---
title: "Finalysis Credit & Guarantee Company Ltd (531820) — Share Price, Financials & Analysis"
symbol: "531820"
company: "Finalysis Credit & Guarantee Company Ltd"
canonical: "https://tapetide.com/stocks/531820"
isin: "INE977C01017"
bse_code: "531820"
generated_at: "2026-10-13T11:00:15.850Z"
---

# Finalysis Credit & Guarantee Company Ltd (531820)

Canonical page: https://tapetide.com/stocks/531820

## Company

- **BSE Code:** 531820
- **ISIN:** INE977C01017
- **Stock Type:** EQUITY
- **Listed Since:** 1994-08-11
- **Face Value:** ₹10
- **F&O Eligible:** No
- **Website:** finalysis.in

## About

Finalysis Credit & Guarantee Co. Ltd. is mainly engaged in finance and finance related activities.

## Latest Price

## Key Insights

### Strengths

- Company has reduced debt.
- Company is almost debt free.
- Stock is trading at 0.13 times its book value

### Weaknesses

- Company has low interest coverage ratio.
- Company has a low return on equity of 0.35% over last 3 years.

## Growth Rates

| Metric | 1Y |
| --- | --- |
| net income growth | 700% |

## Financial Statements

### Quarterly Results

All figures in ₹ crore unless the row name says otherwise.

| Item | Mar 2013 | Jun 2013 | Sep 2013 | Dec 2013 |
| --- | --- | --- | --- | --- |
| Sales | 0.06 | 0 | 0 | 0 |
| Expenses | 0.05 | 0.05 | 0.03 | 0.01 |
| Operating Profit | 0.01 | -0.05 | -0.03 | -0.01 |
| OPM % | 16.67 | — | — | — |
| Other Income | 0 | 0 | 0 | 0 |
| Interest | 0 | 0 | 0 | 0 |
| Depreciation | 0 | 0 | 0 | 0 |
| Profit before tax | 0.01 | -0.05 | -0.03 | -0.01 |
| Tax % | 0 | 0 | 0 | 0 |
| Net Profit | 0.01 | -0.05 | -0.03 | -0.01 |
| EPS in Rs | 0.02 | -0.09 | -0.05 | -0.02 |

### Profit & Loss

All figures in ₹ crore unless the row name says otherwise.

| Item | Mar 2010 | Mar 2011 | Mar 2012 | TTM |
| --- | --- | --- | --- | --- |
| Sales | 0 | 0 | 0.3 | 0.06 |
| Expenses | 0.01 | 0.01 | 0.26 | 0.14 |
| Operating Profit | -0.01 | -0.01 | 0.04 | -0.08 |
| OPM % | — | — | 13.33 | -133.33 |
| Other Income | 0 | 0 | 0 | 0 |
| Interest | 0 | 0 | 0 | 0 |
| Depreciation | 0 | 0 | 0 | 0 |
| Profit before tax | -0.01 | -0.01 | 0.04 | -0.08 |
| Tax % | 0 | 0 | -50 | — |
| Net Profit | -0.01 | -0.01 | 0.06 | -0.08 |
| EPS in Rs | -0.02 | -0.02 | 0.11 | -0.14 |
| Dividend Payout % | 0 | 0 | 0 | — |

### Balance Sheet

All figures in ₹ crore unless the row name says otherwise.

| Item | Mar 2010 | Mar 2011 | Mar 2012 |
| --- | --- | --- | --- |
| Equity Capital | 4.01 | 4.01 | 4.77 |
| Reserves | -0.28 | -0.29 | -0.23 |
| Borrowings | 0.15 | 0.15 | 0.01 |
| Other Liabilities | 0.07 | 0.08 | 0.01 |
| Total Liabilities | 3.95 | 3.95 | 4.56 |
| Fixed Assets | 2.61 | 2.61 | 2.61 |
| CWIP | 0 | 0 | 0 |
| Investments | 1.19 | 1.19 | 1.59 |
| Other Assets | 0.15 | 0.15 | 0.36 |
| Total Assets | 3.95 | 3.95 | 4.56 |

### Cash Flow

All figures in ₹ crore unless the row name says otherwise.

| Item | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| Cash from Operating Activity | -6 | 7 | -8 | -9 | -9 | -8 | -9 | -9 | -9 | -9 |
| Cash from Investing Activity | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Cash from Financing Activity | -2 | -2 | -1 | 7 | 11 | 8 | 9 | 8 | 9 | 8 |
| Net Cash Flow | -8 | 6 | -8 | -1 | 2 | -1 | 0 | -1 | 1 | -1 |

### Ratios

| Item | Mar 2010 | Mar 2011 | Mar 2012 |
| --- | --- | --- | --- |
| Debtor Days | — | — | 0 |
| Cash Conversion Cycle | — | — | 0 |
| Working Capital Days | — | — | 389.33 |
| ROCE % | — | -0.26 | 0.95 |

