concall - May 2019](https://www.bseindia.com/xml-data/corpfiling/AttachHis/72cbe4ce-fa15-4c82-b633-5e02a6fea145.pdf) |
| Jul 2019 | [Concall - Jul 2019](https://www.bseindia.com/stockinfo/AnnPdfOpen.aspx?Pname=af77ed66-474e-4983-8b94-583535f144bf.pdf) |
| Jul 2019 | [Concall - Jul 2019](https://www.bseindia.com/xml-data/corpfiling/AttachHis/af77ed66-474e-4983-8b94-583535f144bf.pdf) |
| Feb 2019 | [Concall - Feb 2019](https://www.bseindia.com/stockinfo/AnnPdfOpen.aspx?Pname=309565eb-4e91-4bea-999c-9de6ca295ed1.pdf) |
| Feb 2019 | [Concall - Feb 2019](https://www.bseindia.com/xml-data/corpfiling/CorpAttachment/2019/2/309565eb-4e91-4bea-999c-9de6ca295ed1.pdf) |

---

Provenance differs by section. Financial statements, shareholding and filings are as reported in company disclosures to NSE/BSE/SEBI. Price, volume and 52-week levels are exchange market data. Technical indicators are computed by Tapetide from daily closing prices. The Tapetide Score is Tapetide's own analysis. Analyst ratings are third-party estimates, not company statements. All figures are for research and information only and are not investment advice. Generated 2026-09-13T22:38:54.923Z.