---
title: "Regency Fincorp Ltd (540175) — Share Price, Financials & Analysis"
symbol: "540175"
company: "Regency Fincorp Ltd"
canonical: "https://tapetide.com/stocks/540175"
isin: "INE964R01013"
nse_symbol: "REGENCYFINCORPLTD"
bse_code: "540175"
sector: "Financial Services"
industry: "Other Financial Services"
market_cap_cr: 408.06
generated_at: "2026-09-13T19:44:49.087Z"
---

# Regency Fincorp Ltd (540175)

Canonical page: https://tapetide.com/stocks/540175

## Company

- **NSE Symbol:** REGENCYFINCORPLTD
- **BSE Code:** 540175
- **ISIN:** INE964R01013
- **Sector:** Financial Services
- **Industry:** Other Financial Services
- **Macro Sector:** Financial Services
- **Stock Type:** EQUITY
- **Listed Since:** 2016-12-27
- **Face Value:** ₹10
- **F&O Eligible:** No
- **Website:** regencyinvestments.co.in

## About

Incorporated in 1993, Regency Fincorp Ltd is in the business of a Non-Banking Financial Institution. [1]

## Latest Price

## Key Fundamentals

Observed at 2026-09-11T04:39:32.093834Z.

- **Market Cap:** ₹408.06 Cr
- **Classification:** Microcap
- **P/E (reported):** 30.7
- **EPS (TTM):** ₹2.13
- **EPS (reported):** ₹0.51
- **Book Value:** ₹19.53
- **Price to Book:** 2.37
- **Dividend Yield:** 0%
- **ROE:** 4.08%
- **ROCE:** 8.59%
- **Debt to Equity:** 0.98
- **Revenue (yearly):** ₹34.46 Cr
- **Net Income:** ₹13.3 Cr
- **EBITDA:** ₹23.79 Cr
- **52-Week High:** ₹48.8
- **52-Week Low:** ₹22.71
- **RSI (14):** 55.05

## Tapetide Score

- **Score:** 52 / 100
- **Score date:** 2026-09-04
- **Archetype:** Priced for Perfection
- **What it means:** The business scores well but the multiple leaves little room for error. The debate here is about the price, not the company; small disappointments tend to cost more at rich valuations.
- **Pillar profile:** Quality: Good · Valuation: Expensive · Momentum: Rising
- **Percentile:** 56.6 (of 4473 scored stocks)
- **Confidence:** 100%
- **Data coverage:** 100%

| Pillar | Score | Weight |
| --- | --- | --- |
| financial health | 23.95 | 9% |
| growth | 84.05 | 9% |
| momentum | 95.25 | 12% |
| ownership | 19.6 | 24% |
| quality | 72.23 | 22% |
| valuation | 43.66 | 24% |

The Tapetide Score is decision-support only, not investment advice.

## Key Insights

### Strengths

- Company is expected to give good quarter
- Company has delivered good profit growth of 96.3% CAGR over last 5 years

### Weaknesses

- Though the company is reporting repeated profits, it is not paying out dividend
- Promoter holding has decreased over last quarter: -2.31%
- Promoter holding is low: 21.4%
- Company has a low return on equity of 8.11% over last 3 years.
- Company might be capitalizing the interest cost

## Growth Rates

| Metric | QoQ | 1Y | 3Y | 5Y |
| --- | --- | --- | --- | --- |
| cash flow growth | — | 14.93% | -3.39% | 573.96% |
| ebitda margin growth | 88.46% | -16.62% | -24.5% | -15.63% |
| net income growth | 100% | 166% | 144% | 96% |
| revenue growth | 45% | 58.8% | 37% | 45% |
| roce | — | -23.91% | -60.99% | 10.78% |
| roe | — | 4.88% | 4.91% | -7.48% |

## Financial Statements

### Quarterly Results

All figures in ₹ crore unless the row name says otherwise.