## Shareholding Pattern

### annual

| Category | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Dec 2025 |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| Promoters | 75.01% | 75% | 75% | 75% | 75% | 75% | 75% | 75% | 75% | 75% |
| DIIs | 0.01% | 0.01% | 0.02% | 0.01% | 0.01% | 0.01% | 0.01% | 0.01% | 0.01% | 0.01% |
| Public | 24.98% | 24.99% | 24.98% | 24.99% | 24.99% | 24.99% | 24.98% | 24.99% | 24.99% | 24.98% |
| No. of Shareholders | 13373 | 12715 | 12351 | 12222 | 12142 | 12382 | 12067 | 11688 | 11704 | 11722 |

### Quarterly

| Category | Mar 2023 | Jun 2023 | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| Promoters | 75% | 75% | 75% | 75% | 75% | 75% | 75% | 75% | 75% | 75% | 75% | 75% |
| DIIs | 0.01% | 0.01% | 0.01% | 0.01% | 0.01% | 0.01% | 0.01% | 0.01% | 0.01% | 0.01% | 0.01% | 0.01% |
| Public | 24.98% | 24.99% | 24.98% | 24.98% | 24.99% | 24.99% | 24.98% | 24.99% | 24.99% | 24.99% | 24.99% | 24.98% |
| No. of Shareholders | 12067 | 11973 | 11998 | 11870 | 11688 | 11612 | 11611 | 11610 | 11704 | 11688 | 11673 | 11722 |

## Filings & Documents

### Other Documents

| Date | Document |
| --- | --- |
| 2026-02-16 | [Announcement under Regulation 30 (LODR)-Newspaper Publication](https://www.bseindia.com/xml-data/corpfiling/AttachHis/1203044f-0c3c-4309-a678-8961acc28cf5.pdf) |
| 2026-02-11 | [Announcement under Regulation 30 (LODR)-Newspaper Publication](https://www.bseindia.com/xml-data/corpfiling/AttachHis/d899c4e3-0e78-4ab8-b1e6-418ceac5ab86.pdf) |
| 2026-02-10 | [Un Audited Financial Results For Quarter And Nine Months Ended December 31, 2025](https://www.bseindia.com/xml-data/corpfiling/AttachHis/6fcaaaaa-c54a-407f-a0a3-7b17c3ce14bf.pdf) |
| 2026-02-04 | [Intimation Of SEBI Circular Dated 30/01/2026 Ease Of Doing Investment - Special Window For Transfer And Dematerialisation Of Physical Securities](https://www.bseindia.com/xml-data/corpfiling/AttachHis/554f3fc8-5944-4c2e-a488-5ef0d8af442d.pdf) |
| 2026-02-02 | [Board Meeting Intimation for To Consider And Approve Un Audited Financial Results For Quarter And Nine Months Ended December 31, 2025](https://www.bseindia.com/xml-data/corpfiling/AttachHis/c8ba5511-2f4c-459d-84ee-9a25d0590f51.pdf) |

### Annual Reports

| Date | Document |
| --- | --- |
| 2025 | [Financial Year 2025](https://www.bseindia.com/xml-data/corpfiling/AttachHis/8758c5e5-5d6a-4b95-a314-9367a9dabb99.pdf) |
| 2024 | [Financial Year 2024](https://www.bseindia.com/xml-data/corpfiling/AttachHis/a091b774-735f-4bfd-91b3-2dfc262199da.pdf) |
| 2023 | [Financial Year 2023](https://www.bseindia.com/xml-data/corpfiling/AttachHis/21775480-caf5-484a-abb6-bc4248fdd4cb.pdf) |
| 2022 | [Financial Year 2022](https://www.bseindia.com/xml-data/corpfiling/AttachHis/ed05cf3b-a80c-4608-985b-1f1e550cd545.pdf) |
| 2021 | [Financial Year 2021](https://www.bseindia.com/bseplus/AnnualReport/523449/71587523449.pdf) |
| 2020 | [Financial Year 2020](https://www.bseindia.com/bseplus/AnnualReport/523449/65338523449.pdf) |
| Mar 2019 | [Financial Year 2019](https://www.bseindia.com/bseplus/AnnualReport/523449/5234490319.pdf) |
| Mar 2018 | [Financial Year 2018](https://www.bseindia.com/bseplus/AnnualReport/523449/5234490318.pdf) |
| Mar 2017 | [Financial Year 2017](https://www.bseindia.com/bseplus/AnnualReport/523449/5234490317.pdf) |
| Mar 2016 | [Financial Year 2016](https://www.bseindia.com/bseplus/AnnualReport/523449/5234490316.pdf) |

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Provenance differs by section. Financial statements, shareholding and filings are as reported in company disclosures to NSE/BSE/SEBI. Price, volume and 52-week levels are exchange market data. Technical indicators are computed by Tapetide from daily closing prices. The Tapetide Score is Tapetide's own analysis. Analyst ratings are third-party estimates, not company statements. All figures are for research and information only and are not investment advice. Generated 2026-10-13T11:00:15.850Z.