| Item | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| Sales | 3.96 | 4.08 | 3.84 | 3.49 | 4.01 | 5.16 | 7.3 | 7.76 | 7.8 | 8.63 | 10.28 | 16.14 |
| Expenses | 0.91 | 0.79 | 1.04 | 1 | 1.3 | 1.27 | 2.67 | 2.42 | 2.24 | 1.84 | 4.18 | 2.73 |
| Operating Profit | 3.05 | 3.29 | 2.8 | 2.49 | 2.71 | 3.89 | 4.63 | 5.34 | 5.56 | 6.79 | 6.1 | 13.41 |
| OPM % | 77.02 | 80.64 | 72.92 | 71.35 | 67.58 | 75.39 | 63.42 | 68.81 | 71.28 | 78.68 | 59.34 | 83.09 |
| Other Income | 0.12 | 0.11 | 0.21 | 0.16 | 0.2 | 0.23 | 1.11 | 1.58 | 1.75 | 0.52 | 1.74 | 1.29 |
| Interest | 2.4 | 2.44 | 1.86 | 1.75 | 1.66 | 2.57 | 2.02 | 2.28 | 2.55 | 2.51 | 2.94 | 5.07 |
| Depreciation | 0.21 | 0.25 | 0.23 | 0.17 | 0.17 | 0.17 | 0.22 | 0.24 | 0.22 | 0.21 | 0.2 | 0.24 |
| Profit before tax | 0.56 | 0.71 | 0.92 | 0.73 | 1.08 | 1.38 | 3.5 | 4.4 | 4.54 | 4.59 | 4.7 | 9.39 |
| Tax % | 26.79 | 25.35 | 18.48 | 26.03 | 25.93 | 25.36 | 26.29 | 28.18 | 26.87 | 25.93 | 24.68 | 25.13 |
| Net Profit | 0.42 | 0.53 | 0.75 | 0.54 | 0.8 | 1.03 | 2.59 | 3.16 | 3.32 | 3.4 | 3.53 | 7.03 |
| EPS in Rs | 0.12 | 0.15 | 0.2 | 0.12 | 0.18 | 0.21 | 0.41 | 0.45 | 0.48 | 0.42 | 0.44 | 0.79 |

### Profit & Loss

All figures in ₹ crore unless the row name says otherwise.

| Item | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | TTM |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| Sales | 1 | 2 | 4 | 5 | 5 | 14 | 16 | 21 | 34 | 43 |
| Expenses | 0 | 1 | 1 | 2 | 2 | 2 | 3 | 6 | 11 | 11 |
| Operating Profit | 0 | 1 | 3 | 3 | 4 | 11 | 13 | 16 | 24 | 32 |
| OPM % | 67 | 62 | 72 | 61 | 71 | 82 | 82 | 73 | 69 | 74 |
| Other Income | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 6 | 5 |
| Interest | 0 | 1 | 2 | 2 | 3 | 9 | 9 | 8 | 10 | 13 |
| Depreciation | 0 | 0 | 0 | 0 | 0 | 0 | 1 | 1 | 1 | 1 |
| Profit before tax | 0 | 0 | 1 | 1 | 1 | 1 | 3 | 7 | 18 | 23 |
| Tax % | 26 | 27 | 30 | 30 | 24 | 28 | 23 | 26 | 26 | — |
| Net Profit | 0 | 0 | 0 | 0 | 1 | 1 | 2 | 5 | 13 | 17 |
| EPS in Rs | 0.19 | 0.24 | 0.23 | 0.26 | 0.51 | 0.86 | 0.52 | 0.78 | 1.67 | 2.13 |
| Dividend Payout % | 0 | 10 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | — |

### Balance Sheet

All figures in ₹ crore unless the row name says otherwise.

| Item | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| Equity Capital | 3 | 3 | 4 | 4 | 4 | 5 | 11 | 38 | 64 | 80 |
| Reserves | 0 | 2 | 3 | 5 | 5 | 7 | 3 | 12 | 58 | 80 |
| Borrowings | 0 | 5 | 19 | 27 | 28 | 77 | 90 | 95 | 105 | 156 |
| Other Liabilities | 0 | 3 | 0 | 1 | 2 | 2 | 3 | 2 | 3 | 13 |
| Total Liabilities | 3 | 13 | 26 | 37 | 39 | 91 | 106 | 147 | 229 | 329 |
| Fixed Assets | 0 | 0 | 1 | 1 | 2 | 2 | 3 | 6 | 6 | 6 |
| CWIP | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Investments | 0 | 0 | 0 | 0 | 1 | 1 | 0 | 0 | 3 | 1 |
| Other Assets | 3 | 13 | 25 | 35 | 36 | 88 | 103 | 141 | 220 | 321 |
| Total Assets | 3 | 13 | 26 | 37 | 39 | 91 | 106 | 147 | 229 | 329 |

### Cash Flow

All figures in ₹ crore unless the row name says otherwise.

| Item | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| Cash from Operating Activity | 0 | 1 | 2 | 1 | 2 | 0 | 12 | 10 | 11 | 28 |
| Cash from Investing Activity | 0 | 0 | -1 | 0 | -1 | -1 | -15 | -29 | -48 | -88 |
| Cash from Financing Activity | -1 | 1 | -3 | 1 | -2 | 1 | 4 | 31 | 68 | 66 |
| Net Cash Flow | 0 | 2 | -1 | 1 | -1 | 1 | 1 | 12 | 31 | 6 |
| Free Cash Flow | 0 | 1 | 2 | 0 | 1 | 0 | 11 | 6 | 11 | 26 |
| CFO/OP | 69 | 228 | 181 | 21 | 51 | 5 | 110 | 82 | 84 | 137 |

### Ratios

| Item | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| Debtor Days | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Cash Conversion Cycle | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Working Capital Days | 2288 | 1061 | 2 | 16 | -60 | -13 | -34 | 7 | 25 | -1549 |
| ROCE % | 10 | 6 | 8 | 8 | 8 | 6 | 11 | 10 | 8 | 11 |

## Shareholding Pattern

### Quarterly

| Category | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| Promoters | 23.17% | 23.18% | 23.19% | 22.89% | 23.43% | 23.13% | 17.46% | 16.86% | 17.58% | 23.74% | 23.74% | 21.43% |
| FIIs | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% |
| DIIs | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0.98% | 1.19% | 1.19% | 1.07% |
| Government | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% |
| Public | 28.1% | 27.8% | 28.16% | 42.19% | 34.02% | 38.94% | 54.97% | 53.99% | 49.2% | 46.44% | 44.18% | 45.93% |
| Others | 48.73% | 49.02% | 48.66% | 34.92% | 42.55% | 37.93% | 27.57% | 29.15% | 32.24% | 28.63% | 30.89% | 31.57% |
| No. of Shareholders | 3751 | 3890 | 4421 | 4678 | 6559 | 6463 | 6386 | 6195 | 6434 | 6103 | 5771 | 5631 |

## Technical Indicators

Derived from daily closing prices and recomputed each trading session; values move with the market.

- **Overall Signal:** Buy
- **Buy / Neutral / Sell:** 9 / 5 / 5

### Moving Averages — summary: **Strong Buy**

| Indicator | Value | Signal |
| --- | --- | --- |
| SMA (10) | 46.9 | Sell |
| EMA (10) | 46.61 | Sell |
| SMA (20) | 46.63 | Sell |
| EMA (20) | 46.29 | Buy |
| SMA (50) | 44.38 | Buy |
| EMA (50) | 44.11 | Buy |
| SMA (100) | 39.48 | Buy |
| EMA (100) | 41.25 | Buy |
| SMA (200) | 38.44 | Buy |
| EMA (200) | 37.91 | Buy |

### Oscillators — summary: **Neutral**

| Indicator | Value | Signal |
| --- | --- | --- |
| RSI (14) | 54.64 | Neutral |
| MACD (12,26,9) | 0.66 | Sell |
| Stochastic (14,3,3) | 40.02 | Neutral |
| ADX (14) | 29.07 | Buy |
| Williams %R (14) | -65.53 | Neutral |
| ATR (14) | 1.99 | High Volatility |
| ROC (12) | -1.43 | Sell |
| Stoch RSI (14) | 0 | Buy |
| UO (7,14,28) | 53.52 | Neutral |

## Filings & Documents

### Other Documents

| Date | Document |
| --- | --- |
| 9h - Regency Fincorp reported FY26 PAT of ₹13.4 crore; board approved up to ₹400 crore NCD fundraising. | [Announcement under Regulation 30 (LODR)-Press Release / Media Release 9h - Regency Fincorp reported FY26 PAT of ₹13.4 crore; board approved up to ₹400 crore NCD fundraising.](https://www.bseindia.com/xml-data/corpfiling/AttachLive/5a6608ec-8f46-48c1-ad0d-b81a4e6ddc1a.pdf) |
| 9h - FY26 PAT rose 170% to ₹13.4 crore; AUM ₹261.2 crore; board approved up to ₹400 crore NCDs. | [Announcement under Regulation 30 (LODR)-Press Release / Media Release 9h - FY26 PAT rose 170% to ₹13.4 crore; AUM ₹261.2 crore; board approved up to ₹400 crore NCDs.](https://www.bseindia.com/xml-data/corpfiling/AttachLive/cd53c6d9-8bd7-4bc0-b598-668126b58782.pdf) |
| 9h - EGM voting results dated 22 Apr 2026: 5 resolutions passed, including director appointments, borrowing limits and NCD issuance. | [Voting Results Of EGM 9h - EGM voting results dated 22 Apr 2026: 5 resolutions passed, including director appointments, borrowing limits and NCD issuance.](https://www.bseindia.com/xml-data/corpfiling/AttachLive/612afaff-906b-4da2-a433-71f01dfb0483.pdf) |
| 9h - EGM approved two independent directors, Articles change, higher borrowing limits, and private placement of NCDs/CPs. | [General Announcement 9h - EGM approved two independent directors, Articles change, higher borrowing limits, and private placement of NCDs/CPs.](https://www.bseindia.com/xml-data/corpfiling/AttachLive/37f7c6aa-cb33-4b70-b780-9eef2d8ba679.pdf) |
| 9h - EGM approved two independent directors, AOA change, higher borrowing limits, and NCD/commercial paper issuance. | [Announcement under Regulation 30 (LODR)-Amendments to Memorandum & Articles of Association 9h - EGM approved two independent directors, AOA change, higher borrowing limits, and NCD/commercial paper issuance.](https://www.bseindia.com/xml-data/corpfiling/AttachLive/13639960-63a5-4163-9242-4e0b3e7fd0f8.pdf) |
| 9h - BSE granted listing approval for privately placed securities on 11 May 2026. | [Listing Approval 9h - BSE granted listing approval for privately placed securities on 11 May 2026.](https://www.bseindia.com/xml-data/corpfiling/AttachLive/a9bf439f-b11d-473a-b65a-3ad7a50b0ab5.pdf) |
| 9h - BSE approved trading of 6,620,201 equity shares (₹10 face, ₹12 premium), effective March 30, 2026. | [Receipt Of Trading Approval 9h - BSE approved trading of 6,620,201 equity shares (₹10 face, ₹12 premium), effective March 30, 2026.](https://www.bseindia.com/xml-data/corpfiling/AttachLive/3940ee7a-7f03-4250-9195-21a42f3bc4b4.pdf) |
| 9h - Board meets 24 April 2026 to consider NCD issuance and debenture trustee appointment. | [Board Meeting Intimation for Fund Raising 9h - Board meets 24 April 2026 to consider NCD issuance and debenture trustee appointment.](https://www.bseindia.com/xml-data/corpfiling/AttachLive/225a2d3a-b527-4411-bbd1-1990675bad54.pdf) |
| 9h - Board approved up to INR 500 crore NCDs, director changes, AoA amendment; EGM on 22 Apr 2026. | [Board Meeting Outcome for Resubmission Of Outcome Of Board Meeting Held On 25Th March, 2026 9h - Board approved up to INR 500 crore NCDs, director changes, AoA amendment; EGM on 22 Apr 2026.](https://www.bseindia.com/xml-data/corpfiling/AttachLive/e087fa1f-2d27-4e37-9dec-21287f197105.pdf) |
| 9h - Board approved up to INR 500 crore NCD issue; EGM on 22 April 2026; director changes and AoA amendment. | [Announcement under Regulation 30 (LODR)-Change in Directorate 9h - Board approved up to INR 500 crore NCD issue; EGM on 22 April 2026; director changes and AoA amendment.](https://www.bseindia.com/xml-data/corpfiling/AttachLive/8b800941-04e2-4c37-8e9f-f6470fdda916.pdf) |

### Exchange Filings & Announcements

| Date | Document |
| --- | --- |
| 2026-09-09 | [Announcement under Regulation 30 (LODR)-Press Release / Media Release](https://www.bseindia.com/stockinfo/AnnPdfOpen.aspx?Pname=c8d4d798-30ba-4f07-84f1-07290ebfd33f.pdf) |
| 2026-09-09 | [Board Meeting Outcome for Outcome Of Board Meeting](https://www.bseindia.com/stockinfo/AnnPdfOpen.aspx?Pname=7baa23cf-d0c6-4ca2-bdb4-8be39b18875b.pdf) |
| 2026-09-09 | [Announcement under Regulation 30 (LODR)-Issue of Securities](https://www.bseindia.com/stockinfo/AnnPdfOpen.aspx?Pname=6137e8d9-f10c-421f-8c50-eddde78cf42e.pdf) |
| 2026-09-09 | [Announcement under Regulation 30 (LODR)-Preferential Issue](https://www.bseindia.com/stockinfo/AnnPdfOpen.aspx?Pname=20ef3a15-6760-4906-897e-6154ad3f436f.pdf) |
| 2026-09-09 | [Outcome Of Board Meeting Held On 09Th September 2026](https://www.bseindia.com/stockinfo/AnnPdfOpen.aspx?Pname=c3920a1f-51c3-4b40-90d4-94eb13c732e5.pdf) |
| 2026-09-05 | [Board Meeting Intimation for Prior Intimation Of Board Meeting To Consider And Approve The Fund Rasing And Increasing The Authorised Share Capital Of The Company.](https://www.bseindia.com/stockinfo/AnnPdfOpen.aspx?Pname=db08b426-9325-4121-beed-70bab8cdd7ab.pdf) |
| 2026-09-05 | [Announcement under Regulation 30 (LODR)-Newspaper Publication](https://www.bseindia.com/stockinfo/AnnPdfOpen.aspx?Pname=cee7df6a-b497-46ef-85bb-fb8e3da8ee68.pdf) |
| 2026-09-04 | [Notice Of 33RD Annual General Meeting Of The Company](https://www.bseindia.com/stockinfo/AnnPdfOpen.aspx?Pname=7184fb0f-399e-4f85-a7ca-9519986558a3.pdf) |
| 2026-09-04 | [Reg. 34 (1) Annual Report.](https://www.bseindia.com/stockinfo/AnnPdfOpen.aspx?Pname=a05ef183-c217-49a0-a864-1e1de56692b9.pdf) |
| 2026-09-04 | [Board Meeting Outcome for Outcome Of Board Meeting](https://www.bseindia.com/stockinfo/AnnPdfOpen.aspx?Pname=c2a646e3-37a3-4194-968a-210246efa46c.pdf) |

### Earnings Call Transcripts

| Date | Document |
| --- | --- |
| 2026-07-27 | [Announcement under Regulation 30 (LODR)-Earnings Call Transcript](https://www.bseindia.com/stockinfo/AnnPdfOpen.aspx?Pname=ee31a1c1-ac4b-4c06-9da8-72b345123c13.pdf) |
| 2026-05-14 | [Announcement under Regulation 30 (LODR)-Earnings Call Transcript](https://www.bseindia.com/stockinfo/AnnPdfOpen.aspx?Pname=b0dd39e1-11b5-4bec-9983-20eb191f3046.pdf) |

### Earnings Call Recordings

| Date | Document |
| --- | --- |
| 2026-07-21 | [Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - Outcome](https://www.bseindia.com/stockinfo/AnnPdfOpen.aspx?Pname=f208d033-4e16-4646-8690-8eafaed9d326.pdf) |
| 2026-05-07 | [Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - Outcome](https://www.bseindia.com/stockinfo/AnnPdfOpen.aspx?Pname=b78225fd-a8b4-448d-bce2-7ceeb367eca3.pdf) |

### Results & Financial Statements

| Date | Document |
| --- | --- |
| 2026-07-20 | [Unaudited Financial Results For Quarter Ended 30Th June 2026](https://www.bseindia.com/stockinfo/AnnPdfOpen.aspx?Pname=4bc8cb8c-7b7f-4cee-8935-f681047f6f25.pdf) |
| 2026-05-06 | [Financial Results For 31St March 2026](https://www.bseindia.com/stockinfo/AnnPdfOpen.aspx?Pname=8227e1b8-4123-4f2a-a15b-a8f0c1199be7.pdf) |

### Investor Presentations

| Date | Document |
| --- | --- |
| 2026-07-20 | [Announcement under Regulation 30 (LODR)-Investor Presentation](https://www.bseindia.com/stockinfo/AnnPdfOpen.aspx?Pname=9f3225a6-72bf-4753-aeee-b23aaeb6976c.pdf) |
| 2026-05-06 | [Announcement under Regulation 30 (LODR)-Investor Presentation](https://www.bseindia.com/stockinfo/AnnPdfOpen.aspx?Pname=2ff7b379-6d19-4312-b587-d984f8ca58d9.pdf) |

### Earnings Call Documents

| Date | Document |
| --- | --- |
| May 2026 | [Concall - May 2026](https://www.bseindia.com/xml-data/corpfiling/AttachHis/b0dd39e1-11b5-4bec-9983-20eb191f3046.pdf) |
| May 2026 | [Concall - May 2026](https://www.bseindia.com/xml-data/corpfiling/AttachLive/b0dd39e1-11b5-4bec-9983-20eb191f3046.pdf) |
| May 2026 | [Concall - May 2026](https://www.bseindia.com/xml-data/corpfiling/AttachHis/2ff7b379-6d19-4312-b587-d984f8ca58d9.pdf) |

---

Provenance differs by section. Financial statements, shareholding and filings are as reported in company disclosures to NSE/BSE/SEBI. Price, volume and 52-week levels are exchange market data. Technical indicators are computed by Tapetide from daily closing prices. The Tapetide Score is Tapetide's own analysis. Analyst ratings are third-party estimates, not company statements. All figures are for research and information only and are not investment advice. Generated 2026-09-13T19:44:49.087Z.